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Youth Accounts

Fuel their financial journey for a savings journey that is out of this world!

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Youth accounts built to launch savings.

We believe that starting early is the key to a successful financial future. Our youth accounts for members under age 18 provide a safe and secure place to grow your money.

To open a savings account and become a member of Members First Credit Union, all you need is $5 and at least one form of ID.


Financial education to learn the importance of saving.

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Open a certificate of deposit with a minimum balance of $100.


Kids Club

0-9 years of age

Our Kids Club account is for those under ten and can be opened with a $5.00 deposit.

Birthday Celebration

Kids club members will receive a special postcard from M1 the month of their birthday with an invitation to come pick up their very own Moonjar to learn how to save, spend and share! 

  • Save: Encourage saving for the future and emergencies.
  • Spend: Learn budgeting and making smart choices.
  • Share: Foster generosity and empathy by giving back.


Student Club

10-17 years of age

Our Student Club is for those 10-17 years of age and can be opened with a $5.00 deposit.

Student Club members are also eligible for:

  • Youth Checking.  Great for depositing allowance, birthday money, and paychecks, our youth checking account is available for members 13+ and includes an instant issue debit card. a $25 minimum opening deposit is required for youth checking.
  • Youth Scholarships. We award $10,000 in scholarships each year for members looking to further their education. 
  • Youth Loan. Youth Loans are available in amounts up to $500 and can help your financial situation while building good financial habits! Must be at least 13 years old with signed parental consent and proof of income (babysitting, allowance, part-time job, etc.).

Not a member?

Stop in, call us at 855.835.6328 or schedule an appointment. Learn more about becoming a member or get started.

Accepted Forms of ID

Acceptable Forms of Primary ID (required)
  • Driver’s License
  • State ID Card
  • US Passport
  • Foreign (Alien) Passport
  • US Common Access Card, including Military ID
  • Permanent Resident Card
  • Alien Registration Card
  • Employment Authorization Card
  • Tribal ID Card
  • Other Government issued ID with a picture
Acceptable Forms of Secondary ID (may not be required)
  • Original Social Security Card
  • Firearm License or Permit
  • Voter Registration Card
  • Insurance Card
  • Employee ID
  • Credit or Debit Card
  • Unexpired Student ID (18 & Over)
  • Welfare ID
  • Paystub

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