MFCU Blog
Teaching Kids to be Smart With Money
Teaching kids about money can be as fun and engaging as you make it.
Continue Reading "Teaching Kids to be Smart With Money" »How to Prepare For Next Year’s Tax Season Now
Put a simple plan in place to make sure you are as prepared as possible for next year’s tax season.
Continue Reading "How to Prepare For Next Year’s Tax Season Now " »How Children Change Your Financial Picture
Being financially prepared can make the transition into parenthood a little less overwhelming.
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Join us for our 87th Annual Meeting on April 18, 2023 at 5pm!
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While our finances can stress us out, there are ways to take control.
Continue Reading "Why Is Money So Emotional? " »Credit Score Puzzle
Do you know the FIVE pieces that make up your credit score? Solving the credit score puzzle can be a struggle at times. But not anymore!
Continue Reading "Credit Score Puzzle" »Why You Need a Budget
Learn how budgeting can help you reach your long-term goals!
Continue Reading "Why You Need a Budget" »A Note From Our CEO, Carrie Iafrate!
An excerpt of the Members First 2023 Winter Newsletter includes a note from President & CEO, Carrie Iafrate, who shared successes from 2022 and strategic initiatives for the year ahead.
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Check out the Members First quarterly newsletter to learn about everything going on at the credit union right now!
Continue Reading "MFCU Winter 2023 Newsletter" »Save Money. Ace Tax Season.
Enjoy the perks of being a member this tax season, and take advantage of exclusive members-only savings on tax solutions that will help make filing your taxes easy!
Continue Reading "Save Money. Ace Tax Season." »New Year. New Credit Score. New You.
It’s a new year, and a new you! Make the health of your credit score a top priority in 2023. Our Credit Score solution enables you to create a solid plan, track progress, reach your (financial wellness) goals, and best of all, it’s all FREE.
Continue Reading "New Year. New Credit Score. New You." »Reflecting on Ten Years of our Community Difference Project
Over the last year, Members First has been celebrating the 10-year anniversary of our Community Difference Project, which provides support to those in need through random acts of kindness, volunteering, donations, and more.
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Members First EVP Announces End of Year Retirement
Members First would like to thank Anna Marie for her many years of service to our members and teams across the state.
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Protect yourself this holiday season with free and secure credit monitoring tools from Members First.
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Make 10 purchases with a MFCU Visa credit card from November 15, 2022 - December 31, 2022 and you will be entered to win a $500 credit to your Visa card!*
Continue Reading "Get Rewarded With Your Members First VISA" »We want to CU at the polls!
We want to empower our communities to feel prepared to vote on their own terms.
Continue Reading "We want to CU at the polls! " »Members First is Celebrating International Credit Union Day!
Join us in celebrating ICU Day (International Credit Union Day) on Thursday, October 20th at each of our branches!
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Raise Your Rate With a CD from Members First
Bump up your savings rate with a CD (Certificate of Deposit) from MFCU!
Continue Reading "Raise Your Rate With a CD from Members First" »Members First is a Certified Community Development Financial Institution!
We're proud to be a CDFI organization! Learn what that means and why it's important...
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Swinging for Scholarships Golf Outing Recap
Our golf outing raised over $12,000 for the Members First Scholarship Program which funds scholarships for local students attending college or trade school!
Continue Reading "Swinging for Scholarships Golf Outing Recap" »What Makes Up Your Credit Score
Understanding what factors make up your credit score can be essential when working on building and improving your credit score.
Continue Reading "What Makes Up Your Credit Score" »Little Free Libraries Opening at Members First Branches!
We are launching Little Free Libraries at each of our 11 branch locations!
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Members First announces Reid Lundeen’s promotion to Vice President of Lending!
Join us in celebrating Reid Lundeen on his recent promotion to Vice President of Lending for Members First Credit Union!
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Members First Welcomes Nick Groulx as the Vice President of Channel Delivery!
Join us in welcoming Nick Groulx as our new Vice President of Channel Delivery!
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Back-to-School Scams & Helpful Tips
As students return to school, there are a variety of back-to-school related scams to be on the lookout for.
Continue Reading "Back-to-School Scams & Helpful Tips" »Members First Family Days!
Join us for our upcoming Family Days at the pumpkin patch and receive free admission for your family and more!
Continue Reading "Members First Family Days!" »Simulate Your Credit Score and See Where You Stand.
Within the SavvyMoney Credit Score Platform, you can simulate how various financial decisions will impact your credit score.
Continue Reading "Simulate Your Credit Score and See Where You Stand." »Call to Action: Credit Card Competition Act
Recently legislation was introduced in Congress proposing changes to how card transactions are processed. If passed, this could have a negative impact on financial institutions, small bussiness, and consumers.
Continue Reading "Call to Action: Credit Card Competition Act" »Why Good Credit Is So Important
A good credit score is a big factor for determining whether or not you are approved for a loan as well as how much the loan amount can be and what your interest rate is.
Continue Reading "Why Good Credit Is So Important" »Financial Education Bill Passed in Michigan!
On Thursday, June 16th, Governor Whitmer signed a bipartisan bill into law that requires all high schools in the state of Michigan to adopt a financial literacy course as a requirement for graduation.
Continue Reading "Financial Education Bill Passed in Michigan!" »A Note From Our CEO, Carrie Iafrate!
An excerpt of the Members First 2022 Summer Newsletter includes a note from President & CEO, Carrie Iafrate, who was thrilled to take advantage of an opportunity to speak with our members, teams, local businesses, and communities to share knowledge and discuss relevant information about current happenings and credit union updates!
Continue Reading "A Note From Our CEO, Carrie Iafrate!" »Relief is Here, Postpone Your Loan Payment!
Budgets are taking a hit as gas and grocery prices soar. As your trusted partner in providing financial security, we want to relieve some of that stress.
Continue Reading "Relief is Here, Postpone Your Loan Payment!" »MFCU announces Noelle Robinson’s promotion to Vice President of Culture and Employee Development!
Noelle holds a Bachelors of Business Administration from Northwood University and previously held leadership roles at MFCU including Sales and Service Manager and Culture and Employee Development Director.
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Celebrating Pam Ayers Retirement and 33 Years of Service!
Join us in celebrating Pam Ayers, Vice President of Lending, for her 33 years of service and upcoming retirement!
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Protect Your Privacy While Using Apps
It’s easy to install an app on your phone without even thinking twice about it, but there are a few security factors you should consider before downloading any app.
Continue Reading "Protect Your Privacy While Using Apps" »24th Annual Swinging for Scholarships Golf Outing!
All proceeds from the outing support student success through scholarships
Continue Reading "24th Annual Swinging for Scholarships Golf Outing!" »Members First Credit Union Employees Raise Money for Ukraine Relief
The MFCU team showed their support for the brave Ukrainian people by donating a total of $4,710 to Razom!
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Debunking the Myths of Estate Planning
It’s difficult to know all the ins and outs of estate planning. Having accurate information and the right resources to guide you are key.
Continue Reading "Debunking the Myths of Estate Planning" »MFCU Announces Executive Level Expansion
Members First Credit Union President and CEO, Carrie Iafrate, is happy to announce an exciting expansion of the credit union’s executive level suite.
Continue Reading "MFCU Announces Executive Level Expansion" »April is Youth Month!
April is National Credit Union Youth Month! This month serves to encourage kids to develop healthy saving habits by making savings fun and exciting.
Continue Reading "April is Youth Month!" »Breaking Barriers: Women's History Month and Credit Unions
March is Women’s History Month! Women not only have a significant impact on Members First Credit Union specifically, they play a large role in the history of all credit unions.
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Welcome Bethany Dutcher, Vice President of Marketing
Members First would like to welcome Bethany Dutcher to our Leadership Team as the Vice President of Marketing!
Continue Reading "Welcome Bethany Dutcher, Vice President of Marketing" »12 Tips for Saving Money on Gas
You have places to be, and your life doesn’t stop just because gas prices are rising. We’ve compiled a list of tips to help reduce the amount you’re spending at the pump so you can keep moving forward.
Continue Reading "12 Tips for Saving Money on Gas" »Members First Credit Union wins MemberXP 2022 Best of the Best award!
MemberXP, a member experience management software from CU Solutions Group, has named Members First Credit Union one of their 2022 Best of the Best award winners!
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2022 Annual Meeting
Join us for our our 86th Annual Meeting on April 19, 2022 at 5pm! We will be discussing Board & Supervisory Committee elections, credit union updates, and more.
Continue Reading "2022 Annual Meeting" »Double the Spring Break Fun with Double Rewards!
Earn Double MFCU Rewards with a MFCU VISA Platinum Rewards Credit Card between February 15- April 15, 2022 for wherever Spring Break takes you!
Continue Reading "Double the Spring Break Fun with Double Rewards!" »Showing Your Love… On a Budget
Some of the most special gifts can be inexpensive or even free. Here are some ways to show your love this Valentine’s Day that will keep your partner, and your wallet happy!
Continue Reading "Showing Your Love… On a Budget" »Beat the Tax Deadline, File Today!
Tax Solutions and Savings for Members! Don’t put off filing your taxes! Members First Credit Union, TurboTax, and H&R Block can help you meet the deadline and get your refund.
Continue Reading "Beat the Tax Deadline, File Today!" »7 Simple Financial Resolutions for 2022
The new year is here! The beginning of a new year is a great time to think back on the past year, and look forward to what you want out of 2022.
Continue Reading "7 Simple Financial Resolutions for 2022" »Tips for Making Travel More Affordable
If traveling more is on your bucket list for 2022, there are many ways to cut costs and find deals when it comes to travel.
Continue Reading "Tips for Making Travel More Affordable" »10 Tips for Keeping Your Heating Bills Low this Winter
Temperatures can really dip here in the mitten, which can lead to higher numbers on your thermostat, and higher numbers on your heating bill. Thankfully, lowering your heating bill doesn’t have to mean freezing in your own home.
