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Online and Mobile Banking

We understand that your life is constantly on the move, and so are your financial needs.

Best of the Best Online Banking ExperienceLife doesn’t stop and neither do our banking services.

Easily manage everyday banking needs like checking balances, transferring money, scheduling bill payments, checking your credit score, and more. Use the Live Chat feature for a quick response from one of our team members.


  • Free Bill Pay
  • eAlerts and eStatements
  • Apply for a loan
  • Mobile Check Deposit*
  • History, transfers and loan payments
  • Member to member transfers
  • Address change
  • Loan payoff amounts
  • Stop payment options
  • Check your credit score
  • Link external accounts from other financial institutions for viewing purposes
  • Categorize transactions
  • Get your estimated net worth based on account balances/loans
  • Budgeting tools

*Available on Mobile App only.

Download Our Mobile App

No matter where you are, you’ll have access to your accounts.

App Store

Google Play

How To Enroll In Online Banking

  • Go to mfcu.net/enroll or download the M1 mobile app
  • Enter your account number and information
  • Create unique username
  • Online Banking will send a secure one-time access code
  • Enter username, secure access code, and change password

Enroll Now

Switching is easier than ever!

Quickly and securely switch your direct deposits, automated payments, and more with ClickSWITCH. New debit or credit card? Utilize CardSWAP to change everything at once and avoid having to update your payment information on multiple sites and apps.

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Online & Mobile Banking FAQs

Have a question about Online and Mobile Banking? Get your answers here.

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Mobile Check Deposit

Deposit checks from anywhere at any time with the M1 mobile banking app.

Deposit on the Go

Credit Score Monitoring

Access your credit score and credit report in Online Banking or the M1 Mobile App.

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Easily manage your accounts with Text Banking

Check your balance, transfer funds, and make loan payments by simply texting short commands to 226563.*

How it works: Log in to Online Banking, click Settings, Text Enrollment, and then toggle the button to Yes. Enter your mobile number, agree to the Terms, and then Save.

  • Text BAL <account nickname> for balance
  • Text HIST <account nickname> for transaction history
  • Text XFER <from account nickname> to
  • <account nickname> <amount>to transfer funds between accounts
  • Text LIST for a list of text commands
  • Text HELP for text banking contact information
  • Text STOP to cancel at any time.

* Message and data rates may apply.


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