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Thank You to Our Golf Outing Sponsors!
Authored By: Katie Stoeckle on 7/31/2020

For 22 years, we've been proud to raise money for our scholarship fund through the Swining for Scholarships Golf Outing. We've been so fortunate to partner with some amazing businesses throughout the years. Even though our golf outing was cancelled this year, our generous sponsors stepped up and donated their sponsorships as donations, allowing us to still raise almost $5,000 for our 2021 scholarship fund!

Please join us in thanking our 2020 sponsors!

Golf Outing Sponsors

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Itís Not Just A Sweepstakes. Itís Your Chance to Explore More of Michigan!
Authored By: Katie Stoeckle on 7/27/2020

By entering the MFCU Explore More Sweepstakes, you could win one 6 six prizes to help you experience all that our state has to offer.

Prizes

Enter Now

Most of these packages are in the form of gift cards, and can be used when you feeling comfortable and ready to travel in the future.

Members must be 21 or over to win alcohol-related prizes, 18 years or older to win all other prizes.

Official Rules

What's better than exploring more of Michigan? Exploring this great state with a new ride and an auto loan from a partner you can trust! Click here to learn more about our auto loans!

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Welcoming Members Back On June 15
Authored By: Cathleen Louisignau on 6/8/2020

We’re looking forward to welcoming our members back into our branches, and have been working hard to plan and prepare to ensure we are doing things right.

We are committed to ensuring our team feels protected, comfortable, and ready to serve our members. We are so excited to open our lobbies back up, but want to do it right, not rushed. Our members’ health and wellness is important to us, and through the plan we’ve set in place we are confident that you’ll feel welcomed back in the safest way possible. Protecting your financial wellbeing is our calling, but beyond that we are caring and compassionate people here to serve.

A few things we thought you’d like to know:

  • Branch lobbies are opening on Monday, June 15, 2020.
  • Our team has held an all staff meeting to learn about our Welcoming Members Back plan and expectations
  • Processes and procedures have been created and put in place to comply with the sanitizing, PPE, and safety protocols
  • Plexiglass shields, social distancing floor markers, and hand sanitizing stations have been installed in all of our branch locations

In the meantime, you can still come to see us in our drive-thrus, interact with us on the web through Online Banking, keep up with what’s happening through our social media channels and website, or give our Contact Center a call at 855.835.6328.

COVID-19 Preparedness and Response Plan

Temporary Branch Hours as of June 15, 2020

Lobbies
Monday - Friday
10:00 a.m. - 4:00 p.m.

 

Drive Thru
Monday - Friday
9:00 a.m. - 5:00 p.m.

Saturday
9:00 a.m. - 1:00 p.m.

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Flood Grants Available
Authored By: Rachel Finney on 6/5/2020

UPDATE: APPLICATION PORTAL IS CLOSED

The maximum number of applications for the credit union member flood grants have been accepted. Thank you for applying. If you are still in need of help, please reach out to us by stopping through your local branch drive thru, utilizing Live Chat through Online Banking, or giving us a call at 855.835.6328.


Flood Grants Available

We know that many of you are going through one of the most stressful times in your life. The speed and devastation of the flooding left many of you with little time to prepare.  As you are putting your lives back together, please know that we care and are here to help.

Members First Credit Union, along with area credit unions, the Michigan Credit Union League and the Michigan Credit Union Foundation have come together to provide funding for a mini-grant program. As someone impacted by the flood, you can apply for a $500 mini grant to help you with some of your expenses. We know it won’t fix everything, but it can help fix some things.  

It’s simple and easy to apply, simply click the “apply” button below. Once you have applied, we will work quickly to review your request.* Application will go live at 11am on Monday, June 8th. 

We wish you continued strength as you rebuild, and if you have any financial questions or needs, please contact us.

Apply Now

*One grant per household, must be 18 years of age or older to apply, must be a member in good standing of a Mid-Michigan Chapter Credit Union, and a member prior to May 19, 2020.  Grants will be awarded on a first come, first served basis.

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It's Not Just a Flood Relief Loan, It's a Place to Turn When the Unthinkable Happens.
Authored By: Katie Stoeckle on 6/2/2020

We’ve been proud to call Midland and the central Michigan area home for over 80 years. With the recent flooding in the Midland/Gladwin/Saginaw areas, we want to help our neighbors through this vulnerable time.  We know that it was more than just your possessions that may have been damaged, but also your peace of mind.  We want to help in any way that we can.

For a limited time, we are offering a zero-interest Flood Relief Loan to aid our members in the affected areas rebuild and recover.  Here’s what you need to know:

Flood Loan Benefits

Interested in applying for a Flood Relief Loan? Go to our online application (link below), and select Personal Loan. For more information, or to talk to someone about your current financial situation, feel free to contact us at 855.835.6328.

Apply Now

Offer available for a limited time only. A loan of $10,000 with an APR of zero would require 36 monthly payments of $277.78. Subject to credit approval. May be required to provide proof of flood loss.

This promotion ends 7/31/2020.

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When Life Happens, Itís Important to Have Somewhere to Turn
Authored By: Katie Stoeckle on 5/11/2020

We know that life happens. We’ve been helping members in the community for over 80 years deal with life events. Whether your emergency fund didn’t stretch far enough, or maybe your furnace or vehicle chose now to break down. We know you have a lot to think about right now – we get it! We’re here to help you when life happens.

USE A LIFE HAPPENS LOAN FOR:

Uses for Life Happens Loan

WITH LOW RATES AND A VARIETY OF TERMS, FIND SOME PEACE OF MIND WITH A LIFE HAPPENS LOAN!*

WITH A LIFE HAPPENS LOAN, YOU'LL BENEFIT FROM:

Benefits

 

Apply Now

When applying for a Life Happens Loan, select Personal Loan from the drop down menu.
*Subject to credit approval.
**Get up to one-half percentage point off your loan rate based on your relationship with the credit union.

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A Q&A with MFCU CEO Eric Brubaker and EVP Carrie Iafrate
Authored By: Emily Oldenkamp on 4/23/2020

Members First Credit Union’s CEO and EVP answer questions about COVID-19, the future of banking, and their ongoing commitment to their members and communities.

What is MFCU doing to prevent the spread of COVID-19 to staff and membership?

 

 

 

 

Carrie Iafrate, EVP: At Members First Credit Union we are proud of the special responsibility we have to serve the community through this unprecedented time. As a financial institution we are considered part of the critical infrastructure with essential employees. Their health and well-being is our top priority to ensure we can fully serve our members.

We took the steps to close our lobbies early on to limit in-person interactions. More than half of our employees across the state are working from home with those still in the office in separate areas and maintaining social distancing to the maximum extent possible. We’ve heightened our cleaning procedures, secured supplies, and taught our teams how to protect themselves. Well-being time has also been a focus, allowing team members time out of the office or away from their computer to do what they need in this trying time.

We are already planning for when we do open back up to members for more than drive-thru service. Our goal will be to protect both staff and members and help everyone find a level of comfortability.

We are vital to caring for financial wellbeing. We are vital to ensuring that people are helping people. We are vital to encouraging a better tomorrow. We know that our actions provide piece of mind, confidence, and comfort. Three vital feelings humans need for healing.

Eric Brubaker, CEO and President: As a financial institution, our credit union is part of the critical infrastructure in our society with essential employees. As such, the credit union has remained open during this pandemic. We are here to serve our members. In order to do that we need to have healthy employees who can serve members in a safe manner. Our drive-thru windows are open, in addition to our contact center, and our online channels. We closed our lobbies to walk-in traffic early in the pandemic to help prevent the spread of COVID-19. We have enhanced our cleaning procedures across our branches and offices. We have been closely monitoring and following CDC guidelines such as social distancing, remaining at home when ill, etc. to protect each other. All employees who are able to work remotely are doing so, over half of our team.

Our members and employees have worked extremely well together to take care of business during this challenging time. We appreciate our members’ cooperation and understanding. We will reach the other side of this crisis and we will be stronger for having worked together in our communities.

How is MFCU helping their members with their finances during these unprecedented times?

 

 

 

Iafrate: Now, more than ever, our roots of “People Helping People” and our mission of “Encouraging a Better Tomorrow” ring true. It is in our nature to help and our capabilities have easily and quickly heightened to new levels to respond to members’ needs.

Members have deferred loan payments for 90 days on more than $95 million in loans. This offer gives our members ease in their monthly budget rather than taking on new debt to make ends meet. We have also been offering unique solutions on a case-by-case basis. Our team is caring and empowered to offer financial hardship solutions one member at a time.

Our website and social media channels are full of resources and guidance for members. The information is relevant and being updated consistently.

While we are not meeting with members in person, our team has happily adapted to taking on different positions. We have been able to more than double the size of our Contact Center and eLending teams so that we can continue to work directly with members 24/7. We know that during these unprecedented times people just need their questions answered and solutions offered. We are passionate about serving members in that way.

Brubaker: As we became aware of the how the COVID-19 pandemic was going to affect us in Michigan, we immediately started brainstorming how we could help members and our communities. We knew they would be facing financial hardship and our team wanted to provide relief quickly. One of the first things we did was offer 90-day loan payment deferrals to provide peace of mind for our members and give them one less thing to worry about as they restructured their lives to help prevent the spread of COVID-19. The response to the loan payment deferrals was incredible and our teams came together to get the deferrals processed as quickly and smoothly as possible.

We did other things as well such as increasing card cash limits, increasing credit card lines, home equity lines. We doubled the number of employees available to speak with members through our contact center. We shifted other employees to help approve loans electronically.

We know many members may be facing unemployment or reduced hours. Our team is prepared to help you consider things such as; consolidating your debt into one lower payment, a bridge loan, the equity in your home, etc. We welcome the opportunity to talk with you to help you find a solution. Our mission of “encouraging a better tomorrow” has never been more relevant and we are proud to support our membership.

 

There have been reports of people pulling money out of their accounts across the country because they are concerned about the economy. Is this a smart thing to do? What should people be doing to protect their money right now?


 

 

 

 

Iafrate: One of the founding principles of credit unions is to save together. At Members First we encourage our members to save regularly and build security for themselves and their families. This may be a time when members will need to use that savings and they can access it very easily through electronic channels or in-person with us. There is not a smart reason for pulling money out of accounts at Members First to have for “safe keeping.” Our members’ savings are federally insured to at least $250,000 by the National Credit Union Administration, a US Government Agency. Stay the course.

Brubaker: We have not experienced this behavior from our members. Member savings are federally insured to a minimum of $250,000. Members First Credit Union is financially strong, and indeed, the financial system of the country is strong. We often hear how important it is to save money in an emergency fund. This is exactly the type of situation when we need that emergency fund. Our mission at Members First is to “Encourage a better tomorrow” and we always encourage members to save together with us in a safe, insured manner. In today’s digital/electronic world, we have more ways than ever to access our money quickly, easily, and securely.

 

Many local and small businesses have had to limit or suspend operations. How is MFCU looking out for small businesses during these time and also as we look toward the future?

 

 

 

 

 

Iafrate: Small businesses are the heart of our communities and our membership. Our small businesses are as important to us as they are to their owners. The team at Members First is committed to ensuring our communities are full of thriving businesses on the other side of this crisis. It began with our Business Services team making contact with all of our members in the first couple of weeks. Each business and owner is unique; an individual call and solutions discussion was imperative. Now we are processing loan payment deferrals and submitting PPP requests along with offering those unique ways to help.

Purchasing gift cards, lunches, continuing our contracts, and ordering gifts and supplies are other ways we are working to provide revenue to our local businesses. We believe in a better tomorrow and that will come through the health of our small businesses.

Brubaker: Our local and small businesses are vital to our communities. They provide jobs to residents. They provide products and services we need and want. As we became aware of how the COVID-19 pandemic was going to affect us in Michigan, we immediately started brainstorming how we could help members, including our small business members. We knew they could be facing cash flow concerns. Our business services/lending team began reaching out to our business members to discuss how we could help. We immediately offered up to 90-day payment deferrals and we are now assisting members as they attempt to obtain federal assistance through the Paycheck Protection Program and other sources.

While we work through the pandemic, we urge residents to support their community small businesses by buying gift cards, ordering take-out/delivery, and such. Members First will continue to be here for our business members beyond the pandemic situation. In some cases, the effects of this crisis on businesses will continue long-term and we have flexible loan terms, products and services that can help, and a caring team of business professionals ready to assist.

Interest rates are at an all-time low. How can MFCU members leverage that to their advantage?

 

 

 

 

Iafrate: The Federal Reserve is encouraging us all to borrow, invest, and spend! Interest rates are at an all-time low with the intention that we will stimulate economic growth. When rates are low it is an excellent time to lock in long-term loans like a mortgage on a home. If you can get at least a 1% savings on your current mortgage than refinancing might be a good option for you. Our team is action packed right now and enjoying helping members with their home loan needs.

Rates are also very low on auto and recreational vehicle loans, as well as business services. The Fed has said, “it is prepared to use its full range of tools to support the flow of credit to households and businesses.” Members First is enthusiastic about creating a better tomorrow through these opportunities.

Brubaker: We are busier than ever helping members refinance their mortgage loans to a lower interest rate. As you say, with rates being so low historically members are saving a ton of money by locking in the low rates. Every member’s financial situation is different. Our team is standing by to help you determine what is best for you, whether that is a mortgage or auto loan refinance, a home equity loan, or a consolidation loan to combine your debt into one lower payment. We are here to help.

Community involvement has always been central to the vision for MFCU. How are you currently supporting local organizations and nonprofits?

 

 

 

 

 

 

 

Iafrate: Our longstanding Community Difference Project is always impacting lives in positive ways and allows our team members to share their passion for people helping people. We really enjoy random acts of kindness and volunteering most. The need for us all to be safe with our health makes that very challenging for us right now.

To keep making a difference we are asking our members what organizations they want to support. We’re gifting $1,000 at a time to the organizations of their choice. In these uncertain times it is inspiring to see people come together in unique ways. We’re proud to support our members in supporting the organizations that are helping our communities thrive the most.

Brubaker: As we became aware of how the COVID-19 pandemic was going to affect us in Michigan, we immediately started brainstorming how we could help. We considered how to help our members, our communities, and our employees. The procedures we put in place to keep our employees and members healthy and safe directly affects the health and safety of our communities because each of us individually is a part of our community.

Our Community Difference Project is the primary way we support our local organizations and nonprofits. Most of our staff is involved in our Community Difference Projects in one way or another. Although the Stay at Home Order makes it difficult for our staff to be involved in-person supporting our community charitable organizations, the credit union continues to find alternative ways offer financial support to these organizations. We stay in touch to monitor how we can best support them given the in-person limitations in place.

 

 

90 day loan payment deferment ends 6/12/20.

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National Credit Union Youth Month!
Authored By: Emily Oldenkamp on 4/20/2020

Education

Money Magic - April is National Credit Union Youth Month!

Money Magic

April is National Credit Union Youth Month (NCUYM)! NCUYM serves to encourage kids to develop healthy saving habits by making savings fun and exciting Financial education is crucial, and we want to help you teach your children about money magic!

To celebrate youth month, we invite our Kids Club and Student Club members to draw pictures or write cards of encouragement to your local hospital staff or residents at a nearby nursing home.

We have posted some ideas on our Pinterest to help get you started. Tag us in your creations on Instagram and Facebook or you can email them to us at marketing@mfcu.net.

Want more coloring pages or activities to do while spending so much time at home? We have put together a bunch of coloring pages and activity sites just for you!

Click here to learn more about our Kids Club and Student Club accounts!

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Small Business Relief
Authored By: Katie Stoeckle on 3/31/2020

During these unprecedented times, we are being impacted in many ways. As we shelter-in-place to keep ourselves and loved ones safe and well, our communities and small businesses are being faced with the challenge of how to stay open. We know that your business is important to you, it’s important to us too, and we’re here to help.

If your business is facing financial hardships, please contact our Business Services team or give us a call at 855.835.6328.

Below is a list of many other resources available that are offering financial relief during this time.  Don’t hesitate to look into them, application deadlines are approaching.

Michigan Economic Development Corporation

The Michigan Economic Development Corporation is offering the Michigan Small Business Relief Program for small businesses negatively impacted by COVID-19. Find the local chapter for your county in the following links.  Please note that applications for these relief programs are due by Wednesday, April 1, 2020.  