Continue Reading "10 Tips for Keeping Your Heating Bills Low this Winter" »Am I a Money Mule?
Are you receiving funds along with instructions on how to use the funds or where to transfer them next? If so, you may be a money mule.
Continue Reading "Am I a Money Mule?" »Giving Back to Your Community this Holiday Season
This time of year isn’t just about giving gifts to those in your life, it’s about giving back to your community.
Continue Reading "Giving Back to Your Community this Holiday Season" »Happy 85th birthday, Members First Credit Union!
Our credit union is celebrating 85 years of commitment and dedication from our members, employees, leadership team, and Board of Directors.
Continue Reading "Happy 85th birthday, Members First Credit Union!" »Sustainability Choices that can Save you Money
We all know that making sustainable choices is good for the wellbeing of the earth, but many eco-friendly choices can also be good for your wallet.
Continue Reading "Sustainability Choices that can Save you Money" »Checklist: Getting Your Vehicle Ready for the Michigan Winter
Whether you love it or hate it, winter in Michigan is right around the corner. Dropping temperatures, cloudy skies, snow, and ice will be here before you know it.
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Scary Financial Myths: Debunked
Sometimes finances can be spoooooky! But they don’t have to be. There are a lot of myths and misunderstandings when it comes to money and finances.
Continue Reading "Scary Financial Myths: Debunked" »Members First is Celebrating International Credit Union Day!
We celebrate International Credit Union Day (ICU Day) every year as a global credit union community to honor our People Helping People mission, and the credit union members and employees who drive the credit union spirit.
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Members First Celebrates Breast Cancer Awareness Month
In order to honor Breast Cancer Awareness Month, Members First Credit Union has several initiatives in place for the month of October for our employees, members, and communities!
Continue Reading "Members First Celebrates Breast Cancer Awareness Month" »Making the Switch to Paperless Banking
If you are still receiving your bank statements in the mail, it might be time to start thinking about going paperless. Not only will this lessen the clutter in your mailbox, but electronic statements come with a variety of other benefits.
Continue Reading "Making the Switch to Paperless Banking" »2021 Family Days at the Pumpkin Patch
MFCU Family Days at the pumpkin patch are back! We look forward to seeing you at the pumpkin patch near you!
Continue Reading "2021 Family Days at the Pumpkin Patch" »Why You Should Make the Switch to a Digital Wallet
There is no doubt that the use of electronic payment cards will continue to grow, and for good reason. There is a wide array of perks to using digital wallets.
Continue Reading "Why You Should Make the Switch to a Digital Wallet" »Financial Self-Care: Improving your Relationship with Money
Dealing with money and finances can be stressful, to say the very least. Taking time out of your life to focus on your finances is making the choice to empower yourself and improve your wellbeing.
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How to Build Credit When You’re Young
While your credit may seem like a daunting thing to start considering right now, you will be very thankful you did down the road. Whatever you decide to do with your future, a good credit score will help you along the way.
Continue Reading "How to Build Credit When You’re Young" »It Costs HOW Much to Get Married? How to Save for Your Big Day
You’re in love, you just got engaged, you are looking towards the future and feeling on top of the world and then… you start budgeting for your wedding. Adding up your expenses can feel overwhelming. Here's a few tips, tricks, and ideas for how to save and pay for your big day!
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What to Know about the Child Tax Credit
Check out some of these frequently asked questions about the advance child tax credit payments in 2021
Continue Reading "What to Know about the Child Tax Credit" »6 Creative Ways to put a Life Happens Loan to Use
Most people think of emergencies and unexpected expenses when it comes to getting a life happens loan, but it can be used for so much more.
Continue Reading "6 Creative Ways to put a Life Happens Loan to Use" »Back to School Giveaway
We want to help make this upcoming transition as easy as possible for teachers and students, so Members First is hosting a social media giveaway for our local teachers! Visit Members First Credit Union’s Facebook page to nominate a teacher for a $500 gift card.
Continue Reading "Back to School Giveaway" »Credit Union Tax Status
Credit unions operate on a “people helping people” mission, and are often the financial institution ready and willing to serve families and small businesses who are overlooked by traditional banks. Learn more about the history of credit unions and how they function.
Continue Reading "Credit Union Tax Status" »Impulse Buying 101
Most people can agree that if they have developed or increased any habit these past few months, it’s online shopping. It’s quick, it’s simple, and let’s be honest, it’s a lot of fun! But those random purchases can add up over time. Let’s take a closer look at impulse spending.
Continue Reading "Impulse Buying 101" »Help MFCU & Mastercard Stand Up To Cancer!
Shop online or tap in store and you can help support Stand Up To Cancer. It can be easy to touch the lives of others by simply making everyday purchases.
Continue Reading "Help MFCU & Mastercard Stand Up To Cancer!" »Debit Card PIN Network Issue: What Happened and How Our Team Responded
We always tell our members that we understand when “Life Happens”, but were recently reminded of just how important it is to have a great team on your side to help navigate an unplanned situation properly.
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Child Tax Credits Coming Soon
Starting July 15th, many families will be eligible to receive an advance on their child tax credit as part of the American Rescue Plan, which was signed into effect this past March. The new advance child tax credit gives parents part of the tax credit they will receive at the end of the year.
Continue Reading "Child Tax Credits Coming Soon" »8 Absolutely Beautiful Camping Areas in Michigan
There is a bounty of gorgeous camping spots around the state. There are so many camping options it can honestly get a little overwhelming! Luckily, we put together a list of 8 of the best camping spots in Michigan for you.
Continue Reading "8 Absolutely Beautiful Camping Areas in Michigan" »Lottery Scams
We would all love to win a large cash prize; unfortunately, scammers can take advantage of that excitement. Scammers will often make contact claiming you have won a grand prize, but say to get the prize you need to pay a processing fee.
Continue Reading "Lottery Scams" »Members First Credit Union CEO Eric Brubaker Announces His Retirement
Carrie Iafrate, Executive Vice President, has been appointed by the Board of Directors to replace Brubaker as the credit union’s new President and CEO.
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What is Credit?
Credit is a powerful financial tool that allows you to borrow money now to buy goods or services with the understanding that you’ll pay later.
Continue Reading "What is Credit?" »Register for our 23rd Annual Golf Outing!
The 23rd Annual Swinging for Scholarships Golf Outing will be on September 23, 2021!
Continue Reading "Register for our 23rd Annual Golf Outing!" »MFCU Welcomes Jenni Bush to Board of Directors and Andrew Koehlinger to Supervisory Committee
Members First Credit Union officially announced the addition of Jenni Bush to their Board of Directors and Andrew Koehlinger to their Supervisory Committee.
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7 Michigan Boating Excursions to Check Off Your Bucket List this Summer
When summertime in Michigan is in full swing and the waters start to warm, it’s almost impossible to resist the beautiful lakes of the mitten state. Here are 7 Michigan lakes and rivers to try and check off of your boating bucket list this summer:
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Online Loan Scams
When searching for a loan online you may see the common phrases above. Those all seem very appealing when in need of financial assistance, and that is exactly why the scammers market them.
Continue Reading "Online Loan Scams" »Finding Mistakes on Your Credit Report
We understand that everybody makes mistakes. Unfortunately, when it comes to your credit report, others’ errors can cost you. Literally.
Continue Reading "Finding Mistakes on Your Credit Report" »Mortgage Postcard Scam
Please be aware that the pictured postcard is not from Members First Credit Union. We take pride in keeping your information private and we would not send anything with an account number via postcard.
Continue Reading "Mortgage Postcard Scam" »Road Trip Rewind Sweepstakes
Enter to win a $100 gas gift card! We are taking a drive down memory lane and reminiscing about how we have helped our members create vacation memories that last a lifetime with auto loans that fit their budget.
Continue Reading "Road Trip Rewind Sweepstakes" »Talking about Money with Your Kids
Talking about money with your kids can be an overwhelming or frightening task. Especially if you don’t feel qualified to answer their questions or if you are still trying to figure out things for yourself!
Continue Reading "Talking about Money with Your Kids" »Credit Unions 101 for Kids
Happy National Youth Month! This month, we are celebrating the kids who make up the credit union world. Why are we celebrating, you ask? Well, they make up our future!
Continue Reading "Credit Unions 101 for Kids" »Why Do Credit Unions Have Annual Meetings?
Members First Credit Union’s 2021 Annual Meeting is being held on Tuesday, April 20th at 6:30 pm. So, why do credit unions have annual meetings?
Continue Reading "Why Do Credit Unions Have Annual Meetings?" »April is Youth Month
Youth Month serves to encourage kids to develop healthy saving habits by making savings fun and exciting.
Continue Reading "April is Youth Month" »How to Write a Check
While writing a check may seem like something everyone should just know, it is something many people can go their whole lives without ever having to do. Paper checks are still used regularly and are required in certain situations.
Continue Reading "How to Write a Check" »Jordan Summers Appointed as New CEO & President of Credit Union Trust
After leading the launch of Credit Union Trust over the past two years, Robert Sajdak has chosen to retire from his CEO and President position. Jordan Summers has been appointed to replace Sajdak as the trust bank’s new CEO and President.
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It’s National Reading Month!
Each year, during the month of March, the United States celebrates National Reading Month. It is universally known that the ability to read is vital in order to connect with the rest of the world.
Continue Reading "It’s National Reading Month!" »Staying Financially Savvy with your Stimulus
Millions of Americans will soon be receiving $1400 checks as part of the third-round of stimulus payments. This pandemic has hit many families extremely hard, and put many in difficult financial situations.
Continue Reading "Staying Financially Savvy with your Stimulus " »Members First Credit Union wins MemberXP 2021 Best of the Best award
MemberXP, a member experience solution from CU Solutions Group, has named Members First Credit Union one of their 2021 Best of the Best award winners. Members First Credit Union was awarded the Best Loan Experience award.
Continue Reading "Members First Credit Union wins MemberXP 2021 Best of the Best award" »
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Updates to Online Banking are Here!
