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Community Happenings!
Blood Drive!
Our Wackerly Branch in Midland, MI is holding a Blood Drive on Friday, December 7th from 9am - 2pm. Please consider donating blood to help those in need. This only takes about an hour of your time and will help save the lives of 3 people. Someone needs blood every 2 seconds. Please encourage your family and friends to donate as well. Everyone who attempts to donate will be entered into a drawing for a $100 Meijer gift card. Please feel free to stop by any time the Blood Bus is here, or you can make an appointment by contacting Mindy at 855.835.6328 x1235 or mtaglauer@mfcu.net. Thank you in advance to those who donate!
Community Happenings!
Cookies & Cocoa!
The Dartmouth Branch is holding a Cookies & Cocoa event on Thursday, Dec. 6th! Join us to mingle with staff and enjoy complimentary cookies and cocoa. We will also have winter-themed games and prizes as well!
MFCU Happenings!
Take advantage of eBanking!
With all of the eServices that MFCU has to offer, why not start taking advantage of them? Visit mfcu.net/eServices for more information!
The $1,000 Whatever Loan with no credit score limit* is back for a limited time.
What is a Whatever Loan?
It’s a loan to help you do “whatever” you need!
Whether you want to give your family the best holiday season yet, finally catch up on those bills, or even just get ready for the long winter ahead, the Whatever Loan could be right for you.
Come see us at your favorite branch and find your happy with the $1,000 Whatever Loan.
Invite your friends and family to find their happy with us. The Whatever Loan might be just what they need too! If the Whatever Loan doesn’t meet your needs, we have other lending options available.
*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025. In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $96.31 and an annual percentage rate of 22.80% APR. Insurance not required. Additional restrictions may apply.
Community Happenings!
Winter Gear Drive!
The Harrison Branch is holding a Winter Items Drive from Nov. 1st - Nov. 30th for Hillside Elementary and Larson Elementary. Stop by our Harrison Branch with any donations.
If you are not in the Harrison area, but would still like to make a donation, please take it to your local MFCU Branch and we will send it over.
Community Happenings!
Winter Gear Drive!
The MFCU Branches in Grand Rapids are holding a Winter Items Drive from Nov. 1st - Nov. 12th for Heart of West Michigan United Way. Stop by our Ann St. Branch, Kentwood Branch, or Jenison Branch with any donations.
If you are not in the Grand Rapids area, but would still like to make a donation, please take it to your local MFCU Branch and we will send it over.
MFCU Happenings!
International Credit Union Day!
October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.”
Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy. This year’s theme emphasizes the credit union movement’s loyalty to its members and its mission to provide them financial support and guidance.
The movement began in the 1840s as a democratic consumer cooperative by weavers in Rochdale, England. Frustrated by bankers who denied them loans simply because they weren’t wealthy, the weavers and workers decided to pool their incomes and loan money to each other. In time, this cooperation put each member on solid financial ground and encouraged their own businesses to flourish.
The need for equitable financial institutions grew and, in 1971, the World Council of Credit Unions, Inc. (WOCCU) was created to help establish and maintain viable credit union movements. It has become the leading voice for advocacy and governance on behalf of the international credit union community.
Today, over 235 million people are served by credit unions in 109 countries and 6 continents.
Join us at any of our branches on October 18th to celebrate ICU Day with donuts, cider, and a chance to win a gift basket!
Community Happenings!
Baby Pantry Drive!
Our Gladwin Branch is holding a fundraiser from Oct. 15th - Oct. 26th for the Beaverton Food Pantry.
We are asking that you consider making a monetary donation or donating a needed item like diapers, clothes, wipes, bottles, and more. All of the proceeds will be donated to the Beaverton Food Pantry.
If you are not in the Gladwin area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!
MFCU Happenings!
The Whatever Loan is coming!
The $1,000 Whatever Loan with no credit score limit* begins on November 5! Are you ready?
We want you to enjoy the benefits of the Whatever Loan as soon as possible. Whether you’ve received the Whatever Loan in the past or you’re looking to apply for the first time, here’s a list of what you’ll need to have in place:
· Direct Deposit of your net pay into an MFCU checking account
· Most recent pay stub
Invite your friends and family to find their happy with us. The Whatever Loan might be just what they need too!
If the Whatever Loan doesn’t meet your needs, we have other lending options available.
*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025. In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $96.27 and an annual percentage rate of 22.77% APR. Additional restrictions may apply.
Community Happenings!
Diaper Drive for Love Inc.!
Our Evart Branch is holding a fundraiser from Oct. 1st - Oct. 31st for Love Inc.
We are asking that you consider donating new unopened packages of diapers or make a monetary donation. All of the proceeds will be donated to Love Inc.
If you are not in the Evart area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!
Community Happenings!
Diaper Drive for the Diaper Alliance!
Our Dartmouth Branch in Midland is holding a fundraiser from Oct. 15th - Oct. 26th for the Diaper Alliance.
We are asking that you consider donating new unopened packages of diapers or make a monetary donation. All of the proceeds will be donated to the Diaper Alliance.
If you are not in the Midland area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!
Community Happenings!
Costume Party in Mt. Pleasant!
Our Broadway Branch is holding a Costume Party on Saturday, October 27th from 3:00pm - 4:30pm.
We are inviting the whole family to wear costumes and join us for free to enjoy, games, treats, and more!
Community Happenings!
Pumpkin Decorating Contest for Isabella County Child Advocacy Center!
Our staff at the Broadway Branch in Mt. Pleasant are holding a pumpkin decorating contest until October 31st! Each pumpkin has a jar next to it so you can donate money to vote for your favorite pumpkins! All of the proceeds will be donated to the Isabella County Child Advocacy Center!
If you are not in the Mt. Pleasant area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!
MFCU Happenings!
MFCU donated $50,000 to United Way!
We surprised both staff and United Way representatives by donating $50,000 during our biannual Make A Difference Day. The following United Ways are recipients of $10,000 each: United Way of Midland County, United Way of Gratiot and Isabella Counties, Inc., United Way of Clare and Gladwin Counties, United Way of Mecosta-Osceola and the Heart of West Michigan United Way.
“I am very excited we have chosen United Way to donate to for this Make A Difference Day event,” said Rebecca Lobsinger, Branch Manager in Mount Pleasant. “I am the Vice Chair and the Community Investment Committee co-chair for the United Way of Gratiot and Isabella Counties, Inc. and their impact on the community can be life changing for many. Being part of this amazing organization has changed my life as well. Being able to give back to my community and help those that are struggling is very rewarding. I’m looking forward to continually engaging Members First with United Way.”
We gathered for our biannual Make A Difference Day on Monday, Oct. 8, 2018. Make A Difference Day is a day full of a staff education of the strategic plan, celebrating successes, looking forward to the future, personal development and community impact.
MFCU impacts the community through our Community Difference Project. The project was created to impact peoples' lives in positive ways. Whether it's to volunteer, perform a good deed or provide support for people in need, we're here to create better lives for people in our communities. The chosen organization to receive a donation was United Way.
“United Way is a trusted leader in our community that ensures all individuals and families thrive,” explained Atasha Johnson, Branch Manager in Midland. “As a leader at Members First Credit Union I believe we give the best of ourselves when we join together! I choose to Live United because I know it will help shape the future of our communities.”
Community Happenings!
Pumpkin Decorating Contest for Adopt-A-Family!
Our staff at the Kentwood branch are holding a pumpkin decorating contest until October 26th! Each pumpkin has a jar next to it so you can donate money to vote for your favorite pumpkins! All of the proceeds will be donated to a local Adopt-A-Family!
If you are not in the Grand Rapids area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!
Community Happenings!
Food Drive for Clare County Food Pantry!
Our Clare and Harrison branches are holding a fundraiser from Sept. 24th - Oct. 5th for the Clare County Food Pantry.
We are asking that you consider donating non-perishable food items or making a monetary donation. All of the proceeds will be donated to the Clare County Food Pantry.
If you are not in the Clare County area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!
Community Happenings!
Bake Sale!
Our Wackerly Branch is holding a bake sale on Friday, October 5th!
All items are donation only. The proceeds will be donated in support of breast cancer awarness through the Pink Fund.
If you are not in the Midland area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Wackerly Branch for you!
Financial Education!
#FinancialFriday - Tackling Expenses!
We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. Let us help you find your happy!
Learn more about credit cards at MFCU!
Learn more about personal loans at MFCU!
Apply now for an MFCU Personal Loan!
Want more tips and tricks? Check out the MFCU Pinterest page!
Community Happenings!
Angel Wings Fund!
Our Bluegrass Branch in Mt. Pleasant, and our Dartmouth Branch and Wackerly Branch in Midland, are holding a fundraiser during the month of September and October for the Angel Wings Fund. Each person who makes a donation will be given an option to take a bracelet of whatever color they would like to show support for, and/or fill out a paper ribbon with their name or in honor of someone they love.
All of the proceeds from donations will be donated to the Angel Wings Fund. The Angel Wings Fund is an organization located in Mt. Pleasant that provides support to families and individuals affected by cancer.
If you are not in the Mt. Pleasant or Midland area but would still like to make a donation, please drop it off at your closest MFCU Branch and we will send it over for you!
Community Happenings!
Support D. A. Blodgett St. Johns!
Our Ann St. Branch in Grand Rapids is holding a fundraiser during the month of September for D. A. Blodgett St. John's who is a partner of the West Michigan United Way.
We are asking that you consider donating loose change, rounding up your check, or making a monetary donation. All of the proceeds will be donated to D. A. Blodgett St. John's.
If you are not in the Grand Rapids area but would still like to make a donation, please drop it off at your closest MFCU Branch and we will send it over to our Ann St. Branch for you!
Community Happenings!
Bake Sale!
Our Harrison Branch is holding a bake sale on Thursday, August 30th and Friday, August 31st!
All items are donation only. The proceeds will be donated to Chartwell's Backpack Program.
If you are not in the Harrison area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Harrison Branch for you!
Community Happenings!
Bake Sale!
Our Kentwood Branch in Kentwood is holding a bake sale on Friday, August 31st!
All items are donation only. The proceeds will be put towards a local Adopt-A-Family.
If you are not in the Grand Rapids area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Kentwood Branch for you!
Financial Education!
#FinancialFriday - Building Credit!
We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. Let us help you find your happy!
Learn more about credit cards at MFCU!
Want more tips and tricks? Check out the MFCU Pinterest page!
Community Happenings!
Bake Sale!
Our Dartmouth Branch in Midland is holding a bake sale on Tuesday, September 4th!
All items are donation only. The proceeds will be put toward a donation to the 2018 Walk to End Alzheimer's in Midland on September 22, 2018.
If you are not in the Midland area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Dartmouth Branch for you!
Community Happenings!
School Supplies Drive!
Our Broadway Branch in Mt. Pleasant is holding a donation drive of school supplies during August!
Please consider making a monetary donation or donating a new item. If you are not in the Mt. Pleasant area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Broadway Branch for you!
Financial Education!
Youth Financial Education Resources!
We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. Below are links to some great resources for fun games and activities as well as some useful financial education information!
Kids Club Financial Games & Activities
Youth Financial Games & Activities
Student Club Games & Activities
Financial Education!
#FinancialFriday - Build Your Rainy Day Savings!
