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About MFCU > Fall means football, pumpkins…and the Whatever Loan!
Fall means football, pumpkins…and the Whatever Loan!
Authored By: Katie Stoeckle on 10/12/2016

The $1,000 Whatever Loan with no credit score limit* begins again in November.  Are you ready?

Whether you’ve received the Whatever Loan in the past or you’re looking to apply for the first time, here’s a list of what you’ll need to have before you can enjoy the benefits:

  • Direct Deposit of your net pay into an MFCU checking account
  • Most recent pay stub

Invite your friends and family to find their happy with us.  The Whatever Loan might be just what they need too!

If the Whatever Loan doesn’t meet your needs, we have other lending options available.

 

*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025.  In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $93.93 and an interest rate of 22.90% APR.  Some restrictions may apply.

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Comments
when does this offer end
10/31/2016 9:59 AM jessica c. from Prudenville, MI
is the whatever loan for the whole month of November?
Reply From Members First Credit Union:

Thanks for your inquiry about the $1,000 Whatever Loan.  We don't have an exact end date for the Whatever Loan, as it is only available for a limited time.  In the past few years, the Whatever Loan has concluded around December 31, but we cannot guarantee that will happen again this year.  If you have other questions about the Whatever Loan or our other lending options, please contact our Call Center at 855.835.6328 x.0.  We look forward to helping you find your happy!

10/29/2016 11:22 PM Kathlene G. from Midland, MI
What do u mean by a loss? I didnt have it last year but want to apply this year. I had it in past years and was hoping i could get it this year. I meet all qualifications but dont get the loss part is. Can you tell me about this? Does my fast cash loan have to be paid off to qualify for the whatever loan? Hope to hear back from u soon! Thank you.
Reply From Members First Credit Union:

Thanks for your inquiry.  The best way to learn about your qualification options is to come in to see a loan officer on or after November 1, when the Whatever Loan starts.  If you would like more information before then, please contact our Call Center at 855.835.6328 x.0 for personalized service.  We look forward to helping you find your happy!

10/29/2016 8:37 AM an anonymous user.
What if we didn't receive a letter but know that payments for previous whatever loan were always paid on time
Reply From Members First Credit Union:

Thanks for your inquiry about the Whatever Loan.  If you haven't received the letter but think you may still be able to receive the $1,500 Whatever Loan for previous members with positive Whatever Loan payment history, you may still be eligible.  Please contact our Call Center at 855.835.6328 x.0 for personal and confidential service or stop in to any of our eight branches tomorrow when the Whatever Loan begins.  We look forward to helping you find your happy!

10/28/2016 5:07 PM an anonymous user.
when will the invites be mailed out?
Reply From Members First Credit Union:

Thanks for your inquiry.  The letters to previous Whatever Loan members with postivie payment history were mailed out October 20.  However, if you are just looking for the $1,000 Whatever Loan, you can come in to see any loan officer, no invitation needed.  If you have other questions or concerns about the $1,000 Whatever Loan or one of our other lending options, please contact our Call Center at 855.835.6328 x.0.  We look forward to helping you find your happy!

Whatever loan
10/28/2016 8:09 AM Alicia M. from Remus, MI
Can we get the whatever loan if we have other loans but the loans are paid on time and are not late?
Reply From Members First Credit Union:

Thanks for your inquiry.  Members can receive the $1,000 Whatever Loan if they have other loans.  Here are the stipulations for members to receive the $1,000 Whatever Loan:

  • Must have direct deposit of net pay into an MFCU checking account
  • Must not have caused MFCU a loss
  • Must be at your place of employment for at least 6 months
  • Must be eligible for membership

To get ready before the $1,000 Whatever Loan is available on November 1, make sure to set up direct deposit of your net pay into an MFCU checking account and be sure to bring in your most recent pay stub with you.  If you have other questions or concerns about the $1,000 Whatever Loan or one of our other lending options, please contact our Call Center at 855.835.6328 x.0.  We look forward to helping you find your happy!

10/27/2016 12:29 PM an anonymous user.
Is the whatever lan something you will be able to apply online for?
Reply From Members First Credit Union:

Thanks for your inquiry.  You will be able to start the application for the $1,000 Whatever Loan online, however, you will still need to come in to your nearest branch to meet with a loan officer and have funds dispersed.  If you have other questions or concerns about the $1,000 Whatever Loan or one of our other lending options, please contact our Call Center at 855.835.6328 x.0.  We look forward to helping you find your happy!

Current Whatever loan
10/26/2016 6:58 PM Keith C. from Mount Pleasant, MI
If we have a current whatever loan how do we know if it is paid off?
Reply From Members First Credit Union:

Thanks for your inquiry.  If you'd like to learn the current status of your Whatever Loan, please check your Online Banking account or contact our Call Center at 855.835.6325 x.0.  We look forward to helping you find your happy!

10/25/2016 6:45 AM matthew r. from Bay City, MI
Is this available on Nov 1st?
thank you.
Reply From Members First Credit Union:

Thanks for your inquiry.  The $1,000 Whatever Loan will be available on Tuesday, November 1, 2016 for a limited time!  In the meantime, make sure you're ready.  In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. We look forward to helping you find your happy!

Whatever loan
10/24/2016 11:49 AM an anonymous user.
Are you guys doing it to where we can just go up to the counter again this year with a paper that we get or are we having to go speak with a loan officer
Reply From Members First Credit Union:

Thanks for your inquiry.  The $1,500 Whatever Loan is available to certain members who have had a Whatever Loan in the past and demonstrated a positive payment history.  If you meet these requirements, you should receive a detailed mailing about this shortly.  We also invite you to speak with a loan officer or our Call Center in November to explore all of your Whatever Loan questions and lending options.  We look forward to helping you find your happy!

Ending
10/22/2016 7:15 PM Samantha A. from Midland, MI
When is the last day this is available?
Reply From Members First Credit Union:

Thanks for your inquiry about the $1,000 Whatever Loan.  We don't have an exact end date for the Whatever Loan, as it is only available for a limited time.  In the past few years, the Whatever Loan has concluded around December 31, but we cannot guarantee that will happen again this year.  If you have other questions about the Whatever Loan or our other lending options, please contact our Call Center at 855.835.6328 x.0.  We look forward to helping you find your happy!

10/17/2016 1:16 PM Carmen N. from Harrison, MI
Is there still a $1500 for returning members?
Reply From Members First Credit Union:

Thanks for your inquiry.  The $1,500 Whatever Loan is available to certain members who have had a Whatever Loan in the past and demonstrated a positive payment history.  If you meet these requirements, you should receive a detailed mailing about this shortly.  We also invite you to speak with a loan officer or our Call Center in November to explore all of your Whatever Loan questions and lending options.  We look forward to helping you find your happy!

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Members First Credit Union | P.O. Box 2165 | Midland, MI 48641
Phone 855-835-MFCU (6328) | mail@mfcu.net

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