Our Online and Mobile Banking app is freshening up even more! More upgrades and new features have been added to make your experience even better.
Continue Reading "Updates to Online Banking are Here!" »Round Three of Stimulus Payments: What You Should Know
The bill approving economic impact payments has been signed by President Biden. Funds could start being distributed by the IRS as soon as this weekend. A few things we want you to know:
Continue Reading "Round Three of Stimulus Payments: What You Should Know" »8 Money Tips for College
It's no secret that college can be expensive. Use our tips and tricks to help lessen the stress and avoid paying for things you don’t need to.
Continue Reading "8 Money Tips for College" »Budgeting Like A Boss
Do you find yourself struggling to save? Forgetting to pay a bill? Life is messy and sometimes it can be hard to keep extra money to put towards your savings or to pay off your debt.
Continue Reading "Budgeting Like A Boss" »2021 Annual Meeting
We held our 85th Annual Meeting virtually on April 20, 2021 at 6:30pm.
Continue Reading "2021 Annual Meeting" »Spam Text Messages and Phishing
Please be aware of a phishing scam involving a text message from a fraudster impersonating your financial institution. The message will request verification of recent activity on your account.
Continue Reading "Spam Text Messages and Phishing" »Tips for Talking Money with Your Honey
We have all seen the headlines and statistics about finances causing fights, divorces, tension, etc. Whether we like it or not, money matters when it comes to entering a committed relationship. No matter how healthy your relationship is, encountering financial issues can lead to serious problems.
Continue Reading "Tips for Talking Money with Your Honey" »The Truth about Pay Day Lending
The truth about pay day lending and how credit unions can help. We have all seen them. Whether they have a store front in the local strip mall that you frequent or they are next door to your favorite coffee shop, it seems like they are everywhere.
Continue Reading "The Truth about Pay Day Lending" »
Zelle Fraud Scam
Zelle is a United States-based digital payment network, similar to services like Venmo or CashApp. While Zelle does make it easier to move your money around without handling cash, it also makes it easier for fraudsters to access your account.
Continue Reading "Zelle Fraud Scam" »Let's Talk about the Gamestop/Stock Market Fiasco!
Does the recent Gamestop stock situation have your head spinning? Ours too! To help shed some light on this confusing topic, we got the inside scoop from our new Vice President of Finance, Tamara McGovern!
Continue Reading "Let's Talk about the Gamestop/Stock Market Fiasco! " »Avoiding Romance Scams
Share your heart, not your hard-earned money! While millions of people are turning to online dating in hopes of finding love, many are building a connection with a scammer trying to steal their money.
Continue Reading "Avoiding Romance Scams" »What's Happening at MFCU?!
Check our our Winter 2021 Newsletter!
Continue Reading "What's Happening at MFCU?!" »A note from our CEO, Eric Brubaker
We know that in times of uncertainty, it’s important to have a place to turn. Have confidence in us; your credit union is sound and stable.
Continue Reading "A note from our CEO, Eric Brubaker" »Get Your Maximum Refund and Special Savings on TurboTax
MFCU members can save up to $15 with Turbo Tax!
Continue Reading "Get Your Maximum Refund and Special Savings on TurboTax" »Employee Assistance Grants – What You Need to Know
The state of Michigan is offering grants to the hospitality industry for those put out of work by the pandemic. Do you qualify?
Continue Reading "Employee Assistance Grants – What You Need to Know" »Welcome Tamara McGovern, Vice President of Finance at Members First Credit Union
We’re excited to introduce the newest member of our leadership team, Tamara McGovern, the Vice President of Finance for Members First Credit Union.
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Renewing Our Commitment To Financial Wellness in 2021
We are committed to providing solutions that address financial need while providing education and solutions that bring confidence and peace for whenever life happens.
Continue Reading "Renewing Our Commitment To Financial Wellness in 2021" »10 Tips For Managing Your Credit Report To Improve Your Score
Poor credit doesn’t have to be a permanent thing. Taking a few simple steps now can help improve your score over time. Check out these 10 tips from our credit report partner, Vantage, and the different ways Member’s First can help you each step of the way.
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We're Your ‘Let’s Make 2021 The Year We…’ Partner!
So 2020 wasn’t exactly your best year – so what? Let’s look forward to 2021 and crush it! No matter what goals you’re looking to achieve, we are here for you to make it happen.
Continue Reading "We're Your ‘Let’s Make 2021 The Year We…’ Partner!" »MFCU gives back this Holiday Season
As we begin to wrap up the year, many of us are eager to close the door on the challenging year that lies behind us. We hope that you have been positively impacted by the credit union difference this year and that our services will continue to help you in the future. Whatever your holiday celebration may look like this year, MFCU is wishing you a safe and joyful holiday season!
Continue Reading "MFCU gives back this Holiday Season" »Ways to Give Back This Year
You may not be able to volunteer or give back in your traditional fashion this holiday season, but there are plenty of options offer a helping hand in your community.
Continue Reading "Ways to Give Back This Year" »Holidays Happen 2020
Fill your plate with more treats and less stress this year! The list of places to be and things to do can make your plate feel extra full around the holidays, but we are here for you!
Continue Reading "Holidays Happen 2020" »Job Scams
Employment fraud is an attempt to defraud someone seeking employment by requesting personal identifying information and/or payment prior to accepting the job. The best way to determine if a job offer is legitimate is to do your research.
Continue Reading "Job Scams" »11 Ways to Shop Local on Small Business Saturday
Show your support to small businesses!
Continue Reading "11 Ways to Shop Local on Small Business Saturday" »A Season of Gratefulness
As the holiday season approaches, it’s natural to reflect upon the past year. Due to the extremely challenging year that 2020 has proven to be, it is more important now, more than ever, to find ways to feel grateful.
Continue Reading "A Season of Gratefulness " »How to Protect Yourself Against Fraud and Identity Theft
Keeping our members’ information safe is a top priority at MFCU. November 15th marked the start of National Fraud Awareness Week and we want to share with you some different scams the fraudsters commonly use and tips on how to protect yourself and your information.
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Happy Birthday MFCU!
Celebrate our birthday with us virtually by taking a look back at our history!
Continue Reading "Happy Birthday MFCU!" »Where do credit unions come from?
The principles upon which credit unions were built, such as volunteerism, self-help, and consideration of a person’s character as well as their net worth, were the building blocks on which the credit union movement was built.
Continue Reading "Where do credit unions come from?" »COVID-19 Pandemic Related Schemes
While the world is struggling to make its way through the current pandemic, fraudsters are in overdrive taking advantage of the need for financial assistance. They are making contact with past fraud victims and the vulnerable in hopes of stealing your money.
Continue Reading "COVID-19 Pandemic Related Schemes" »The $1,000 Whatever Loan is back!
Thank you for another successful Whatever Loan season!
Continue Reading "The $1,000 Whatever Loan is back!" »We want to CU vote!
The 2020 general elections are quickly approaching. Credit union members make up 44% of registered voters in America. Let’s make sure our voices are heard!
Continue Reading "We want to CU vote!" »Easy & Affordable DIY Halloween Costumes
Halloween is only a few days away – but it’s not too late to put together an easy and affordable Halloween costume.
Continue Reading " Easy & Affordable DIY Halloween Costumes" »International Credit Union Day is Almost Here!
Each year on the third Thursday in October, the credit union industry celebrates International Credit Union (ICU) Day. This year, ICU Day falls on Thursday, October 15th.
Continue Reading "International Credit Union Day is Almost Here!" »VISA Rewards Platform Upgrade
In order to make our rewards platform more user-friendly, we did an upgrade to our MFCU Rewards!
Continue Reading "VISA Rewards Platform Upgrade" »What makes credit unions so amazing?!
Credit Unions around the world abide by a set of guiding principles. One of these principles is “democratic member control”. This sounds great, but what does it actually mean?
Continue Reading "What makes credit unions so amazing?!" »Get ready for the $1,000 Whatever Loan!
The Whatever Loan begins again on November 2, with some new updates. Request an appointment today!
Continue Reading "Get ready for the $1,000 Whatever Loan!" »MFCU Family Days at the Pumpkin Patch!
MFCU Family Days at the pumpkin patch are back! We look forward to seeing you at the pumpkin patch near you!
Continue Reading "MFCU Family Days at the Pumpkin Patch!" »Welcome to our New Website!
We are thrilled to present to you our website refresh. You will notice that some items will be moved or updated. We encourage you to take a look around and see the changes for yourself.
Continue Reading "Welcome to our New Website!" »Online Shopping Tips
It's no secret that many of us are shopping online more than ever. Whether you're looking for comfies to wear while you work from home or new fall decor, make sure you know where you're shopping online.
Continue Reading "Online Shopping Tips" »Introducing our New & Improved Rewards Card!
Our Visa Platinum Rewards card was already pretty rewarding. But we’ve taken that card and added some new features to make it even better than ever!
Continue Reading "Introducing our New & Improved Rewards Card!" »Thank You to Our Golf Outing Sponsors!
Thank you to our Golf Outing Sponsors who helped us raise money for the MFCU Scholarship Fund!
Continue Reading "Thank You to Our Golf Outing Sponsors!" »COVID-19 Impact at MFCU
We are closely monitoring national, state, and local information and mandates pertaining to COVID-19 and we will be continuing to follow and enforce our COVID-19 Preparedness and Response Plan.
Continue Reading "COVID-19 Impact at MFCU" »When Life Happens, It’s Important to Have Somewhere to Turn
We know that life happens. We’ve been helping members in the community for over 80 years deal with life events. Whether your emergency fund didn’t stretch far enough, or maybe your furnace or vehicle chose now to break down. We know you have a lot to think about right now – we get it! We’re here to help you when life happens.
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A Q&A with MFCU CEO Eric Brubaker and EVP Carrie Iafrate
Members First Credit Union’s CEO and EVP answer questions about COVID-19, the future of banking, and their ongoing commitment to their members and communities.
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National Credit Union Youth Month!
April is National Credit Union Youth Month!