We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. Let us help you find your happy!
Learn more about saving at MFCU!
Want more tips and tricks? Check out the MFCU Pinterest page!
Community Happenings!
School Supplies Drive!
Our Gladwin Branch is holding a donation drive of school supplies during the entire month of August!
Please consider making a monetary donation or donating a needed item. If you are not in the Gladwin area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Gladwin Branch for you!
Community Happenings!
CMU Football Tickets Giveaway!
Our Bluegrass Branch and our Broadway Branch in Mt. Pleasant are holding a drawing to win CMU Football Tickets! Stop in either branch and answer a triva question to receive your free entry to the drawing! Each branch will be giving out two sets of two tickets. We will also be giving away two tickets on our MFCU Facebook page so stay tuned!
Interested in joining us at the Mt. Pleasant Chamber of Commerce Pre-Kickoff Party?! Click here for details!
MFCU Happenings!
Spend Rewardingly!
It's not just a VISA® card. It's getting rewarded for spending your way!
We know that how you spend your money is a reflection of who you are - from buying groceries for your family to those concert tickets to see your favorite band. So while you're busy being you, why not get rewarded for the purchases you're already making with an MFCU Visa Platinum Rewards credit card?!
In addition to earning MFCU Rewards points, you'll also benefit from no annual fee and no balance transfer fees. Plus, you have the ability to pay your bill online or in person. What are you waiting for?!
Interested in finding out more information about an MFCU VISA? Click here!
Federally Insured by NCUA | Equal Housing Lender
Approval and credit limit based on credit worthiness. Some restrictions may apply.
MFCU Happenings!
MFCU IS 1 OF 7 CREDIT UNIONS FORMING A CREDIT UNION TRUST!
A group of 7 prominent Michigan credit unions, including Members First Credit Union, have formally applied with the Michigan Department of Insurance and Financial Services to establish a new limited purpose financial institution that will provide trust services primarily to credit union members. Formal acceptance of the application kicks off a review process by state regulators that can last 100 days, at which time the organizers anticipate approval. Now with approval, Credit Union Trust will become the first such entity in Michigan organized by credit unions established to primarily serve the needs of credit union members. Our goal in forming this new organization is to be able to provide trust services to our members and all credit union members across Michigan. It is very exciting for us to be owners of Credit Union Trust - we will be making history in our state!
While credit unions routinely provide a range of wealth management services for their members, we are unable to directly provide fiduciary services such as trusts. Credit Union Trust will allow them to do so. It will offer investment, trust and related services primarily to members of the shareholder credit unions, as well as members of other Michigan credit unions. Though technically a bank (it will not make loans or accept deposits), it is also a credit union service organization that will be equally owned by the founding shareholders.
The credit unions making the application are: Alpena Alcona Area Credit Union, headquartered in Alpena with seven locations; Community Choice Credit Union, headquartered in Farmington Hills with 20 locations; ELGA Credit Union, headquartered in Burton with 11 locations; Frankenmuth Credit Union, headquartered in Frankenmuth with 23 locations; Honor Credit Union, headquartered in Berrien Springs with 24 locations; Members First Credit Union, headquartered in Midland with 11 locations; and Team One Credit Union, headquartered in Saginaw with 12 locations.
Check out this article for more information!
UPDATE 11/5/18
CREDIT UNION TRUST RECEIVES APPROVAL FROM STATE OF MICHIGAN
Credit Unions Collaborate to Offer Trust Services to Members
Organizers of Credit Union Trust announced today they have received approval from the Michigan Department of Insurance and Financial Services, Office of Banking to proceed with plans to establish the new, limited purpose financial institution.
“We’re pleased and very excited to be moving forward,” said Robert Sajdak, prospective Credit Union Trust President and CEO as named in the application. “As we said back in July when we announced our application, now that Credit Union Trust is formally approved, once it is organized the real work begins and we will soon begin hiring professionals, implementing plans and contracting for systems and services.”
"We're excited about the approval and look forward to putting in the work to open Credit Union Trust for our members in 2019," said Carrie Iafrate, Executive Vice President for Members First Credit Union.
Credit Union Trust plans to open in late Q1 2019 and will be headquartered in leased facilities located at 31155 Northwestern Highway, Farmington Hills, Michigan.
Organized by a group of seven prominent, Michigan-based credit unions, Credit Union Trust will be both a Michigan limited purpose bank and a credit union service organization (CUSO). It is the first such entity in the state and is being established to serve the needs of Michigan credit union members. While credit unions routinely provide a range of wealth management services for their members, they were unable to directly provide fiduciary services such as trusts, until a 2016 change in Michigan law. That change marked the start of organizers’ planning.
“We know our members, the market, and the industry. We will begin immediately implementing a tightly-focused business plan to serve the needs of our founding credit union members, and all Michigan credit union members who previously had to go outside the familiar credit union family for trust services,” Sajdak said. “This is a service whose time has come and it’s one our members need.”
This is an important step for Michigan’s approximately 5.23 million credit union members and the industry as a whole. Baby boomers are expected to transfer $30 trillion in assets to their heirs over the next few decades and a trust provides them a way to avoid the time and expense of probate court, as well as a way to minimize estate taxes.
“At a time when many traditional banks and trust companies are raising minimum requirements to more than $1 million dollars, Credit Union Trust is focused on serving all members and will administer a much fuller spectrum of trust accounts and balances,” Sajdak explained.
The organizers are executives of the seven, member-owned credit unions and include: Alpena Alcona Area Credit Union, headquartered in Alpena with seven locations; Community Choice Credit Union, headquartered in Farmington Hills with 20 locations; ELGA Credit Union, headquartered in Burton with 11 locations; Frankenmuth Credit Union, headquartered in Frankenmuth with 23 locations; Honor Credit Union, headquartered in Berrien Springs with 24 locations; Members First Credit Union, headquartered in Midland with 11 locations; and Team One Credit Union, headquartered in Saginaw with 12 locations.
Credit Union Trust will be regulated by the State of Michigan’s Department of Insurance and Financial Services, Office of Banking.
UPDATE 12/11/18
CREDIT UNION TRUST: MEMBER BENEFITS
A short time ago, we announced Members First Credit Union had joined with 6 other Michigan-based credit unions to form a trust credit union service organization and limited-purpose bank in order to provide trust services to our members. We promised to keep our members informed of progress and to provide helpful information as we proceed. We recently responded to a blog query that might also be of interest to members here:
Q – How is this new organization specifically going to benefit me? I have a couple of brokerage accounts, a trust prepared by a competent attorney, etc.
A -- Credit Union Trust is being organized to provide trust and investment services to credit union members. Up until now the credit unions have been unable to offer fiduciary services to members.
Many people do want a professional fiduciary to act as their personal representative, trustee, or conservator. Often this is because there is no one else who can meet the requirements of impartiality and professionalism. Individuals move, die, become incapacitated and are often unskilled in administration and taxes – or are simply unable to communicate effectively. Credit Union Trust will provide such services and have a fee-based investment program that meets the high standards required for a trustee.
To answer your question specifically: every estate plan is different, every members’ objectives and timing are different – so Credit Union Trust starts where the member is. To understand that, our service starts with an informational meeting, which is a conversation to help us learn the parameters and objectives that will best secure our member’s objectives.
As an organizer and owner of Credit Union Trust bank, Members we are happy and excited to be able to offer the comprehensive financial management services Credit Union Trust will allow us to provide. We invite you to keep abreast of developments via our website as Credit Union Trust proceeds toward its planned opening early next year.
For more information, or to arrange an introduction with Credit Union Trust staff, give us a call at: 855.835.MFCU (6328).
MFCU Happenings!
Auto Group Sale in Mt. Pleasant!
Stop by Auto Group Leasing in Mt. Pleasant and take advantage of the biggest sale of the year!
When:
August 13th - 18th
Where:
Auto Group Leasing
4720 E. Pickard (M-20)
Mt. Pleasant, MI 48858
What:
Auto Group Leasing and MFCU have partnered to bring you the biggest sales event of the year! Over 100 vehicles must go and all applications will be considered. MFCU will be on site for quick credit consideration. The Isabella County Restoration House will receive a $100 donation for every vehicle sold! Plus, you will receive a free grill with your purchase!
Questions?
Call Cheryl at 855.835.MFCU x6128 or call Auto Group Leasing at 877.772.1113.
Community Happenings!
H.A.T.S. Donation Drive!
Our Broadway Branch is holding a donation drive during the entire month of July!
Please consider making a monetary donation or donating one of the following items:
Cat & Kitten Wet Food
Dog & Puppy Wet Food
Purina One Lamb & Rice Dog Food
Royal Canin Mother & Baby Cat Food
Kitty Litter
KMR Kitten Milk - Cans & Powder
Soft Dog Treats
Nyla Bones
Laundry Detergent
Disinfecting Wipes
Paper Towels
Baby Wipes
Rubber Gloves
Trash Bags
Cat Toys
If you are not in the Mt. Pleasant area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the correct branch.
Thank you for your support!
MFCU Happenings!
MFCU Family Day 2018!
Bring your family to the 2018 Family Day for some baseball action, food, and a good time provided by Members First Credit Union! We will be hosting Family Day at two separate locations on separate dates, so make sure to mark your calendars for the option that works best for you!
Loons vs. Whitecaps | August 1, 2018 @ 7:05pm
Dow Diamond: Northern Pavillion - Midland, MI
Call to reserve your complimentary tickets: 989.837.BALL (2255)
Click here to view the Facebook event!
OR
Whitecaps vs. Loons | August 27, 2018 @ 7:05pm
Whitecaps Stadium: Budweiser Bowtie Deck - Grand Rapids, MI
The Whitecaps box office is not able to take reservations. If you are interested in attending, please stop by the MFCU Booth outside of the ticket office before the game to grab your complimentary tickets!
Click here to view the Facebook event!
Tickets for both games are first come, first serve. Food will be available between 6pm - 8pm. If you have any questions, please contact Mara Simanskey at msimanskey@mfcu.net or 855.835.6328 x1282.
Community Happenings!
Support the American Cancer Society!
Our Harrison Branch and our Clare Branch are both holding a fundraiser during the entire month of July, August, and September for the American Cancer Society. Please consider making a monetary donation.
Both branches will also be participating in the Boobies Bangles and Beads Fashion Shows if you would like to stop out and show your support!
- September 12th | 5pm - 8pm | Moose Lodge in Clare
- September 19th | 5pm - 8pm | Moose Lodge in Harrison
If you are not in the Harrison or Clare area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the correct branch.
Thank you for your support!
Financial Education!
#FinancialFriday - Fast Facts of MFCU Checking
We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. Let us help you find your happy!
A checking account from MFCU includes a free debit card, free starter checks, free automatic transfers, free Online/Mobile Banking, and more!
Learn more about opening a checking account at MFCU!
Community Happenings!
NEMSCA Headstart Fundraiser!
Our Harrison Branch is holding a NEMSCA Headstart of Marion fundraiser during the entire month of July. Please consider making a monetary donation or an item donation.
Needed Items Include:
- Disinfecting wipes
- Kleenex
- Hand Sanitizer
- Baby Wipes
- Pull-Ups (Size: 4T & 5T)
- Paper Towels
If you are not in the Harrison area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Harrison Branch.