MEDC

Gladwin, Gratiot, Clare, and Isabella County:
Gladwin, Gratiot, Clare, Isabella

Saginaw Future: Midland, Bay, Saginaw and Arenac County:
Saginaw Future

The Right Place: Counties of Barry, Ionia, Kent, Lake, Mason, Mecosta, Montcalm, Muskegon, Newaygo, Oceana and Osceola:
The Right Place

Lakeshore Advantage: Allegan County and Ottawa County:
Lakeshore Advantage

If your business does not qualify for one of these programs, check out other Michigan Economic Development Corporation options.
More Options
 

Midland Area Community Foundation & Midland Business Alliance

The Midland Area Community Foundation & Midland Business Alliance have partnered to offer short-term, interest-free loans to local businesses impacted by COVID-19.
Midland Area Community Foundation

Small Business Association

The Small Business Association is offering Economic Injury Disaster Relief Loans for small businesses suffering temporary loss of revenue due to COVID-19.
SBA Loans

Facebook Small Business Grant Program

Facebook will be offering grants to small businesses. The application and requirements will be available in the next few weeks.
Facebook Grants

 

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Ways to Support Small Businesses
Authored By: Katie Stoeckle on 3/25/2020

We’re proud to serve local businesses in our community. In these challenging times, local companies and entrepreneurs need our help now more than ever. Show your support to small businesses in your community!

Gift Cards
Buy gift cards for your favorite local business online or over the phone. You know you will use it in the future, and this helps support the business in a time of need. Save them for later, or even give the cards to your friends and family as gifts!

 

Leave a positive review
Leave a positive review online. Brag about your favorite small business on Facebook, Google or Yelp!

 

Takeout
Order takeout or delivery. Enjoy your favorite local restaurant food at home!

 

Social Media
Support a small business on social media. Share, like or comment on a post from your favorite local business. You can even tag a friend who might like this company, too. Best of all, it’s free to show some love and the power of positivity on social media!

 

How are you showing your support to your favorite local businesses? Comment below!

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Be on the Lookout for COVID-19 Frauds and Scams
Authored By: Katie Stoeckle on 3/24/2020

The safety of our members is our top priority.  As your financial and community partner, we are looking out for the safety of your financial as well as physical health. Here are links to the latest frauds and scams related to COVID-19 to watch out for:

Treatment Scam

Phishing Scams

Tips to Avoid Scams

If you think you may have been affected by one of these frauds or scams, please contact us immediately at 855.835.6328 x. 0.

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Credit Unions Are Focused On Serving You!
Authored By: Rachel Finney on 3/23/2020

News & Resources

Credit Unions Are Focused On Serving You!

Credit Unions gained popularity in America in response to a famous downturn in the country’s economy, The Great Depression. In 1934, President Franklin Roosevelt signed the Federal Credit Union Act in order to “make credit available and promote thrift through a national system”.

Fast forward decades later, credit unions helped our members out of the Recession of 2008 by putting our members needs first and offering loans and mortgages, which many other financial institutions were unable to do at the time.

Our current situation is no different. COVID-19 may be changing the way in which we interact with the world but one thing remains the same: your credit union is here for you!

Credit unions have a unique commitment to helping our communities, local businesses, and the people that make up both. As not-for-profit organizations, we don’t answer to shareholders, we are member owned and operated. We exist to serve you, even during the hardest of times. If the COVID-19 pandemic is causing you financial hardship, please call our Contact Center to discover ways Members First Credit Union can help.

Don’t forget, your money is safe, and your accounts are fully insured by the National Credit Union Share Insurance Fund (NCUSIF) up to $250,000. There is no risk to keeping money in your account, but there are countless risks to holding cash.

Thank you for being a member of Members First Credit Union. We are proud to be a part of the credit union difference and we hope you are too!

 

 

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MFCU is here to help!
Authored By: Rachel Finney on 3/23/2020

Press Release 03.23.2020

MFCU is here to help!

Quote from Eric Brubaker, President and CEO

As changes are made in our communities to help prevent the spread of COVID-19, Members First Credit Union wants to ensure you they are doing their part to keep their members, teams, and communities healthy and well.

They know that in times of uncertainty, it’s important to have a place to turn. Their teams are doing what they can to help members by relieving financial stress and ensuring them that their hard earned money is safe and secure. Through the NCUA, members’ funds are federally insured up to $250,000 and backed by the United States government. 

“Due to the impact surrounding the coronavirus, we understand many members are either already experiencing financial hardship or will be in the days to come,” stated CEO Eric Brubaker.  “Our team wanted to quickly get relief in place to help our members and our communities weather this storm.”

If you’re facing financial hardships during this time, please reach out to MFCU to see how they can help by calling 855.835.6328.

Brubaker continued to share “We feel our 90-day loan payment deferral option will provide peace of mind for our members and give them one less thing to worry about. Our mission of ‘Encouraging a Better Tomorrow’ has never been more relevant and we are proud to support our membership and communities.”

MFCU understands how important it is to do their part in slowing the spread of this virus, and asks that everyone helps out with this. MFCU is continuing to support communities through their Community Difference Project and are encouraging staff and the public to continue to support small businesses, to embrace self-care practices, and to stay in touch with their families and friends through the digital channels that can keep them safely connected.   

All branch lobbies are temporarily closed for walk-in service until further notice, but all drive-thrus are still open during business hours. In addition, there are many ways you can access your money and complete the majority of your banking needs: 24/7 Contact Center, Online/Mobile Banking services and the COOP ATM network. 24/7 Online Lending and Account Opening are available to complete the easy-to-use application from the comfort of home.

To stay updated on changes with MFCU, please continue to check their social media and website updates.

Members First Credit Union: Members First Credit Union is a financial institution established in 1936 that is dedicated to encouraging a better tomorrow for their members and communities. Federally Insured by NCUA. Equal Housing Opportunity.

90 day loan payment deferment ends 6/12/20.

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Coronavirus (COVID-19) Impact
Authored By: Rachel Finney on 3/13/2020

News & Resources

Coronavirus (COVID-19) Impact

3/16/2020 Update

As changes are made in our communities to help prevent the spread of COVID-19, we want to ensure you that Members First Credit Union is doing our part to keep our members, teams, and communities healthy and well.

Effective Tuesday, March 17, 2020 at 8:00 a.m.:

  • All Branch Lobbies will be temporarily closed for walk-in service until further notice

  • Our drive-thru and 24/7 Contact Center will remain open to serve you

  • Online & Mobile Banking services and ATM network are available 24/7 for the majority of your banking needs

  • 24/7 Online Lending and Account Opening are available so you can complete the easy-to-use application from the comfort of your home

  • Appointments available for banking needs you are unable to do through the other channels available. Please call us at 855.835.6328 to schedule.

If you’re facing financial hardships during this time, please reach out to us to see how we can help. We’re offering a 90-day Loan Payment Deferment Program to help relieve financial stress during this time of uncertainty. We understand when life happens, it’s important to have somewhere to turn. To learn more visit www.mfcu.net/payments.

Our teams are being diligent about keeping our members safe and have increased our efforts to keep our branches and all surfaces clean. We understand how important it is to do our part in slowing the spread of this virus, and we ask that you, our members, help us out with this.

To stay updated on changes with MFCU, please continue to check our social media and blog updates.

How to estimate your stimulus check

 

3/13/2020 Update

We understand that our members, teams, and communities are being impacted in many ways right now, including facing financial implications and hardships. At MFCU, we want to encourage a better tomorrow and know that when life happens, it’s important to have somewhere to turn.

We want to ensure you that we are monitoring the latest reports from the Centers for Disease Control (CDC) and continuing to learn more about the Coronavirus (COVID-19). We are taking precautionary measures to ensure our members, teams and communities remain healthy and safe. Currently all of our 11 branches are open. We will continue to update our membership with decisions being made as the CDC releases data to keep our members, teams, and communities healthy and well.

We are here to help. If COVID-19 is impacting you financially, we encourage you to reach out to us at 855.835.6328 or click here. We care about our staff, members and community and our mission is to encourage a better tomorrow.

We encourage you to utilize our Online & Mobile Banking options and 24/7 services available. With Online & Mobile Banking you can view your account details, check balances, make loan payments, and even deposit checks.

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Annual Meeting
Authored By: Rachel Finney on 3/4/2020

MFCU Happenings! 

Annual Meeting!

Join us virtually for our 84th Annual Meeting! We will have elections, and more! The Annual Meeting will be on Tuesday, June 16, 2020 at 6:30pm.

Board Members who are up for re-election include:

  • Tom Taylor
  • George Yost
  • Gary Schenk
  • Doug Todd

Supervisory Committee members who are up for re-election include:

  • Joseph Kreusch
  • Grant Murschel

 

Click here for the Annual Meeting Agenda

Click here for the 2019 Annual Report


Instructions on how to virtually attend the meeting:

Join the meeting from your computer, tablet or smartphone.
https://global.gotomeeting.com/join/329560517

You can also dial in using your phone.
United States: +1 (408) 650-3123

Access Code: 329-560-517

Join from a video-conferencing room or system.
Dial in or type: 67.217.95.2 or inroomlink.goto.com
Meeting ID: 329 560 517
Or dial directly: 329560517@67.217.95.2 or 67.217.95.2##329560517

New to GoToMeeting? Get the app now and be ready when your first meeting starts:
https://global.gotomeeting.com/install/329560517

 

If you have any questions, please contact Rachel Finney at rfinney@mfcu.net or 989.513.2310..

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Save the Date for the 22nd Annual Swinging for Scholarships Golf Outing!
Authored By: Katie Stoeckle on 2/21/2020

Our 22nd Annual Swinging for Scholarships Golf Outing will be on Tuesday, August 11, 2020 at Currie Municipal Golf Course located in Midland, MI.

Register Online Now!

Interested in being a sponsor? Click here! 

Members First Credit Union is committed to encouraging a better tomorrow in our community and we ask you to be a part of that! Through your participation, every dollar raised at the golf outing goes directly to the MFCU scholarship program. This year, MFCU will be giving out a total of $10,000 between eleven students to help fund their education.

For any questions or concerns, please contact:

Katie Erdody
kerdody@mfcu.net
855-835-6328  x.1263

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Donate Blood at a Blood Drive!
Authored By: Rachel Finney on 2/12/2020

Donate Blood at an MFCU Blood Drive!

Community Difference Project

Looking to donate blood near a different area of Michigan? Click here to find the closest location for you!

MFCU will also be supporting Versiti - Michigan Blood during the month of April through our Cumulus Cares partnership with MFCU and 105.3 Hot FM in Grand Rapids to help raise awareness about the need of blood donations.

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Break Up With Your Bank!
Authored By: Emily Oldenkamp on 2/12/2020

Not so convinced that your bank is “the one”? Members First Credit Union is ready to prove we are your perfect match! We aren’t like all those other guys… we will treat you the way you should be treated.

Read More »
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When Life Happens, Get A Personal Loan
Authored By: Katie Stoeckle on 2/5/2020

We know that life happens.  Sometimes your emergency fund didn’t stretch far enough, or maybe Spring Break with your family racked up a little too high of a balance on your credit cards.  We know that you’re already busy enough balancing your family, work and life in general – we get it!  

Personal Loan Benefits

How does debt consolidation work?

Debt consolidation works by taking one loan to pay off several loans or lines of credit from different creditors. By combining multiple credit card or loans into one, you can have one manageable monthly payment.  No more trying to remember multiple payment due dates and amounts!  You can refinance debt from medical issues, credit cards, paying for a wedding or funeral, and so much more! Interested?  Apply for a personal loan today and consolidate your debt into one monthly payment! 

WITH LOW RATES AND A VARIETY OF TERMS, IT’S TIME TO SPRING CLEAN YOUR FINANCES - AND YOUR LIFE - WITH A
PERSONAL LOAN FROM MEMBERS FIRST CREDIT UNION!**

 

*Get up to one-half percentage point APR off your loan rate based on your relationship with the credit union.

**Subject to credit approval.  All rates are subject to change.

Apply Now

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22nd Annual Swinging for Scholarships Golf Outing!
Authored By: Katie Stoeckle on 2/5/2020

Community Happenings! 

22nd Annual MFCU Swinging for Scholarships Golf Outing!

Golf Outing

Our 22nd Annual Swinging for Scholarships Golf Outing in 2020 has been cancelled due to COVID-19.

For any questions or concerns, please contact:

Katie Erdody
kerdody@mfcu.net
 

 

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Chili Cook-Off in Kentwood!
Authored By: Rachel Finney on 1/29/2020

Chili Cook-Off in Kentwood!

Community Difference Project

Staff from our Kentwood Branch are hosting a Chili Cook-Off on Friday, January 31st. The chili is donation-only and all proceeds well be donated towards a local Adopt-A-Family for the 2020 holiday season. You can vote for your favorite chili by placing your donation into the bowl next to which chili you think is the best!

Our team would greatly appreciate your support, so we encourage you to stop by and make a donation if you're in the area! 

Thank you for your support!

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Valentine's Day Fundraisers!
Authored By: Rachel Finney on 1/29/2020

Valentine's Day Fundraisers!

Community Difference Project

A few of our branches have found some fun ways to celebrate both Valentine's Day and our Community Difference Project all in one! If you are in the area, please stop by to show your support. Thank you! 

Kentwood, MI

Staff from our Kentwood Branch are hosting a Bake Sale on February 13th and 14th. All items are donation-only and all proceeds well be donated towards a local Adopt-A-Family for the 2020 holiday season.

Mt. Pleasant, MI

Staff from our Broadway Branch are hosting a Bake Sale on February 13th and 14th. All items are donation-only and all proceeds well be donated towards a local Adopt-A-Family for the 2020 holiday season.

Midland, MI

Staff from both our Wackerly Branch and Dartmouth Branch in Midland are hosting a Bake Sale on February 13th and 14th. All items are donation-only and all proceeds well be donated towards Aaron's Gifts From Home.

Harrison, MI

Our Harrison Branch will have carnations for donation-only on February 14th. All proceeds will be donated towards a local Adopt-A-Family for the 2020 holiday season. 

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2020 Auto Loan Incentive!
Authored By: Rachel Finney on 1/28/2020

2020 Auto Loan Incentive!

We know that a vehicle is more than just a vehicle. It can be a school bus, your office, and even sometimes a moving restaurant. We also know that a car loan is more than just a loan. It’s a, “this is going to be the best memories making road trip car ever” loan!

Now there’s even more reason to refinance your auto loan with Members First Credit Union. For a limited time, when you refinance an auto loan with MFCU, we will give you 1% cash back of the loan amount!* That means that if you receive an auto loan of $10,000, we’ll give you $100 on the spot!  Plus, you’ll save even more money with great benefits like:

  • No application fee (other financial institutions can charge up to $150)
  • Get up to an additional 0.5% percentage point off your loan rate (APR) based on your relationship with the credit union
  • TruStage Auto Insurance discounts
  • Automatic payments from your payroll or designated account

Stop in to your nearest branch and start enjoying the benefits of an MFCU auto loan today!

Apply Now

*Cash back is 1% of loan amount. Loan must be a minimum value of $5,000. Maximum cash back amount is $300. Offer expires 3/31/2020. Some restrictions may apply.

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Support Gilda's Club of Grand Rapids!
Authored By: Rachel Finney on 1/2/2020

Help support Gilda's Club of Grand Rapids!

Community Difference Project

During the month of January, MFCU is partnering with Gilda's Club of Grand Rapids through a program known as Cumulus Cares in Grand Rapids, MI. We are helping raise awareness of Gilda's Club of Grand Rapids which provides free emotional healthcare to children, adults, families, and friends on any kind of cancer journey or those grieving the death of someone in their life due to any cause.

Gilda's Club of Grand Rapids also created a popular event in Grand Rapids known as Gilda's LaughFest in 2011 which is the nation's first-ever community-wide festival of laughter and attracts an average of 50,000 attendees. LaughFest is a 10-day festival starting March 5th with events throughout West Michigan and all proceeds benefit the programs offered through Gilda's Club of Grand Rapids. MFCU will be supporting the event and have staff in attendance throughout the festival. 

Our team would greatly appreciate your support, so we encourage you to check out this organization and make a donation! 

Thank you for your support!

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Donation Drive for Exodus Place!
Authored By: Rachel Finney on 12/12/2019

Donation Drive for Exodus Place!

CDP

Our Ann St. Branch in Grand Rapids is currently holding a donation drive during the month of December for Exodus Place. Exodus Place exists to provide development and rapid re-housing for vulnerable men. They offer a hand up, not a hand out. Needed items for the donation drive include: 

  • Laundry baskets
  • Laundry soap
  • Hats & gloves
  • Thick winter socks
  • Solid-style air fresher
  • Breath mints
  • Deodorant & lotion
  • Individually wrapped candy

Thank you for your support!