Continue Reading "National Credit Union Youth Month!" »Small Business Relief
During these unprecedented times, we are being impacted in many ways. As we shelter-in-place to keep ourselves and loved ones safe and well, our communities and small businesses are being faced with the challenge of how to stay open.
Continue Reading "Small Business Relief" »Ways to Support Small Businesses
We’re proud to serve local businesses in our community. In these challenging times, local companies and entrepreneurs need our help now more than ever. Show your support to small businesses in your community!
Continue Reading "Ways to Support Small Businesses" »Be on the Lookout for COVID-19 Frauds and Scams
The safety of our members is our top priority. As your financial and community partner, we are looking out for the safety of your financial as well as physical health. Here are links to the latest frauds and scams related to COVID-19 to watch out for...
Continue Reading "Be on the Lookout for COVID-19 Frauds and Scams" »Credit Unions Are Focused On Serving You!
News & Resources
Credit Unions Are Focused On Serving You!
Credit Unions gained popularity in America in response to a famous downturn in the country’s economy, The Great Depression. In 1934, President Franklin Roosevelt signed the Federal Credit Union Act in order to “make credit available and promote thrift through a national system”.
Fast forward decades later, credit unions helped our members out of the Recession of 2008 by putting our members needs first and offering loans and mortgages, which many other financial institutions were unable to do at the time.
Our current situation is no different. COVID-19 may be changing the way in which we interact with the world but one thing remains the same: your credit union is here for you!
Credit unions have a unique commitment to helping our communities, local businesses, and the people that make up both. As not-for-profit organizations, we don’t answer to shareholders, we are member owned and operated. We exist to serve you, even during the hardest of times. If the COVID-19 pandemic is causing you financial hardship, please call our Contact Center to discover ways Members First Credit Union can help.
Don’t forget, your money is safe, and your accounts are fully insured by the National Credit Union Share Insurance Fund (NCUSIF) up to $250,000. There is no risk to keeping money in your account, but there are countless risks to holding cash.
Thank you for being a member of Members First Credit Union. We are proud to be a part of the credit union difference and we hope you are too!
MFCU is here to help!
As changes are made in our communities to help prevent the spread of COVID-19, Members First Credit Union wants to ensure you they are doing their part to keep their members, teams, and communities healthy and well.
Continue Reading "MFCU is here to help!" »Coronavirus (COVID-19) Impact
As changes are made in our communities to help prevent the spread of COVID-19, we want to ensure you that Members First Credit Union is doing our part to keep our members, teams, and communities healthy and well.
Continue Reading "Coronavirus (COVID-19) Impact" »Annual Meeting
MFCU Happenings!
Annual Meeting!
Join us at our 84th Annual Meeting for elections, giveaways, cake, and more! The Annual Meeting will be on Tuesday, June 16, 2020 at 6:30pm at:
Members First Credit Union
Wackerly Branch
600 W Wackerly St
Midland, MI 48642
Board Members who are up for re-election include:
- Tom Taylor
- George Yost
- Gary Schenk
- Doug Todd
Supervisory Committee members who are up for re-election include:
- Joseph Kreusch
- Grant Murschel
If you have any questions, please contact Rachel Finney at rfinney@mfcu.net or 855.835.6328 x1288.
Break Up With Your Bank!
Not so convinced that your bank is “the one”? Members First Credit Union is ready to prove we are your perfect match! We aren’t like all those other guys… we will treat you the way you should be treated.
Continue Reading "Break Up With Your Bank!" »22nd Annual Swinging for Scholarships Golf Outing!
Community Happenings!
22nd Annual MFCU Swinging for Scholarships Golf Outing!
Members First Credit Union is committed to encouraging a better tomorrow in our community and we ask you to be a part of that! Through your participation, every dollar raised at the golf outing goes directly to the MFCU scholarship program. In 2020, MFCU will once again be giving out a total of $10,000 in scholarships.
Save the date!
Our 22nd Annual Swinging for Scholarships Golf Outing will be on Tuesday, June 9, 2020 at Currie Municipal Golf Course located in Midland, MI.
Register Online Now!
Interested in being a sponsor? Click here!
For any questions or concerns, please contact:
Katie Erdody
kerdody@mfcu.net
855-835-6328 x.1263
2020 Auto Loan Incentive!
2020 Auto Loan Incentive!
We know that a vehicle is more than just a vehicle. It can be a school bus, your office, and even sometimes a moving restaurant. We also know that a car loan is more than just a loan. It’s a, “this is going to be the best memories making road trip car ever” loan!
Now there’s even more reason to refinance your auto loan with Members First Credit Union. For a limited time, when you refinance an auto loan with MFCU, we will give you 1% cash back of the loan amount!* That means that if you receive an auto loan of $10,000, we’ll give you $100 on the spot! Plus, you’ll save even more money with great benefits like:
- No application fee (other financial institutions can charge up to $150)
- Get up to an additional 0.5% percentage point off your loan rate (APR) based on your relationship with the credit union
- TruStage Auto Insurance discounts
- Automatic payments from your payroll or designated account
Stop in to your nearest branch and start enjoying the benefits of an MFCU auto loan today!
*Cash back is 1% of loan amount. Loan must be a minimum value of $5,000. Maximum cash back amount is $300. Offer expires 3/31/2020. Some restrictions may apply.
Earn Double Rewards with your MFCU Platinum Rewards Visa!
We know that how you spend your money is a reflection of who you are - from buying groceries for your family to those concert tickets to see your favorite band.
Let’s make this the best holiday season ever with an MFCU Visa Platinum Rewards credit card! What are you waiting for?
That’s right, 2 points per every dollar spent!
DID YOU KNOW? YOU COULD BE SPENDING WITH YOUR VISA TODAY!
All of our branches now have the ability to print your card if you are approved, so you could start using your MFCU Visa card and earning MFCU Rewards points right away.
Approval and credit limit based on credit worthiness. Some restrictions may apply. *APR for MFCU Visa Platinum Rewards cards is between 9.59% to 17.90% based on credit worthiness. Federally Insured by NCUA.
THE DOUBLE REWARD PROMO EXPIRED 12/31/19. STAY TUNED FOR FUTURE REWARDS PROMOTIONS!
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Adopt-An-Organization
Adopt-An-Organization!
Our Dartmouth Branch in Midland is trying to decide what organization to donate money to that they have been raising all year to help those in need. During the year, the staff holds bake sales, jean days, and other fundraisers in order to raise money and be able to donate the proceeds locally. Help us decide which local organization should receive the donation. Stop into the Dartmouth Branch, and cast your vote by placing a sticker next to your favorite organization. The organization with the most stickers by Dec. 16th will be the winner of the Adopt-An-Organization funds! The choices are:
Credit Union Philosophy in Action!
Credit Union Philosophy in Action!
We challenged our staff last week to preform random acts of kindness in celebration of World Kindness Day as part of our Community Difference Project. We were extremely proud of our staff as they were able to impact community members across the state by handing out laundry kits, providing goodie bags to seniors, purchasing coffee or lunch and even paying off a daycare bill.
The Community Difference Project is an ongoing project that continues to provide support to MFCU communities year round. It was created on the foundation of the credit union philosophy of “people helping people.” Staff members at MFCU are committed and passionate about living out this philosophy, not only by providing outstanding member service in the forms of building financial stability and ongoing financial education, but also providing support to non-profit organizations. Support is given through monetary donations, random acts of kindness and volunteering.
We are excited to be sharing the philosophy of “people helping people,” especially being able to see another area organization embrace the phrase. Located in the Midland, the corporate headquarters of MFCU, the Midland County Emergency Food Pantry Network (EFPN) in September unveiled renovations to their building along with a mural that reads “people helping people.” This shared phrase is a tribute to the value of giving back. Each person can encourage a better tomorrow by positively impacting our community by helping another. Andy Ault, EFPN board vice president, said “We value corporate partners like MFCU who provide volunteer and financial support to help us deliver our vision of ‘always food in every home’.”
EFPN is a non-profit, tax-exempt charitable organization established in 1983 as a cooperative effort to provide food and supplies to people in Midland County who have emergency needs and are living near or below the Federal poverty level income guidelines. Information about EFPN can be found on their website: midlandcountyefpn.org. They are currently collecting for the Community Thanksgiving Food Collection in the form of food, personal care items, cookies and cash donations.
Visit mfcu.net/communitydifferenceproject to learn more about the MFCU Community Difference Project.
Click here to view picturse from World Kindness Day!
Holidays Happen!
We're not just a credit union... we're your "make the holidays happen" partner!
The list of places to be and things to do can feel overwhelming and expensive around the holidays. Whether it's money for extra groceries, unexpected bills, or new kitchen appliances, MFCU has the personalized solutions to make this holiday season the best yet.
Want to find your "Make the Holidays Happen" solution? Stop by a local branch and one of our loan officers would be happy to help you!
WHATEVER LOAN: A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025. In order to receive the Whatever Loan, you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $95.80 and an annual percentage rate of 22.750% APR. Insurance not required. Additional restrictions may apply.
VISA: Approval and credit limit based on credit worthiness. Some restrictions may apply.
SKIP-A-PAY: All loans must be current to qualify for a Skip-A-Pay. A Skip-A-Pay will not be granted if you have caused the credit union a loss, have any charged off loans that were not redeemed or have a current Trouble Debt Restructure or Loan Modification. First Mortgages, Second Mortgages, Home Equity Line of Credit Loans, Prime Line of Credit Loans, Overdraft Line of Credit Loans, Balloon Loans, ERN Bridge Loans, Whatever Loans, Business Loans and VISA cannot be postponed. Loans with active creditor-placed insurance, and those being paid by disability insurance, are ineligible for Skip-A-Pay. A $25 fee will be charged for any skipped payment. Skipped payment will be added to the end of your loan and the date of the final payment will be adjusted to account for the skipped payment. Interest will accrue on the balance of the loan during the skipped payment, and may cause an increased final payment. The credit union reserves the right to disapprove any request for postponement with proper notification and disclosure. Other restrictions may apply.
