Take control of your financial well-being.
Do you find yourself spending too much, not saving enough, or lacking a long-term financial plan? Maybe you’ve recently experienced a life-changing event or want to improve your finances by boosting your credit score or getting out of debt.
We empower you on your journey of well-being by providing resources and tools to help navigate today's financial world.
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Borrowing & Credit
Your credit score may seem random, but it tells lenders and other creditors a lot about your financial behavior. Learn what's included in your credit score and ways to improve it. There isn’t just one reason that people fall into debt. It’s a complex issue and solutions aren’t one-size-fits-all. Discover how to start managing your debt with these tips and tools. Making payments on a loan with suboptimal terms can make you feel trapped. Luckily, refinancing can help you find more suitable terms for the loan. Thinking about buying a place to call home? Then it’s time to think through the home buying process. It can be tempting to start by cruising through your dream neighborhood or checking out house plans, but the most realistic place to start is with the costs. If you’ve got student loan debt, you’re not alone. Paying back your balance—no matter the amount—can feel overwhelming. Focus first on finding a repayment path that works for you. Borrowing money makes it possible to afford things that you couldn’t otherwise, but make sure you understand what you’re signing up for to avoid falling into overwhelming debt. Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. But where do you start? These lists will help you make changes, both big and small, to your budget. 5 minute activity This Coach session acts as a virtual Debt Coach, providing strategies to manage your personal debt situation and create a plan to pay off your debts using the debt snowball or avalanche methods. 5 minute activity The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you’re currently managing personal finances.
Credit Scores
How To Manage Your Debt
Refinancing Loans
Buying a Home
Repaying Student Loans
Using Credit
14 Ways to Cut Household Expenses
Get Out of Debt
Financial Wellness Assessment
Budgeting
Income and expenses are two of the most fundamental aspects of a budget. The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that's easy and effective. It offers guidelines for enjoying your income while putting savings on autopilot. As much as we’d like to pretend otherwise, we all have our spells of bad luck—an unexpected illness, a car accident, a leaky pipe. If you want to get through the inevitable rough patches without breaking the bank, it’s vital to have a robust emergency fund.
Income and Expenses
50/30/20 Rule
Emergency Funds
Life Changes
Losing a job can leave you unsure of the next steps. But there are ways to save money and mitigate damage while you look for a new job. Making payments on a loan with suboptimal terms can make you feel trapped. Luckily, refinancing can help you find more suitable terms for the loan. In today’s uber-connected online world, the risk of identity theft is hard to avoid. But there are ways to minimize identity theft risks and stay ahead of scammers and thieves who want your personal information. When you leave a job with a 401(k), you’ll generally have four options for what to do with the money. Each has its own benefits and drawbacks, so deciding what’s right for you will depend on your situation and preferences. As much as we’d like to pretend otherwise, we all have our spells of bad luck—an unexpected illness, a car accident, a leaky pipe. If you want to get through the inevitable rough patches without breaking the bank, it’s vital to have a robust emergency fund. Thinking about buying a place to call home? Then it’s time to think through the home buying process. It can be tempting to start by cruising through your dream neighborhood or checking out house plans, but the most realistic place to start is with the costs. Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving. If you’ve got student loan debt, you’re not alone. Paying back your balance—no matter the amount—can feel overwhelming. Focus first on finding a repayment path that works for you. From social media to online shopping, we rely on technology to communicate, learn, start a business, and—the biggest reason yet—to entertain ourselves. But with the convenience of technology, comes responsibility. Social Security continues to be a main retirement vehicle for many Americans. Although best known for its retirement benefits, Social Security also provides life and disability insurance, and processes applications for Medicare. Less than half of Americans have a will that details how they would like their money and estate handled after their death, giving new meaning to the idiom “against their will.” Whether it’s sudden illness, short term illness, long term illness, or caring for someone you love, you’ll be more prepared to deal with the financial impacts with this quick guide and the resources it holds. 5 minute activity The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you’re currently managing personal finances.
Out of Work?
Refinancing Loans
Preventing Identity Theft
Leaving a Job with a 401(K)
Emergency Funds
Buying a Home
College Budget Breakdown
Repaying Student Loans
11 Important Skills that Every Digital Citizen Should Possess
Social Security Basics
Wills
Sick and Can’t Work—You’ve Got Options
Financial Wellness Assessment
Saving
As much as we’d like to pretend otherwise, we all have our spells of bad luck—an unexpected illness, a car accident, a leaky pipe. If you want to get through the inevitable rough patches without breaking the bank, it’s vital to have a robust emergency fund. Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. But where do you start? These lists will help you make changes, both big and small, to your budget. Slow and steady inflation is an expected part of a healthy financial system, but high inflation means high prices, rising interest rates, and lots of concerns about the best choices for our financial future. 5 minute activity The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you’re currently managing personal finances.Emergency Funds
14 Ways to Cut Household Expenses
Handling High Inflation
Financial Wellness Assessment
Retirement
Social Security continues to be a main retirement vehicle for many Americans. Although best known for its retirement benefits, Social Security also provides life and disability insurance, and processes applications for Medicare.Social Security Basics
Insurance
Whether it’s sudden illness, short term illness, long term illness, or caring for someone you love, you’ll be more prepared to deal with the financial impacts with this quick guide and the resources it holds.Sick and Can’t Work—You’ve Got Options