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Savings Accounts

Open an account with Members First Credit Union and start your savings journey.

Become a Member   Schedule an Appointment

Save for the things that matter most.

Our wide range of savings options helps you save for something special, set your kids up for success, and secure your future.

To open an account and become a member of Members First Credit Union, all you need is $5 and at least one form of ID! Open your account online, stop in your nearest branch, call us at 855.835.6328, or schedule an appointment.

Become a Member   Make Appointment

Savings Account

Step up your everyday savings by earning interest on your balance and with a low minimum balance of $5.00.

Money Market Account

There are no small savings. Only small dividends. Which is why this account earns you high interest with no minimum opening balance.


Youth Account

We believe that starting early is the key to a successful financial future. Our youth accounts provide a safe and secure place to grow your money.

Certificates of Deposit

Whether you’re saving up for a big purchase, planning for a future milestone, or simply looking to maximize your savings, our certificates of deposit offer excellent returns.

Savings Accounts
Effective Date: Thursday, May 30th, 2024
Please contact us or stop into a branch to verify the current rate.
Account TypeDividend RateAnnual Percentage YieldMinimum Balance
Regular Shares * 0.25% 0.25% $5.00
Kid's Club* 0.25% 0.25% $5.00
Student Club* 0.25% 0.25% $5.00
Christmas Club* 0.25% 0.25% N/A
Special Savings * 0.25% 0.25% N/A
*Dividends are calculated by the daily balance method and credited on the last day of each quarter.
Rates are variable and may change after account is opened.
Rates and terms are subject to change as determined by the Board of Directors.
Savings Calculators


Open a savings account

Stop in your nearest branch, call us at 855.835.6328, or schedule an appointment.

What could my savings grow to?

Different factors can impact the growth of your savings over time such as the frequency of deposits and the rate of compounding. Use this calculator to determine the future value of your recurring savings and any existing balance you might have accumulated.



Accepted Forms of ID

Acceptable Forms of Primary ID (required)
  • Driver’s License
  • State ID Card
  • US Passport
  • Foreign (Alien) Passport
  • US Common Access Card, including Military ID
  • Permanent Resident Card
  • Alien Registration Card
  • Employment Authorization Card
  • Tribal ID Card
  • Other Government issued ID with a picture
Acceptable Forms of Secondary ID (may not be required)
  • Original Social Security Card
  • Firearm License or Permit
  • Voter Registration Card
  • Insurance Card
  • Employee ID
  • Credit or Debit Card
  • Unexpired Student ID (18 & Over)
  • Welfare ID
  • Paystub


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