SIGNATURE LOAN: Loan subject to credit approval. Some restrictions apply.
World Kindness Day!
Members First Credit Union to celebrate World Kindness Day
Members First Credit Union is celebrating World Kindness Day on Wednesday, November 13 through their Community Difference Project.
Members First Credit Union (MFCU) is engaging all staff in a branch-wide celebration of World Kindness Day on Wednesday, November 13 by preforming random acts of kindness. Staff is excitedly planning how their teams can positively impact the community and put a smile on a community members face.
World Kindness Day was introduced in 1998 by the World Kindness Movement to promote kindness though the world and is said to be observed annually by many countries. No matter what the history is, MFCU decided to celebrate as the message focuses on good deeds, being a positive member of our community and follows the credit union philosophy of “people helping people.”
Everyone can participate in World Kindness Day, and MFCU encourages you to do so! Random acts of kindness can be a small, simple act with a huge impact on the person it reaches. Examples of random acts of kindness include purchasing the meal behind you in a drive thru lane, leaving a sticky note with a positive message on it, or visiting with members in a retirement home. We can all encourage a better tomorrow by positively impacting our community today.
Although MFCU is participating in World Kindness Day, it is part of their philosophy to make a difference in their communities all year long, which is why they have the Community Difference Project. The Community Difference Project was created on the foundation of the credit union philosophy of “people helping people.” Staff members at MFCU are committed and passionate about living out this philosophy by providing non-profit organizations support through monetary donations, random acts of kindness and volunteering. Visit mfcu.net/communitydifferenceproject to learn more about the MFCU Community Difference Project.
Members First Credit Union: Members First Credit Union is a financial institution established in 1936 that is dedicated to encouraging a better tomorrow for their members and communities. Their promise is to be trustworthy, caring, and enthusiastic to help their members succeed while minimizing financial stress and maximizing happiness. At MFCU, it comes naturally to listen carefully and build relationships in order to not only find solutions for their members but also provide support to people in need through volunteering and community difference projects.
The $1,000 Whatever Loan is back!
The $1,000 Whatever Loan is back!
The $1,000 Whatever Loan with no credit score limit* is back for a limited time.
What is a Whatever Loan?
It's a bills-paying, vacation-taking, 'I'm going to use this for whatever' loan!
Whether you want to give your family the best holiday season yet, finally catch up on those bills, or even just get ready for the long winter ahead, the Whatever Loan could be right for you.
Come see us at your favorite branch and find your happy with the $1,000 Whatever Loan.
Invite your friends and family to find their happy with us. The Whatever Loan might be just what they need too! If the Whatever Loan doesn’t meet your needs, we have other lending options available.
*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025. In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $96.31 and an annual percentage rate of 22.80% APR. Insurance not required. Additional restrictions may apply. Offer ends 12/31/2019.
THE $1,000 WHATEVER LOAN EXPIRED ON 12/31/19.
International Credit Union Day!
International Credit Union Day!
On ICU Day, the world celebrates credit unions!
October 17th, 2019 marks the 71st International Credit Union Day, which is hosted by the Credit Union National Association (CUNA) and the World Council of Credit Unions. International Credit Union Day encourages credit unions around the world to raise awareness about the credit union difference and the positive impact credit unions have in our communities.
This year's International Credit Union Day theme is "Local Service. Global Reach". Credit unions exist in 117 countries and are home to over 260 million members worldwide. Each credit union works on a local scale, which together makes the world a better place!
The credit union movement began in Germany in the 1800s with the innovative idea that people could achieve a better standard of living for themselves and others by pooling their savings and making loans to neighbors and co-workers. Since this concept began, credit unions began to spread across the world, based upon important principles such as: democratically owned by their members, financial education for their communities, and an emphasis on volunteerism.
We love being a part of the credit union family and we hope you do too!
Stop into your local MFCU branch on Oct. 17th to celebrate with us and enjoy doughnuts, cider, and credit union goodies!
Support the American Cancer Society!
Support the American Cancer Society!
Our branches in Clare, Gladwin, and Harrison are collecting donations for the American Cancer Society and Relay for Life until Oct. 31st! In addition to donations, our staff has made bras for the Boobies, Bangles, and Beads 2019 Fundraiser - make sure to stop by the branch and check them out!
Our team would greatly appreciate your support, so please drop by and make a donation!
Are you ready for the $1,000 Whatever Loan?!
Get ready for the $1,000 Whatever Loan!
The $1,000 Whatever Loan with no credit score limit* begins on November 4! Are you ready?
We want you to enjoy the benefits of the Whatever Loan as soon as possible. Whether you’ve received the Whatever Loan in the past or you’re looking to apply for the first time, here’s a list of what you’ll need to have in place:
- Direct Deposit of your net pay into an MFCU checking account
- Most recent pay stub
Invite your friends and family to find their happy with us. The Whatever Loan might be just what they need too!
If the Whatever Loan doesn’t meet your needs, we have other lending options available.
*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025. In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $95.80 and an annual percentage rate of 22.750% APR. Insurance not required. Additional restrictions may apply.
National Voter Registration Day!
Find out how to register to vote!
Continue Reading "National Voter Registration Day!" »Family Day at the Pumpkin Patch
MFCU News & Resources!
Family Day at the Pumpkin Patch!
We are hosting 3 separate Family Days this year, so join us at the pumpkin patch near you!
- Monday, October 7th
Post Family Farm
5081 Bauer Rd
Hudsonville, MI - Wednesday, October 9th
Grandma's Pumpkin Patch
4277 N Eastman Rd.
Midland, MI - Thursday, October 10th
The Wild Pumpkin
5799 Beaverton Rd
Beaverton, MI
Stop by between 3pm - 7pm and receive free:
- Admission
- Access to playground
- Cup of cider and donut
- and more!
No RSVP required - just let them know you're with MFCU!
Questions? Contact Mara Simanskey at msimanskey@mfcu.net or 855.835.6328 x1282.
Enter to win Detroit Lions Tickets!
MFCU News & Resources!
Enter to win Detroit Lions tickets to the Thanksgiving Day Game!
We are currently giving away 4 Detroit Lions tickets to the Thanksgiving Day game on November 28, 2019! If you would like to enter, please stop by your local branch before 5pm on September 20, 2019 and fill out an entry slip. Good luck!
Click here for Official Rules.
HELOC Discounted Rate Promotion!
MFCU News & Resources!
HELOC Discounted Rate Promotion!
A Home Equity Line of Credit allows you to use the equity in your home to help pay for things like needed home renovations, high-interest debt, or even an upcoming event.
For a limited time only, when you open a Home Equity Line of Credit with MFCU you could be eligible for a 1% reduction in your interest rate for the first 12 months!
Looking for more information? Stop into your local branch or ask to speak to a member of our Mortgage Team today by calling 855.835.6328.
Offer subject to credit approval. Requires a minimum line of $50,000. Other restrictions may apply. Promotion subject to end at any time.
Loan Specials!
MFCU News & Resources!
Loan Specials!
Come into our Wackerly and Dartmouth branches to experience our On Par Loan Specials!
· .25% off Auto Loan interest rate
· .25% off Consumer Loan interest rate
· $250 off closing costs for a Mortgage
· $100 off appraisal fees for HELOC
Hurry in - this offer expires 7/20/19!
New loans only. Final loan rate based on credit worthiness. Some restrictions may apply.
Foster Care Awareness Month!
Community Happenings!
Foster Care Awareness Month!
Did you know May is Foster Care Awareness Month? Did you know according to the Michigan Adoption Resource Exchange there are more than 3,000 children in Michigan waiting for permanent, loving homes to call their own each year?
Staff from our branches in Grand Rapids are teaming up to raise money for D.A. Blodgett - St. Johns which supports children in foster care. In May, their focus is to put together personal backpacks for children of all ages. The "care bag" contains items they can immediately call their own upon moving into their foster home. Our Kentwood Branch, Jenison Branch, and Ann St. Branch in Grand Rapids are all collecting needed items for the backpacks and cash donations during the month of May. Below is a list of needed items showing what is placed in each category of "care bag".
Each "Baby Bag" (age 0-2 years) has:
- Diapers/wipes
- Onesies (2)
- Bibs (2)
- Booties/socks
- Outfit
- Sleeper
- Blanket
- Baby bath
- Baby lotion
- Baby powder
- Washcloth
- Bottle - 12 month and under
- Pacifier - 12 month and under
- Sippy Cup
- Diaper Cream
- Infant toy
Each "General Care Bag" contains:
- Sweatshirt
- t-shirts
- shorts
- PJ's
- 2 pair socks (or package)
- 2 pair underwear (or package) (older boys prefer boxers)
- A backpack/duffel bag
- Toiletries (trial size preferred) (soap, shampoo, comb, deodorant, toothpaste/brushes)
- Books/Coloring books
- Blanket - small to medium fleece preferred
- Age appropriate small toy, stuffed animal, game, or other fun item
Each branch in Grand Rapids will also be holding bake sales on Friday, May 3rd and Friday, May 31st. The Ann St. Branch will have our prize wheel set up in the branch on May 24th, so make sure to stop by to spin the wheel and win a prize! All proceeds will be donated to D.A. Blodgett - St. Johns.
There is also a Foster Care Awareness Month Breakfast Fundraiser being held on Thursday, May 2 at the Freeland Sports Zone located at 5690 Midland Rd. in Freeland, MI. Doors open at 7:15am and the complimentary breakfast is from 7:30am - 8:30am. If you are interested in attending, please RSVP to Jalisha Henry by calling 567.204.3429 or by emailing JHenry@aoicw.org. This fundraiser is being held by Adoption Option of Midland, MI.
Puppy Day at the Wackerly Branch!
Community Happenings!
Puppy Day at the Wackerly Branch!
Recently, Live Oak Coffeehouse partnered with the Humane Society of Midland County to host a puppy day! We loved the idea and wanted our members to have the chance to take a mid-week break with some puppies as well!