 

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Earn Double Rewards with your MFCU Platinum Rewards Visa!
Authored By: Katie Stoeckle on 11/26/2019

We know that how you spend your money is a reflection of who you are - from buying groceries for your family to those concert tickets to see your favorite band.

Let’s make this the best holiday season ever with an MFCU Visa Platinum Rewards credit card! What are you waiting for?

Visa Benefits

Double Points

That’s right, 2 points per every dollar spent!  

 

DID YOU KNOW? YOU COULD BE SPENDING WITH YOUR VISA TODAY!

All of our branches now have the ability to print your card if you are approved, so you could start using your MFCU Visa card and earning MFCU Rewards points right away.

Apply Now

Approval and credit limit based on credit worthiness. Some restrictions may apply. *APR for MFCU Visa Platinum Rewards cards is between 9.59% to 17.90% based on credit worthiness.  Federally Insured by NCUA.
 

THE DOUBLE REWARD PROMO EXPIRED 12/31/19.  STAY TUNED FOR FUTURE REWARDS PROMOTIONS!

 

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Credit Union Philosophy in Action!
Authored By: Mara Simanskey on 11/22/2019

Credit Union Philosophy in Action!

CDP

We challenged our staff last week to preform random acts of kindness in celebration of World Kindness Day as part of our Community Difference Project. We were extremely proud of our staff as they were able to impact community members across the state by handing out laundry kits, providing goodie bags to seniors, purchasing coffee or lunch and even paying off a daycare bill.

The Community Difference Project is an ongoing project that continues to provide support to MFCU communities year round. It was created on the foundation of the credit union philosophy of “people helping people.” Staff members at MFCU are committed and passionate about living out this philosophy, not only by providing outstanding member service in the forms of building financial stability and ongoing financial education, but also providing support to non-profit organizations. Support is given through monetary donations, random acts of kindness and volunteering.

We are excited to be sharing the philosophy of “people helping people,” especially being able to see another area organization embrace the phrase. Located in the Midland, the corporate headquarters of MFCU, the Midland County Emergency Food Pantry Network (EFPN) in September unveiled renovations to their building along with a mural that reads “people helping people.” This shared phrase is a tribute to the value of giving back. Each person can encourage a better tomorrow by positively impacting our community by helping another.  Andy Ault, EFPN board vice president, said “We value corporate partners like MFCU who provide volunteer and financial support to help us deliver our vision of ‘always food in every home’.”

EFPN is a non-profit, tax-exempt charitable organization established in 1983 as a cooperative effort to provide food and supplies to people in Midland County who have emergency needs and are living near or below the Federal poverty level income guidelines. Information about EFPN can be found on their website: midlandcountyefpn.org. They are currently collecting for the Community Thanksgiving Food Collection in the form of food, personal care items, cookies and cash donations.

Visit mfcu.net/communitydifferenceproject to learn more about the MFCU Community Difference Project.

Click here to view picturse from World Kindness Day!

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Adopt-An-Organization
Authored By: Rachel Finney on 11/22/2019

Adopt-An-Organization!

CDP

Our Dartmouth Branch in Midland is trying to decide what organization to donate money to that they have been raising all year to help those in need. During the year, the staff holds bake sales, jean days, and other fundraisers in order to raise money and be able to donate the proceeds locally. Help us decide which local organization should recieve the donation. Stop into the Dartmouth Branch, and cast your vote by placing a sticker next to your favorite organization. The organization with the most stickers by Dec. 16th will be the winner of the Adopt-An-Organization funds! The choices are:

Diaper Alliance

Murphy's Meals

Midland Humane Society

Aarons Gifts From Home

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Holidays Happen!
Authored By: Emily Oldenkamp on 11/19/2019

We're not just a credit union... we're your "make the holidays happen" partner!

The list of places to be and things to do can feel overwhelming and expensive around the holidays. Whether it's money for extra groceries, unexpected bills, or new kitchen appliances, MFCU has the personalized solutions to make this holiday season the best yet. 

Holiday Options

Find your solution.

Want to find your "Make the Holidays Happen" solution? Stop by a local branch and one of our loan officers would be happy to help you!

 

WHATEVER LOAN: A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025. In order to receive the Whatever Loan, you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $95.80 and an annual percentage rate of 22.750% APR. Insurance not required. Additional restrictions may apply.

VISA: Approval and credit limit based on credit worthiness. Some restrictions may apply.

SKIP-A-PAY: All loans must be current to qualify for a Skip-A-Pay. A Skip-A-Pay will not be granted if you have caused the credit union a loss, have any charged off loans that were not redeemed or have a current Trouble Debt Restructure or Loan Modification. First Mortgages, Second Mortgages, Home Equity Line of Credit Loans, Prime Line of Credit Loans, Overdraft Line of Credit Loans, Balloon Loans, ERN Bridge Loans, Whatever Loans, Business Loans and VISA cannot be postponed. Loans with active creditor-placed insurance, and those being paid by disability insurance, are ineligible for Skip-A-Pay. A $25 fee will be charged for any skipped payment. Skipped payment will be added to the end of your loan and the date of the final payment will be adjusted to account for the skipped payment. Interest will accrue on the balance of the loan during the skipped payment, and may cause an increased final payment. The credit union reserves the right to disapprove any request for postponement with proper notification and disclosure. Other restrictions may apply.

SIGNATURE LOAN: Loan subject to credit approval. Some restrictions apply.

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Fraud Scams
Authored By: Emily Oldenkamp on 11/18/2019

Fraud Scams

We want to give you some information, tips, and tricks on common scams that happen today. Please take a look at the difference types of scams below and see what you can do to protect yourself as well as how MFCU is helping with the scams. 

National Fraud Awareness Week

Romance Scams

Scammers create fake online dating profiles to lure victims into giving them money.

What we do to protect the Credit Union and our members:

  • In the Branch- Build member relationships to strengthen trust between our members and the credit union. This helps our members feel comfortable when talking to us about their financials.
  • Contact Center- Ask questions about transactions and notate anything out of the ordinary for our members. Inform them of the high probability of scam involvement.
  • Back Office- Use programs to search for unusual activity on our members’ accounts.

What you can do to protect yourself from these scams:

  •  Be sure you actually KNOW the person requesting money.
  •  Talk to your friends, family and FI about the transaction and relationship.
  •  Keep your info private!

Phishing, Vishing, SMiShing

Social engineering tactics used to entice recipients to act quickly through spoofed channels.

What we do to protect the Credit Union and our members:

  • In the Branch- Change account numbers, home banking credentials, and add additional security features to your account in the event of a personal/financial info breach.
  • Contact Center- Ask personal identifying questions that could only be answered by the account holder.
  • Back Office- Monitor home banking for suspicious logins and mobile deposit/bill pay activity.

What you can do to protect yourself from these scams:

  •  Do not clink on links or open attachments in emails from individuals you don’t know.
  •  Contact your financial institution at a number of record, not the number provided in a suspicious email or text.
  •  Contact your financial institution to verify the legitimacy of any phone call received asking you to surrender personal information.

Secret Shopper

Fraudsters pose as companies offering mystery shopping services to con shoppers out of money.

What we do to protect the Credit Union and our members:

  • In the Branch- Decline or put holds on suspicious checks to protect the member and CU from a potential loss once the counterfeit check is returned.
  • Accounting- Checks are run through a Fraud Solution program to alert of high risk items.
  • Back Office- Use programs to search for unusual activity on our members’ accounts.

What you can do to protect yourself from these scams:

  • Research any potential employment company online for scams on sites other than what were provided to you by the company.
  • Talk with your financial institution about a check received in the mail to purchase gift cards.
  • Stop communication with “the fraudster” once a scam is identified.

Advanced Fee

Victim enticed to wire upfront fees for a fictitious promise of receiving a gift of money.

What we do to protect the Credit Union and our members:

  • In the Branch- Review request and talk with member to identify any red flags.
  • Accounting- Review request and member account history before approving or denying the wire.
  • Back Office- Restrict account access once the request has been denied to prevent further fraud attempts.

What you can do to protect yourself from these scams:

  •  Contact other family members about proposed large inheritance payouts.
  •  Ask yourself, “Did I play the lottery?”, when contacted about a large prize.
  •  Talk to your financial institution about the entire situation before sending any money.

Grandparent Scam

Seniors receive phone calls from scam artists posing as a grandchild or related party urgently requesting money.

What we do to protect the Credit Union and our members:

  • In the Branch- Build member relationships to give the trust and comfort needed to protect our members and their assets.
  • Contact Center- Ask specific identifying questions and identify red flags of a scam.
  • Back Office- Monitor account activity for changes and reach out to our members in attempts to avoid any further losses.

What you can do to protect yourself from these scams:

  •  Try to directly contact the family member who is allegedly in distress.
  •  Talk with other family members about the strange phone call.
  •  Do not purchase gift cards and provide the gift card information over the phone as payment.

Money Mule

Victim is asked for account information to receive a deposit via check, ACH (SSI/SSA), or wire. They are then instructed to keep a small portion of the funds, and send the rest to the scammer. This activity can be ongoing, and is often used to fund illegal activities. Although the consumer may not lose money, they are tricked into participating in illegal activity

What we do to protect the Credit Union and our members:

  • In the Branch- Review account activity and the source of the deposit. Ask questions about who sent it and what they are instructed to do.
  • Accounting- Review ACH and wire deposits for suspicious activity.
  • Back Office- Monitor incoming and outgoing funds that are not normal for the account. Reach out to the branch and member to discuss the activity and prevent any further fraud.

What you can do to protect yourself from these scams:

  • Do not share your account information.
  • Make sure you know the person with whom you are engaged in financial transactions.
  • Talk to your financial institution about suspicious inquiries for money.

 

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World Kindness Day!
Authored By: Mara Simanskey on 11/12/2019

Members First Credit Union to celebrate World Kindness Day

Members First Credit Union is celebrating World Kindness Day on Wednesday, November 13 through their Community Difference Project.

Members First Credit Union (MFCU) is engaging all staff in a branch-wide celebration of World Kindness Day on Wednesday, November 13 by preforming random acts of kindness. Staff is excitedly planning how their teams can positively impact the community and put a smile on a community members face. 

World Kindness Day was introduced in 1998 by the World Kindness Movement to promote kindness though the world and is said to be observed annually by many countries. No matter what the history is, MFCU decided to celebrate as the message focuses on good deeds, being a positive member of our community and follows the credit union philosophy of “people helping people.”

Everyone can participate in World Kindness Day, and MFCU encourages you to do so! Random acts of kindness can be a small, simple act with a huge impact on the person it reaches. Examples of random acts of kindness include purchasing the meal behind you in a drive thru lane, leaving a sticky note with a positive message on it, or visiting with members in a retirement home. We can all encourage a better tomorrow by positively impacting our community today.

Although MFCU is participating in World Kindness Day, it is part of their philosophy to make a difference in their communities all year long, which is why they have the Community Difference Project.  The Community Difference Project was created on the foundation of the credit union philosophy of “people helping people.” Staff members at MFCU are committed and passionate about living out this philosophy by providing non-profit organizations support through monetary donations, random acts of kindness and volunteering. Visit mfcu.net/communitydifferenceproject to learn more about the MFCU Community Difference Project.

Members First Credit Union: Members First Credit Union is a financial institution established in 1936 that is dedicated to encouraging a better tomorrow for their members and communities. Their promise is to be trustworthy, caring, and enthusiastic to help their members succeed while minimizing financial stress and maximizing happiness. At MFCU, it comes naturally to listen carefully and build relationships in order to not only find solutions for their members but also provide support to people in need through volunteering and community difference projects.

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National Adoption Month: November
Authored By: Rachel Finney on 11/6/2019

November is National Adoption Month!

CDP

Did you know that November is National Adoption Month? The history of National Adoption Month dates back to 1976 when the governor of Massachusetts announced the first Adoption Week, and this month is set aside to raise awareness about the urgent need for adoptive families for children and youth in foster care. 

In order to help raise awareness for the needs of children in foster care, MFCU is partnering with D.A. Blodgett - St. Johns (DABSJ) in November through a program known as Cumulus Cares in Grand Rapids, MI. D.A. Blodgett - St. Johns is also holding a Guild Ball on November 23rd (National Adoption Day) where we will have staff present.

We are also a sponsor of the Jambalaya and Jazz fundraiser on Nov. 14th hosted by Adoption Option Inc. of Midland, MI and will have staff in attendance. 

Why do organizations like DABSJ and Adoption Option Inc. exist? Sometimes parents need help raising their kids, and they help provide a variety of counseling and mentoring services that help families remain stable and healthy. Sometimes for their own safety, children cannot live with their parents. They help children who have experienced abuse or neglect with emergency shelter and healing therapy as well as helping to find them stable families to live with through their foster care and adoption programs.

Our team would greatly appreciate your support, so we encourage you to check out one of these organizations and make a donation! 

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The $1,000 Whatever Loan is back!
Authored By: Katie Stoeckle on 11/4/2019

Whatever Loan

The $1,000 Whatever Loan is back!

The $1,000 Whatever Loan with no credit score limit* is back for a limited time. 

What is a Whatever Loan?
It's a bills-paying, vacation-taking, 'I'm going to use this for whatever' loan!

Whether you want to give your family the best holiday season yet, finally catch up on those bills, or even just get ready for the long winter ahead, the Whatever Loan could be right for you.

Come see us at your favorite branch and find your happy with the $1,000 Whatever Loan.

Apply Now

Invite your friends and family to find their happy with us. The Whatever Loan might be just what they need too! If the Whatever Loan doesn’t meet your needs, we have other lending options available.

*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025.  In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $96.31 and an annual percentage rate of 22.80% APR.  Insurance not required.  Additional restrictions may apply. Offer ends 12/31/2019.

 

THE $1,000 WHATEVER LOAN EXPIRED ON 12/31/19.

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Spread the Warmth in West Michigan
Authored By: Rachel Finney on 10/23/2019

Spread The Warmth!

CDP

Our Ann St. Branch in Grand Rapids is collecting donations for the Spread the Warmth campaign of West Michigan United Way until November 8th! Spread the Warmth is an annual winter gear collection drive to make sure neighbors in the community have what they need to stay warm, dry, and safe when the weather gets cold. Recipients will include kids, adults, and seniors.

SHOPPING LIST

Items should be new, though coats can be gently used.

  • Hats

  • Gloves and mittens

  • Coats

  • Snowpants

  • Boots

  • Long underwear

  • Wool socks

  • Hand warmers

Shop online using their Amazon Wish List.
 

BENEFITING AGENCIES

  • Kent School Services Network

  • Degage Ministries

  • ICCF Grand Rapids

  • United Church Outreach Ministry (UCOM)

 

Our team would greatly appreciate your support, so please drop by and make a donation! 

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Meet our Mortgage Team!
Authored By: Emily Oldenkamp on 10/15/2019

Meet our Mortgage Team!

Get to know the MFCU mortgage team!

Our mortgage team is great! They work hard to help provide support and education to assist you in accomplishing your housing dreams. Get to know the team better by taking a peak at these fun facts and business philosophies.

 

MItzie Brimmer
MITZIE BRIMMER, Real Estate Lending Manager, Midland

Years in the business
25

Favorite part of the job
Seeing my team be happy and successful

Favorite local spot
Lucky’s

Best compliment someone could ever give you
Personally: Talking kindly about my kids
Professionally:That I made a positive impact

Something people don’t know or would be surprised to learn about you
I was in a band for 5 years (until summer of 2018)

What is your approach/philosophy for helping members?
Dig in and find out what their short term and long term goals are, then structure in accordance with that.

Advice for would-be home buyers?
Get guidance, understand budgeting, take your time and set yourself up for successful home ownership

 

Ann Kwast
ANN KWAST, Mortgage Loan Officer, Midland

Years in the business
Years in the business: 33
Years with the MFCU Mortgage Dept: 5

Favorite part of the job
Informing members that have been approved & closing’s

Favorite local spot
Duncan’s gun shop

Best compliment someone could ever give you
I made the transaction easy for them

Something people don’t know or would be surprised to learn about you
I danced competitively in College

What is your approach/philosophy for helping members?
Keep an open mind

Advice for would-be home buyers?
Save money

 

Dallas Gerow
DALLAS GEROW, Senior Mortgage Lender, Clare

Years in the business?
25+ years

Favorite part of the job?
Helping a first time home-buyer achieve their dream of home ownership

Favorite local spot
Buffalo Wild Wings

Best compliment someone could ever give you
“You really did a great job explaining those documents to me”

Something people don’t know or would be surprised to learn about you
Fall is my favorite time of year, I just love being outside when the temperatures are cooler but not too cold

What is your approach/philosophy for helping members?
Every situation is different, listen to the member’s needs, and find the best solution for them

Advice for would-be home buyers?
Take care of your credit and save, save, save.