Thank you for your support!
Community Happenings!
Adopt-A-Family Fundraiser!
Our Evart Branch is holding an Adopt-A-Family fundraiser during the entire month of July. Please consider making a monetary donation to help support a family in need during the holiday season.
The Evart Branch will also be holding a Bake Sale on July 19th - 20th and July 26th - 27th. Items are donation-only and all proceeds will be donated towards the Adopt-A-Family.
If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.
Thank you for your support!
Community Happenings!
Support the Grand Rapids Kids' Food Basket!
Our Ann St. Branch is holding a fundraiser July 1st - July 24th for the Grand Rapids Kids' Food Basket! We are collecting monetary donations and many needed food items. All proceeds will be donated to the Grand Rapids Kids' Food Basket. During the food drive, our Ann St. Branch will also have lunch bags that can be decorated and on July 25th, our staff will be volunteering and packing the lunch bags that were decorated with the items that were donated. If you would like to join, let us know!
If you are not in the Grand Rapids area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to our Ann St. Branch.
Thank you for your support!
Financial Education!
#FinancialFriday - I Auto Loans!
We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. Let us help you find your happy!
Learn more about getting an Auto Loan at MFCU!
Community Happenings!
2018 MFCU Scholarship Winners!
We believe in the power of education and financial literacy. In 2018, we were able to award one $2,000 scholarship, six $1,000 scholarships, and four $500 scholarships to qualified recipients. Scholarship recipients are selected by our Scholarship Committee on a number of criteria, including academic record, essay, leadership and participation in community activities, honors, work experience, education, and career goals.
The 2019 Scholarship Application will be available on March 1, 2019. If you have any questions, please contact Mara Simanskey at 855.835.6328 ext. 1282 or msimanskey@mfcu.net.
Community Happenings!
Support the Isabella County Foster Closet!
Our Bluegrass Branch is holding a fundraiser June 21st - July 31st for the Isabella County Foster Closet! We are collecting monetary donations and many needed items. All proceeds will be donated to the Isabella County Foster Closet.
If you are not in the Mount Pleasant area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Bluegras Branch.
Thank you for your support!
Community Happenings!
Cystic Fibrosis Fundraiser!
Our Harrison and Clare Branches have teamed up to hold a fundraiser for the Cystic Fibrosis Foundation! Our Harrison Branch will be collecting monetary donations during the month of June, and our Clare Branch will be collecting monetary donations during the month of July! All proceeds will be donated to the Cystic Fibrosis Foundation.
If you are not in the Harrison or Clare area and would still like to help, please bring your donations to your closest MFCU branch. Thank you to everyone who has contributed!
See www.cff.org for more information!
It’s not just a home loan, it’s giving your dogs and kids a place to run!
Whether you’re looking for a new place for your kids to run wild, your pets to explore, or just planning for the future, we have a lending option to fit your needs!
Extra Perks
LOW FIXED RATES
LOW CLOSING COSTS
LOW DOWN PAYMENTS
TRUSTAGE INSURANCE DISCOUNTS
AUTOMATIC PAYMENT OPTIONS
ESCROW ACCOUNTS AVAILABLE
PRIVATE MORTGAGE INSURANCE OPTION
Got more questions? Give us a ring at 855.835.MFCU x. 1750 or kick it old school by stopping in to your favorite branch.
Federally Insured by NCUA | Equal Housing Lender
Loan rates, terms and approval are subject to credit worthiness. Some restrictions may apply.
Community Happenings!
Animal Shelter Drive!
Our Evart Branch is holding a Pet Supply Drive June 2nd - June 29th. If you would like to show your support, item donations and monetary donations will be accepted. All proceeds will be donated to the Osceola County Animal Shelter.
Items needed include:
- food
- toys
- treats
- cleaning products
If you are not in the Evart area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.
Thank you to everyone who has contributed!
Community Happenings!
Aaron's Gifts From Home Fundraiser!
Our Dartmouth Branch is holding an Aaron's Gifts From Home fundraiser from May 14 - June 4. Please consider making a monetary or item donation to help support AGFH.
If you are not in the Midland area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Dartmouth Branch.
Thank you for your support!
Community Happenings!
Adopt-A-Family Fundraiser!
Our Evart Branch is holding an Adopt-A-Family fundraiser during the entire month of May. Please consider making a monetary donation to help support a family in need during the holiday season.
If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.
Thank you for your support!
Community Happenings!
Foster Care Fundraiser!
Our Kentwood Branch in Grand Rapids is holding a fundraiser during the entire month of May to collect items for D.A. Blodgett - St. John's. They are putting together bags that are given to foster care children when moving into a foster home Please consider making a monetary or item donation to help support our foster youth!
If you are not in the Kentwood area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Kentwood Branch.
Thank you for your support!
Community Happenings!
Adopt-A-Family Fundraiser!
Our Clare Branch is holding an Adopt-A-Family fundraiser on May 24th and 25th which will include a Pop Can Drive, Popcorn Sale, and Bake Sale. Please consider making a monetary donation to help support a family in need during the holiday season.
If you are not in the Clare area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Clare Branch.
Thank you for your support!
MFCU Happenings!
Mortgage Rate Special!
Experience even more benefits of an MFCU mortgage with our limited time rate specials!
Talk to a mortgage officer today by calling 855.835.6328 x1750!
*APR = Annual Percentage Rate. Information is based off a $100,000 mortgage with a loan to value of 80% or less and credit of 725 or above. A $100,000 loan with a 10 year term and 2.99% interest rate would have a monthly payment of $965.15. A $100,000 loan with a 15 year term and 3.25% interest rate would have a monthly payment of $702.67. Must have qualifying checking account with direct deposit and debt to income ratio at or less than 38%. Excludes mobile or manufactured homes. Other exclusions may apply. Loan rates, terms and approval are subject to credit worthiness. Loan rate special expires 5/31/2018.
Community Happenings!
Blood Drive!
Our Wackerly Branch in Midland, MI is holding a Blood Drive on Friday, May 4th from 9am - 2pm. Please consider donating blood to help those in need. This only takes about an hour of your time and will help save the lives of 3 people. Someone needs blood every 2 seconds. Please encourage your family and friends to donate as well. Everyone who attempts to donate will be entered into a drawing for a One Night Stay Golf Getaway in Traverse City, compliments of West Bay Beach, a Holiday Inn Resort and LochenHeath Golf Club. Please feel free to stop by any time the Blood Bus is here, or you can make an appointment by contacting Mindy Taglauer at 855.835.6328 x1235 or mtaglauer@mfcu.net. Thank you in advance to those who donate!
Community Happenings!
Support the Northern Michigan Mobile Child Advocacy Center!
Our Harrison Branch is holding a fundraiser until May 25th for the Northern Michigan Mobile Child Advocacy Center! They are a non-profit organization seeking to bring healing, hope, and justice to abused and neglected children in Northern Michigan. We are collecting many items including:
- Kids Clothing (size 3T - 12/14)
- Kids Tooth Brushes
- Toothpaste
- Socks
- Spring Jackets
- Craft Supplies
- School Supplies
- Family Friendly Games/Puzzles
- Boots
- Hair Brushes
- Deoderant
Monetary donations will also be accepted and appreciated. All proceeds will be donated to the Northern Michigan Mobile Child Advocacy Center.
If you are not in the Harrison area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Harrison Branch.
Thank you for your support!
Community Happenings!
Book Drive!
Our Dartmouth Branch in Midland is holding a Book Drive until May 4th. We will be collecting new or gently used books, and monetary donations will be accepted and appreciated. All proceeds will be donated to Big Brothers Big Sisters.
If you are not in the Midland area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Dartmouth Branch.
Thank you for your support!
MFCU Happenings!
Kids Jeep Giveaway!
Enter to win a Kids Jeep! Spring is here, and we are all ready to spend some time outside. Make your spring and summer even better for the little one in your life with a new outdoor toy. We are giving away 11 Kids Jeeps - one at each branch! Stop by your favorite branch to enter to win one of these cool jeeps. You can enter once per day throughout the month of April!
Click here to see the Official Rules.
Interested in getting a Jeep or toy that is a little bit bigger? Choose your own adventure with an Auto Loan, RV Loan, or Boat Loan from MFCU! Click here for more details!
MFCU Happenings!
Annual Meeting!
Join us for our 82nd Annual Meeting for elections, presentation of our Presidents Award, giveaways, cake, and more! The Annual Meeting will be on Tuesday, April 17, 2018 at 6:30pm at:
Barstow-Shipps Wing
Midland Community Center
2205 S Jefferson Ave
Midland, MI 48640
Board Members who are up for re-election include Beth Christiansen, Dave Thompson, and Joe Ashcroft. Supervisory Committee members up for re-election include Greg Crawford.
If you have any questions, please contact Mara Simanskey at msimanskey@mfcu.net or 855.835.6328 x1282.
Community Happenings!
Pet Supply Drive!
Our Gladwin is holding a Pet Supply Drive April 2nd to April 13th. If you would like to show your support, item donations and monetary donations will be accepted. All proceeds will be donated to the Gladwin County Animal Shelter.
Items needed include:
- clumping cat litter
- dry cat food
- dry dog food
- dog toys
- cat toys
- treats
- sticky notes
- towels
- laundry soap
- disinfectant wipes
The Gladwin County Animal Shelter is also looking for sponsors for adoption fees and spaying/neutering.
If you are not in the Gladwin area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Gladwin Branch.
Thank you to everyone who has contributed!
Community Happenings!
Bake Sale!
Our Evart Branch is holding a Bake Sale on Thursday, March 29th and Friday, March 30th. Items are donation-only but monetary donations will be accepted and appreciated. All proceeds will be donated towards an Adopt-A-Family.
If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.
Thank you for your support and we hope you enjoy the delicious treats!
Community Happenings!
Supporting Big Brothers Big Sisters!
Our staff will be doing different things in the month of April to support Big Brothers Big Sisters of the Great Lakes Bay Region!
On April 5th and 6th, the Broadway Branch is holding a Bake Sale. Items are donation-only but monetary donations will be accepted and appreciated. All proceeds will be donated towards Big Brothers Big Sisters.
On April 9th, the staff in our Broadway Branch will be holding a Jean Day where employees pay $5 to be able to wear jeans, and all of the donations go towards Big Brothers Big Sisters.
Mt. Pleasant staff will also be volunteering at Bowl for Kids Sake on April 14th - click here for more information!
Midland staff will be volunteering at Bowl for Kids Sake on April 27th - click here for more information!
Our Dartmouth Branch is holding a Book Drive for Big Brothers Big Sisters until May 4th - click here for more information!
If you are not in the mentioned areas and would still like to support BBBS, please let us know and/or bring your donations to your closest MFCU branch and we will send them over to BBBS. Thank you for your support!
Community Happenings!
Book Drive!
Our Evart Branch is holding a Book Drive during the month of April. We will be collecting new or gently used books, and monetary donations will be accepted and appreciated. All proceeds will be donated towards Evart Elementary.
If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.
Thank you for your support!
Community Happenings!
The Science of Savings - April is National Credit Union Youth Month!
April is National Credit Union Youth Month! Financial education is crucial, and we want to help you teach your children the science of savings!
