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Our leadership team is dedicated to the mission of Members First Credit Union of encouraging a better tomorrow, and is continuously looking for ways to improve and grow our credit union.

Leadership at Members First Credit Union

The Executive Leadership team at Members First Credit Union is dedicated to providing financial security for our members while encouraging a better tomorrow in a meaningful and impactful way.

Carrie IafrateCarrie Iafrate | Chief Executive Officer

Carrie Iafrate is a confident, heartfelt leader who inspires. Throughout her 20+ year career at the credit union, Carrie has focused on strategic planning, organizational growth, product development, high performing leadership and talent development, strategic marketing/data analytics, and culture development. She is actively involved in Members First’s communities across Michigan as well as local, state, and national industry affiliations.

Carrie speaks openly and often about her love for our credit union and movement, emulating our core values of being trustworthy, caring and enthusiastic. Her team’s commitment to people helping people and confidence in their future together inspires her. She cares deeply about her members, team, and communities and embraces the responsibility of her role to ensure we all thrive.


Amy GarverAmy Garver | Chief Operations Officer

As Chief Operations Officer, Amy Garver elevates member experience. She ensures Members First Credit Union processes are optimized by empowering teams to fulfill their purpose of serving members and communities through all channels. She leads with enthusiasm and a deep passion for cultivating deep member relationships. Garver has been with Members First since the merger with Central Michigan Community Federal Credit Union in 2012. She served as the Assistant Vice President of Operations at CMCFCU prior to merge.



Tamara McGovernTamara McGovern | Chief Financial Officer

As Chief Financial Officer, Tamara McGovern leads the financial affairs of the credit union to ensure outstanding performance, growth, safety, and soundness for the organization and members. Taking a “risk aware” approach, she is able to optimize revenue and enhance the credit union’s performance in accordance with strategic initiatives. She develops financial plans that are innovative, smart, and forward-thinking. Tamara joined Members First in 2020 and brings with her over 25 years of experience in the Finance and Banking industry.



Marcie Long

Marcie Long | Chief Strategy Officer

As Chief Strategy Officer, Marcie Long cultivates a community that attracts engaged employees who proudly commit to the culture. She ensures Members First Credit Union’s strategy, brand, and culture align and personify the co-operative’s core values to be trustworthy, caring and enthusiastic. Marcie has a fierce desire for progress and purpose and brings with her more than 15 years of credit union experience, including roles in member service, collections, and mortgage processing.




Volunteers are essential to the credit union movement and although credit unions today require full-time professional management, the importance of dedicated and knowledgeable volunteers remains vital to credit unions as the true representatives of the member-owners of the institution. Our volunteers set credit union policy, provide expertise and talents, and are one of the reasons why we still have an independent and highly successful credit union system. Credit unions were founded on the principle of "people helping people" and our volunteers continue to put that philosophy into action.

Board of Directors

Our Board of Directors are all volunteers and they hold the power and the responsibility for oversight of the operations and functions of the credit union. Our Board Members establish goals and objectives, appraise performance and results, report to our membership, develop a strategic plan, and much more. We appreciate their efforts and dedication to our credit union and our mission.

Current Board of Directors

Bob Cooper, Chairman
Bob Lancaster, Vice Chairman
Dave Thompson, Treasurer
Jennifer Bush, Secretary 

Kevin Brott, Director
Reneé Deckrow, Director
Joseph Kreusch, Director
Grant Murschel, Director
Tom Taylor, Director

Learn More   Apply to become a volunteer


Supervisory Committee

The primary responsibility of the Supervisory Committee is to oversee activities of the Internal Auditor and report to the Board of Directors the results of his/her activities. In addition to other duties, the Supervisory Committee is responsible  for annual audits, verification of members' accounts, internal audit functions, and providing oversight for the Board of Directors.

Interested in being a part of our Supervisory Committee?

Learn more   Apply to become a volunteer

Current Supervisory Committee

Greg Crawford, Chairperson
Andrew Koehlinger, Secretary 
Marybeth Penkala
Neetesh Sahu

Contact Us

Our Board of Directors and Supervisory Committee can be reached at:
PO Box 2203
Midland MI 48641-2203

Our President and CEO can be reached at:

Carrie Iafrate
989.633.1258 x1207

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