 

Carol Boot
CAROL BOOT, Mortgage Loan Officer, Grand Rapids

Years in the business
I’ve been in credit unions for over 30 years with at least half of that time in mortgages

Favorite part of the job
I most enjoy seeing the satisfaction on the face of a first time home buyer after they get their keys

Favorite local spot
Lake Michigan

Best compliment someone could ever give you
that the mortgage process was enjoyable

Something people don’t know or would be surprised to learn about you
I used to cross country ski a lot when our daughter was younger

What is your approach/philosophy for helping members?
Putting myself in their shoes – my home buying experience was terrible (30 years ago) and I don’t want people to have to go through that because that is not something you easily forget

Advice for would-be home buyers?
Make an appointment with a mortgage professional

 

Wendy Laurenz
WENDY LAURENZ, Mortgage Loan Officer, Midland

Years in the business
27 years

Favorite Part of the job?
Making a difference, helping people, telling someone their loan is approved.

Favorite local spot
Home

Best compliment someone could ever give you
I am doing a great job and being appreciated.

Something people don’t know or would be surprised to learn about you
I can dislocate both hips.

What is your approach/philosophy for helping members?
Be kind treat all members the same, to make them feel comfortable and trust me to help them with their needs.

Advice for would-be home buyers?
Work on saving money for down payment and closing cost, be aware of your credit scores, and get pre-approved prior to looking at homes.

 

Melissa Syring
MELISSA SYRING, Mortgage Loan Officer, Midland

Years in the business
19 years

Favorite part of the job
Helping members become financial stable and educating them on finances.

Favorite local spot
Going to a Loons game

Best compliment someone could ever give you
That I was easy to work with and I explained everything to them.

Something people don’t know or would be surprised to learn about you
I love to travel whenever possible.

What is your approach/philosophy for helping members?
Explaining everything to members in a way they can understand and always making sure they are happy with the transaction.

Advice for would-be home buyers?
You can never save enough money for the purchase of a new home

 

AMANDA LUDLUM, Mortgage Underwriter, Midland

Years in the business
4 years

Favorite part of the job
Being able to make members dream of owning a home a reality

Favorite local spot
The Farmers Market!

Best compliment someone could ever give you
The best compliment is when others look to me for guidance or an example

Something people don’t know or would be surprised to learn about you
I snort when I laugh

What is your approach/philosophy for helping members?
I think about what questions I may have and how I would want to be treated and strive to exceed my own expectations.

Advice for would-be home buyers?
Try to enjoy the process and don’t stress. Our loan officers are experts at what they do.

 

JASON SIEGGREEN, Mortgage Loan Processor, Midland

Years in the business
19 Years

Favorite part of the job
Getting Loans to Close

Favorite local spot
Wixom Lake

Best compliment someone could ever give you
Great Job

Something people don’t know or would be surprised to learn about you
I am Color Blind

What is your approach/philosophy for helping members?
Get them an answer as quickly as possible

Advice for would-be home buyers?
Get a Home Inspection

 

LAURA BAILEY, Mortgage Loan Processor, Midland

Years in the business
1-1/2 years

Favorite part of the job
That moment I see the words “clear to close”

Favorite local spot
Grove Tea Lounge, Coffee Chaos

Best compliment someone could ever give you
The best compliments are non-verbal – when someone emulates something I’ve done or said

Something people don’t know or would be surprised to learn about you
I used to work security at rock concerts

What is your approach/philosophy for helping members
Always try to do more than they expect

Advice for would-be home buyers?
Save up for a good down-payment, don’t buy beyond your means

 

SARAH DEGG, Mortgage Administrator, Midland

Years in the business
5 months for mortgages, 3.5 years for banking

Favorite part of the job
Awesome co-workers

Favorite local spot
WhichCraft

Best compliment someone could ever give you
That my outfit is cute!

Something people don’t know or would be surprised to learn about you
I am a crazy dog momma

What is your approach/philosophy for helping members?
To put yourself in their shoes

Advice for would-be home buyers?
Have money set aside for a down payment

 

RACHEL JUNGNITSCH, Mortgage Loan Processor, Midland

Years in the business
3 years in the mortgage world, 10 in the banking world

Favorite part of the job
Helping members from all over the state get into their perfect home.

Favorite local spot
Dow Gardens no matter what season its always beautiful and relaxing!

Best compliment someone could ever give you
Simple just by telling me I’m doing a good job and they appreciate me

Something people don’t know or would be surprised to learn about you
I like to name my vehicles after sea animals

What is your approach/philosophy for helping members?
Being honest and making sure they know what the road to the mortgage closing looks like.

Advice for would-be home buyers?
Don’t get that Kohl’s credit card it’s not worth it!!

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International Credit Union Day!
Authored By: Rachel Finney on 10/11/2019

International Credit Union Day!

Local Service. Global Reach.

 

On ICU Day, the world celebrates credit unions!

 

October 17th, 2019 marks the 71st International Credit Union Day, which is hosted by the Credit Union National Association (CUNA) and the World Council of Credit Unions. International Credit Union Day encourages credit unions around the world to raise awareness about the credit union difference and the positive impact credit unions have in our communities.

 

This year's International Credit Union Day theme is "Local Service. Global Reach". Credit unions exist in 117 countries and are home to over 260 million members worldwide. Each credit union works on a local scale, which together makes the world a better place!

 

The credit union movement began in Germany in the 1800s with the innovative idea that people could achieve a better standard of living for themselves and others by pooling their savings and making loans to neighbors and co-workers. Since this concept began, credit unions began to spread across the world, based upon important principles such as: democratically owned by their members, financial education for their communities, and an emphasis on volunteerism.

 

We love being a part of the credit union family and we hope you do too!

 

Stop into your local MFCU branch on Oct. 17th to celebrate with us and enjoy doughnuts, cider, and credit union goodies!

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Support the American Cancer Society!
Authored By: Rachel Finney on 10/3/2019

Support the American Cancer Society!

CDP

Our branches in Clare, Gladwin, and Harrison are collecting donations for the American Cancer Society and Relay for Life until Oct. 31st! In addition to donations, our staff has made bras for the Boobies, Bangles, and Beads 2019 Fundraiser - make sure to stop by the branch and check them out!

Our team would greatly appreciate your support, so please drop by and make a donation! 

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Are you ready for the $1,000 Whatever Loan?!
Authored By: Katie Stoeckle on 10/2/2019

Whatever Loan

Get ready for the $1,000 Whatever Loan!

The $1,000 Whatever Loan with no credit score limit* begins on November 4! Are you ready?

We want you to enjoy the benefits of the Whatever Loan as soon as possible. Whether you’ve received the Whatever Loan in the past or you’re looking to apply for the first time, here’s a list of what you’ll need to have in place:

· Direct Deposit of your net pay into an MFCU checking account

· Most recent pay stub

Invite your friends and family to find their happy with us.  The Whatever Loan might be just what they need too!

If the Whatever Loan doesn’t meet your needs, we have other lending options available.

*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025.  In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $95.80 and an annual percentage rate of 22.750% APR.  Insurance not required.  Additional restrictions may apply.

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Bake Sale in Midland!
Authored By: Rachel Finney on 10/2/2019

Bake Sale for the Pink Fund!

CDP

Our Wackerly Branch in Midland is holding a Bake Sale on Friday, October 11th. All items are donation-only and all proceeds will be donated to the Pink Fund in honor of Breast Cancer Awareness Month.

The Pink Fund is a non-profit breast cancer organization that provides 90-day non-medical cost-of-living expenses to breast cancer patients in active treatment for breast cancer, so they can focus on healing, raising their families, and returning to the workplace.

Our team would greatly appreciate your support, so please drop by and pick up a delicious treat! 

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Pumpkin Contest at our Kentwood Branch!
Authored By: Rachel Finney on 10/2/2019

Pumpkin Decorating Contest!

CDP

Our Kentwood Branch in Grand Rapids is holding a Pumpkin Decorating Contest during the month of October! Stop by the branch and donate funds towards your favorite pumpkin. All proceeds will go towards a local Adopt-A-Family this holiday season. 

Our team would greatly appreciate your support, so please stop by and make your vote!

pumpkins

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Support the Kids' Food Basket!
Authored By: Rachel Finney on 10/2/2019

Support the Kids' Food Basket!

CDP

MFCU is part of the Cumulus Cares Program in Grand Rapids where each month we help out a local non-profit with promoting their organization as well as supporting them through our Community Difference Project. In October, we are helping out the Kids' Food Basket in Grand Rapids!

Each day, the Kids' Food Basket delivers approximately 8,800 Sack Suppers to students throughout West Michigan. They are having a Brown Bag Decorating Day on Friday, October 25th at all of their locations if you are interested in volunteering! We will have tables set up to decorate bags from October 7th to October 25th at our Ann St. Branch, Kentwood Branch, and Jenison Branch.

You can also join Kids' Food Basket at the Griffins game on October 26th and enjoy Zamboni rides, ice games, and to find out if they met their fundraising goal. 

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National Voter Registration Day!
Authored By: Rachel Finney on 9/23/2019

Find out how to register to vote!

Read More »
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Family Day at the Pumpkin Patch
Authored By: Rachel Finney on 9/16/2019

MFCU News & Resources! 

Family Day

Family Day at the Pumpkin Patch!

We are hosting 3 separate Family Days this year, so join us at the pumpkin patch near you!

Stop by  between 3pm - 7pm and receive free:

  • Admission
  • Access to playground
  • Cup of cider and donut
  • and more!

No RSVP required - just let them know you're with MFCU!

Questions? Contact Mara Simanskey at msimanskey@mfcu.net or 855.835.6328 x1282.

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Enter to win Detroit Lions Tickets!
Authored By: Rachel Finney on 8/26/2019

MFCU News & Resources! 

Detroit Lions Tickets

Enter to win Detroit Lions tickets to the Thanksgiving Day Game!

We are currently giving away 4 Detroit Lions tickets to the Thanksgiving Day game on November 28, 2019! If you would like to enter, please stop by your local branch before 5pm on September 20, 2019 and fill out an entry slip. Good luck!

Click here for Official Rules.

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HELOC Discounted Rate Promotion!
Authored By: Rachel Finney on 8/22/2019

MFCU News & Resources! 

Home improvement

HELOC Discounted Rate Promotion!

A Home Equity Line of Credit allows you to use the equity in your home to help pay for things like needed home renovations, high-interest debt, or even an upcoming event.

For a limited time only, when you open a Home Equity Line of Credit with MFCU you could be eligible for a 1% reduction in your interest rate for the first 12 months! 

Apply Now

Looking for more information? Stop into your local branch or ask to speak to a member of our Mortgage Team today by calling 855.835.6328.

Offer subject to credit approval. Requires a minimum line of $50,000. Other restrictions may apply. Promotion ends 5/15/20.

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Help support the Make-A-Wish Foundation
Authored By: Rachel Finney on 8/8/2019

Community Happenings

Help MFCU support the Make-A-Wish Foundation!

CDP

All of our branches are currently selling Make-A-Wish stars for donations to the Walk For Wishes event. Walk For Wishes® - West Michigan is a Make-A-Wish® Michigan fundraiser that celebrates the more than 9,500 wishes that have already been granted, while raising funds for future wishes. It's a family-friendly event powered by wish families, volunteers, companies, donors and friends.

  1. Register. Sign up today and invite friends, family and colleagues to join your team.
     
  2. Fundraise. Tell people why you are supporting Make-A-Wish and ask for their support. Make it personal to make it powerful.
     
  3. Walk. See the Make-A-Wish mission come to life and celebrate your fundraising success on Walk Day.

Interested in learning more? Click here. You can also stop by your local branch to make a donation!

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Sweet Treats Ice Cream at the Dartmouth Branch!
Authored By: Rachel Finney on 8/1/2019

Community Happenings

Sweet Treats Ice Cream at our Dartmouth Branch!

CDP

Stop by our Dartmouth Branch in Midland on Friday, August 2nd, between 11am and 2pm to grab a treat from Sweet Treats Ice Cream Truck! They will be hanging out in our parking lot and giving members in the community a chance to purchase a treat! 

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C.O.R.E. Impact Teacher Drive in Midland!
Authored By: Rachel Finney on 8/1/2019

Community Happenings

C.O.R.E. Impact Teacher Drive in Midland!

CDP

Our Wackerly Branch in Midland is currently holding a C.O.R.E. (Community Outreach Resource Extension) Mobile Impact Center Teacher Drive. C.O.R.E. Mobile Impact Center is a program of the Rural Community Health Worker Network, a 501c3 designated organization. They service children and families living in ALICE or poverty and rely on projects like these to be able to work individually with families on barriers to coming to school. The C.O.R.E project's Community Health Worker will work directly with school Social Workers and other staff to coordinate services for the enrolled participants and ensure that school supplies this year are not a barrier to their success.

We will be holding a donation drive until August 9th. On August 9th, the C.O.R.E Mobile Impact Center will be at our Wackerly Branch for the day collecting donations on site. Needed items include:

  • Clorox Wipes
  • Kleenex
  • Gallon Zip Locks
  • Quart Zip Locks
  • Dry Erase Markers
  • Dixie Cups
  • Paper Towel
  • Small Paper Plates

The staff at our Wackerly Branch will also be holding a Jean Day on August 7th where staff members make a donation of $5.00 in order to wear jeans for the day. All proceeds collected will be donated to the C.O.R.E. Mobile Impact Center.

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Loan Specials!
Authored By: Rachel Finney on 7/16/2019

MFCU News & Resources! 

Loan Specials!

Come into our Wackerly and Dartmouth branches to experience our On Par Loan Specials!

· .25% off Auto Loan interest rate

· .25% off Consumer Loan interest rate

· $250 off closing costs for a Mortgage

· $100 off appraisal fees for HELOC

Hurry in - this offer expires 7/20/19!
New loans only. Final loan rate based on credit worthiness. Some restrictions may apply.

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New Auto Loan Rate Promotion
Authored By: Rachel Finney on 7/5/2019

MFCU News & Resources! 

New Auto Loan Rate Promotion!

We know that a vehicle is more than just a vehicle. It can be a school bus, your office, and even sometimes a moving restaurant.

Let us help you save money while you enjoy your new ride!

Auto Rate

Click here for a full list of auto loan rates!

Ask to speak to a loan officer today by calling 855.835.6328.

*APR = Annual Percentage Rate. Rates featured are listed “as low as” and subject to credit approval. Promotional rate expires 9/30/19.

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Support the Isabella County Child Advocacy Center
Authored By: Rachel Finney on 5/29/2019

Community Happenings

Support the Isabella County Child Advocacy Center!

CDP

Staff from our Broadway Branch in Mt. Pleasant are raising money and collecting donations to help children in need. They will be taking donations during the month of June in the branch. All proceeds will go towards the Isabella County Child Advocacy Center. The Clare Branch will also be volunteering at Zoo in the Park on June 15th and Ink Out Abuse on August 3rd. Both events will be supporting the Isabella County Child Advocacy Center. To learn more about ICCAC, click here!

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Helping Paws for Veterans!
Authored By: Rachel Finney on 5/10/2019

Community Happenings! 

Helping Paws for Veterans!

CDP

Staff from our Clare Branch are raising money to help a veteran get a service dog with training classes provided through Helping Paws for Veterans. They will be collecting monetary donations through May 31st in the branch. The Clare Branch will also be having a Popcorn Day on May 17th, and a Bake Sale on May 23rd and 24th. Items are donation-only and all proceeds will go towards Helping Paws for Veterans.

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Foster Care Awareness Month!
Authored By: Rachel Finney on 4/29/2019

Community Happenings! 

Foster Care Awareness Month!

CDP

Did you know May is Foster Care Awareness Month? Did you know according to the Michigan Adoption Resource Exchange there are more than 3,000 children in Michigan waiting for permanent, loving homes to call their own each year?
 