Stop into your local branch with your child during the month of April for our coloring contest! Coloring pages will be displayed in the branch and a winner will be chosen for each age group (0-3, 4-6, 7-9 years old) in early May. Click here for the coloring page!
Does your child already have a Kids Club or Student Club account? That’s great! Make sure to stop into your local branch on Thursday, April 19 for Double Stamp Ice Cream Day (max of one full stamp card for the day). After depositing your money, grab an ice cream sandwich on your way out to celebrate your savings.
Want to learn more about our Kids Club and Student Club account? Click here!
Plus, any new Kids Club or Student Club account opened in the month of April will be entered to win a prize basket!
MFCU Happenings!
We value your opinion!
When you opened your account with Members First Credit Union, you became an owner of the credit union. We value your opinion and are asking that you give us your feedback. Our promise is to be trustworthy, caring, and enthusiastic to help you succeed as well as minimize financial stress and maximize happiness.
The survey will take about 15 minutes and you will need to complete it by April 27, 2018. Thank you for your help!
Community Happenings!
20th Annual MFCU Swinging for Scholarships Golf Outing!
Members First Credit Union is committed to encouraging a better tomorrow in our community and we ask you to be a part of that! Through your participation, every dollar raised at the golf outing goes directly to the MFCU scholarship program. This year, MFCU will be giving out a total of $10,000 between eleven students to help fund their education.
The 20th Annual Swinging for Scholarships Golf Outing will be held on Tuesday, June 19th at Currie Golf Course in Midland, MI. The cost is $60 per person / $240 per team. Please see the registration form below for more details!
Interested in being a sponsor? Click here!
MFCU Happenings!
Members First Credit Union Makes Community Impact!
The employees of Members First Credit Union gathered for their annual Make A Difference Day on Monday, Feb. 19, 2018. Make A Difference Day (MADD) is a day full of a staff education of the strategic plan, celebrating successes, looking forward to the future, personal development and community impact.
MFCU impacts the community through their Community Difference Project. The project was created to impact peoples' lives in positive ways. Whether it's to volunteer, perform a good deed or provide support for people in need, we're here to create better lives for people in our communities. MFCU will donate $5,000 to be split among the following organizations: Make-A-Wish of Michigan, American Cancer Society, Big Brothers Big Sisters of the Great Lakes Bay Region, Humane Society of West Michigan and Special Olympics of Michigan. During the day, employees were able to earn “MADD Bucks” and decide how much MFCU should donate to each organization.
Members First employees committed to over $8,000 in donations for MCULAF (Michigan Credit Union League Action Fund). Various fundraisers will continue to grow their total donation throughout the year.
“We were very excited to have support from our Executive Vice Presidents Carrie Iafrate and Anna Marie Zielinski! They even offered to receive a pie in the face once our goal had been reached.” – Joe McLosky, MFCU employee
Last year, employees recorded a total of 1,129 volunteer hours with 84 different organizations, impacting 12 counties in Michigan. MFCU donated to 159 different organizations, totaling over $85,000. The donations focused on, but were not limited to, Education, Economic Development and Community Involvement.
Anna Marie Zielinski, Executive Vice President, stated “Collectively as employees we are reminded of the strength in our MFCU core values. As individuals we take the time to celebrate who we are. Together we embrace the pride we feel while continuing to serve our communities.”
Carrie Iafrate, Executive Vice President, was very proud of the staff. “Our team members work with care and enthusiasm through every single member interaction day in and day out. Make A Difference Day allows us to all come together to focus on that amazing service, reward them for their accomplishments, educate and inspire them to continually improve, and make a large community impact as a team. The day reminds us that though we may work with the same people on a daily basis, we are 210 strong across the state of Michigan with a genuine desire to help others find their happy.”
Members First Credit Union: Members First Credit Union is a financial institution established in 1936 that is dedicated to encouraging a better tomorrow for their members and communities. Their promise is to be trustworthy, caring, and enthusiastic to help their members succeed while minimizing financial stress and maximizing happiness. At MFCU, it comes naturally to listen carefully and build relationships in order to not only find solutions for their members but also provide support to people in need through volunteering and community difference projects.
Community Happenings!
Change Drive!
Our Gladwin Branch is holding a Change Drive from March 19th to March 23rd. If you would like to show your support, donations will be accepted. All proceeds will be donated to a local Adopt-A-Family.
If you are not in the Gladwin area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Gladwin Branch.
Thank you to everyone who has contributed!
Community Happenings!
Bake Sale and Popcorn Day!
Our Clare Branch is holding a Bake Sale and Popcorn Day on March 23rd. If you would like to show your support, all items are donation only and all of the proceeds will be donated towards the Girls On The Run 5K at Harrison High School on May 19th.
If you are not in the Clare area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Clare Branch.
Thank you to everyone who has contributed!
Remember those ‘choose your own adventure’ books you read as a kid? The ones where you got to pick how your story worked out? Bring the story to life and choose your own adventure with a recreational loan from Members First Credit Union!
Whether you want your story to involve a day on the boat with your family, hitting the open road on your motorcycle, or setting up a home away from home in an RV, we can help you get there!
At Members First credit union, we are happy to play a supporting role in your story, with great benefits, like:
- No Application Fee
- Low Interest Rates
- Rate Discounts*
- Extended Terms Available
- Automatic & Biweekly Payment Options
Get started choosing your own adventure today!
*Get up to an additional one-half percentage point off your loan rate based on your relationship with the credit union. Loan rates based on credit worthiness.
Community Happenings!
Change Drive!
Our Bluegrass Branch in Mt. Pleasant is holding a Change Drive from March 12th to March 23rd. If you would like to show your support, donations will be accepted. All proceeds will be donated to the Isabella County Soup Kitchen.
If you are not in the Mt. Pleasant area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Bluegrass Branch.
Thank you to everyone who has contributed!
Community Happenings!
Food Drive!
Our Clare Branch is holding a food drive from March 7th to March 16th. Our Clare Branch is participating in the Clare Irish Parade for St. Patrick's Day. Instead of a fee this year, they are doing a canned food drive to enter. We wanted to be able to give a little extra and are asking for your support! If you are not in the Clare area and would still like to donate, please take your donation to the nearest MFCU Branch and we will get it over to Clare.
All of the items collected will be given to the Kathy Rynearson Memorial Food Drive since she was one of the original Irish Festival Committee members for years. All of those donations go to the MidMichigan Community Action Agency's Food Warehouse for Clare County.
A Northern Logistics truck will also be parked at Witbeck's from March 14th to March 17th from 9am - 4pm collecting donations. Please join us at the parade on March 17th in Clare as well!
Thank you to those who have helped!
Community Happenings!
Adopt-A-Family Fundraiser!
Our Evart Branch is holding an Adopt-A-Family fundraiser during the entire month of March. Please consider making a monetary donation to help support a family in need during the holiday season.
If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.
Thank you for your support!
Community Happenings!
Bake Sale!
Our Evart Branch is holding a Bake Sale on Thursday, March 9th and Friday, March 10th. Items are donation-only but monetary donations will be accepted and appreciated. All proceeds will be donated towards an Adopt-A-Family.
If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.
Thank you for your support and we hope you enjoy the delicious treats!
Community Happenings!
Bake Sale!
Our Evart Branch is holding a Bake Sale on Thursday, March 29th and Friday, March 30th. Items are donation-only but monetary donations will be accepted and appreciated. All proceeds will be donated towards an Adopt-A-Family.
If you are not in the Midland area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.
Thank you for your support and we hope you enjoy the delicious treats!
MFCU Happenings!
MFCU Scholarships!
At Members First Credit Union, we believe in the power of education and financial literacy. Once again, MFCU will be awarding a total of $10,000 in scholarship split between 11 students. We will be awarding:
- one $2,000 scholarship
- six $1,000 scholarship (one $1,000 scholarship set aside for a non-traditional student)
- four $500 scholarships (one $500 scholarship set aside for a non-traditional student)
Scholarship recipients are selected on a number of criteria including academic record, essay, leadership and participation in community activities, honors, work experience, education, and career goals. Checks are issued jointly to the recipient and the educational institution. Funds are to be used for tuition, fees, and books for post-secondary education (including but not limited to colleges, trade schools, and etc.).
Those applying for a scholarship must meet the following guidelines:
- Must be the primary owner of a Members First Credit Union account in good standing
- Must be attending or have graduated from an accredited high school
- Must be accepted/enrolled in an accredited institution and/or working towards their first undergraduate degree
- Written recommendations from one present or former instructor and one employer dated within last five months
- Must include transcript from high school or college
- Must provide an essay outlining goals, aspirations, college, and career plans
A non-traditional student would be someone who meets one or more of the following guidelines:
- Over the age of 24 and getting his/her first 2-year or 4-year degree
- Attending vocational, technical, culinary, trade school, etc.
A credit union Scholarship Selection Committee will make the selection of scholarship recipients. Qualified applicants will be notified no later than May 25, 2018. Not all applicants will be selected as recipients. Each scholarship is issued one time and is not automatically renewable. Applicants may re-apply for future scholarships, although scholarship recipients will only be selected a total of two times. Members First Credit Union employees and official family and their relatives are not eligible for the scholarships. All parts of the application including essay, letters of recommendation, and transcripts, must be submitted to the credit union by 5:00 p.m., Friday, April 13, 2018 for consideration. If all materials are not received by the deadline, the application will be disqualified. If you have any questions, please contact Mara Simanskey via email at msimanskey@mfcu.net or via phone at 855.835.6328 ext. 1282.
MFCU Information!
Social Media!
MFCU has been working hard to grow our social media platforms and give the public more opportunities to stay up-to-date on the latest information, see "branch happenings" and behind the scenes action, share what we are doing in our communitiesm, and engage with each other! Please check out the below links and like/follow us to share your experiences with Members First Credit Union.
MFCU Facebook (facebook.com/MembersFirstMI)
MFCU Twitter (@MembersFirstMI)
MFCU Instagram (@membersfirstcreditunion)
MFCU Pinterest (pinterest.com/MembersFirstMI)
MFCU YouTube (Members First Credit Union)
MFCU LinkedIn (Members First Credit Union)
MFCU Snapchat (@MembersFirstMI)
MFCU Blog (mfcu.net/NewsAndResources)
#mymfcu #findyourhappy
We’ve always known that your money is more than just money. It’s a springboard to fulfilled dreams, lasting memories and reached goals. That’s why we’re more than just a place to keep your money. We’re your make life happen, partner!
We’re not a one size fits all credit union. Sure, we could be just like everyone else, and tell you how great our loan deposit rates are (they're great, by the way). Unlike the other guys, we want to be with you for the long haul - from financing your first car, helping you remodel your dream home, and getting ready for retirement.
With all the different options of accounts and loans, we know we’ll have something just right for you! See what all the fuss is about give us a ring at 855.835.6328 or stop in to your new favorite branch!
Community Happenings!
Buy A Carnation!
Our Bluegrass Branch in Mt. Pleasant is selling carnations for $1.50 each from Monday, Feb. 12th to Wednesday, Feb. 14th. All proceeds will be donated to the Special Olympics.
Thank you for your support!
Community Happenings!
Supply Drive!
