Use MFCU's Skip-A-Pay feature* and use the funds for groceries, child care, loss of income, or whatever unexpected circumstances pop up. When you skip a qualifying payment, you can use the money how you need.

Skip-A-Pay is a great option for when things don't go as planned. And the best part? Using Skip-A-Pay allows you to keep your positive payment history on the loan while giving you the option to put your money where you need it most.

Interested in Skip-A-Pay? Stop by your local branch or call 855.835.6328!

In order to use Skip-A-Pay, you must pay a $25 fee per loan and submit the request form 5 days prior to the loan payment due date.

*All loans must be current to qualify for a Skip-A-Pay. A Skip-A-Pay will not be granted if you have caused the credit union a loss, have any charged off loans that were not redeemed, or have a current Trouble Debt Restructure or Loan Modification. Real Estate Secured loans, Overdraft Lines of Credit, Balloon Loans, Whatever Loans, Business loans and VISAs are not eligible for Skip-A-Pay. Skip-A-Pay may be used once every 12 months. Skipped payment will be added to the end of your loan and the date of the final payment will be adjusted to account for the skipped payment. Interest will accrue on the balance of the loan during the skipped payment, and may cause an increased final payment. Other restrictions may apply. Members First Credit Union reserves the right to decline any Skip-A-Pay requests.”

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