Quick Cash is a quick, simple way to access extra money when you need it. Whether it’s for something unexpected or something you’ve been looking forward to, Quick Cash helps you move forward without the wait.

Quick Cash

Q: Do I need good credit to qualify?

No credit check is required. Quick Cash is designed to be accessible, so you can get support when you need it most.

Q: What can I use Quick Cash for?

Whatever works for you. Cover an unexpected expense, plan a weekend getaway, tackle a home project, or treat yourself—you have the flexibility to decide.

Q: How much can I borrow?

Loan amounts may vary based on eligibility. You’ll see your available amount during the application process.

Q: Is this the same as the Whatever loan?

If you’re used to our Whatever Loan, Quick Cash is designed to feel familiar, just faster and simpler for everyday moments when timing matters. Whatever Loan was designed as a $1,000 borrowing option for members who needed flexible support, but it follows a more traditional loan process with standard review and processing time. Quick Cash builds on that idea by offering up to $2,000 based on eligibility, with a much faster experience. Instead of waiting through regular loan processing, Quick Cash is designed to deliver a quick response and, when approved, deposit funds directly into the member’s account so they can access money when timing matters most.

Q: How fast can I get my money?

Really fast. The application takes less than a minute, and if approved, funds are deposited in less than 60 seconds.

Quick Cash gives you fast access to money when life doesn’t slow down, helping you cover everyday moments and unexpected needs with ease.

A Little Extra for Whatever’s Next

Sometimes it’s the unexpected. Sometimes it’s something to look forward to. Either way, Quick Cash gives you quick access to extra funds—so you can say yes more often.

Easy Loan Terms

Repay your loan in 12 months without worry of adding interest. All fees are paid upfront and the loan has 0% interest.

Fast Access To Cash

Applying for Quick Cash only takes a few minutes and funds will be deposited directly into your account.

Build Your Credit

While we don't require a credit check to qualify for a Quick Cash Loan, your loan still reports to the credit bureaus to help build your credit

Quick Cash Loans

No credit report needed
Quick application and approval process through Online & Mobile Banking
Borrow up to $1,000* or $2,000**
Repayment terms of 12 months
Access to apply for a loan 24/7

*$115 processing fee applies and will be added to the loan amount, bringing total loan amount to $1,115. No credit check. Quick Cash Loans are available to the primary account holder that meets the follow requirements: is enrolled in online banking, has an account that meets our minimum monthly direct deposit requirement and has been a member for 6 months with an account in good standing. Members with a current open Whatever Loan or Fast Cash Loan are not eligible. Maximum of one outstanding Quick Cash loan per member. A Quick Cash Loan of $1,115 will have 12 monthly payments of $92.92 and an annual percentage rate of 20.59%, based on first payment due in 30 days. Rates, terms, and conditions are subject to change without notice. Additional restrictions may apply.

**$235 processing fee applies and will be added to the loan amount, bringing total loan amount to $2,235. No credit check. Quick Cash Loans are available to the primary account holder that meets the follow requirements: is enrolled in online banking, has an account that meets our minimum monthly direct deposit requirement and has been a member for 6 months with an account in good standing. Members with a current open Whatever Loan or Fast Cash Loan are not eligible. Maximum of one outstanding Quick Cash loan per member. A Quick Cash Loan of $2,235 will have 12 monthly payments of $186.25 and an annual percentage rate of 21.02%, based on first payment due in 30 days. Rates, terms, and conditions are subject to change without notice. Additional restrictions may apply.

How It Works

Getting your Quick Cash is simple and designed to fit your routine. Apply in just a few minutes through online or mobile banking—no credit check required. Your loan activity is still reported to credit bureaus, helping you build your credit history along the way.

Once approved, funds are deposited directly into your account so you can use them right away. Repayment is spread over 12 months with fixed, manageable payments that are easy to plan for. All fees are disclosed upfront, giving you clarity and confidence from the start.

When you’re ready, Quick Cash is there—available anytime through your online or mobile banking account.

Enroll in Online Banking

Download Our Mobile App

No matter where you are, you’ll have access to your accounts.

In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. Submit a complaint of discrimination by mail to U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity, 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, or email crcomplaints@treasury.gov.

Quick Cash FAQs

What is Quick Cash?

Do I need good credit to qualify?

What can I use Quick Cash for?

How much can I borrow?

Is this the same as the Whatever loan?

How fast can I get my money?