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Credit Cards

Whether you’re looking for no balance transfer fees, cash back on everyday purchases, or want to build your credit, we’ve got a card for you.

Find the credit card that is just right for you.

Selecting the right credit card shouldn’t be complicated. That’s why we offer options designed around your preferences, whatever they are. Whether you pay it off every month, or carry a balance, we have a credit card that is just right for you — and full of possibility.

No matter which card you choose, you'll enjoy these features:

  • No annual fees
  • No cash advance fees
  • Zero liability

Platinum Visa

Platinum VISA

This card has simple terms and rates.

Annual fee: $0

Fixed APR as low as*


Apply Now   Make Appointment


Terms & Conditions



Rewards Visa

Cash Back VISA

Earn cash back, gift cards, and travel rewards.

1% rewards points on everyday purchases.

Annual fee: $0

Fixed APR as low as*


Apply Now   Make Appointment 


Terms & Conditions  Rewards Program Rules


Share Secured Visa

Cash Back VISA

This card is great for someone who wants to build their credit.

The card will be secured by funds in your account that will be placed on hold for as long as the Visa is active.

Annual fee: $0

Fixed APR as low as*


Apply Now   Make Appointment


Terms & Conditions


Business Visa

Cash Back VISA

Make managing business expenses simple while earning rewards.

Annual fee: $0

Fixed APR as low as*


Apply Now   Make Appointment  


Terms & Conditions  Rewards Program Rules


*APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness and qualifications. All rates are subject to change.

Credit Card Disclosure    Credit Card Agreement

Account and statement access

Easily access your eStatement and Visa account information through online banking or the mobile banking app.

  • View history and transactions
  • Access reward information
  • Make payments and cash advances
  • View monthly statement







24/7 Card Management

Manage your Members First debit or credit card from anywhere.

Learn More

mobile wallet

Mobile Wallet

Make accessing your debit or credit union even easier. 

Learn More

card swap


Getting a new debit or credit card should be exciting, not overwhelming.

Learn More


Change PIN or Activate Card

Give us a call at 800.290.7893 if you are in the U.S., or 206.624.7998 for international calls.

Report Lost or Stolen Card

Please call 888.297.3416 if you are in the U.S. (206.389.5200 for international calls), or contact the credit union at 855.835.6328.

Payment Options

Make a one-time payment

Simply log into online banking or the mobile banking app and make a transfer from your Members First checking or savings account. The payment will post to your Visa account instantly.

Set up automatic payments

Make your life easy by setting up automatic payments. Need help getting started? Contact us!

Mail your payment

Members First Credit Union
PO Box 2165
Midland, MI 48641


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