Staff from our branches in Grand Rapids are teaming up to raise money for D.A. Blodgett - St. Johns which supports children in foster care. In May, their focus is to put together personal backpacks for children of all ages. The "care bag" contains items they can immediately call their own upon moving into their foster home. Our Kentwood Branch, Jenison Branch, and Ann St. Branch in Grand Rapids are all collecting needed items for the backpacks and cash donations during the month of May. Below is a list of needed items showing what is placed in each category of "care bag". 


Each "Baby Bag" (age 0-2 years) has:

  • Diapers/wipes
  • Onesies (2)
  • Bibs (2)
  • Booties/socks
  • Outfit
  • Sleeper
  • Blanket
  • Baby bath
  • Baby lotion
  • Baby powder
  • Washcloth
  • Bottle - 12 month and under
  • Pacifier - 12 month and under
  • Sippy Cup
  • Diaper Cream
  • Infant toy

 

Each "General Care Bag" contains:

  • Sweatshirt
  • t-shirts
  • shorts
  • PJ's
  • 2 pair socks (or package)
  • 2 pair underwear (or package) (older boys prefer boxers)
  • A backpack/duffel bag
  • Toiletries (trial size preferred) (soap, shampoo, comb, deodorant, toothpaste/brushes)
  • Books/Coloring books
  • Blanket - small to medium fleece preferred
  • Age appropriate small toy, stuffed animal, game, or other fun item

 

Each branch in Grand Rapids will also be holding bake sales on Friday, May 3rd and Friday, May 31st. The Ann St. Branch will have our prize wheel set up in the branch on May 24th, so make sure to stop by to spin the wheel and win a prize! All proceeds will be donated to D.A. Blodgett - St. Johns.

 

There is also a Foster Care Awareness Month Breakfast Fundraiser being held on Thursday, May 2 at the Freeland Sports Zone located at 5690 Midland Rd. in Freeland, MI. Doors open at 7:15am and the complimentary breakfast is from 7:30am - 8:30am. If you are interested in attending, please RSVP to Jalisha Henry by calling 567.204.3429 or by emailing JHenry@aoicw.org. This fundraiser is being held by Adoption Option of Midland, MI. 

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Puppy Day at the Wackerly Branch!
Authored By: Rachel Finney on 4/23/2019

Community Happenings! 

Puppy Day at the Wackerly Branch!

CDP

Recently, Live Oak Coffeehouse partnered with the Humane Society of Midland County to host a puppy day! We loved the idea and wanted our members to have the chance to take a mid-week break with some puppies as well!

Join us on Thursday, April 25th at the Wackerly Branch in Midland from 1:30pm - 2:30pm for playtime with the puppies! The Humane Society of Midland County will be on site to let you visit with the pups and will be accepting donations as well!

Needed items include:
- bleach
- liquid laundry detergent
- Dawn dish soap
- small spray bottles
- tall kitchen drawstring bags
- 55 gallon garbage bags
- hand sanitizer
- Odoban (cleaner for floors)
- rubber gloves
- Pine Sol
- any brand dry dog food
- canned dog food (any type)
- sturdy leashes (all sizes)
- martingale style collar
- bland dry cat foot
- any brand kitten food
- canned pate-style cat food
- clay clumping litter
- thermal laminating pouches (9in x 11.4in)
- reams of copy paper
- office supply store gift card
- two pocket folders
- staplers

Any questions?

HSOMC  -  989.835.1877
4371 E Ashman St. - Midland, MI 48640

MFCU  -  855.835.6328

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21st Annual Swinging for Scholarships Golf Outing!
Authored By: Rachel Finney on 4/18/2019

Community Happenings! 

21st Annual MFCU Swinging for Scholarships Golf Outing!

Golf Outing

Save the date! Our 21st Annual Swinging for Scholarships Golf Outing will be on Tuesday, June 18, 2019 at Currie Municipal Golf Course located in Midland, MI. Breakfast and registration will be from 8am - 8:45am, with a shotgun start at 9am. The cost to play is $65 per person / $260 per team. 

Members First Credit Union is committed to encouraging a better tomorrow in our community and we ask you to be a part of that! Through your participation, every dollar raised at the golf outing goes directly to the MFCU scholarship program. This year, MFCU will be giving out a total of $10,000 between eleven students to help fund their education. 

Sponsorship form!

 

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Blood Drive in Midland!
Authored By: Rachel Finney on 4/17/2019

Community Happenings! 

Blood Drive!

CDP

Our Wackerly Branch in Midland, MI is holding a Blood Drive on Friday, May 3rd from 9am - 2pm. Please consider donating blood to help those in need. This only takes about an hour of your time and will help save the lives of 3 people. Someone needs blood every 2 seconds. Please encourage your family and friends to donate as well, and feel free to stop by any time the Blood Bus is here, or you can make an appointment by clicking below or contacting Missy at 855.835.6328 x1259 or memrick@mfcu.net. Thank you in advance to those who donate!

Click here to sign up!

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BBBS Bowl For Kids' Sake!
Authored By: Rachel Finney on 4/17/2019

Community Happenings! 

Support the MFCU team for BBBS Bowl for Kids' Sake!

CDP

Staff from the Midland, MI area has put together a team for Big Brothers Big Sisters Bowl for Kids' Sake on May 17th from 6pm - 8pm in Midland!

Right now, 59 kids throughout the Great Lakes Bay Region are waiting for a mentor to ignite their potential. Bowl for Kids' Sake is a fun and easy way for you and your company, friends, or family to support local mentors through Big Brothers Big Sisters of the Great Lakes Bay Region. 

Thank you in advance to those who donate or stop out to support the event!

Click here to donate now!

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National Credit Union Youth Month!
Authored By: Rachel Finney on 4/5/2019

Financial Education! 

April is National Credit Union Youth Month!

Save for the future!

Members First Credit Union takes pride in helping to educate youth membership to prepare for their future through financial education. Help your kids picture their future!

We often look at pictures to remember the past, but are you ready to picture your future?

If you ask your children, they can likely picture a future they would like to live in. Some dream to become doctors and help people, others want to be known for their talent. For children and teenagers, the future brings limitless possibilities. But no matter what their dream is, financial education can be instrumental in helping them achieve their goals.

The theme for this year’s National Credit Union Youth Month is “The future is yours… Picture it! Save for it! Share it!”. Together, we’re encouraging youngsters to express themselves through photography, sharing their visions for their own financial futures so we can help them get there.

Use of Polaroid images in juxtaposition to photos of accomplished adults in the theme is no coincidence – research shows that when you picture yourself in the future achieving a goal, like becoming a ballet dancer or going to college, saving for it becomes easier. 

Start small. Help your children save for a toy they want. Then sign them up for a youth savings account where they save for far-off goals.

As your credit union, we want to help you teach your children to learn good financial habits. Together we can help them fulfill their dreams no matter big or small.

To learn more about our youth accounts, click here!

To apply for one of our scholarships, click here! Applications are due April 19th!

We are also holding a Youth Coloring Contest in April! Click here for the coloring page or stop by one of the branches to pick one up. The coloring pages will be displayed in the branch they are submitted to, and at the end of April a winner will be chosen to recieve a gift card!

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2019 MFCU Annual Meeting!
Authored By: Rachel Finney on 4/3/2019

MFCU Happenings! 

Annual Meeting!

Join us for our 83rd Annual Meeting for elections, presentation of our President's Strategic Impact Award, giveaways, cake, and more! The Annual Meeting will be on Tuesday, April 16, 2019 at 6:30pm at:

Barstow-Shipps Wing
Midland Community Center
2205 S Jefferson Ave
Midland, MI 48640

Board Members who are up for re-election include:

- Robert Cooper
- Robert Lancaster
- Kevin Brott
- Sarah Eklove

Supervisory Committee members up for re-election include:

- Don Boyer
- Robert Clarke.

If you have any questions, please contact Mara Simanskey at msimanskey@mfcu.net or 855.835.6328 x1282.

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Identity Theft Protection!
Authored By: Emily Oldenkamp on 4/1/2019

Financial Education! 

Identity Theft Protection!

Identity (ID) theft happens when someone steals your personal information to commit fraud. The identity thief may use your information to fraudulently apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name.

You may not know that you’re the victim of ID theft immediately. Signs you may be a victim:

  • Bills for items you didn't buy

  • Debt collection calls for accounts you didn't open

  • Denials for loan applications

Children and seniors are both vulnerable to ID theft. Child ID theft may go undetected for many years. Victims may not know until they’re adults, applying for their own loans. Seniors are vulnerable because they share their personal information often with doctors and caregivers. The number of people and offices that access their information put them at risk. Help look out for the seniors and children in your life to make sure that they don’t become victims.

There are several common types of identity theft that can affect you:

  • Tax ID theft - Someone uses your Social Security number to falsely file tax returns with the IRS or your state

  • Medical ID theft - Someone steals your Medicare ID or health insurance member number. Thieves use this information to get medical services or send fake bills to your health insurer.

  • Social ID theft - Someone uses your name and photos to create a fake account on social media

Take steps to avoid being a victim of identity theft:

  • Secure your Social Security number (SSN). Don’t carry your Social Security card in your wallet and only give out your SSN when absolutely necessary.

  • Don’t share personal information (birthdate, Social Security number, or bank account number) just because someone asks for it. Don’t be afraid to pushback and ask why that information is necessary.

  • Collect your mail every day. Place a hold on your mail when you are away from home for several days. Make sure to provide your post office with a forwarding address if you move.

  • Pay attention to your billing cycles. If bills or financial statements are late, contact the sender. When possible, consider online statements and bills that are sent directly to your email or online account.

  • Use the security features on your mobile phone.

  • Update sharing and firewall settings when you're on a public WIFI network. Use a virtual private network, if you use public WIFI. If you aren’t worried about running out of data, consider making your phone a hotspot and use that internet connection for your computer when out in public.

  • Review your credit card and bank account statements. Compare receipts with account statements. Watch for unauthorized transactions.

  • Shred receipts, credit offers, account statements, and expired credit cards, to prevent “dumpster divers” from getting your personal information.

  • Store personal information in a safe place. If possible, make sure it is password protected or behind lock and key.

  • Install firewalls and virus-detection software on your home computer. Run scans often (around once a week) to check for potential threats.

  • Create complex passwords that identity thieves cannot guess. Change your passwords often. Change your password immediately if a company that you do business with has a breach of its databases.

  • Stop into a local branch so we can review your credit report with you at least once a year to make certain that they don't include accounts that you have not opened.

Original article from https://www.usa.gov/identity-theft. Edited for content and clarity.

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MFCU Scholarships are available!
Authored By: Mara Simanskey on 3/1/2019

MFCU News & Resources! 

MFCU Scholarships are available!

At Members First Credit Union, we believe in the power of education and financial literacy. Once again, MFCU will be awarding a total of $10,000 in scholarship split between 11 students. We will be awarding:

  • one $2,000 scholarship
  • six $1,000 scholarships (one $1,000 scholarship set aside for a non-traditional student)
  • four $500 scholarships (one $500 scholarship set aside for a non-traditional student)

Scholarship recipients are selected on a number of criteria including academic record, essay, leadership and participation in community activities, honors, work experience, education, and career goals. Checks are issued jointly to the recipient and the educational institution. Funds are to be used for tuition, fees, and books for post-secondary education (including but not limited to colleges, trade schools, and etc.).

Those applying for a scholarship must meet the following guidelines:

  • Must be the primary owner of a Members First Credit Union account in good standing
  • Must be attending or have graduated from an accredited high school
  • Must be accepted/enrolled in an accredited institution and/or working towards their first undergraduate degree
  • Two written recommendations, preferably from one present or former instructor and one employer dated within last five months
  • Must include transcript from high school or college, can be unofficial
  • Must provide an essay outlining goals, aspirations, college, and career plans

A non-traditional student would be someone who meets one or more of the following guidelines:

  • Over the age of 24 and getting his/her first 2-year or 4-year degree
  • Attending vocational, technical, culinary, trade school, etc.

A credit union Scholarship Selection Committee will make the selection of scholarship recipients. Qualified applicants will be notified no later than May 31, 2019. Not all applicants will be selected as recipients. Each scholarship is issued one time and is not automatically renewable. Applicants may re-apply for future scholarships, although scholarship recipients will only be selected a total of two times. Members First Credit Union employees and official family and their relatives are not eligible for the scholarships. All parts of the application including essay, letters of recommendation, and transcripts, must be submitted to the credit union by 5:00 p.m., Friday, April 19, 2019 for consideration. If all materials are not received by the deadline, the application will be disqualified. If you have any questions, please contact Mara Simanskey via email at msimanskey@mfcu.net or via phone at 855.835.6328 ext. 1282.

Click here to apply for a scholarship!

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Anytime, Anywhere.
Authored By: Rachel Finney on 2/19/2019

MFCU News & Resources! 

As your financial partner, we are continually looking for ways to improve our efficiencies while providing excellent service to our members.

Branch Hours

Monday - Friday
9am - 5pm
Saturday
9am - 1pm
(drive-thru only)

To better serve our members outside of our branch hours, we have added services that are available 24/7.

24/7 CONTACT CENTER
We are humans too and understand that life gets busy and finding time to stop by your credit union during branch hours can be challenging. That's why we've made it a priority to have a team of helpful people ready to answer your call, no matter what time you need us. 

We are available 24/7 - simply press 0 when you dial us to reach a Member Service Representative.

855.835.6328

LIVE CHAT
Through Online & Mobile Banking, we will have a Live Chat feature for you to easily get in touch for a quick response. Simply log into your account through your desktop or mobile device to chat with a member of our team. 

Online BankingMobile Banking

ONLINE LENDING
Whether you're shopping for a new car, planning a vacation, consolidating debt, or want to add the MFCU Visa to your wallet, you can easily apply for a loan online. The application is easy to fill out and you'll hear back from us quickly with how we can help.

apply now

ONLINE MEMBERSHIP OPENING
We're a credit union, not a bank, and that means when you open your account with MFCU, you become a member and owner of the credit union. We believe in you and our promise is to be trustworthy, caring and enthusiastic to help you succeed. If you want to be a part of the credit union difference, open your membership with us and we'll help you achieve your financial goals.

join now

MOBILE CHECK DEPOSIT
Mobile Check Deposit is simple to use. With a smart phone, you can deposit checks from anywhere at anytime with the MFCU Mobile Banking App!

mobile check deposit

BILL PAY
Through Online & Mobile Banking you can pay your bills from anywhere at anytime. It's easy to enroll in and set up the bills you need to pay.

Bill Pay

ATMs
We are part of the COOP ATM Network, which means you have access to over 30,000 Surcharge Free ATMs!

atm

OTHER SERVICES

  • FirstCall
  • Direct Deposit
  • eAlerts
  • Night Drop
  • Text Banking
  • Online Visa Payments
  • Debit & Credit Cards
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Supporting Wigs 4 Kids!
Authored By: Mara Simanskey on 2/14/2019

Community Happenings! 

Supporting Wigs 4 Kids!

MFCU Community Difference Project

Members First Credit Union Employee Shaves Head to Donate Hair

Members First Credit Union employee Melanie Duke, Branch Manager of the Blue Grass location in Mt. Pleasant, MI, shaved her head to donate her hair to Maggie’s Wigs 4 Kids of Michigan. Duke was excited to share the experience as part of MFCU’s Community Difference Project.

“It was my 38th birthday and another one of my coworkers had just been diagnosed with breast cancer,” explained Duke when asked why this was important to her. “This had been the third in 3 years. I thought about all of the people in my life that have been touched by cancer, close friends who had lost their daughter to cancer WAY to young, and another coworker and her family’s battle with childhood cancer. It was overwhelming.”

Duke continued to share why she decided to donate her hair, “Someone shared an amazing video on Facebook about Maggie’s Wigs 4 Kids of Michigan. I went to the organizations website, researched and learned about some of the illnesses and contributing factors to children’s hair loss. I definitely received an education. I love helping local businesses help other Michiganders, especially children. I decided I would grow out my hair for two years until I turned 40, then donate it. It wasn’t until recently that I decided to ‘Go All In’ and donate every last inch that I could. I am so excited to be able to support this amazing organization that is helping children smile!”

MFCU wanted to encourage Duke in her journey and both Mt. Pleasant branch locations held fundraisers through the Community Difference Project, raising $400 to donate in addition to Duke’s hair donation.

The Community Difference Project was started on the foundation of the credit union philosophy “people helping people.” The staff members are committed and passionate about living this philosophy by providing non-profit organizations support through monetary donations, random acts of kindness and volunteering. Visit www.mfcu.net/communitydifferenceproject for more information.

