March 2025 Note from Our CEO

Power in numbers.

192 – the number of credit unions in Michigan. 5.99 million – the number of credit union members in Michigan. You are part of a strong statewide cooperative who believe in people helping people! Out of the 192, your credit union has been chosen as Michigan’s Outstanding Large-Asset-Size Credit Union of the Year! We are honored that the Michigan Credit Union League sees our genuine joy in purpose of empowering people in their journey of wellbeing. We will certainly be taking time to celebrate the impact of this award!

180 – the number of Michigan credit union employees who gathered in Washington DC in early March to speak to our lawmakers about credit union issues; the biggest of which is our tax-exempt status. I was proud to show power in numbers with my colleagues, sharing member impact stories and connecting at a human level. Curious? Learn more at donttaxmycreditunion.org.

88 – the number of Annual Meetings held at our credit union. I encourage you to join us for our 89th Annual Meeting on April 15th. Annual meetings are a core part of the cooperative nature of credit unions, allowing members to participate in the election of the Board of Directors and be updated on financial performance, key achievements, and strategic vision. Not for you? Take a look at our impressive Impact Report to see how we Create Thriving Communities.

26 – the number of years our Board Chair, Bob Cooper, has served on our volunteer Board. He is retiring after the Annual Meeting and we are beyond grateful for his years of dedication! You may know him from his career in Midland Public Schools as well. His care for this credit union, our people, and members has left an indelible mark on all of us. He’s been more than just a leader; he has been a mentor, a friend, and a constant source of support. Bob’s legacy of thoughtful decision-making and compassionate leadership will continue to inspire us for years to come.

53,000 – the number of debit cards we will be converting from MasterCard to Visa Tap to Pay! Get ready to elevate your payment experience with our new VISA debit cards, arriving mid-May. You will enjoy Visa’s $0 Liability Policy, 24/7 fraud protection, and Tap to Pay. I am confident in our team’s ability to walk you through this exciting upgrade.

11 – the number of branches we welcome you to now that our Saginaw location is open! Our team is already engrained in the community and eager to help you achieve your financial goals. We can’t wait to welcome you through our doors and embark on this exciting journey together!

“Power in numbers” is sometimes attributed to Dr. Martin Luther King, Jr., “There is a power in unity and there is power in numbers.” In that same speech he urged, “If you can’t fly, run; if you can’t run, walk; if you can’t walk, crawl; but by all means keep moving.”

Our team is empowered to find that path forward for you. No judgement, just opportunity.