90 Years of Putting You First
Being member-owned isn't just how we're structured. It's a promise. When you bank with us, you're not a customer number. You're an owner, and a member of something bigger. That means the perks we offer aren't add-ons to check a box. They're tools we've built to empower you on your journey toward financial wellbeing, because your wins are our wins too.
Here's a look at some of the ways that promise comes to life today.
Free Greenlight, for the Next Generation
Some of the best financial habits start young, and they start with a little fun. That's why we offer Greenlight, the debit card and money app made for families, completely free* to our members. Parents can set spending limits, automate chores and allowance, and turn everyday money moments into teachable ones. It's a joyful way to raise confident, money-smart kids, and one more way we're investing in the next 90 years, one family at a time.
Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
*Members First Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Members First Credit Union account as the Greenlight funding source. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Offer available through a partnership between Members First Credit Union and Greenlight and is subject to change. Members may be responsible for monthly fees, starting at $5.99/mo., if partnership ends.
Direct Deposit with Early Pay
Payday should feel like a win, not a waiting game. With Early Pay, eligible direct deposits can land in your account up to two days** sooner. No extra steps, no fees, just a little more breathing room, right when you need it. Because sometimes the most empowering thing we can give you is time.
SavvyMoney: Your Credit Score, Simplified
Confidence starts with clarity. SavvyMoney gives members free, easy access to their credit score, along with personalized, judgment-free insights on how to strengthen it. No guesswork, no surprises, just a clear, empowering picture of your financial health, updated regularly, right inside your online and mobile banking.
Financial Coaching, Because Support Should Be Free
Big financial decisions deserve more than a search engine. They deserve someone in your corner. That's why we offer one-on-one financial coaching at no cost to our members. Whether you're building a budget, planning for a major purchase, working toward homeownership, or simply trying to feel more in control, our coaches are here to listen first and guide second. No sales pitch, just real, encouraging support from people who are genuinely invested in your journey.
90 Years of Creating Thriving Communities
Every one of these perks connects back to the same purpose that's guided us since 1936: people helping people, joyfully and wholeheartedly. We don't measure success by how many products we sell. We measure it by how confident, secure, and supported our members feel, and how vibrant our communities become because of it.
That's the difference of being part of a credit union. Every decision we make is made with you in mind, because you're who we work for, not shareholders, not quarterly profits. Just you, your neighbors, and the communities we all call home.
Perks with a Purpose
Ninety years ago, a small group of teachers pooled together $50 and a belief that people could do more for each other than any institution could do for them alone. Today, that same belief looks like free tools for teaching kids about money. Like getting paid a little sooner. Like understanding your credit score without paying for the privilege. Like having someone cheering you on, every step of your financial journey.
As we celebrate 90 years, we're not just looking back at where we've been. We're looking ahead at how we can keep showing up for you, empowering your wellbeing in ways big and small, for the next 90 years and beyond.
Because for us, that's where the joy is.
**You may receive a direct deposit up to two days early with Early Pay (5 days for Federal Government Payments) if a recurring qualifying direct deposit. Early Pay deposits are dependent on when the deposits are received from your employer or other sender. We cannot guarantee that deposits will be posted prior to their anticipated settlement date. Some direct deposit types may not be eligible. It is at our discretion to identify which recurring direct deposits are eligible for Early Pay and it may take up to 90 days to identify those deposits that qualify. Early Pay is automatic and there is no fee. You can opt out of the Early Pay service at any time, by contacting a branch or calling our service center at (855) 835-6328 and asking to have Early Pay removed. Your account(s) must be in good standing to be eligible for Early Pay. For more information, please contact a branch.
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