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Bake Sale at the Wackerly Branch!
Authored By: Rachel Finney on 2/13/2019

Community Happenings! 

Bake Sale for Junior Achievement!

MFCU Community Difference Project

Staff members from the Wackerly Branch in Midland are hosting a bake sale at the branch on Thursday, February 14th. All items are donation-only and proceeds will be donated to Junior Acheivment.

Thank you to those who have already donated!

Click here to find out more information about Junior Achievement!

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Frostbite Festival in Harrison!
Authored By: Rachel Finney on 2/13/2019

Community Happenings! 

Frostbite Festival in Harrison!

MFCU Community Difference Project

Staff members from the Harrison Branch will be volunteering for the Frostbite Festival in Harrison at Harrison Lumber from 11am - 3pm on Saturday, February 16th. Stop by to recieve some giveaway items! Plus, they will be providing hot dogs, chips, and bottled water. All items are donation-only and proceeds will be donated towards a local Adopt-A-Family.

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Support the Polar Plunge!
Authored By: Rachel Finney on 2/6/2019

Community Happenings! 

Support the Polar Plunge!

MFCU Community Difference Project

Staff members from the Clare Branch are collecting monetary donations for the Polar Plunge at Wayside/O'Kelly's in Mt. Pleasant that will take place on February 16th. 

All proceeds will be donated to Special Olympics of Michigan. Thank you to those who have already donated!

Click here to find out more information about the Polar Plunge!

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Crash the GAC!
Authored By: Rachel Finney on 2/6/2019

MFCU News & Resources! 

Members First Credit Union has its crasher!

Members First Credit Union is pleased to announce that Melinda Blackledge has been selected to attend Crash the GAC 2019 by The Cooperative Trust and Credit Union National Association to represent Michigan Credit Union League!

Melinda said, “It is an honor to have been chosen as one of the Michigan representatives this year. I am very excited for this opportunity, and I look forward to a week of learning, advocating, and meeting other young professionals that share my passion for credit unions.”

Crash the GAC is a non-stop, career-changing program for credit union young professionals that allows them to participate in the industry’s largest advocacy conference with complimentary registration, exclusive networking opportunities, leadership development tools, and mentoring sessions with industry leaders from organizations such as Filene Research Institute, CUNA, and National Credit Union Foundation (NCUF).

“The Crashers program is a great opportunity for young credit union professionals, the conference, and the entire movement at large,” said CUNA CEO and President Jim Nussle. “Crashers at the GAC will have the opportunity to network and participate in the premier event of the credit union industry. We will all benefit greatly from their enthusiasm and fresh perspectives as the movement is invigorated by a new generation of advocates.”

CUNA provides Crashers with a complimentary registration fee to attend the conference, and many state leagues and associations provide scholarships or other financial assistance. This year 100 Crashers will attend Crash the GAC representing every state in the nation for the Cooperative Trust’s 10th Crash the GAC event ever.

“We are excited for this opportunity for Melinda to continue to grow and showcase what Members First Credit Union is doing in our industry,” said Amy Garver, Vice President of Member Services.

“As the Cooperative Trust and Crash program grow and evolve, we continue to see positive impact on the careers of young professionals in the credit union space,” says Lauren Culp, Manager of the Cooperative Trust. “As we know developing this next generation of credit union leaders is critical to our success as an industry, we’re thrilled to work with CUNA to offer the opportunity to even more young professionals this year than ever before.”

Crash the GAC and other Crash events throughout the year are designed to spark new ways of thinking and build lasting relationships for young professionals within the credit union industry. Crashers will leave the nation’s capital with a new hunger to help strengthen their communities and organizations. This highly competitive opportunity is a launching pad for many young professionals’ careers and gives them the confidence and insight to make a profound and lasting impact in the industry.

Crash the GAC is brought to you by the Cooperative Trust and Filene Research Institute and is made possible by the generous support of CUNA, and with help from League partners.

 

About Filene: Filene Research Institute is an independent, consumer finance think tank dedicated to scientific and thoughtful analysis about issues affecting consumer financial wellness, the future of credit unions, and cooperative finance. Founded 30 years ago as a 501(c)(3) nonprofit organization, Filene moves credit unions forward with research and incubation support. For more information, visit filene.org and @fileneresearch.

About The Cooperative Trust: The Cooperative Trust, with its award-winning Crash programming, is the international community of young credit union professionals, brought to you by Filene Research Institute and made possible by Credit Union National Association. To learn more, check it out live at cooperativetrust.com.

About CUNA: Credit Union National Association (CUNA) is the only national association that advocates on behalf of all of America’s credit unions, which are owned by more than 15 million consumer members. CUNA, along with its network of affiliated state credit union leagues, delivers unwavering advocacy, continuous professional growth and operational confidence to protect the best interests of all credit unions. For more information about CUNA, visit cuna.org.

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Cystic Fibrosis Fundraiser in Evart!
Authored By: Rachel Finney on 2/4/2019

Community Happenings! 

Cystic Fibrosis Donation Drive in Evart!

MFCU Community Difference Project

Our staff from the Evart Branch are collecting monetary donations from February 4th through February 28th. For each donation, you will receive a heart to fill out and display in the branch if you would like!

All proceeds will be donated to Cystic Fibrosis Foundation - Michigan Chapter. Thank you to those who have already donated!

To learn more about this organization, click here!

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Hearts for Hospice in Gladwin!
Authored By: Rachel Finney on 2/4/2019

Community Happenings! 

Hearts for Hospice in Gladwin!

MFCU Community Difference Project

Our staff from the Gladwin Branch are collecting monetary donations from February 1st through February 15th. For each donation, you will receive a heart to fill out and display in the branch if you would like! You will recieve a red heart for a $1 donation and a gold heart for a $5 donation.

All proceeds will be donated to Hospice of Helping Hands. Thank you to those who have already donated!

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Donation Drive in Mt. Pleasant for Wigs for Kids!
Authored By: Rachel Finney on 1/17/2019

Community Happenings! 

Donation Drive in Mt. Pleasant for Wigs for Kids!

MFCU Community Difference Project

Our staff from the Bluegrass Branch in Mt. Pleasant are collecting monetary donations from January 14th through February 8th. Ask us about how the Bluegrass Branch Manager is supporting this organization!

All proceeds will be donated to Michigan Wigs for Kids. Thank you to those who have already donated!

To learn more about this organization, click here!

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Clothing Drive in Mt. Pleasant for Clothing Inc.!
Authored By: Rachel Finney on 1/17/2019

Community Happenings! 

Clothing Drive in Mt. Pleasant for Clothing Inc.!

MFCU Community Difference Project

Our staff from the Broadway Branch in Mt. Pleasant are collecting monetary donations as well as new or gently used clothing from January 14th through January 31st.

All proceeds will be donated to Clothing Inc. of Mt. Pleasant. Thank you to those who have already donated!

To learn more about this organization, click here!

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Find us at the Kids & Family Expo in Grand Rapids!
Authored By: Rachel Finney on 1/10/2019

Community Happenings! 

Find us at the Kids & Family Expo in Grand Rapids!

Join us for a day of fun in Grand Rapids! This family focused community event encourages families to play and move with physical activities, learn and explore with educational fun and lead healthier lives in an active environment - all while encouraging families to engage in family boding time. Fun for the whole family!

Saturday, January 26th

10am - 5pm

Devos Place
303 Monroe Ave. NW
Grand Rapids, MI 49503

Tickets:
$7 (age 16+)
$4 (ages 3 - 15)
FREE (ages 2 and under)

Click here to learn more or purchase your tickets in advance!

Make sure to stop by the MFCU booth and check out other activities including:

  • Zip Line
  • Toddler Zone
  • Rock Wall
  • Puppet Shows
  • Magician
  • Curiosity Dome
  • Fire Truck and Police Car
  • Ambulance and Smokehouse
  • Large Inflatable Slide
  • Petting Zoo
  • Obstacle Course
  • Camps and Retreats
  • Reptile / Amphibian Exhibit
  • Ga-Ga Pit
  • Bounce House
  • Art Wall Zone
  • Face Painting Fun
  • Self Defence
  • Family Fun Bucket Prize
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Food Drive in Grand Rapids!
Authored By: Rachel Finney on 1/2/2019

Community Happenings! 

Food Drive in Grand Rapids for United Way and SECOM Resource Center of Kent County!

MFCU Community Difference Project

Our staff from the Ann St. Branch in Grand Rapids are holding a food drive during the month of January. We are collecting non-perishable food items as well as monetary donations.

Needed items include:

  • Oatmeal
  • Rice
  • Dried Beans
  • Cereal
  • Cereal Bars
  • 100% Juice
  • Canned Fruit
  • Canned Vegetables
  • Whole Wheat or Veggie Pasta
  • Vegetable and Olive Oil
  • White, Wheat, and Mesa Flour

All proceeds will be donated to United Way and SECOM Resource Center of Kent County. Thank you to those who have already donated!

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Blood Drive in Midland!
Authored By: Rachel Finney on 12/6/2018

Community Happenings! 

Blood Drive!

Our Wackerly Branch in Midland, MI is holding a Blood Drive on Friday, December 7th from 9am - 2pm. Please consider donating blood to help those in need. This only takes about an hour of your time and will help save the lives of 3 people. Someone needs blood every 2 seconds. Please encourage your family and friends to donate as well. Everyone who attempts to donate will be entered into a drawing for a $100 Meijer gift card. Please feel free to stop by any time the Blood Bus is here, or you can make an appointment by contacting Mindy at 855.835.6328 x1235 or mtaglauer@mfcu.net. Thank you in advance to those who donate!

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Cookies & Cocoa at the Dartmouth Branch!
Authored By: Rachel Finney on 11/15/2018

Community Happenings! 

Cookies & Cocoa!

The Dartmouth Branch is holding a Cookies & Cocoa event on Thursday, Dec. 6th!  Join us to mingle with staff and enjoy complimentary cookies and cocoa. We will also have winter-themed games and prizes as well!

Cookies and Cocoa

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Take advantage of eBanking!
Authored By: Rachel Finney on 11/14/2018

MFCU Happenings! 

Take advantage of eBanking!

With all of the eServices that MFCU has to offer, why not start taking advantage of them? Visit mfcu.net/eServices for more information!

MFCU

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Winter Items Drive in Harrison!
Authored By: Rachel Finney on 11/2/2018

Community Happenings! 

Winter Gear Drive!

The Harrison Branch is holding a Winter Items Drive from Nov. 1st - Nov. 30th for Hillside Elementary and Larson Elementary. Stop by our Harrison Branch with any donations. 

If you are not in the Harrison area, but would still like to make a donation, please take it to your local MFCU Branch and we will send it over. 

winter items drive

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Winter Items Drive in Grand Rapids!
Authored By: Rachel Finney on 10/31/2018

Community Happenings! 

Winter Gear Drive!

The MFCU Branches in Grand Rapids are holding a Winter Items Drive from Nov. 1st - Nov. 12th for Heart of West Michigan United Way. Stop by our Ann St. Branch, Kentwood Branch, or Jenison Branch with any donations. 

If you are not in the Grand Rapids area, but would still like to make a donation, please take it to your local MFCU Branch and we will send it over. 

Winter Gear Drive

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Oct. 18th is International Credit Union Day!
Authored By: Rachel Finney on 10/15/2018

MFCU Happenings! 

International Credit Union Day!

October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.”

Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy. This year’s theme emphasizes the credit union movement’s loyalty to its members and its mission to provide them financial support and guidance.

The movement began in the 1840s as a democratic consumer cooperative by weavers in Rochdale, England. Frustrated by bankers who denied them loans simply because they weren’t wealthy, the weavers and workers decided to pool their incomes and loan money to each other. In time, this cooperation put each member on solid financial ground and encouraged their own businesses to flourish.

The need for equitable financial institutions grew and, in 1971, the World Council of Credit Unions, Inc. (WOCCU) was created to help establish and maintain viable credit union movements. It has become the leading voice for advocacy and governance on behalf of the international credit union community.

Today, over 235 million people are served by credit unions in 109 countries and 6 continents.

 

Join us at any of our branches on October 18th to celebrate ICU Day with donuts, cider, and a chance to win a gift basket!

credit union

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Baby Pantry Drive!
Authored By: Rachel Finney on 10/12/2018

Community Happenings! 

Baby Pantry Drive!

Our Gladwin Branch is holding a fundraiser from Oct. 15th - Oct. 26th for the Beaverton Food Pantry. 

We are asking that you consider making a monetary donation or donating a needed item like diapers, clothes, wipes, bottles, and more. All of the proceeds will be donated to the Beaverton Food Pantry.

If you are not in the Gladwin area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!

Baby Pantry Drive

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Remember, remember the 5th of November!
Authored By: Katie Stoeckle on 10/12/2018

MFCU Happenings! 

The Whatever Loan is coming!

The $1,000 Whatever Loan with no credit score limit* begins on November 5!  Are you ready?

We want you to enjoy the benefits of the Whatever Loan as soon as possible.  Whether you’ve received the Whatever Loan in the past or you’re looking to apply for the first time, here’s a list of what you’ll need to have in place:

· Direct Deposit of your net pay into an MFCU checking account

· Most recent pay stub

Invite your friends and family to find their happy with us.  The Whatever Loan might be just what they need too!

If the Whatever Loan doesn’t meet your needs, we have other lending options available.

*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025.  In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $96.27 and an annual percentage rate of 22.77% APR.  Additional restrictions may apply.

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Diaper Drive for Love Inc.!
Authored By: Rachel Finney on 10/11/2018

Community Happenings! 

Diaper Drive for Love Inc.!

Our Evart Branch is holding a fundraiser from Oct. 1st - Oct. 31st for Love Inc.

We are asking that you consider donating new unopened packages of diapers or make a monetary donation. All of the proceeds will be donated to Love Inc.

If you are not in the Evart area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!

Diaper Drive

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Diaper Drive for the Diaper Alliance!
Authored By: Rachel Finney on 10/11/2018

Community Happenings! 

Diaper Drive for the Diaper Alliance!

Our Dartmouth Branch in Midland is holding a fundraiser from Oct. 15th - Oct. 26th for the Diaper Alliance.

We are asking that you consider donating new unopened packages of diapers or make a monetary donation. All of the proceeds will be donated to the Diaper Alliance.

If you are not in the Midland area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!

Diaper Drive

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Costume Party in Mt. Pleasant!
Authored By: Rachel Finney on 10/11/2018

Community Happenings! 

Costume Party in Mt. Pleasant!

Our Broadway Branch is holding a Costume Party on Saturday, October 27th from 3:00pm - 4:30pm. 

We are inviting the whole family to wear costumes and join us for free to enjoy, games, treats, and more!

Costume Party!

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Pumpkin Decorating Contest - Mt. Pleasant!
Authored By: Rachel Finney on 10/11/2018

Community Happenings! 

Pumpkin Decorating Contest for Isabella County Child Advocacy Center!

Our staff at the Broadway Branch in Mt. Pleasant are holding a pumpkin decorating contest until October 31st! Each pumpkin has a jar next to it so you can donate money to vote for your favorite pumpkins! All of the proceeds will be donated to the Isabella County Child Advocacy Center!

If you are not in the Mt. Pleasant area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!

Pumpkin Contest

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MFCU donated $50,000 to United Way!
Authored By: Rachel Finney on 10/9/2018

MFCU Happenings! 

MFCU donated $50,000 to United Way!

We surprised both staff and United Way representatives by donating $50,000 during our biannual Make A Difference Day. The following United Ways are recipients of $10,000 each: United Way of Midland County, United Way of Gratiot and Isabella Counties, Inc., United Way of Clare and Gladwin Counties, United Way of Mecosta-Osceola and the Heart of West Michigan United Way.

“I am very excited we have chosen United Way to donate to for this Make A Difference Day event,” said Rebecca Lobsinger, Branch Manager in Mount Pleasant. “I am the Vice Chair and the Community Investment Committee co-chair for the United Way of Gratiot and Isabella Counties, Inc. and their impact on the community can be life changing for many. Being part of this amazing organization has changed my life as well. Being able to give back to my community and help those that are struggling is very rewarding. I’m looking forward to continually engaging Members First with United Way.”

We gathered for our biannual Make A Difference Day on Monday, Oct. 8, 2018. Make A Difference Day is a day full of a staff education of the strategic plan, celebrating successes, looking forward to the future, personal development and community impact.