Join us on Thursday, April 25th at the Wackerly Branch in Midland from 1:30pm - 2:30pm for playtime with the puppies! The Humane Society of Midland County will be on site to let you visit with the pups and will be accepting donations as well!
Needed items include:
- bleach
- liquid laundry detergent
- Dawn dish soap
- small spray bottles
- tall kitchen drawstring bags
- 55 gallon garbage bags
- hand sanitizer
- Odoban (cleaner for floors)
- rubber gloves
- Pine Sol
- any brand dry dog food
- canned dog food (any type)
- sturdy leashes (all sizes)
- martingale style collar
- bland dry cat foot
- any brand kitten food
- canned pate-style cat food
- clay clumping litter
- thermal laminating pouches (9in x 11.4in)
- reams of copy paper
- office supply store gift card
- two pocket folders
- staplers
Any questions?
HSOMC - 989.835.1877
4371 E Ashman St. - Midland, MI 48640
MFCU - 855.835.6328
21st Annual Swinging for Scholarships Golf Outing!
Community Happenings!
21st Annual MFCU Swinging for Scholarships Golf Outing!
Save the date! Our 21st Annual Swinging for Scholarships Golf Outing will be on Tuesday, June 18, 2019 at Currie Municipal Golf Course located in Midland, MI. Breakfast and registration will be from 8am - 8:45am, with a shotgun start at 9am. The cost to play is $65 per person / $260 per team.
Members First Credit Union is committed to encouraging a better tomorrow in our community and we ask you to be a part of that! Through your participation, every dollar raised at the golf outing goes directly to the MFCU scholarship program. This year, MFCU will be giving out a total of $10,000 between eleven students to help fund their education.
National Credit Union Youth Month!
Financial Education!
April is National Credit Union Youth Month!
Members First Credit Union takes pride in helping to educate youth membership to prepare for their future through financial education. Help your kids picture their future!
We often look at pictures to remember the past, but are you ready to picture your future?
If you ask your children, they can likely picture a future they would like to live in. Some dream to become doctors and help people, others want to be known for their talent. For children and teenagers, the future brings limitless possibilities. But no matter what their dream is, financial education can be instrumental in helping them achieve their goals.
The theme for this year’s National Credit Union Youth Month is “The future is yours… Picture it! Save for it! Share it!”. Together, we’re encouraging youngsters to express themselves through photography, sharing their visions for their own financial futures so we can help them get there.
Use of Polaroid images in juxtaposition to photos of accomplished adults in the theme is no coincidence – research shows that when you picture yourself in the future achieving a goal, like becoming a ballet dancer or going to college, saving for it becomes easier.
Start small. Help your children save for a toy they want. Then sign them up for a youth savings account where they save for far-off goals.
As your credit union, we want to help you teach your children to learn good financial habits. Together we can help them fulfill their dreams no matter big or small.
To learn more about our youth accounts, click here!
To apply for one of our scholarships, click here! Applications are due April 19th!
We are also holding a Youth Coloring Contest in April! Click here for the coloring page or stop by one of the branches to pick one up. The coloring pages will be displayed in the branch they are submitted to, and at the end of April a winner will be chosen to recieve a gift card!
2019 MFCU Annual Meeting!
MFCU Happenings!
Annual Meeting!
Join us for our 83rd Annual Meeting for elections, presentation of our President's Strategic Impact Award, giveaways, cake, and more! The Annual Meeting will be on Tuesday, April 16, 2019 at 6:30pm at:
Barstow-Shipps Wing
Midland Community Center
2205 S Jefferson Ave
Midland, MI 48640
Board Members who are up for re-election include:
- Robert Cooper
- Robert Lancaster
- Kevin Brott
- Sarah Eklove
Supervisory Committee members up for re-election include:
- Don Boyer
- Robert Clarke.
If you have any questions, please contact Mara Simanskey at msimanskey@mfcu.net or 855.835.6328 x1282.
Identity Theft Protection!
Financial Education!
Identity Theft Protection!
Identity (ID) theft happens when someone steals your personal information to commit fraud. The identity thief may use your information to fraudulently apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name.
You may not know that you’re the victim of ID theft immediately. Signs you may be a victim:
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Bills for items you didn't buy
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Debt collection calls for accounts you didn't open
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Denials for loan applications
Children and seniors are both vulnerable to ID theft. Child ID theft may go undetected for many years. Victims may not know until they’re adults, applying for their own loans. Seniors are vulnerable because they share their personal information often with doctors and caregivers. The number of people and offices that access their information put them at risk. Help look out for the seniors and children in your life to make sure that they don’t become victims.
There are several common types of identity theft that can affect you:
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Tax ID theft - Someone uses your Social Security number to falsely file tax returns with the IRS or your state
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Medical ID theft - Someone steals your Medicare ID or health insurance member number. Thieves use this information to get medical services or send fake bills to your health insurer.
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Social ID theft - Someone uses your name and photos to create a fake account on social media
Take steps to avoid being a victim of identity theft:
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Secure your Social Security number (SSN). Don’t carry your Social Security card in your wallet and only give out your SSN when absolutely necessary.
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Don’t share personal information (birthdate, Social Security number, or bank account number) just because someone asks for it. Don’t be afraid to pushback and ask why that information is necessary.
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Collect your mail every day. Place a hold on your mail when you are away from home for several days. Make sure to provide your post office with a forwarding address if you move.
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Pay attention to your billing cycles. If bills or financial statements are late, contact the sender. When possible, consider online statements and bills that are sent directly to your email or online account.
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Use the security features on your mobile phone.
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Update sharing and firewall settings when you're on a public WIFI network. Use a virtual private network, if you use public WIFI. If you aren’t worried about running out of data, consider making your phone a hotspot and use that internet connection for your computer when out in public.
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Review your credit card and bank account statements. Compare receipts with account statements. Watch for unauthorized transactions.
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Shred receipts, credit offers, account statements, and expired credit cards, to prevent “dumpster divers” from getting your personal information.
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Store personal information in a safe place. If possible, make sure it is password protected or behind lock and key.
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Install firewalls and virus-detection software on your home computer. Run scans often (around once a week) to check for potential threats.
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Create complex passwords that identity thieves cannot guess. Change your passwords often. Change your password immediately if a company that you do business with has a breach of its databases.
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Stop into a local branch so we can review your credit report with you at least once a year to make certain that they don't include accounts that you have not opened.
Original article from https://www.usa.gov/identity-theft. Edited for content and clarity.
MFCU Scholarships are available!
MFCU News & Resources!
MFCU Scholarships are available!
At Members First Credit Union, we believe in the power of education and financial literacy. Once again, MFCU will be awarding a total of $10,000 in scholarship split between 11 students. We will be awarding:
- one $2,000 scholarship
- six $1,000 scholarships (one $1,000 scholarship set aside for a non-traditional student)
- four $500 scholarships (one $500 scholarship set aside for a non-traditional student)
Scholarship recipients are selected on a number of criteria including academic record, essay, leadership and participation in community activities, honors, work experience, education, and career goals. Checks are issued jointly to the recipient and the educational institution. Funds are to be used for tuition, fees, and books for post-secondary education (including but not limited to colleges, trade schools, and etc.).
Those applying for a scholarship must meet the following guidelines:
- Must be the primary owner of a Members First Credit Union account in good standing
- Must be attending or have graduated from an accredited high school
- Must be accepted/enrolled in an accredited institution and/or working towards their first undergraduate degree
- Two written recommendations, preferably from one present or former instructor and one employer dated within last five months
- Must include transcript from high school or college, can be unofficial
- Must provide an essay outlining goals, aspirations, college, and career plans
A non-traditional student would be someone who meets one or more of the following guidelines:
- Over the age of 24 and getting his/her first 2-year or 4-year degree
- Attending vocational, technical, culinary, trade school, etc.
A credit union Scholarship Selection Committee will make the selection of scholarship recipients. Qualified applicants will be notified no later than May 31, 2019. Not all applicants will be selected as recipients. Each scholarship is issued one time and is not automatically renewable. Applicants may re-apply for future scholarships, although scholarship recipients will only be selected a total of two times. Members First Credit Union employees and official family and their relatives are not eligible for the scholarships. All parts of the application including essay, letters of recommendation, and transcripts, must be submitted to the credit union by 5:00 p.m., Friday, April 19, 2019 for consideration. If all materials are not received by the deadline, the application will be disqualified. If you have any questions, please contact Mara Simanskey via email at msimanskey@mfcu.net or via phone at 855.835.6328 ext. 1282.
Click here to apply for a scholarship!
Supporting Wigs 4 Kids!
Community Happenings!
Supporting Wigs 4 Kids!
Members First Credit Union Employee Shaves Head to Donate Hair
Members First Credit Union employee Melanie Duke, Branch Manager of the Blue Grass location in Mt. Pleasant, MI, shaved her head to donate her hair to Maggie’s Wigs 4 Kids of Michigan. Duke was excited to share the experience as part of MFCU’s Community Difference Project.
“It was my 38th birthday and another one of my coworkers had just been diagnosed with breast cancer,” explained Duke when asked why this was important to her. “This had been the third in 3 years. I thought about all of the people in my life that have been touched by cancer, close friends who had lost their daughter to cancer WAY to young, and another coworker and her family’s battle with childhood cancer. It was overwhelming.”
Duke continued to share why she decided to donate her hair, “Someone shared an amazing video on Facebook about Maggie’s Wigs 4 Kids of Michigan. I went to the organizations website, researched and learned about some of the illnesses and contributing factors to children’s hair loss. I definitely received an education. I love helping local businesses help other Michiganders, especially children. I decided I would grow out my hair for two years until I turned 40, then donate it. It wasn’t until recently that I decided to ‘Go All In’ and donate every last inch that I could. I am so excited to be able to support this amazing organization that is helping children smile!”
MFCU wanted to encourage Duke in her journey and both Mt. Pleasant branch locations held fundraisers through the Community Difference Project, raising $400 to donate in addition to Duke’s hair donation.