Our Broadway Branch in Mt. Pleasant is collecting cash donations or item donations until Feb.28th. All proceeds will be donated to the Isabella County Restoration House.Some needed items include hygeine items, clothing items, and non-perishable food items. If you would like to show your support but are not in the Mt. Pleasant area, please take your donation to your nearest MFCU branch and we will make sure to get it there!
Thank you for your support!
Community Happenings!
Bake Sale!
Our Midland Branches are holding a Bake Sale on February 9th. Items are donation-only but monetary donations will be accepted and appreciated. All proceeds will be donated to the Caregiving Network of Midland County.
The Caregiving Network is a non-profit agency partnering with local churches, other community organizations, and individuals to fulfill urgent needs and foster self-sufficiency for Midland County residents unable to meet their basic needs. You can check out the services they offer on their website here.
If you are not in the Midland area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Midland Branch.
Thank you for your support!
Community Happenings!
Grand Rapids Boat Show!
Members First Credit Union is a proud sponsor of the Boat Show in Grand Rapids at the Devos Center. Stop by the MFCU booth Feb. 14th - 18th and enjoy a $2.00 off admission coupon below. For more information visit the Boat Show Facebook Event Page.
Community Happenings!
Pet Supply Drive!
Our Clare Branch is holding a Pet Supply Drive until February 16th. If you would like to show your support, item donations and monetary donations will be accepted. All proceeds will be donated to the Clare County Animal Shelter.
Items needed include cat litter, canned cat food, kitten chow, laundry detergent, bleach, and disinfectant wipes.
If you are not in the Clare area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Clare Branch.
Thank you to everyone who has contributed!
Community Happenings!
School Supply Drive!
Our Evart Branch is holding a School Supply Drive until January 31st. All proceeds will be donated to Evart Elementary. Monetary donations as well as supply donations are being accepted if you would like to show your support. If you would like to drop donations off for the School Supply drive at a different branch, please feel free to do so and just let us know so we can send them to the Evart Branch.
Thank you to everyone who helps!
Community Happenings!
Blood Drive!
Our Wackerly Branch in Midland, MI is holding a Blood Drive on Friday, December 15th from 10am - 3pm. Please consider donating blood to help those in need. This only takes about an hour of your time and will help save the lives of 3 people. Someone needs blood every 2 seconds. Please encourage your family and friends to donate as well. Everyone who attempts to donate will be entered into a drawing for a $100 Meijer gift card. Please feel free to stop by any time the Blood Bus is here, or you can make an appointment by contacting Mindy Taglauer at 855.835.6328 x1235 or mtaglauer@mfcu.net. Thank you in advance to those who donate!
Community Happenings!
Holiday Coin Drives!
Our Gladwin Branch is holding a Change Drive until December 1st. All proceeds will support a local Adopt-A-Family this holiday season. Donate money, loose change, round down your check, or any other way you would like to show support.
Our Evart Branch is collecting monetary donations until December 15th. All proceeds will support a local Adopt-A-Family this holiday season. Donate money, loose change, round down your check, or any other way you would like to show support.
Thank you to everyone who has contributed to helping these families find their happy for the holidays!
We know that a vehicle is more than just a vehicle. It can be a school bus, your office, and even sometimes a moving restaurant. We also know that a car loan is more than just a loan. It’s a, “this is going to be the best memories making road trip car ever” loan!
Now there’s even more reason to refinance your auto loan with Members First Credit Union. For a limited time, when you refinance an auto loan with MFCU, we will give you 1% cash back of the loan amount!* That means that if you receive an auto loan of $10,000, we’ll give you $100 on the spot! Plus, you’ll save even more money with great benefits like:
- No application fee (other financial institutions can charge up to $150)
- Get up to an additional 0.5% percentage point off your loan rate (APR) based on your relationship with the credit union
- TruStage Auto Insurance discounts
- Automatic payments from your payroll or designated account
Stop in to your nearest branch and start enjoying the benefits of an MFCU auto loan today!
*Cash back is 1% of loan amount. Loan must be a minimum value of $5,000. Maximum cash back amount is $300. Offer expires 6/30/2019. Some restrictions may apply.
Community Happenings!
Gladwin Festival of Lights Parade
Watch for staff from MFCU in the Gladwin Festival of Lights Parade! The Gladwin County Festival of Lights Parade is December 2nd at 6pm in downtown Gladwin. This will be the 15th annual parade, and the theme is “A Merry MARVELous Christmas”. The festivities start at 5:30 with a tree lighting in the center of downtown, and they will end with fireworks at the Gladwin County Fairgrounds at 7:30pm. This year MFCU will be creating a Marvel themed city and employees from the Gladwin Branch and their families will participate in the parade!
Community Happenings!
Toys for Tots
Tis the season of giving! Many of our branches have chosen to participate in their local Toys for Tots program, and some of our branches will be collection sites or hosting a clothing drive and volunteering at a local soup kitchen. Stop in or call your local branch to see if they have any plans you can participate in this season. Happy Holidays!
On October 19, Members First Credit Union will, along with more than 56,000 credit unions around the world, celebrate International Credit Union Day (ICU Day), and the philosophy and achievements of the credit union movement.
Today, please enjoy doughnuts and cider and/or coffee at our branches! We are also holding a drawing for the grand prize of a $25 Visa gift card, ICU Day giveaways and MFCU items.
Members First Credit Union celebrates ICU Day because it believes the not-for-profit structure and people-first principles of credit unions make them the ideal financial partners for all people. This year’s ICU Day theme is “Dreams Thrive Here,” a celebration of how credit unions help people achieve their biggest goals in life.
The public is welcome to stop by any MFCU branch and celebrate with a worldwide movement that’s made helping people its No. 1 priority for more than 160 years.
The 4 Biggest Credit Union Myths
With International Credit Union Day almost here, we’d like to clear up the four biggest myths about credit unions.
- They aren’t big enough.
There are big and small credit unions, but just like banks, your deposits at a credit union are insured by the federal government up to $250,000.
- It will be hard to access my money.
Credit unions have access to a network of 30,000 free ATMs and 5,000 shared branching locations, making it easy for you to access your money anywhere.
- I can’t join.
We proudly serve all those persons who live, work, worship, or attend school or post-high school in the following Michigan counties: Midland, Clare, Gladwin, Isabella, Gratiot, Saginaw, Bay, Osceola, Muskegon, Ottawa, Kent, and Allegan. Interested in joining? Visit one of our branches and be sure to bring your driver’s license or state-issued ID!
- They don’t offer as many perks as banks.
Credit unions offer the same financial products as banks—checking accounts, debit and credit cards, online banking, IRAs (individual retirement accounts), and home and auto loans—but because they’re not-for-profit, they often offer better rates than banks. We also provide free notary services at every branch, night deposit boxes 24/7, and at select branches coin counting machines and safe deposit boxes.
We all know the MFCU Visa credit card is pretty great, right? It's perfect for every day purchases, vacationing, home improvement projects or even for your business!
That’s awesome, but it's not even close to what else the MFCU Visa credit card can offer. This card really can fund your happy, whether that means transferring a large balance over from another card, helping to build credit, or getting rewarded for the purchases you’re already making with MFCU Rewards.
Plus, this isn’t a credit card from some big bank, but from a cooperative with roots in the community – just like you!
No matter what you’re in the market for, we have a credit card to meet your needs! Choose from:
VISA Platinum – simple terms and rates
VISA Platinum Rewards – earn MFCU Rewards or CashBack
Share Secured – to help build credit
Commercial – for all your business needs
Sound good to you?
April is National Credit Union Youth Month! Financial education is crucial, and we want to help you teach your children to give a hoot about savings!
The first step to teaching your kids about money is talking about money. The most effective way to teach is by having frequent discussions and not to lecture. Look for teachable moments and always be willing to answer questions. Sometimes parents don't want their children to worry about financial matters or think they are too young to understand, but that is not the case. So how to start the talk?
- Ask questions. If you’re going out to eat, talk about the price difference between the options, and ask them which they would choose. If they select the more expensive, talk through what you might have to give up later in the week.
- Make them part of your budgeting. If you’re doing any kind of financial planning for the year, solicit input from your kids. Enlist them in your saving goals—no one watches you more closely than your kids, so they’re natural accountability partners! If you’re uncomfortable revealing too much of your financial picture, you can keep the discussions high level, but involving them makes money less abstract.
- Open a youth savings account. This is the best way to help them to learn to save for what they find meaningful in life. A lifetime of good savings habits can start now!
For information on our Kids Club and Student Club accounts, click here!
There are many different saving habits that you can help teach your child. What kind of saver are you?
Online & Mobile Banking Improvements
We’re making Improvements to Online and Mobile Banking on Wednesday, March 29th! The upgrade will offer improved features, easy navigation and a customizable interface. Whether you’re logging in through the mobile app, your tablet or your desktop, you’ll be able to securely access your account anywhere, at any time.
Updated Features
Home Screen
- Account Tiles with current and available balances
- Easy access to Quick Transfers
- Account Grouping allows for custom arrangement of share, checking and loan Account Tiles
Bill Pay
- Convenience of sending multiple payments at one time
- Ability to easily delete payees from Bill Pay page
Activity Center
- Updated look for easier viewing
- Customizable field selection to control what data appears for each transaction type
Online and Mobile Banking FAQs
Download the MFCU Mobile App
The $1,000 Whatever Loan with no credit score limit* is back! The Whatever Loan is only available for a limited time. Get it before it's gone!
Want to pay down some of those bills? Go for it!
Get your home ready for the winter? Definitely!
Take care of some much needed repairs? Great idea!
It can be used for whatever you need! Come see us at your favorite branch and find your happy with the $1,000 Whatever Loan.
To get your Whatever Loan faster, here’s a list of what you’ll need to have before you can enjoy the benefits:
- Direct Deposit of your net pay into an MFCU checking account
- Most recent pay stub
Invite your friends and family to find their happy with us. The Whatever Loan might be just what they need too! If the Whatever Loan doesn’t meet your needs, we have other lending options available.
*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025. In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $93.93 and an interest rate of 22.90% APR. Some restrictions may apply.
The $1,000 Whatever Loan with no credit score limit* begins again in November. Are you ready?
Whether you’ve received the Whatever Loan in the past or you’re looking to apply for the first time, here’s a list of what you’ll need to have before you can enjoy the benefits:
- Direct Deposit of your net pay into an MFCU checking account
- Most recent pay stub
Invite your friends and family to find their happy with us. The Whatever Loan might be just what they need too!
If the Whatever Loan doesn’t meet your needs, we have other lending options available.
*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025. In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $93.93 and an interest rate of 22.90% APR. Some restrictions may apply.
Whether retirement for you involves traveling the world or spending time with your family (or maybe both!), it’s never too early to start planning. We all have something in our retirement dreams that stands out more than anything else. No retirement bucket list item is too big or too small - it only matters that it is right for you! Share with us what's on your retirement bucket list for your chance to win one of five $100 VISA gift cards!
Update: This sweepstakes has ended 10/15/16.
Retirement Bucket List Official Rules
Introducing our new “happiness starts here” look.
A rebrand is more than a name, and our name isn’t changing. Our colors and messaging may sound different, but it’s still us, and you’ll still know us as Members First Credit Union. We could have chosen green to illustrate our love for the environment and hope that our communities will grow, but that might be a little overdone.
