Whatever Loan


What’s better than $1,000? How about $1,000 whenever you need it for whatever you want with no minimum credit score!

Now available all year long, the Whatever Loan gives you $1,000 for the moments that matter most. Use it on groceries, utilities, unplanned expenses, or whatever else life throws your way. Get back on your feet with a Whatever Loan from Members First.




What is a Whatever Loan?

It’s a bills-paying, repairs-making, ‘whatever’ loan!
Whether you want to give your family the best celebration yet, finally catch up on those bills, make some home improvements, or even plan an upcoming trip, the Whatever Loan could be right for you. It is a loan that you can use on whatever you'd like, and we encourage you to invite your friends and family to check it out because the Whatever Loan might be just what they need too!

When is the Whatever Loan available?

The Whatever Loan is now available year-round!

How much can I get with a Whatever Loan?

Our Whatever Loan is for $1,000*. However, if you have had the Whatever Loan in the past, you may be eligible to apply for a $1,500 Whatever Loan**.
 

Available year-round, no minimum credit score, easy to apply


Life is better with Whatever, because it gives you the money you want when you need it most.
 

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Schedule an Appointment


*A $125 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,125. In order to receive a Whatever Loan, you must not have caused MFCU a loss, must not currently have outstanding payments on a separate Whatever Loan, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,125, covered with life and disability insurance, will have 12 monthly payments of $93.75 and an annual percentage rate of 22.378% APR. Insurance not required. Additional restrictions may apply.

*A $175 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,675. In order to receive the Whatever Loan, you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have full direct deposit in your checking account at MFCU before funds will be disbursed, must not currently have outstanding payments on a separate Whatever Loan, and be eligible for membership. A Whatever Loan of $1,675, covered with life and disability insurance, will have 12 monthly payments of $143.00 and an annual percentage rate of 20.759% APR. Insurance not required. Additional restrictions may apply. An appointment is required to apply for the Whatever Loan.

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