The Community Difference Project was started on the foundation of the credit union philosophy “people helping people.” The staff members are committed and passionate about living this philosophy by providing non-profit organizations support through monetary donations, random acts of kindness and volunteering. Visit www.mfcu.net/communitydifferenceproject for more information.
Crash the GAC!
Members First Credit Union is pleased to announce that Melinda Blackledge has been selected to attend Crash the GAC 2019 by The Cooperative Trust and Credit Union National Association to represent Michigan Credit Union League!
Continue Reading "Crash the GAC!" »Donation Drive in Mt. Pleasant for Wigs for Kids!
Community Happenings!
Donation Drive in Mt. Pleasant for Wigs for Kids!
Our staff from the Bluegrass Branch in Mt. Pleasant are collecting monetary donations from January 14th through February 8th. Ask us about how the Bluegrass Branch Manager is supporting this organization!
All proceeds will be donated to Michigan Wigs for Kids. Thank you to those who have already donated!
To learn more about this organization, click here!
Find us at the Kids & Family Expo in Grand Rapids!
Community Happenings!
Find us at the Kids & Family Expo in Grand Rapids!
Join us for a day of fun in Grand Rapids! This family focused community event encourages families to play and move with physical activities, learn and explore with educational fun and lead healthier lives in an active environment - all while encouraging families to engage in family boding time. Fun for the whole family!
Saturday, January 26th
10am - 5pm
Devos Place
303 Monroe Ave. NW
Grand Rapids, MI 49503
Tickets:
$7 (age 16+)
$4 (ages 3 - 15)
FREE (ages 2 and under)
Click here to learn more or purchase your tickets in advance!
Make sure to stop by the MFCU booth and check out other activities including:
- Zip Line
- Toddler Zone
- Rock Wall
- Puppet Shows
- Magician
- Curiosity Dome
- Fire Truck and Police Car
- Ambulance and Smokehouse
- Large Inflatable Slide
- Petting Zoo
- Obstacle Course
- Camps and Retreats
- Reptile / Amphibian Exhibit
- Ga-Ga Pit
- Bounce House
- Art Wall Zone
- Face Painting Fun
- Self Defence
- Family Fun Bucket Prize
Cookies & Cocoa at the Dartmouth Branch!
Community Happenings!
Cookies & Cocoa!
The Dartmouth Branch is holding a Cookies & Cocoa event on Thursday, Dec. 6th! Join us to mingle with staff and enjoy complimentary cookies and cocoa. We will also have winter-themed games and prizes as well!
Take advantage of eBanking!
Financial Education!
Take advantage of eBanking!
With all of the eServices that MFCU has to offer, why not start taking advantage of them? Visit mfcu.net/eServices for more information!
Oct. 18th is International Credit Union Day!
MFCU Happenings!
International Credit Union Day!
October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.”
Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy. This year’s theme emphasizes the credit union movement’s loyalty to its members and its mission to provide them financial support and guidance.
The movement began in the 1840s as a democratic consumer cooperative by weavers in Rochdale, England. Frustrated by bankers who denied them loans simply because they weren’t wealthy, the weavers and workers decided to pool their incomes and loan money to each other. In time, this cooperation put each member on solid financial ground and encouraged their own businesses to flourish.
The need for equitable financial institutions grew and, in 1971, the World Council of Credit Unions, Inc. (WOCCU) was created to help establish and maintain viable credit union movements. It has become the leading voice for advocacy and governance on behalf of the international credit union community.
Today, over 235 million people are served by credit unions in 109 countries and 6 continents.
Join us at any of our branches on October 18th to celebrate ICU Day with donuts, cider, and a chance to win a gift basket!
MFCU donated $50,000 to United Way!
MFCU Happenings!
MFCU donated $50,000 to United Way!
We surprised both staff and United Way representatives by donating $50,000 during our biannual Make A Difference Day. The following United Ways are recipients of $10,000 each: United Way of Midland County, United Way of Gratiot and Isabella Counties, Inc., United Way of Clare and Gladwin Counties, United Way of Mecosta-Osceola and the Heart of West Michigan United Way.
“I am very excited we have chosen United Way to donate to for this Make A Difference Day event,” said Rebecca Lobsinger, Branch Manager in Mount Pleasant. “I am the Vice Chair and the Community Investment Committee co-chair for the United Way of Gratiot and Isabella Counties, Inc. and their impact on the community can be life changing for many. Being part of this amazing organization has changed my life as well. Being able to give back to my community and help those that are struggling is very rewarding. I’m looking forward to continually engaging Members First with United Way.”
We gathered for our biannual Make A Difference Day on Monday, Oct. 8, 2018. Make A Difference Day is a day full of a staff education of the strategic plan, celebrating successes, looking forward to the future, personal development and community impact.
MFCU impacts the community through our Community Difference Project. The project was created to impact peoples' lives in positive ways. Whether it's to volunteer, perform a good deed or provide support for people in need, we're here to create better lives for people in our communities. The chosen organization to receive a donation was United Way.
“United Way is a trusted leader in our community that ensures all individuals and families thrive,” explained Atasha Johnson, Branch Manager in Midland. “As a leader at Members First Credit Union I believe we give the best of ourselves when we join together! I choose to Live United because I know it will help shape the future of our communities.”
Youth Financial Education Resources!
Financial Education!
Youth Financial Education Resources!
We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. Below are links to some great resources for fun games and activities as well as some useful financial education information!
Kids Club Financial Games & Activities
Youth Financial Games & Activities
Student Club Games & Activities
MFCU is 1 of 7 Credit Unions that formed a Credit Union Trust!
UPDATE 1/24/20
Credit Union Trust is a limited purpose bank organized to provide trust products and services to credit union members and the public. Credit Union Trust is solely owned by Michigan credit unions. Credit Union Trust’s products and services are designed to create, protect and preserve wealth for individuals and their families. Visit https://www.credituniontrust.com/ to learn more!
Credit Union Trust provides trust and investment management-related services primarily to credit union members. While credit unions routinely provide a range of wealth management services for members, they are unable to directly provide fiduciary services. Credit Union Trust also offers investment management solutions for foundations, not-for-profit entities and other community-based entities. More information about Credit Union Trust Investment and Fiduciary services can be found here.
Are you looking for more information or do you have any questions? Click here.
UPDATE 5/21/19
CREDIT UNION TRUST RECEIVES STATE APPROVAL TO COMMENCE BUSINESS
Becomes Michigan's First Fiduciary Service Provider Organized by Credit Unions
Credit Union Trust announced that it has received approval from the state of Michigan to commence business, marking an historic event for Michigan credit unions and their 5.23 million members.
Credit Union Trust is the first special purpose bank in Michigan organized by seven credit unions to primarily serve the needs of credit union members. Michigan credit union members are now able to access trust and investment related services from the same credit union family.
“This is an important step for Michigan credit unions and their members,” said Robert Sajdak, President & CEO, Credit Union Trust. “It’s the culmination of two year’s effort and we’re proud of what we’ve been able to accomplish for all Michigan credit union members.”
Previously, credit union members and their families had to get professional trustee and fiduciary services from unaffiliated banks. With the establishment of Credit Union Trust, that’s changed.
Credit Union Trust Expands Credit Union Services
Credit Union Trust is a special purpose bank and credit union service organization (CUSO). Its purpose is to provide trust, fiduciary and investment services and is structured to serve credit union members and the general public.
“We’re here to serve credit unions and their members in Michigan and we’re doing it by providing value, service and access at a price members can be comfortable with,” said John Landis Vice President and Senior Trust Specialist, Credit Union Trust.
Credit Union Trust seeks to grow beyond the seven organizing credit union and is structured to help all credit unions expand into the fiduciary, trustee and related services they want to offer their members. In addition to serving individual, Credit Union Trust also provides solutions for foundations, not-for-profit organizations and other community-based entities.
“Credit unions can now better serve their individual members and institutions, with no added credit union expense to doing so,” Landis added.
Credit Union Trust Benefits Members
There’s a growing need for trust and fiduciary services in general, particularly for trusts that do not meet the minimums of the larger banks. Baby boomers are receiving inheritances from their parents and need a way to pass on that wealth to their next generation. At the same time, many families face problems with adult children, uncomfortable issues with second families, and the need to care for aging parents. All these and more are affecting families today and are complications that members may now address through Credit Union Trust.
About Credit Union Trust
Credit Union Trust is Michigan’s first, credit union-organized and owned fiduciary service provider, and is also a credit union service organization (CUSO.) Credit Union Trust was established by seven Michigan credit unions with more than 500 years of combined industry experience. Credit Union Trust serves the needs of Michigan credit unions and their members through a state-wide network of credit union branches and is headquartered at 31155 Northwestern Highway, Farmington Hills, Michigan. For more information go to: www.CreditUnionTrust.com.
UPDATE 12/11/18
CREDIT UNION TRUST: MEMBER BENEFITS
A short time ago, we announced Members First Credit Union had joined with 6 other Michigan-based credit unions to form a trust credit union service organization and limited-purpose bank in order to provide trust services to our members. We promised to keep our members informed of progress and to provide helpful information as we proceed. We recently responded to a blog query that might also be of interest to members here:
Q – How is this new organization specifically going to benefit me? I have a couple of brokerage accounts, a trust prepared by a competent attorney, etc.
A -- Credit Union Trust is being organized to provide trust and investment services to credit union members. Up until now the credit unions have been unable to offer fiduciary services to members.
Many people do want a professional fiduciary to act as their personal representative, trustee, or conservator. Often this is because there is no one else who can meet the requirements of impartiality and professionalism. Individuals move, die, become incapacitated and are often unskilled in administration and taxes – or are simply unable to communicate effectively. Credit Union Trust will provide such services and have a fee-based investment program that meets the high standards required for a trustee.