We’ve always known that your money is more than just money. It’s a springboard to fulfilled dreams, lasting memories and reached goals. That’s why we’re more than just a place to keep your money. We’re your make life happen, partner! We’re celebrating our commitment to you and your happiness with a brand new look. We want to not only make a positive difference for you, but we also want to be there in the moment with you and part of your experience. Our goal is to help you find your happy.
Members First Credit Union has a rich history, and we want to embrace it. Check out our new story page!
Stop in & see us any time, we’re still the same credit union you know and trust.
In honor of CUNA's National Credit Union Youth Month, we are having a coloring contest during the month of April for our Kids Club members! Stop in any branch to pick up a coloring page or print one off from the link below, and make sure your page is turned into any of the MFCU branches by April 29th. There will be a winner chosen for three different age groups: ages 4 and below, ages 5 - 7, and ages 8 or older. Our staff will vote, and one winner from each age group will receive a $25 gift card to Barnes and Noble!
Click here to print the Coloring Page!
Join us for an informational seminar on IRAs!
We are hosting an informational seminar about IRAs. Marc Livernois, a Financial Advisor for Members First Investment Services, is providing the information you need to make the most informed financial decisions for your future!
+ Learn the difference between a traditional and a Roth IRA
+ Decide which type of IRA is right for you and your retirement plan
+ Learn about contributions, deductions, withdrawals, and 401(k) rollovers
Our seminar will last an hour, and there will be time at the end to ask questions or set up an appointment with Marc to gain further guidance on your financial future.
When: March 23, 2016 March 24, 2016
10am | 1pm | 4pm | 7pm OR 10am | 1pm | 4pm | 7pm
*Four time slots available. *Four time slots available.
Where: Wackerly Branch Clare Branch
600 W Wackerly OR 650 W 5th St.
Midland, MI 48641 Clare, MI 48617
You do not need to be a member to attend. If you or someone you know is interested in attending, please RSVP to Kyle with your name(s), date, and time slot that you would prefer.
RSVP to Kyle Hartley
Kyle.Hartley@cunamutual.com
855.835.6328 ext. 1265
We look forward to seeing you there!
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.
Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.
FR-1442679.1-0316-0418
"The best way to find yourself is to lose yourself in the service of others." - Gandhi
Throughout the year, our staff at Bluegrass has:
- Participated in United Way of Isabella County - Days of Service and United Way of Isabella County – Knock out Hunger
- Helped with the spring clean-up through the Commission on Aging,
- Sponsored the Mt. Pleasant Chamber CMU Tailgate, Mt. Pleasant Business Expo, and MainStage
- Volunteered at the Isabella County Soup Kitchen, the Sanford Senior Center, and for Junior Achievement in Mt. Pleasant and Shepherd
- Held bake sales or coin drives for local needs or organizations
- Random acts of kindness like paying for groceries, lunch, or gas
The Bluegrass Staff has been hard at work all through the year, and we look forward to the exciting and impactful things they will do in 2016!
Looking for an easy way to save money on last minute holiday shopping? We had one of our staff members review each of these local store apps for a month and share how each work and money savings strategies. All of these programs are free and just require sign-up with an email address or social media account, no need to worry about having a card or checking account on file. Save money this holiday season and beyond with some of these apps!
Meijer (mPerks)
How it works: The app for Meijer features the store’s online couponing system mPerks. Much like paper coupons, users ‘clip’ the coupons they like to be saved to their account. Sign up with an email address and phone number. When at the checkout, users enter the email address and a 4-digit PIN number set up during registration. The coupon will automatically be applied at checkout. The program also offers rewards for meeting spending requirements in certain categories, such as fresh meat or electronics.
Pros: Coupons can be clipped on a variety of different products, including groceries, clothing, electronics, housewares and more. mPerks also includes a shopping list feature to find and remember each product.
Cons: Sometimes a coupon might not ring up properly, even when the user does everything right. In that case, just take your purchases to the Customer Service desk, explain the situation and show them your clipped coupon in the app and product purchased. They will almost always credit users back with the payment method used for purchase.
Walmart (Savings Catcher)
How it works: Once an account is set up with an email address, visit the Savings Catcher icon in the Walmart app. When your Walmart shopping trip is complete, scan the QR code at the bottom of the receipt. Over the next 2-3 days the app will checks the prices you paid with all the local stores that it can find (it can display up to 20 competitors in the local area). If the app shows a lower price at a competing store, it will add up the difference, which can be redeemed for eGift cards.
Pros: Since Walmart has a price match guarantee, the savings catcher is basically a way to do this, yet saves time so users do not have to compare items at different stores. Also, users can redeem eGift cards for any amount, there is no minimum required.
Cons: Value pack or sale items may not register at other stores, so it is difficult for the app to find the lower price and credit the user.
Target (Cartwheel)
How It Works: Target shoppers can add “offers" to their accounts, and have the cashier scan the app’s barcode at checkout to receive the discount. Offers range from food and home to clothing and toys. The app also offers ‘for you’ based on previously added offers.
Pros: Offers are easy to clip and understand the terms. The Cartwheel app also has this feature where users can scan the barcode of a product to see if an offer exists, and then clip it.
Cons: There is a limit to how many offers that can be clipped at a time. However, if certain ‘badges’ are completed, users can open up more spots for offers.
Each of these apps may have special promotions running during the holiday season, like 50% off toy offers in the Cartwheel app or SantaBucks at Meijer, but can be a great savings strategy all year long! Don’t forget about the MFCU app for 24/7 access to your account anytime, anywhere!
*These reviews were compiled from 100% personal experience and the reviewer was in no way compensated for their thoughts on the app, products or stores.
“People helping people means being there to help anyone when needed. Being able to identify an opportunity to make a difference in someone’s life is rewarding and beneficial to both parties. Being a part of an organization committed to this idea has helped me to become more and more passionate to the growth and wellbeing of our communities.” – Erin Malekadeli, Business Development Manager
Throughout the year, our staff at Wackerly has:
- Sponsored Riverdays, Color Run 5K, Northwood University’s Kick-Off, blood drives, and many others
- Participated in Midland County Habitat for Humanity’s Women’s Build Week
- Held fundraisers or collecting donations to Royal Family Kids and the Midland Shelterhouse
- Held bake sales, chili cook-offs, and other fundraisers for local needs
- Volunteered at the Humane Society, Midland Open Door, and Midland County Emergency Food Pantry’s Community Gardens
- Random acts of kindness like handing out gift cards, paying for meals, and paying for pool admissions to the Greater Midland Community Center
- Sponsored a Reading Oasis at Floyd Elementary
The staff at Wackerly continues to go above and beyond for their community. They live our mission each and every day, and we can't wait for the impactful things our staff will do in 2016!
Join us for an informational seminar on Social Security!
We are hosting an informational seminar about Social Security. Marc Livernois, a Financial Advisor for Members First Investment Services, is providing the information you need to make the most informed financial decisions for your future!
+ Learn the “rules of the road” and how to manage your benefits
+ Discuss the future of Social Security and how to set-up retirement income streams
+ Learn about the retirement planning process with Members First Investment Services
Our seminar will last an hour, and there will be time at the end to ask questions or set up an appointment with Marc to gain further guidance on your financial future.
Where: Members First Credit Union – Wackerly Branch
600 W. Wackerly St.
Midland, MI 48641
When: Jan. 14, 2016
10am | 1pm | 4pm | 7pm *Four time slots available. Space is limited.
You do not need to be a member to attend. If you or someone you know is interested in attending, please RSVP to Kyle with your name(s) and time slot(s) that you would prefer.
RSVP to Kyle Hartley
Kyle.Hartley@cunamutual.com
855.835.6328 ext. 1265
We look forward to seeing you there!
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.
Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.
FR-1377059.1-1215-0118
"To make a difference in someone's life, you don't have to be brilliant, rich, beautiful, or perfect. You just have to care." - Anonymous
Throughout the year, our staff in Gladwin has:
- Volunteered at local high school athletic events
- Random acts of kindness like handing out gift cards for gas or groceries
- Sponsored the Gladwin Crimestoppers Appreciation Dinner and the New Dawn Shelter Celebration Dinner
- Held fundraising for children’s backpacks for the school year
- Helped with United Way on other fundraising opportunities
The Gladwin Staff has been hard at work all through the year, and we look forward to the exciting and impactful things they will do in 2016!
"At the end of the day, it's not about what you have or even what you've accomplished...it's about who you've lifted up, who you've made better. It's about what you've given back."
- Denzel Washington
Throughout the year, our staff in Clare has:
- Participated in Junior Achievement
- Helped with the Marion Snowfest
- Helped with the Irish Parade and Labor Day Parade
- Helped with the Bed Race
- Sponsored Clare Concerts in the Park
- Sponsored Coleman Trunk or Treat
- Raised money or collect donations during the year for organizations like ABATE, Wounded Warrior Project, DHS Get on the Bus, and Toys for Tots
- Random acts of kindness like paying for groceries, lunch, or gas
The staff in Clare have made an impact all over their communtiy. They are always looking for new and improved ways to help out and make a positive difference. We look forward to what 2016 has in store for them and their community!
“I meet with people all the time that would like guidance and help with their credit. To see them reach their goals and have the ability to purchase a car or house is unbelievable to me. I know that no matter who they speak with at MFCU, they will be treated with the utmost respect. It makes me so proud to work at an institution that allows me to make positive differences for people and help them with their financial future. I take great pride in knowing that in a small way, I may have helped someone recognize their dream.” – Lisa Foy, Dartmouth Branch Manager
Throughout the year, our staff at Dartmouth has:
- Participated in the 12th Annual Moose Country Cares for St. Jude Kids Radiothon
- Sponsored the Mills Twp. Fire Dept. Open House
- Collected donations for the Diaper Alliance Diaper Drive
- Random acts of kindness like handing out gift cards to Speedway, Kroger, and Domino’s
- Volunteered at the Midland Humane Society, the Shelterhouse Resale Store, and to plant over 15 trees in two city parks in Midland
- Collected donations for organizations like Aaron’s Gifts From Home, Adopt-A-Family, or just for community members in need
Our staff at Dartmouth continuously goes above and beyond for their community and will continue to do so in 2016!
"We must become the change we wish to see in the world." - Gandhi
Throughout the year, our staff at Broadway has:
- Participated in the Mt. Pleasant Beer Festival
- Helped with HOMEaid by Habitat for Humanity
- Volunteered and sponsored the Salute to Working Women
- Volunteered at the Isabella Community Soup Kitchen, the Humane Animal Treatment Society, and local senior centers
- Collected donations for HATS of Isabella County and the Foster Closet of Isabella County
- Helped with yard clean-up for elderly community members in Shepherd
- Provided training for the Mt. Pleasant Fire Department
- Random acts of kindness like paying for groceries, lunch, or gas
If 2016 is anything like 2015, the Broadway staff will have a great year making a difference in their community!
Members First Credit Union has 8 branches, and serves 8 counties in and around central Michigan. We are a growing financial cooperative and we enjoy reaching out to our communities and doing what we can to make a positive difference in peoples' lives.
