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Auto Loan Incentive
Authored By: Katie Stoeckle on 11/22/2017

We know that a vehicle is more than just a vehicle. It can be a school bus, your office, and even sometimes a moving restaurant. We also know that a car loan is more than just a loan. It’s a, “this is going to be the best memories making road trip car ever” loan!

Now there’s even more reason to refinance your auto loan with Members First Credit Union. For a limited time, when you refinance an auto loan with MFCU, we will give you 1% cash back of the loan amount!* That means that if you receive an auto loan of $10,000, we’ll give you $100 on the spot!  Plus, you’ll save even more money with great benefits like:

  • No application fee (other financial institutions can charge up to $150)
  • Get up to an additional 0.5% percentage point off your loan rate (APR) based on your relationship with the credit union
  • TruStage Auto Insurance discounts
  • Automatic payments from your payroll or designated account

Stop in to your nearest branch and start enjoying the benefits of an MFCU auto loan today!

Apply Now

*Cash back is 1% of loan amount. Loan must be a minimum value of $5,000.  Maximum cash back amount is $300.  Offer expires 6/30/2019.  Some restrictions may apply.

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Just bought a car
9/23/2018 7:07 PM Teddi A. from Mount pleasant, MI
Hi, I just bought a car earlier this month and financed it through MFCU. Does this mean I get cash back?
Reply From Members First Credit Union:


This is Rachel from Members First Credit Union. The current Auto Refinance Special is only for loans that are being refinanced through MFCU, not for new loans. If you have any questions please give us a call at 855.835.6328.

Thank you,

Members First Credit Union

7/30/2018 6:24 PM an anonymous user.
Filed BR and closed 9-12-17 I have a car loan high interest sense 1-30-18 how long do I need to be a member to refinance with mfcu
Reply From Members First Credit Union:

Thanks for your inquiry.  We would love to talk to you about refinancing your auto loan!  Please contact us at 855-835-6328 ext. 0 so we can give you customized service to find the right option for you.  We look forward to hearing from you and appreciate the opportunity to help you find your happy!

7/12/2018 8:05 PM Joel M. from Alma, MI

I would like to transfer my auto loan from BMO Harris to Members First Credit Union, since I am already an MFCU member.

Is this possible?

If this is possible, please let me know!

Thank you for your time!
Reply From Members First Credit Union:

Thanks for your inquiry.  We would love to refinance your vehicle loan!  Please stop in to your favorite branch, or apply online at  We look forward to helping you find your happy!

6/22/2018 11:01 AM an anonymous user.
How can we apply for a loan on line. Under my husband name, he has 2 loans thru the Credit Union.And we do have a checking account.989 506 8254
Reply From Members First Credit Union:

Thanks for your inquiry.  We appreciate your membership and are happy to help you apply for a loan online.  Your information has been passed on to our Contact Center, you should be hearing from them shortly.  If you have any additional questions, please contact us at 855.835.MFCU x.0. Thanks!

3/15/2018 1:51 PM Sandra E. from Reed City, MI
I have my auto loan through Members First and have had my car for only one year. I have not missed or been late on any of those payments. Is it too soon to refinance my auto loan for a lower payment?
Reply From Members First Credit Union:

Thanks for your inquiry.  We would love to help you refinance your auto loan - it's not too early.  Find your nearest branch at and get your loan refinanced today!

2/4/2018 8:40 AM Antoinette G. from evart, MI
I want to refinance a 2010 jeep
Reply From Members First Credit Union:

Thanks for your inquiry.  We would love to help you find your happy and refinace your Jeep!  You contact information has been passed along to our Evart branch, but feel free to stop in or give us a ring at (855)835-6328!

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Members First Credit Union | P.O. Box 2165 | Midland, MI 48641
Phone 855-835-MFCU (6328) |

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