MFCU impacts the community through our Community Difference Project. The project was created to impact peoples' lives in positive ways. Whether it's to volunteer, perform a good deed or provide support for people in need, we're here to create better lives for people in our communities.  The chosen organization to receive a donation was United Way.

“United Way is a trusted leader in our community that ensures all individuals and families thrive,” explained Atasha Johnson, Branch Manager in Midland. “As a leader at Members First Credit Union I believe we give the best of ourselves when we join together! I choose to Live United because I know it will help shape the future of our communities.”

United Way

$50,000

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Pumpkin Decorating Contest - Grand Rapids!
Authored By: Rachel Finney on 10/1/2018

Community Happenings! 

Pumpkin Decorating Contest for Adopt-A-Family!

Our staff at the Kentwood branch are holding a pumpkin decorating contest until October 26th! Each pumpkin has a jar next to it so you can donate money to vote for your favorite pumpkins! All of the proceeds will be donated to a local Adopt-A-Family!

If you are not in the Grand Rapids area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!

pumpkin contest

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Food Drive for Clare County!
Authored By: Rachel Finney on 9/26/2018

Community Happenings! 

Food Drive for Clare County Food Pantry!

Our Clare and Harrison branches are holding a fundraiser from Sept. 24th - Oct. 5th for the Clare County Food Pantry.

We are asking that you consider donating non-perishable food items or making a monetary donation. All of the proceeds will be donated to the Clare County Food Pantry.

If you are not in the Clare County area but would still like to make a donation, please drop it off at your closest MFCU branch and we will send it over for you!

Food Drive

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Bake Sale for Pink Fund!
Authored By: Rachel Finney on 9/18/2018

Community Happenings! 

Bake Sale!

Our Wackerly Branch is holding a bake sale on Friday, October 5th!

All items are donation only. The proceeds will be donated in support of breast cancer awarness through the Pink Fund. 

If you are not in the Midland area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Wackerly Branch for you!

Bake Sale

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#FinancialFriday - Tackling Expenses!
Authored By: Rachel Finney on 9/14/2018

Financial Education! 

#FinancialFriday - Tackling Expenses!

We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. Let us help you find your happy!

Learn more about credit cards at MFCU!

Apply now for an MFCU VISA!

Learn more about personal loans at MFCU!

Apply now for an MFCU Personal Loan!

Want more tips and tricks? Check out the MFCU Pinterest page!

Tackle Expenses

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Support the Angel Wings Fund!
Authored By: Rachel Finney on 9/5/2018

Community Happenings! 

Angel Wings Fund!

Our Bluegrass Branch in Mt. Pleasant, and our Dartmouth Branch and Wackerly Branch in Midland, are holding a fundraiser during the month of September and October for the Angel Wings Fund. Each person who makes a donation will be given an option to take a bracelet of whatever color they would like to show support for, and/or fill out a paper ribbon with their name or in honor of someone they love. 

All of the proceeds from donations will be donated to the Angel Wings Fund. The Angel Wings Fund is an organization located in Mt. Pleasant that provides support to families and individuals affected by cancer. 

If you are not in the Mt. Pleasant or Midland area but would still like to make a donation, please drop it off at your closest MFCU Branch and we will send it over for you!

Angel Wings Fund

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Change Drive!
Authored By: Rachel Finney on 9/5/2018

Community Happenings! 

Support D. A. Blodgett St. Johns!

Our Ann St. Branch in Grand Rapids is holding a fundraiser during the month of September for D. A. Blodgett St. John's who is a partner of the West Michigan United Way. 

We are asking that you consider donating loose change, rounding up your check, or making a monetary donation. All of the proceeds will be donated to D. A. Blodgett St. John's.

If you are not in the Grand Rapids area but would still like to make a donation, please drop it off at your closest MFCU Branch and we will send it over to our Ann St. Branch for you!

Change Drive!

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Bake Sale at the Harrison Branch!
Authored By: Rachel Finney on 8/30/2018

Community Happenings! 

Bake Sale!

Our Harrison Branch is holding a bake sale on Thursday, August 30th and Friday, August 31st!

All items are donation only. The proceeds will be donated to Chartwell's Backpack Program.

If you are not in the Harrison area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Harrison  Branch for you!

bake sale

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Bake Sale at our Kentwood Branch!
Authored By: Rachel Finney on 8/29/2018

Community Happenings! 

Bake Sale!

Our Kentwood Branch in Kentwood is holding a bake sale on Friday, August 31st!

All items are donation only. The proceeds will be put towards a local Adopt-A-Family.

If you are not in the Grand Rapids area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Kentwood Branch for you!

bake sale

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#FinancialFriday - Building Credit!
Authored By: Rachel Finney on 8/24/2018

Financial Education! 

#FinancialFriday - Building Credit!

We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. Let us help you find your happy!

Learn more about credit cards at MFCU!

Apply now for an MFCU VISA!

Want more tips and tricks? Check out the MFCU Pinterest page!

MFCU Credit Cards

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Midland Bake Sale Supporting the 2018 Walk to End Alzheimer's!
Authored By: Rachel Finney on 8/20/2018

Community Happenings! 

Bake Sale!

Our Dartmouth Branch in Midland is holding a bake sale on Tuesday, September 4th!

All items are donation only. The proceeds will be put toward a donation to the 2018 Walk to End Alzheimer's in Midland on September 22, 2018.

If you are not in the Midland area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Dartmouth Branch for you!

Bake Sale

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Mt. Pleasant School Supplies Drive!
Authored By: Rachel Finney on 8/10/2018

Community Happenings! 

School Supplies Drive!

Our Broadway Branch in Mt. Pleasant is holding a donation drive of school supplies during August!

Please consider making a monetary donation or donating a new item. If you are not in the Mt. Pleasant area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Broadway Branch for you!

school supplies

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Youth Financial Education Resources!
Authored By: Rachel Finney on 8/3/2018

Financial Education! 

Youth Financial Education Resources!

We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. Below are links to some great resources for fun games and activities as well as some useful financial education information!

MFCU Coloring Pages

Kids Club Financial Games & Activities

Youth Financial Games & Activities

Student Club Games & Activities

MFCU Pinterest Page

 

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#FinancialFriday - Build Your Rainy Day Savings!
Authored By: Rachel Finney on 8/3/2018

Financial Education! 

#FinancialFriday - Build Your Rainy Day Savings!

We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. Let us help you find your happy!

Learn more about saving at MFCU!

Want more tips and tricks? Check out the MFCU Pinterest page!

Save for a rainy day!

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School Supplies Drive!
Authored By: Rachel Finney on 8/2/2018

Community Happenings! 

School Supplies Drive!

Our Gladwin Branch is holding a donation drive of school supplies during the entire month of August!

Please consider making a monetary donation or donating a needed item. If you are not in the Gladwin area but would still like to make a donation, please drop it off at your nearest MFCU Branch and we will send it over to our Gladwin Branch for you!

School Supplies Drive!

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CMU Football Tickets Giveaway!
Authored By: Rachel Finney on 8/2/2018

Community Happenings! 

CMU Football Tickets Giveaway!

Our Bluegrass Branch and our Broadway Branch in Mt. Pleasant are holding a drawing to win CMU Football Tickets! Stop in either branch and answer a triva question to receive your free entry to the drawing! Each branch will be giving out two sets of two tickets. We will also be giving away two tickets on our MFCU Facebook page so stay tuned!

Interested in joining us at the Mt. Pleasant Chamber of Commerce Pre-Kickoff Party?! Click here for details!

CMU Ticket Giveaway!

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Get Rewarded For Spending Your Way!
Authored By: Rachel Finney on 8/1/2018

MFCU Happenings! 

Spend Rewardingly!

It's not just a VISA® card. It's getting rewarded for spending your way!

We know that how you spend your money is a reflection of who you are - from buying groceries for your family to those concert tickets to see your favorite band. So while you're busy being you, why not get rewarded for the purchases you're already making with an MFCU Visa Platinum Rewards credit card?!

In addition to earning MFCU Rewards points, you'll also benefit from no annual fee and no balance transfer fees. Plus, you have the ability to pay your bill online or in person. What are you waiting for?!

Apply now!

Interested in finding out more information about an MFCU VISA? Click here!

 

Federally Insured by NCUA | Equal Housing Lender
Approval and credit limit based on credit worthiness. Some restrictions may apply. 

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MFCU is 1 of 7 Credit Unions that formed a Credit Union Trust!
Authored By: Rachel Finney on 7/31/2018

UPDATE 1/24/20

Credit Union Trust

Credit Union Trust is a limited purpose bank organized to provide trust products and services to credit union members and the public. Credit Union Trust is solely owned by Michigan credit unions. Credit Union Trust’s products and services are designed to create, protect and preserve wealth for individuals and their families. Visit https://www.credituniontrust.com/ to learn more!

Credit Union Trust provides trust and investment management-related services primarily to credit union members. While credit unions routinely provide a range of wealth management services for members, they are unable to directly provide fiduciary services. Credit Union Trust also offers investment management solutions for foundations, not-for-profit entities and other community-based entities. More information about Credit Union Trust Investment and Fiduciary services can be found here

Are you looking for more information or do you have any questions? Click here.

 

 

UPDATE 5/21/19

CREDIT UNION TRUST RECEIVES STATE APPROVAL TO COMMENCE BUSINESS

Becomes Michigan's First Fiduciary Service Provider Organized by Credit Unions

Credit Union Trust announced that it has received approval from the state of Michigan to commence business, marking an historic event for Michigan credit unions and their 5.23 million members. 

Credit Union Trust is the first special purpose bank in Michigan organized by seven credit unions to primarily serve the needs of credit union members. Michigan credit union members are now able to access trust and investment related services from the same credit union family.

“This is an important step for Michigan credit unions and their members,” said Robert Sajdak, President & CEO, Credit Union Trust.  “It’s the culmination of two year’s effort and we’re proud of what we’ve been able to accomplish for all Michigan credit union members.”

Previously, credit union members and their families had to get professional trustee and fiduciary services from unaffiliated banks.  With the establishment of Credit Union Trust, that’s changed. 

Credit Union Trust Expands Credit Union Services

Credit Union Trust is a special purpose bank and credit union service organization (CUSO).   Its purpose is to provide trust, fiduciary and investment services and is structured to serve credit union members and the general public.   

“We’re here to serve credit unions and their members in Michigan and we’re doing it by providing value, service and access at a price members can be comfortable with,” said John Landis Vice President and Senior Trust Specialist, Credit Union Trust.

Credit Union Trust seeks to grow beyond the seven organizing credit union and is structured to help all credit unions expand into the fiduciary, trustee and related services they want to offer their members.  In addition to serving individual, Credit Union Trust also provides solutions for foundations, not-for-profit organizations and other community-based entities. 

“Credit unions can now better serve their individual members and institutions, with no added credit union expense to doing so,” Landis added.

Credit Union Trust Benefits Members

There’s a growing need for trust and fiduciary services in general, particularly for trusts that do not meet the minimums of the larger banks. Baby boomers are receiving inheritances from their parents and need a way to pass on that wealth to their next generation.  At the same time, many families face problems with adult children, uncomfortable issues with second families, and the need to care for aging parents.  All these and more are affecting families today and are complications that members may now address through Credit Union Trust.

About Credit Union Trust

Credit Union Trust is Michigan’s first, credit union-organized and owned fiduciary service provider, and is also a credit union service organization (CUSO.)  Credit Union Trust was established by seven Michigan credit unions with more than 500 years of combined industry experience.  Credit Union Trust serves the needs of Michigan credit unions and their members through a state-wide network of credit union branches and is headquartered at 31155 Northwestern Highway, Farmington Hills, Michigan.  For more information go to: www.CreditUnionTrust.com.

 

 

UPDATE 12/11/18

CREDIT UNION TRUST: MEMBER BENEFITS

A short time ago, we announced Members First Credit Union had joined with 6 other Michigan-based credit unions to form a trust credit union service organization and limited-purpose bank in order to provide trust services to our members.  We promised to keep our members informed of progress and to provide helpful information as we proceed. We recently responded to a blog query that might also be of interest to members here:

Q – How is this new organization specifically going to benefit me?  I have a couple of brokerage accounts, a trust prepared by a competent attorney, etc. 

A -- Credit Union Trust is being organized to provide trust and investment services to credit union members. Up until now the credit unions have been unable to offer fiduciary services to members.

Many people do want a professional fiduciary to act as their personal representative, trustee, or conservator. Often this is because there is no one else who can meet the requirements of impartiality and professionalism. Individuals move, die, become incapacitated and are often unskilled in administration and taxes – or are simply unable to communicate effectively.  Credit Union Trust will provide such services and have a fee-based investment program that meets the high standards required for a trustee.

To answer your question specifically: every estate plan is different, every members’ objectives and timing are different – so Credit Union Trust starts where the member is.  To understand that, our service starts with an informational meeting, which is a conversation to help us learn the parameters and objectives that will best secure our member’s objectives. 

As an organizer and owner of Credit Union Trust bank, Members we are happy and excited to be able to offer the comprehensive financial management services Credit Union Trust will allow us to provide.  We invite you to keep abreast of developments via our website as Credit Union Trust proceeds toward its planned opening early next year.

For more information, or to arrange an introduction with Credit Union Trust staff, give us a call at: 855.835.MFCU (6328).

 

 

UPDATE 11/5/18                     

CREDIT UNION TRUST RECEIVES APPROVAL FROM STATE OF MICHIGAN

Credit Unions Collaborate to Offer Trust Services to Members

Organizers of Credit Union Trust announced today they have received approval from the Michigan Department of Insurance and Financial Services, Office of Banking to proceed with plans to establish the new, limited purpose financial institution.

“We’re pleased and very excited to be moving forward,” said Robert Sajdak, prospective Credit Union Trust President and CEO as named in the application.   “As we said back in July when we announced our application, now that Credit Union Trust is formally approved, once it is organized the real work begins and we will soon begin hiring professionals, implementing plans and contracting for systems and services.”

"We're excited about the approval and look forward to putting in the work to open Credit Union Trust for our members in 2019," said Carrie Iafrate, Executive Vice President for Members First Credit Union.

Credit Union Trust plans to open in late Q1 2019 and will be headquartered in leased facilities located at 31155 Northwestern Highway, Farmington Hills, Michigan.

Organized by a group of seven prominent, Michigan-based credit unions, Credit Union Trust will be both a Michigan limited purpose bank and a credit union service organization (CUSO).  It is the first such entity in the state and is being established to serve the needs of Michigan credit union members.  While credit unions routinely provide a range of wealth management services for their members, they were unable to directly provide fiduciary services such as trusts, until a 2016 change in Michigan law.  That change marked the start of organizers’ planning.

“We know our members, the market, and the industry. We will begin immediately implementing a tightly-focused business plan to serve the needs of our founding credit union members, and all Michigan credit union members who previously had to go outside the familiar credit union family for trust services,” Sajdak said.  “This is a service whose time has come and it’s one our members need.”

This is an important step for Michigan’s approximately 5.23 million credit union members and the industry as a whole.  Baby boomers are expected to transfer $30 trillion in assets to their heirs over the next few decades and a trust provides them a way to avoid the time and expense of probate court, as well as a way to minimize estate taxes.

 “At a time when many traditional banks and trust companies are raising minimum requirements to more than $1 million dollars, Credit Union Trust is focused on serving all members and will administer a much fuller spectrum of trust accounts and balances,” Sajdak explained. 

The organizers are executives of the seven, member-owned credit unions and include: Alpena Alcona Area Credit Union, headquartered in Alpena with seven locations; Community Choice Credit Union, headquartered in Farmington Hills with 20 locations; ELGA Credit Union, headquartered in Burton with 11 locations; Frankenmuth Credit Union, headquartered in Frankenmuth with 23 locations; Honor Credit Union, headquartered in Berrien Springs with 24 locations; Members First Credit Union, headquartered in Midland with 11 locations; and Team One Credit Union, headquartered in Saginaw with 12 locations. 

Credit Union Trust will be regulated by the State of Michigan’s Department of Insurance and Financial Services, Office of Banking.

 

 

POSTED 7/31/18

MFCU IS 1 OF 7 CREDIT UNIONS FORMING A CREDIT UNION TRUST!