Throughout the year, our staff in Harrison has:
- Participated in the Frostbite Festival
- Volunteered and sponsored Northern Tradition for Mid-Michigan Community College
- Helped with the Robert Friese 5K, the Habitat for Humanity Pig Roast, and the St. Patrick’s Day parade
- Given out random acts of kindness like picking up trash on the freeway, volunteering at little league concession stands, and handing out gift cards
- Collected items and donations for Hope Pregnancy Center, Veteran’s Memorial Park, Adopt-A-Family, the American Cancer Society, and local animal shelters
- Raised money to purchase a service dog for a member in need
The Harrison Staff has had an amazing, hardworking year, and we can't wait for the awesome things they will do in 2016!
Our staff is dedicated to Making a Positive Difference in not only the lives of our members, but also our community. We created this project to impact peoples' lives in positive ways. Whether it's to volunteer, perform a good deed, or provide support to people in need, we're here to create better lives for people in our community.
Throughout the year, our staff in Evart has:
- Helped with the Evart 4th of July 5K
- Donated items to the Osceola Animal Shelter
- Collected donations for the Hat & Mitten Drive for Evart Elementary School
- Offered random acts of kindness (like handing out gas or grocery cards) to surprise community members
- Collected donations for the Osceola Commission on Aging
- Collected donations for Hersey’s House of Hope and Women’s Information Service, Inc. (WISE)
The Evart Staff has been hard at work all through the year, and we look forward to the exciting and impactful things they will do in 2016!
Sharing the Love is something that we take seriously at MFCU. Each and every day, we are dedicated to making a positive difference, not only in the lives of our members, but in our communities as well. We have an opportunity to win a $10,000 grant for a local organization – but we need your help to do so!
We have chosen to support Mid-Michigan Big Brothers Big Sisters. Their mission is to provide children facing adversity with strong and enduring, professionally supported one-to-one relationships that change their lives for the better, forever.
What are you voting on? Our video. Share the Love is a campaign that invites credit unions to create videos about how we give back to our communities.
We are excited to share our video with you – and voting is easy!
- Visit our voting page here!
- View our video.
- Vote so we can win $10,000 for BBBS!
Be sure to come back to vote daily! Voting is open October 1 – December 24, 2015. Plus - you could win $100 just for voting! We encourage you to share the link with all members, family and friends through email, social media, and more.
Thank you for helping us Share the Love!
Are you looking for something to do? A new experience? Somewhere to catch up with an old friend you haven’t seen in a while?
There are always fun and exciting things going on in your community. Sometimes it may be hard to make time, or a little bit of a drive, but usually once you go somewhere it will be a positive experience!
We all go to events for various reasons. A grad party, wedding, family reunion, a volunteer event, a sporting event, or even somewhere to learn a new skill; whatever the reason might be, we all enjoy a little bit of social time in our lives and being able to catch up with old friends, family, or co-workers.
No matter what the reason, we are all looking for something to do at one point or another. The tough part, is figuring out what exactly you would like to do and when. So here are 50 ideas in or around your community that you could try out this Fall!
50 Days of Fun This Fall in Your Community!
Midland County
Oct. 2 - Join the Jam Bam Poetry Slam in Midland at Creative 360 for something different!
Oct. 4 - Stop by the Northwood University International Auto Show (NUIAS) Driven in Midland! Admission is free.
Oct. 12 - Stop by a local hangout spot in Sanford, Brady’s Hometown Pizza, and enjoy some freshly made pizza and other tasty treats! #ShopLocal
Oct. 21 - Listen to the Tunes for Tots Jazz Music by Roland Wallace and his jazz duo at the Midland Center for the Arts. This starts at 10am and admission is free.
Oct. 22 - Check out the Pumpkin Festival in Downtown Midland from 6-7:30pm.
Oct. 29 - Attend “An Evening in Wonderland” at the Great Hall in Midland. This adult Halloween party has backdrops built by students, food tasting from local restaurants and businesses, and micro-brews and wines available to drink. Tickets are $40 for one, $75 for two, and the event is from 7–9pm.
Nov. 6 - Check out the new Aftershock Indoor Trampoline Park in Midland! It’s the first of its kind in the area and sure to be a great time for all ages!
Nov. 20 - Join the Cocktails & Canvas – Peacock event at Creative 360 in Midland. This is from 7pm-9pm and admission is $35 cash/check, $38 debit/credit. Creative 360 will provide all the supplies and instruction, and you will take home your own stretched canvas of the featured painting!
Nov. 21 - Go enjoy the Santa Parade in Downtown Midland and stop by Pizza Sam’s after for some delicious pizza with the family!
Nov. 30 - Recover from Thanksgiving by getting active at the Midland Community Center! There are always tons of classes and free time for the pools, workout areas, rock climbing walls, racquetball rooms, and etc.!
Dec. 1 - Take a stroll down Main St. in Midland to catch Santa’s Arrival and the Courthouse Lighting!
Isabella County
Oct. 3 - Enjoy the Homecoming parade on Main St. in Mt. Pleasant at 11am, and then cheer on the Chippewas at their 3pm Homecoming football game vs. Northern Illinois.
Oct. 5 - Are you up for a challenge? Test your rock climbing skills at CMU’s climbing wall in Finch Fieldhouse.
Oct. 8 - Make some networking connections at the 2015 Mt. Pleasant Business and Community Expo at Comfort Inn and Suites.
Oct. 13 - Are you feeling adventurous today? Try out sky diving at the Mt. Pleasant Municipal Airport.
Oct. 16 - Take your Boss out for National Boss’s Day, and enjoy a comedy at CMU’s theater production of Vanya and Sonia and Masha and Spike performed at Bush Theater at 7:30pm.
Oct. 17 - Go see the legendary rock band, Lynyrd Skynyrd, in concert at Soaring Eagle Casino.
Oct. 18 - Put on your running shoes and join the Run 4 Research 5k. The race starts at Comfort Inn and Suites in Mt. Pleasant.
Oct. 20 - It’s CRDL Teen Tuesday! Shepherd Community Library is hosting a Halloween Movie Madness marathon.
Oct. 30 - Take the kids to downtown Mt. Pleasant from 4-6 p.m. for trick-or-treating at local businesses for the Pumpkin Promenade!
Nov. 4 - Take the kids to Veteran’s Memorial Library in Mt. Pleasant for make-and-take crafts from 3:30-4:30pm.
Nov. 7 - Check out the awesome booths at the Keepsake Collection Folk Art and Craft Show at West Intermediate. Then have dinner at the Lion’s Club chili supper.
Nov. 14 - Ladies, make your way downtown for shopping, food, and fun at Mt. Pleasant’s annual Ladies Night Out.
Nov. 22 - Catch a $5 Sunday movie at Celebration Cinema in Mt. Pleasant.
Nov. 24 – Spend your day helping others by volunteering at the Isabella Community Soup Kitchen. #wemakeadifference
Nov. 27 - It’s Black Friday! Take a shopping break to cheer on the Central Michigan Chippewas for their last home game of the season against Eastern Michigan. #FireUpChips
Clare County
Oct. 15 - Stop by any Members First Credit Union branch and help celebrate International Credit Union Day with treats, drinks, drawings, and much more! #PeopleHelpingPeople #MyMFCU
Oct. 24 - Join the Clare Pumpkin 5K Run/Walk and Halloween Spook-Tacular in downtown Clare! Be ready for some fun and Halloween festivities!
Oct. 28 - Take your furry friend or your friends and their pets for some fresh air at the local park!
Oct. 30 - Stop by the Harrison Library today for some fun and learning opportunities! Story time for the children is at 10:30am, followed by a class on Microsoft Word at 1pm and a class on working Apple/Mac computers at 4pm.
Nov. 28 - Head downtown for Small Business Saturday and shop locally owned businesses and then stop by the Clare Christmas Festival for some fun!
Gladwin County
Sept. 30 - The 33rd Annual Ducks Unlimited Banquet will be held at the Riverwalk Place in Gladwin!
Oct. 14 - Head out to Clare High School to watch the Varsity Soccer Teams from Clare, Gladwin, and more compete in the Championship games! Show your local team some community support!
Oct. 23 - Join the Gladwin Jeep Creep at Riverwalk Place for tons of jeeps, prize giveaways, drawings, live entertainment, open chili bar, and more!
Nov. 11 - Volunteer, perform a good deed or random act of kindness. Pick up trash or carry out someone’s groceries. Do something to help make a positive difference in your local community. #wemakeadifference
Nov. 20 - Enjoy the Paint & Sip event at 8pm at Riverwalk Place in Gladwin for some wine, snacks, discounts, and the Paint & Sip Class!
Osceola County
Oct. 6 - Show the Evart Varsity Volleyball team some support at one of their last home games against McBain at 7pm!
Oct. 10 - Stop by the Evart Farmer’s Market one last time before it closes up for the season!
Oct. 11 - Take a road trip for the day or enjoy biking for the whole family along the premier Pere Marquette and White Pine Trails in Reed City!
Nov. 12 - Stop by the Made in Michigan Show in Tustin, MI from 6pm-9pm to see all the showcased goods and services that were made right here in the mitten! #MadeInMichigan
Nov. 19 - Warm up and get a workout in at one of your local gym or fitness centers!
Nov. 24 – Join the Marion Knitting Club any Tuesday from 1pm-3pm at the Marion Public Library to learn a new skill!
Saginaw County
Oct. 1 - Enjoy a night of sampling beer, wine, and snacks among friends at the Wein and Stein 2015. Travel to 13 different serving locations featuring new products in the Frankenmuth area. Shuttle service is available. Tickets are $25 per person, and you must be 21 years of age to participate.
Oct. 7 - Be a part of the Greatest of the Great Lakes Bay Party at the Bavarian Inn Lodge in Frankenmuth! VIP tickets that include two drink tickets are $40, or General Admission tickets are $25. Stop by, grab a goodie bag, check out the food, and mingle!
Oct. 9 - Crabby Clam & Lobster Fest in Frankenmuth which features king crab, lobster, clam, and BBQ chicken dinners. Free admissions, raffle prizes, and free live entertainment.
Oct. 25 - Stop by the Scarecrow Festival at the Frankenmuth River Place Shops from 10-6pm. See scarecrows on display throughout the streets and take part in all sorts of activities including inflatables, pumpkin catapult, pumpkin painting, pumpkin bowling, trick or treating, face painting, and a straw bale maze!
Nov. 10 - Enjoy recipes shared by SVSU International students from around the world at the International Food Festival. Admission is $8.50, and the event will be at Saginaw Valley State University.
Nov. 15 - Is your boyfriend or husband still out hunting? Come check out the “Deer Widows Weekend” at Birch Run Premium Outlets for one of its biggest and most popular annual sales featuring 145 stores!
Nov. 23 - Enjoy a concert at Saginaw Valley State University provided by the Cardinal Marching Band! Admission is free and it starts at 7:30pm.
Nov. 5 - Learn a new skill and take a Ballroom Dance & Lesson class at the Freeland SportsZone. Every Thursday from 7pm-10pm for $10 you can learn to dance with a professional dance instructor with snacks and refreshments being served. Singles and couples welcome!
On Wednesday, October 14, the Online Banking URL will be changing to secure.mfcu.net. Through our membership survey, you told us that the security of your financial information is top priority, and by changing this URL we are providing a higher level of security to Online Banking.
How will this affect you?
