Money Market Account
Effective Date: Wednesday, April 30th, 2025
Please contact us or
stop into a branch to verify the current rate.
| Balance | Annual Percentage Yield |
| $0 - $500.00 |
4.00% |
| $500.01 - $1,000.00 |
1.75% |
| $1,000.01 - $10,000.00 |
0.55% |
| $10,000.01 - $25,000.00 |
1.01% |
| $25,000.01 - $50,000.00 |
1.26% |
| $50,000.01 - $100,000.00 |
1.51% |
| $100,000.01 - $200,000.00 |
1.76% |
| $200,000.01 + |
2.02% |
| Dividends are determined based on a tiered rate method. This means that the interest rate paid on the entire balance in your money market account will be determined by the tier in which your current balance resides. Dividends are calculated by the daily balance method and credited on the last day of each month. Rates are variable and may change after the account is opened. |
| Savings Calculators |
How much will my Money Market Account earn?
Money market accounts typically offer higher interest rates than traditional savings accounts. There can be, however, service fees if your account falls below your financial institution's minimum required balance. Enter your balance and APY to see how your savings will grow over time.
Disclaimer
While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today. Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.
The above disclaimer pertains to Members First Credit Union and all Members First’s partners.
Frequently asked questions
There is no maintenance fee for a Members First Money Market Account.
We calculate dividends daily and credit them to your account each month.
Yes, all Members First Money Market Accounts are federally insured up to $250,000 by the NCUA, an agency of the U.S. government. To find out more or to use the NCUA’s Share Insurance Estimator, please visit MyCreditUnion.gov.
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