Members First Credit Union
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About MFCU

About Members First Credit Union


Our Story
We’re going to tell you an incredible story: the story where three teams, 11 branches, and all the communities in Michigan come together to meet your financial needs.

We’ll start in 1936, the same year sunscreen was invented, Gone with the Wind was published, and Robert Redford was born. The enthusiastic Teachers’ Club of Midland County put in $50 towards the start of a cooperative. Donald Benfer, a passionate teacher, offered his junior high classroom for our first credit union office.

Our story gathers momentum in 2012, when we joined forces with a trustworthy 64-year-old credit union created for the Clare Manufacturing Company and known for meeting members needs in Central Michigan. Fast-forward again to 2017, we began collaborating with Michigan’s oldest credit union established in 1926 by ten committed employees of the United States Postal Service. It doesn’t get any more vintage than that.

Today, we are Members First Credit Union. We remain dedicated to supporting the communities that we’ve grown up in for over 80 years. We come to work every day because we want to help our members and communities. Imagine your perfect day. You’ve worked hard for this day and want it to be the best day ever. Does it involve suits and ties controlling your hard earned money, making it hard to save and even harder to spend? Or, are you at a farmer’s market with your family, shopping for a sweet ride, throwing the ball around the park, basically enjoying your time with the peace of mind that your credit union has your back? That what we want for you. On your perfect day, we want you to find your happy.

We're a credit union, not a bank.
When you open your account with MFCU, you become a member and owner of the credit union. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. We encourage our members to go after whatever makes them happy, always knowing they’ll find it!

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Benefits of Membership

We care about our communities.
That is what credit unions are all about – people helping people. Whether it’s to volunteer, perform a good deed or provide support to people in need, we’re here to encourage a better tomorrow.

Community Difference Project
MFCU Scholarship

Access your account, anytime.
We offer a variety of eServices that are available 24 hours/day to make things simple and convenient.  Plus, you have access to an entire network of ATM's you can use with no fees.

Want to join our team?
Our employees are committed to living out our mission to encourage a better tomorrow. If having fun at work while helping our members and communities find happiness sounds like something you want to be a part of, check out our career opportunities and apply! Oh…and I forgot to mention, you would be working with some pretty cool people too!

Career Opportunities

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Find Your Happy

Members First Credit Union | P.O. Box 2165 | Midland, MI 48641
Phone 855-835-MFCU (6328) |

Federally insured by NCUA.
We do business in accordance with the Fair Housing Law.