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Auto Loans

Auto loans designed to help you live life to the fullest with the right rate, term, and monthly payment for your plans and budget.

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Need a new ride?

Whether you choose to buy a new or used car, or even if you’re considering refinancing an existing auto loan, you deserve a great rate. 

  • 100% financing including taxes, title and other fees
  • No application fee
  • Short and long term lengths available

Even if you don’t believe your credit is strong, talk to us. Our loan officers will do their very best to help you get into the vehicle you need.

Auto Loan Rates      Apply Now     Make Appointment


Two options for new & used auto financing

Work directly with us

Get pre-approved so you are confident knowing your budget before you shop.

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 Request our financing from the dealership

We work closely with many dealerships throughout Michigan.

Make sure to tell them you are a member at Members First Credit Union.

Auto Loan Rates
Effective Date: Thursday, May 30th, 2024
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as*Payment per $1,000
Up to 48 Months 7.49% $24.18
Up to 60 Months 7.74% $20.16
Up to 72 months 7.99% $17.53
Up to 84 Months** 8.49% $15.84
*APR = Annual Percentage Rate. Rates may be higher than advertised. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. All rates are subject to change. Borrowers may be eligible for up to an additional 0.50% discount on their rate based on their relationship with the credit union. Eligible discounts include a 0.50% discount if applicant’s net pay is automatically deposited into a credit union checking account; a 0.25% discount when the applicant also holds a CD in the amount of at least $5,000; and a 0.25% discount when the applicant has another loan with the credit union with an original balance of at least $5,000. Discounts may be combined up to a maximum of 0.50%.
**A minimum loan amount of $25,000 required.
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Ready to get pre-approved for an auto loan?

Apply now or contact us with questions.

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What would my auto loan payments be?

Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.

Loan Amount


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