To answer your question specifically: every estate plan is different, every members’ objectives and timing are different – so Credit Union Trust starts where the member is. To understand that, our service starts with an informational meeting, which is a conversation to help us learn the parameters and objectives that will best secure our member’s objectives.
As an organizer and owner of Credit Union Trust bank, Members we are happy and excited to be able to offer the comprehensive financial management services Credit Union Trust will allow us to provide. We invite you to keep abreast of developments via our website as Credit Union Trust proceeds toward its planned opening early next year.
For more information, or to arrange an introduction with Credit Union Trust staff, give us a call at: 855.835.MFCU (6328).
UPDATE 11/5/18
CREDIT UNION TRUST RECEIVES APPROVAL FROM STATE OF MICHIGAN
Credit Unions Collaborate to Offer Trust Services to Members
Organizers of Credit Union Trust announced today they have received approval from the Michigan Department of Insurance and Financial Services, Office of Banking to proceed with plans to establish the new, limited purpose financial institution.
“We’re pleased and very excited to be moving forward,” said Robert Sajdak, prospective Credit Union Trust President and CEO as named in the application. “As we said back in July when we announced our application, now that Credit Union Trust is formally approved, once it is organized the real work begins and we will soon begin hiring professionals, implementing plans and contracting for systems and services.”
"We're excited about the approval and look forward to putting in the work to open Credit Union Trust for our members in 2019," said Carrie Iafrate, Executive Vice President for Members First Credit Union.
Credit Union Trust plans to open in late Q1 2019 and will be headquartered in leased facilities located at 31155 Northwestern Highway, Farmington Hills, Michigan.
Organized by a group of seven prominent, Michigan-based credit unions, Credit Union Trust will be both a Michigan limited purpose bank and a credit union service organization (CUSO). It is the first such entity in the state and is being established to serve the needs of Michigan credit union members. While credit unions routinely provide a range of wealth management services for their members, they were unable to directly provide fiduciary services such as trusts, until a 2016 change in Michigan law. That change marked the start of organizers’ planning.
“We know our members, the market, and the industry. We will begin immediately implementing a tightly-focused business plan to serve the needs of our founding credit union members, and all Michigan credit union members who previously had to go outside the familiar credit union family for trust services,” Sajdak said. “This is a service whose time has come and it’s one our members need.”
This is an important step for Michigan’s approximately 5.23 million credit union members and the industry as a whole. Baby boomers are expected to transfer $30 trillion in assets to their heirs over the next few decades and a trust provides them a way to avoid the time and expense of probate court, as well as a way to minimize estate taxes.
“At a time when many traditional banks and trust companies are raising minimum requirements to more than $1 million dollars, Credit Union Trust is focused on serving all members and will administer a much fuller spectrum of trust accounts and balances,” Sajdak explained.
The organizers are executives of the seven, member-owned credit unions and include: Alpena Alcona Area Credit Union, headquartered in Alpena with seven locations; Community Choice Credit Union, headquartered in Farmington Hills with 20 locations; ELGA Credit Union, headquartered in Burton with 11 locations; Frankenmuth Credit Union, headquartered in Frankenmuth with 23 locations; Honor Credit Union, headquartered in Berrien Springs with 24 locations; Members First Credit Union, headquartered in Midland with 11 locations; and Team One Credit Union, headquartered in Saginaw with 12 locations.
Credit Union Trust will be regulated by the State of Michigan’s Department of Insurance and Financial Services, Office of Banking.
POSTED 7/31/18
MFCU IS 1 OF 7 CREDIT UNIONS FORMING A CREDIT UNION TRUST!
A group of 7 prominent Michigan credit unions, including Members First Credit Union, have formally applied with the Michigan Department of Insurance and Financial Services to establish a new limited purpose financial institution that will provide trust services primarily to credit union members. Formal acceptance of the application kicks off a review process by state regulators that can last 100 days, at which time the organizers anticipate approval. Now with approval, Credit Union Trust will become the first such entity in Michigan organized by credit unions established to primarily serve the needs of credit union members. Our goal in forming this new organization is to be able to provide trust services to our members and all credit union members across Michigan. It is very exciting for us to be owners of Credit Union Trust - we will be making history in our state!
While credit unions routinely provide a range of wealth management services for their members, we are unable to directly provide fiduciary services such as trusts. Credit Union Trust will allow them to do so. It will offer investment, trust and related services primarily to members of the shareholder credit unions, as well as members of other Michigan credit unions. Though technically a bank (it will not make loans or accept deposits), it is also a credit union service organization that will be equally owned by the founding shareholders.
The credit unions making the application are: Alpena Alcona Area Credit Union, headquartered in Alpena with seven locations; Community Choice Credit Union, headquartered in Farmington Hills with 20 locations; ELGA Credit Union, headquartered in Burton with 11 locations; Frankenmuth Credit Union, headquartered in Frankenmuth with 23 locations; Honor Credit Union, headquartered in Berrien Springs with 24 locations; Members First Credit Union, headquartered in Midland with 11 locations; and Team One Credit Union, headquartered in Saginaw with 12 locations.
Check out this article for more information!
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MFCU Family Day 2018
MFCU Happenings!
MFCU Family Day 2018!
Bring your family to the 2018 Family Day for some baseball action, food, and a good time provided by Members First Credit Union! We will be hosting Family Day at two separate locations on separate dates, so make sure to mark your calendars for the option that works best for you!
Loons vs. Whitecaps | August 1, 2018 @ 7:05pm
Dow Diamond: Northern Pavillion - Midland, MI
Call to reserve your complimentary tickets: 989.837.BALL (2255)
Click here to view the Facebook event!
OR
Whitecaps vs. Loons | August 27, 2018 @ 7:05pm
Whitecaps Stadium: Budweiser Bowtie Deck - Grand Rapids, MI
The Whitecaps box office is not able to take reservations. If you are interested in attending, please stop by the MFCU Booth outside of the ticket office before the game to grab your complimentary tickets!
Click here to view the Facebook event!
Tickets for both games are first come, first serve. Food will be available between 6pm - 8pm. If you have any questions, please contact Mara Simanskey at msimanskey@mfcu.net or 855.835.6328 x1282.
2018 MFCU Scholarship Winners!
Community Happenings!
2018 MFCU Scholarship Winners!
We believe in the power of education and financial literacy. In 2018, we were able to award one $2,000 scholarship, six $1,000 scholarships, and four $500 scholarships to qualified recipients. Scholarship recipients are selected by our Scholarship Committee on a number of criteria, including academic record, essay, leadership and participation in community activities, honors, work experience, education, and career goals.
The 2019 Scholarship Application will be available on March 1, 2019. If you have any questions, please contact Mara Simanskey at 855.835.6328 ext. 1282 or msimanskey@mfcu.net.
National Credit Union Youth Month!
Community Happenings!
The Science of Savings - April is National Credit Union Youth Month!
April is National Credit Union Youth Month! Financial education is crucial, and we want to help you teach your children the science of savings!
Stop into your local branch with your child during the month of April for our coloring contest! Coloring pages will be displayed in the branch and a winner will be chosen for each age group (0-3, 4-6, 7-9 years old) in early May. Click here for the coloring page!
Does your child already have a Kids Club or Student Club account? That’s great! Make sure to stop into your local branch on Thursday, April 19 for Double Stamp Ice Cream Day (max of one full stamp card for the day). After depositing your money, grab an ice cream sandwich on your way out to celebrate your savings.
Want to learn more about our Kids Club and Student Club account? Click here!
Plus, any new Kids Club or Student Club account opened in the month of April will be entered to win a prize basket!
MFCU Makes Community Impact!
MFCU Happenings!
Members First Credit Union Makes Community Impact!
The employees of Members First Credit Union gathered for their annual Make A Difference Day on Monday, Feb. 19, 2018. Make A Difference Day (MADD) is a day full of a staff education of the strategic plan, celebrating successes, looking forward to the future, personal development and community impact.
MFCU impacts the community through their Community Difference Project. The project was created to impact peoples' lives in positive ways. Whether it's to volunteer, perform a good deed or provide support for people in need, we're here to create better lives for people in our communities. MFCU will donate $5,000 to be split among the following organizations: Make-A-Wish of Michigan, American Cancer Society, Big Brothers Big Sisters of the Great Lakes Bay Region, Humane Society of West Michigan and Special Olympics of Michigan. During the day, employees were able to earn “MADD Bucks” and decide how much MFCU should donate to each organization.
Members First employees committed to over $8,000 in donations for MCULAF (Michigan Credit Union League Action Fund). Various fundraisers will continue to grow their total donation throughout the year.
“We were very excited to have support from our Executive Vice Presidents Carrie Iafrate and Anna Marie Zielinski! They even offered to receive a pie in the face once our goal had been reached.” – Joe McLosky, MFCU employee
Last year, employees recorded a total of 1,129 volunteer hours with 84 different organizations, impacting 12 counties in Michigan. MFCU donated to 159 different organizations, totaling over $85,000. The donations focused on, but were not limited to, Education, Economic Development and Community Involvement.
Anna Marie Zielinski, Executive Vice President, stated “Collectively as employees we are reminded of the strength in our MFCU core values. As individuals we take the time to celebrate who we are. Together we embrace the pride we feel while continuing to serve our communities.”
Carrie Iafrate, Executive Vice President, was very proud of the staff. “Our team members work with care and enthusiasm through every single member interaction day in and day out. Make A Difference Day allows us to all come together to focus on that amazing service, reward them for their accomplishments, educate and inspire them to continually improve, and make a large community impact as a team. The day reminds us that though we may work with the same people on a daily basis, we are 210 strong across the state of Michigan with a genuine desire to help others find their happy.”
Members First Credit Union: Members First Credit Union is a financial institution established in 1936 that is dedicated to encouraging a better tomorrow for their members and communities. Their promise is to be trustworthy, caring, and enthusiastic to help their members succeed while minimizing financial stress and maximizing happiness. At MFCU, it comes naturally to listen carefully and build relationships in order to not only find solutions for their members but also provide support to people in need through volunteering and community difference projects.
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