Home Loans

Whether you're upgrading, downsizing, or just looking for something new, we've got the affordable home financing you need to make it happen. We can do everything that the "big banks" can do, including fixed rate mortgages with first and second home loan options, but with more flexibility. Call 855.835.6328 ext. 1750 for current rates or more information.

Purchases and Refinances

We offer pre-approvals in addition to low closing costs and down payments. Whether you are purchasing or refinancing, we have home loan options to fit your needs. Please reach out if you have any questions or click below to apply online! Call us or stop in your local branch to schedule an appointment.

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First Time Home Buyers

Because buying your first home isn’t exciting enough, we offer first time home buyers $300 off their closing costs! We also offer educational resources to help you better understand the home buying process. A smart buyer is a confident buyer. We are ready to assist you with your financial needs and provide you with the resources to make educated decisions during the house hunt and buying process. Sit down one-on-one with a member of our mortgage team and get personalized solutions to help put you in the best place to make an offer. Plus, first-time home buyers can finance up to 97% of the purchase price! Call us or stop in your local branch to schedule an appointment.

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No Money Down Mortgage

Ready to put down roots – but that down payment is just out of reach and keeping you from realizing your dream home? We want to help you make that dream a reality, so we are now offering a budget-minded solution to help you buy a home that requires no down payment*. No money down means you have the flexibility to buy a home without cash. You can finance up to 100% of your purchase price to get you in your home faster and keep more money in your pocket.

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Home Equity Line of Credit (HELOC)

Use the equity in your home to pay-off high interest debt, make needed renovations, or pay for an upcoming event. We have low variable rates. Please reach out if you have any questions or click below to apply! Call us or stop in your local branch to schedule an appointment.

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Home Loan Checklist

Wondering what you need to bring to your appointment? Be as prepared as possible with our Home Loan Checklist:

Home Loan Checklist

HomeViewTM: A Clearer Path to Homeownership

Interested in learning more about the path to owning your own home? Check out the HomeViewTM: A clearer path to homeownership course from Fannie Mae:

Home Ownership Course


Financial Calculators

We have a variety of mortgage calculators for items such as calculating your mortgage payment, deciding wether to rent or buy, checking home affordability, and more!

Financial Calculators 


First Mortgages
Effective Date: Thursday, October 6th, 2022
Please contact us or stop into a branch to verify the current rate.
TermsInterest RateAPR as low as**Payment per $1,000
30 Year 6.500% 6.56% $6.32
20 Year 6.500% 6.58% $7.46
15 Year 5.625% 5.72% $8.24
10 Year 5.625% 5.77% $10.92
Rural Development Available upon request Available upon request Available upon request
Payments do not include taxes and insurance. Actual payments may be higher.
**APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change.

NMLS #440786

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