Although our Online Banking website is not changing, the URL – the location of the page – will be moving. As the new URL will be a different destination for your device, you will be required to set up Multi-Factor Authentication to confirm your identity and secure your information. You will be required to go through the Multi-Factor Authentication process to authenticate all of the devices you access Online Banking through.
If you have bookmarked the Online Banking page in your browser, it will no longer take you directly to the login page. Simply visit Online Banking through mfcu.net to set up a new bookmark. You will still be able to visitwww.mfcu.net or use your mobile app to login to your account.
How can you be prepared?
Please make sure that your phone number and email address are up-to-date in our system. This will make the Multi-Factor Authentication process smoother and get you logged in to your account faster. To learn how to update your contact information, please visit www.mfcu.net/mfcunews and scroll to the post titled We Love to Hate Secure Access Codes.
We are improving the level of security for Online Banking by changing the URL you access your account from. We are not referring to www.mfcu.net – that will remain the same. The URL after you attempt to log into Online Banking is what will be relocated.
How will this affect you?
The new URL will be a different destination for the devices you access your account through. In order to access your account, you will be required to reconfirm your Multi-Factor Authentication and register all the devices you use to login to your Online Banking account.
If you have bookmarked the Online Banking page in your browser, it will no longer take you directly to the login page. Simply visit mfcu.net to set up a new bookmark. You will still be able to visit www.mfcu.net or use your mobile app to login to your account – after you re-register your device by obtaining and inputting a Secure Access Code.
How can you be prepared?
Please make sure that your Secure Delivery Preferences are up-to-date in our system. This will make the Multi-Factor Authentication process smoother and get you into your account quicker. To learn how to do so, please refer to the blog post We Love to Hate Secure Access Codes.
We appreciate your patience and understanding as we continue to make upgrades to our products and services. We understand security is your top priority and we hope you feel that these changes are helping protect your financial information.
If you have any questions, please don’t hesitate to call us at 855.835.6328 and a Member Service Representative will help walk you through the MFA process.
Through the membership survey, you told us that safety of your financial information is your top priority. In order to continuously provide exceptional security, we need your help in ensuring your contact information you’ve provided within your Online Banking profile is up-to-date.
Your Secure Delivery Preference’s within Online Banking allow us to communicate with you securely, to the location you prefer to receive updates and information; your home phone, an email address or through a text or call to your cell phone. Keeping this information up-to-date is very important and easy to do directly from your Online Banking account.
Updating your Contact Info within Online Banking
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Thank you for taking the time to update your contact information within Online Banking. As a member owned financial cooperative, we all benefit by working together. It’s because of your continued membership and support that we are able to continuously improve our products and services so we can offer you solutions for all your financial needs.
If you have any questions, please don’t hesitate to call us at 855.835.6328 and a Member Service Representative will help walk you through the process of updating your information.
MFCU accomplished many goals and did some amazing things in 2014. We trained and encouraged our employees to embrace an improved lending culture with many new ideas being brought to life! MFCU staff continued to help make a positive difference in not only the lives of our members, but in our community as well.
MFCU Awarded Caring Company of the Year by United Way of Midland County
At United Way’s Spirit of the Community Event, MFCU was recognized as the Caring Company of the Year for our continuous dedication to community involvement and people helping people.
#wemakeadifference
The staff at MFCU has participated in numerous Community Difference Projects in the 8 counties that we serve. These projects included bake sales, fundraisers, food drives, etc. for local family and children’s organizations. We also took advantage of many unique opportunities like the ALS ice bucket challenge, donating meat from the Clare County Fair to The Stone Soup Project in Farwell, and being a part of Midland County Habitat for Humanity’s Neighborhood Revitalization Project!
People “Like” us!
At the end of 2012, our Facebook only had 322 likes. Two years later, there are over 2,400 likes! That’s two thousand, four hundred people that “like” us! #wemakeadifference #facebookfriends
We saved our members, WHAT?!
In 2014, MFCU changed our culture and implemented new strategies and ideas to help launch our Save A Member Money campaign and sharing the fact that we had $84 million to lend. This campaign resulted in over $1.7 million dollars that we saved our members!
New Harrison Office
In October of 2014, members and staff gathered together for the grand opening at our new Harrison branch.
Upgraded Website and Online & Mobile Banking
You asked, and we listened! During 2014, we made improvements to our website, online banking, and mobile banking in order to provide easier navigation, user friendly services, better security and 24/7 access to your money.
Keeping it fresh and fun!
We made improvements to our branches by updating each of them with our new branding, keeping our brick and mortar up to date, fresh and fun!
Cathleen Louisignau and Pat Sexton Received the President’s Award
Cathleen and Pat received this award due to their hard work and dedication throughout 2014. Both recipients are prompt, dependable, enthusiastic, and willing to go to great lengths to provide excellent service to members and co-workers while also volunteering for credit union events.
Splish, splash, the kids club was having a blast!
The 14th Annual Kids Day at Soaring Eagle’s Waterpark with over 250 parents and children who attended for some fun in the waterpark.
First Annual Family Day at the Pumpkin Patch in Midland
This year was our first ever Family Day! It was held at Grandma’s Pumpkin Patch in Midland with over 300 people attending for some family fun. Members were able to visit the animals, enjoy cider and donuts, and walk through the pumpkin patch together.
Awarded 7 students with $1,000 scholarships
Each year our Swinging for Scholarships Golf Outing raises money for scholarships to local students. Another 7 students were awarded this year with money to help them continue their education.
Check out our annual report to read more about our successes in 2014!
Over the past month and a half we’ve been updating you on the new features of the improved Online and Mobile Banking that will be launching next week. In order to make this the most positive transition for you, we’ve provided all the details on what you can expect to see throughout the launch process below.
We will begin the launch of the improved platform on February 18th. We will be performing a staggered roll out that will continue through March 17th.
For your convenience, usernames and passwords will remain the same.
Opt-In
When your account is ready for the upgrade and you log in through a browser, you’ll be prompted with the following message:
We highly encourage you to take advantage of the new and improved Online and Mobile Banking. To access all of the updated features, click the UPDATE NOW button. After you opt-in, you will be able to fully experience all of the improvements to our Online & Mobile Banking!
If you choose to “update later” you will be prompted with the same opt-in message when you attempt to log-in at another time. If you choose “update next time” you’ll be directed to the new platform the next time you log-in to Online Banking. If you choose either of these options and decide that you would prefer to use the new platform, please call us at 855.835.6328 and we get you switched over to the new platform.
Unsupported Browser
If you attempt to opt-in to the upgraded Online Banking system with an unsupported browser, you’ll receive the following message:
The following browsers have been tested and determined to provide a reliable user experience. Some of these browsers may show minor behavioral or cosmetic differences, but generally support the use of the Online Banking application and functionality. It is always recommended to use the latest browser version available from the provider.
Internet Explorer; Version 11
http://www.microsoft.com/windows/ie/default.mspx
Firefox; Version 27
http://www.mozilla.com/firefox/
Google Chrome; Version 33
http://www.google.com/chrome
Safari; Version 7
https://support.apple.com/downloads/#safari
If you are unsure of what browser you are using, visit www.whatismybrowser.com and it will display the exact browser type and version you are on.
Quicken Support
If you're having trouble exporting your financial information into Quicken or Quickbooks, please click here to visit their support website.
Steps for Refreshing your Online Account Information:
1. From your account register:
· In Quicken 2013 and newer: Select the Actions gear icon at the very top of your register (Ctrl + Shift + N)
· In Quicken 2012 and older: click on Account Actions
2. Then select Update Now.
3. Follow the on-screen instructions to complete the update.
4. Repeat these steps for each financial institution experiencing this error.
If you are unable to setup Express Web Connect or no transactions download in conjunction with the CC-502 error, follow these steps. If you continue to experience this problem, Please wait 24 to 48 hours and try again.
Mobile App
I DO have the MFCU app installed on my smartphone and/or tablet.
If you already have our Mobile App installed on your smartphone and tablet, you simply need to update the app to experience the improvements. Your phone may be set up to automatically update your apps, if so – there is nothing you’ll need to do to start using the upgrade when it’s available on February 18th.
If you update your apps manually, you’ll need to go through your normal process of updating apps in order to continue using the Mobile Banking App. If you have questions on how to do so, please don’t hesitate to call us at 855.835.6328 and we can walk you through how to do this.
I DO NOT have the MFCU app installed on my smartphone and/or tablet.
If you don’t have the app on your smartphone or tablet, visit the App Store or Google Play and search for “Members First Credit Union.” Download the app when it’s available on February 18th, log in and start experiencing the positive difference the upgraded app has to offer!
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We've asked you for your thoughts, wants and needs regarding our eServices, and we want you to know, we've listened, we agree and we are making positive changes!
We know that easy navigation, user friendly services, security and 24/7 access to your money are top priorities when doing your banking online, and we’re proud to say that the improvements we’re making in February will address all four areas.
“We continuously look for ways to make our products and services better for you,” said CEO, Eric Brubaker. “We understand how important security, convenience and accessibility are and have made it a priority to deliver exceptional service with our online and mobile banking products. “
Upgraded Features
+ All features will be available on your desktop, tablet and smartphone
+ Easy to search transaction history
+ Integrated Bill Pay to easily manage your outgoing payments
+ Quick Tips to help guide you through your transactions
+ Secure messaging available to ask about transactions and accounts
The features we’re adding will improve your experience and make it easier for you to do your everyday banking on the go.
If you have any questions or want to learn more, please visit our eServices page, reach out to us at 855.835.6328 or leave a comment below.
At the beginning of the year we rallied our employees to embrace an improved lending culture, with an overall goal of saving our members $1 million in 2014. In only six short months, we were able to do just that. As we celebrated the success back in June, we decided we couldn't stop at one million, setting a second goal to save you $2 million by the end of the year! So far this year we've saved our members $1,769,307!
We have millions to lend and are eager to provide you a solution for your financial needs. Members are saving thousands on interest rates, trimming years off their payments and improving their financial well-being.
We look forward to celebrating our success with you again as soon as we reach our second goal!
Our employees live our mission of Making a Positive Difference through our service promises and giving back to our communities. Every year, we support our local United Ways in the 6 counties we serve.
This year, we dedicated the entire month of October to United Way. Our staff gave individual gifts, our members and communities supported fundraisers at each branch and staff members had fun competing in chili cook-offs, t-shirts sales and other creative fundraisers they came up with to support the cause.
We've always had a strong support for United Way, but this year we set the bar even higher - raising 32% more than we did last year, with a grand total of $18,441! We had tremendous support from our staff with 80% making a personal donation and 12 staff members joined Young Leaders United; showing their support financially while volunteering throughout the year as well.
To celebrate the success of saving our members $1 million, we came up with the idea of having a celebration day at all of our branches. Branches served hot dogs, doughnuts and coffee, gourmet popcorn, candy and cupcakes as they spent the day celebrating with each member who stopped by the branch that day.
As we developed our plan to celebrate, we realized we were missing a huge part of what makes our credit union run - our communities. As a part of the Community Difference Project, we came up with the idea to celebrate not only for one day, but for the entire week! Our staff enjoyed doing random acts of kindness all throughout their communities. We gave away gas cards, purchased people's groceries, paid for lunches and many other things that made a positive impact for our community members.
We look forward to saving our members even more money this year and celebrating again when we reach our second goal, two million dollars!