A group of 7 prominent Michigan credit unions, including Members First Credit Union, have formally applied with the Michigan Department of Insurance and Financial Services to establish a new limited purpose financial institution that will provide trust services primarily to credit union members. Formal acceptance of the application kicks off a review process by state regulators that can last 100 days, at which time the organizers anticipate approval. Now with approval, Credit Union Trust will become the first such entity in Michigan organized by credit unions established to primarily serve the needs of credit union members. Our goal in forming this new organization is to be able to provide trust services to our members and all credit union members across Michigan. It is very exciting for us to be owners of Credit Union Trust - we will be making history in our state!

While credit unions routinely provide a range of wealth management services for their members, we are unable to directly provide fiduciary services such as trusts. Credit Union Trust will allow them to do so. It will offer investment, trust and related services primarily to members of the shareholder credit unions, as well as members of other Michigan credit unions. Though technically a bank (it will not make loans or accept deposits), it is also a credit union service organization that will be equally owned by the founding shareholders.

The credit unions making the application are: Alpena Alcona Area Credit Union, headquartered in Alpena with seven locations; Community Choice Credit Union, headquartered in Farmington Hills with 20 locations; ELGA Credit Union, headquartered in Burton with 11 locations; Frankenmuth Credit Union, headquartered in Frankenmuth with 23 locations; Honor Credit Union, headquartered in Berrien Springs with 24 locations; Members First Credit Union, headquartered in Midland with 11 locations; and Team One Credit Union, headquartered in Saginaw with 12 locations. 

Check out this article for more information!

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Auto Group Sale in Mt. Pleasant!
Authored By: Rachel Finney on 7/30/2018

MFCU Happenings! 

Auto Group Sale in Mt. Pleasant!

Stop by Auto Group Leasing in Mt. Pleasant and take advantage of the biggest sale of the year!

When:
August 13th - 18th

Where:
Auto Group Leasing
4720 E. Pickard (M-20)
Mt. Pleasant, MI 48858

What:
Auto Group Leasing and MFCU have partnered to bring you the biggest sales event of the year! Over 100 vehicles must go and all applications will be considered. MFCU will be on site for quick credit consideration. The Isabella County Restoration House will receive a $100 donation for every vehicle sold! Plus, you will receive a free grill with your purchase!

Questions?
Call Cheryl at 855.835.MFCU x6128 or call Auto Group Leasing at 877.772.1113. 

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Debit Card Fraud
Authored By: Rachel Finney on 7/26/2018

MFCU Financial Education! 

Debit Card Fraud

Debit Card Fraud

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H.A.T.S. Donation Drive!
Authored By: Rachel Finney on 7/20/2018

Community Happenings! 

H.A.T.S. Donation Drive!

Our Broadway Branch is holding a donation drive during the entire month of July!

Please consider making a monetary donation or donating one of the following items:

Cat & Kitten Wet Food
Dog & Puppy Wet Food
Purina One Lamb & Rice Dog Food
Royal Canin Mother & Baby Cat Food
Kitty Litter
KMR Kitten Milk - Cans & Powder 
Soft Dog Treats
Nyla Bones
Laundry Detergent
Disinfecting Wipes
Paper Towels
Baby Wipes
Rubber Gloves
Trash Bags
Cat Toys

If you are not in the Mt. Pleasant area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the correct branch.

Thank you for your support!

hats

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MFCU Family Day 2018
Authored By: Rachel Finney on 7/12/2018

MFCU Happenings! 

MFCU Family Day 2018!

Bring your family to the 2018 Family Day for some baseball action, food, and a good time provided by Members First Credit Union! We will be hosting Family Day at two separate locations on separate dates, so make sure to mark your calendars for the option that works best for you! 

 

Loons vs. Whitecaps | August 1, 2018 @ 7:05pm
Dow Diamond: Northern Pavillion - Midland, MI

Call to reserve your complimentary tickets: 989.837.BALL (2255)
Click here to view the Facebook event!

OR

Whitecaps vs. Loons | August 27, 2018 @ 7:05pm
Whitecaps Stadium: Budweiser Bowtie Deck - Grand Rapids, MI

The Whitecaps box office is not able to take reservations. If you are interested in attending, please stop by the MFCU Booth outside of the ticket office before the game to grab your complimentary tickets!
Click here to view the Facebook event!

 

Tickets for both games are first come, first serve. Food will be available between 6pm - 8pm. If you have any questions, please contact Mara Simanskey at msimanskey@mfcu.net or 855.835.6328 x1282.

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Support the American Cancer Society!
Authored By: Rachel Finney on 7/12/2018

Community Happenings! 

Support the American Cancer Society!

Our Harrison Branch and our Clare Branch are both holding a fundraiser during the entire month of July, August, and September for the American Cancer Society. Please consider making a monetary donation.

Both branches will also be participating in the Boobies Bangles and Beads Fashion Shows if you would like to stop out and show your support!

  • September 12th | 5pm - 8pm | Moose Lodge in Clare
  • September 19th | 5pm - 8pm | Moose Lodge in Harrison

If you are not in the Harrison or Clare area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the correct branch.

Thank you for your support!

American Cancer Society

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#FinancialFriday - Fast Facts of MFCU Checking!
Authored By: Rachel Finney on 7/6/2018

Financial Education! 

#FinancialFriday - Fast Facts of MFCU Checking

We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. Let us help you find your happy!

A checking account from MFCU includes a free debit card, free starter checks, free automatic transfers, free Online/Mobile Banking, and more!

Learn more about opening a checking account at MFCU!

Open an MFCU Checking!

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NEMSCA Headstart Fundraiser
Authored By: Rachel Finney on 7/6/2018

Community Happenings! 

NEMSCA Headstart Fundraiser!

Our Harrison Branch is holding a NEMSCA Headstart of Marion fundraiser during the entire month of July. Please consider making a monetary donation or an item donation.

Needed Items Include:

  • Disinfecting wipes
  • Kleenex
  • Hand Sanitizer
  • Baby Wipes
  • Pull-Ups (Size: 4T & 5T)
  • Paper Towels

If you are not in the Harrison area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Harrison Branch.

Thank you for your support!

NEMSCA

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Evart Adopt-A-Family!
Authored By: Rachel Finney on 7/2/2018

Community Happenings! 

Adopt-A-Family Fundraiser!

Our Evart Branch is holding an Adopt-A-Family fundraiser during the entire month of July. Please consider making a monetary donation to help support a family in need during the holiday season.

The Evart Branch will also be holding a Bake Sale on July 19th - 20th and July 26th - 27th. Items are donation-only and all proceeds will be donated towards the Adopt-A-Family. 

If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.

Thank you for your support!

Adopt A Family

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Grand Rapids Kids' Food Basket Drive!
Authored By: Rachel Finney on 7/1/2018

Community Happenings! 

Support the Grand Rapids Kids' Food Basket!

Our Ann St. Branch is holding a fundraiser July 1st - July 24th for the Grand Rapids Kids' Food Basket! We are collecting monetary donations and many needed food items. All proceeds will be donated to the Grand Rapids Kids' Food Basket. During the food drive, our Ann St. Branch will also have lunch bags that can be decorated and on July 25th, our staff will be volunteering and packing the lunch bags that were decorated with the items that were donated. If you would like to join, let us know!

If you are not in the Grand Rapids area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to our Ann St. Branch.

Thank you for your support!

 

 

Wish List

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#FinancialFriday - I <3 Auto Loans!
Authored By: Rachel Finney on 6/22/2018

Financial Education! 

#FinancialFriday - I  Auto Loans!

We believe in the power of education and financial literacy. At MFCU, we believe in you. Our promise is to be trustworthy, caring and enthusiastic to help you succeed. It comes naturally to us to listen carefully and build relationships in order to not only find solutions, but also minimize financial stress and maximize happiness. Let us help you find your happy! 

Learn more about getting an Auto Loan at MFCU!

MFCU Auto Loan

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2018 MFCU Scholarship Winners!
Authored By: Rachel Finney on 6/21/2018

Community Happenings! 

2018 MFCU Scholarship Winners!

We believe in the power of education and financial literacy. In 2018, we were able to award one $2,000 scholarship, six $1,000 scholarships, and four $500 scholarships to qualified recipients. Scholarship recipients are selected by our Scholarship Committee on a number of criteria, including academic record, essay, leadership and participation in community activities, honors, work experience, education, and career goals.

scholarship winners

The 2019 Scholarship Application will be available on March 1, 2019. If you have any questions, please contact Mara Simanskey at 855.835.6328 ext. 1282 or msimanskey@mfcu.net.

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Support the Isabella County Foster Closet!
Authored By: Rachel Finney on 6/21/2018

Community Happenings! 

Support the Isabella County Foster Closet!

Our Bluegrass Branch is holding a fundraiser June 21st - July 31st for the Isabella County Foster Closet! We are collecting monetary donations and many needed items. All proceeds will be donated to the Isabella County Foster Closet.

If you are not in the Mount Pleasant area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Bluegras Branch.

Thank you for your support!

foster closet

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Support Cystic Fibrosis!
Authored By: Rachel Finney on 6/12/2018

Community Happenings! 

Cystic Fibrosis Fundraiser!

Our Harrison and Clare Branches have teamed up to hold a fundraiser for the Cystic Fibrosis Foundation! Our Harrison Branch will be collecting monetary donations during the month of June, and our Clare Branch will be collecting monetary donations during the month of July! All proceeds will be donated to the Cystic Fibrosis Foundation.

If you are not in the Harrison or Clare area and would still like to help, please bring your donations to your closest MFCU branch. Thank you to everyone who has contributed!

See www.cff.org for more information!

CF Fundraiser

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Home Loans for More Room to Roam
Authored By: Katie Stoeckle on 6/12/2018

It’s not just a home loan, it’s giving your dogs and kids a place to run!

Whether you’re looking for a new place for your kids to run wild, your pets to explore, or just planning for the future, we have a lending option to fit your needs! 

Extra Perks

LOW FIXED RATES
LOW CLOSING COSTS

LOW DOWN PAYMENTS
TRUSTAGE INSURANCE DISCOUNTS

AUTOMATIC PAYMENT OPTIONS

ESCROW ACCOUNTS AVAILABLE

PRIVATE MORTGAGE INSURANCE OPTION

Apply Now Button

Got more questions?  Give us a ring at 855.835.MFCU x. 1750 or kick it old school by stopping in to your favorite branch. 

Federally Insured by NCUA | Equal Housing Lender

Loan rates, terms and approval are subject to credit worthiness.  Some restrictions may apply.

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Support Osceola County Animal Shelter!
Authored By: Rachel Finney on 6/5/2018

Community Happenings! 

Animal Shelter Drive!

Our Evart Branch is holding a Pet Supply Drive June 2nd - June 29th. If you would like to show your support, item donations and monetary donations will be accepted. All proceeds will be donated to the Osceola County Animal Shelter.

Items needed include:

  • food
  • toys
  • treats
  • cleaning products

If you are not in the Evart area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.

Thank you to everyone who has contributed!

Pet Supplies

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Support Aaron's Gifts From Home!
Authored By: Rachel Finney on 5/17/2018

Community Happenings! 

Aaron's Gifts From Home Fundraiser!

Our Dartmouth Branch is holding an Aaron's Gifts From Home fundraiser from May 14 - June 4. Please consider making a monetary or item donation to help support AGFH.

If you are not in the Midland area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Dartmouth Branch.

Thank you for your support!

agfh

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Adopt-A-Family!
Authored By: Rachel Finney on 5/14/2018

Community Happenings! 

Adopt-A-Family Fundraiser!

Our Evart Branch is holding an Adopt-A-Family fundraiser during the entire month of May. Please consider making a monetary donation to help support a family in need during the holiday season.

If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.

Thank you for your support!

Adopt A Family

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Support Foster Care!
Authored By: Rachel Finney on 5/14/2018

Community Happenings! 

Foster Care Fundraiser!

Our Kentwood Branch in Grand Rapids is holding a fundraiser during the entire month of May to collect items for D.A. Blodgett - St. John's. They are putting together bags that are given to foster care children when moving into a foster home Please consider making a monetary or item donation to help support our foster youth!

If you are not in the Kentwood area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Kentwood Branch.

Thank you for your support!

Foster Care Drive

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Clare Adopt-A-Family Fundraiser!
Authored By: Rachel Finney on 5/14/2018

Community Happenings! 

Adopt-A-Family Fundraiser!

Our Clare Branch is holding an Adopt-A-Family fundraiser on May 24th and 25th which will include a Pop Can Drive, Popcorn Sale, and Bake Sale. Please consider making a monetary donation to help support a family in need during the holiday season.

If you are not in the Clare area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Clare Branch.

Thank you for your support!

adopt a family

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Mortgage Rate Special!
Authored By: Rachel Finney on 5/4/2018

MFCU Happenings! 

Mortgage Rate Special!

Experience even more benefits of an MFCU mortgage with our limited time rate specials!

10 year fixed15 year fixed

Talk to a mortgage officer today by calling 855.835.6328 x1750!

 

*APR = Annual Percentage Rate. Information is based off a $100,000 mortgage with a loan to value of 80% or less and credit of 725 or above. A $100,000 loan with a 10 year term and 2.99% interest rate would have a monthly payment of $965.15. A $100,000 loan with a 15 year term and 3.25% interest rate would have a monthly payment of $702.67. Must have qualifying checking account with direct deposit and debt to income ratio at or less than 38%. Excludes mobile or manufactured homes. Other exclusions may apply. Loan rates, terms and approval are subject to credit worthiness. Loan rate special expires 5/31/2018. 

 

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Blood Drive in Midland!
Authored By: Rachel Finney on 4/25/2018

Community Happenings! 

Blood Drive!

Our Wackerly Branch in Midland, MI is holding a Blood Drive on Friday, May 4th from 9am - 2pm. Please consider donating blood to help those in need. This only takes about an hour of your time and will help save the lives of 3 people. Someone needs blood every 2 seconds. Please encourage your family and friends to donate as well. Everyone who attempts to donate will be entered into a drawing for a One Night Stay Golf Getaway in Traverse City, compliments of West Bay Beach, a Holiday Inn Resort and LochenHeath Golf Club. Please feel free to stop by any time the Blood Bus is here, or you can make an appointment by contacting Mindy Taglauer at 855.835.6328 x1235 or mtaglauer@mfcu.net. Thank you in advance to those who donate!

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Support the Northern Michigan Mobile Child Advocacy Center!
Authored By: Rachel Finney on 4/17/2018

Community Happenings! 

Support the Northern Michigan Mobile Child Advocacy Center!

Our Harrison Branch is holding a fundraiser until May 25th for the Northern Michigan Mobile Child Advocacy Center! They are a non-profit organization seeking to bring healing, hope, and justice to abused and neglected children in Northern Michigan. We are collecting many items including:

  • Kids Clothing (size 3T - 12/14)
  • Kids Tooth Brushes
  • Toothpaste
  • Socks
  • Spring Jackets
  • Craft Supplies
  • School Supplies
  • Family Friendly Games/Puzzles
  • Boots
  • Hair Brushes
  • Deoderant

Monetary donations will also be accepted and appreciated. All proceeds will be donated to the Northern Michigan Mobile Child Advocacy Center.

If you are not in the Harrison area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Harrison Branch.

Thank you for your support!

Harrison CDP

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Book Drive!
Authored By: Rachel Finney on 4/16/2018

Community Happenings! 

Book Drive!

Our Dartmouth Branch in Midland is holding a Book Drive until May 4th. We will be collecting new or gently used books, and monetary donations will be accepted and appreciated. All proceeds will be donated to Big Brothers Big Sisters.

If you are not in the Midland area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Dartmouth Branch.

Thank you for your support!

book drive

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Kids Jeep Giveaway!
Authored By: Rachel Finney on 4/5/2018

MFCU Happenings! 

Kids Jeep Giveaway!

Enter to win a Kids Jeep! Spring is here, and we are all ready to spend some time outside. Make your spring and summer even better for the little one in your life with a new outdoor toy. We are giving away 11 Kids Jeeps - one at each branch! Stop by your favorite branch to enter to win one of these cool jeeps. You can enter once per day throughout the month of April!

Click here to see the Official Rules. 

Interested in getting a Jeep or toy that is a little bit bigger? Choose your own adventure with an Auto Loan, RV Loan, or Boat Loan from MFCU! Click here for more details!

jeep giveaway

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2018 MFCU Annual Meeting!
Authored By: Rachel Finney on 4/3/2018

MFCU Happenings! 

Annual Meeting!

Join us for our 82nd Annual Meeting for elections, presentation of our Presidents Award, giveaways, cake, and more! The Annual Meeting will be on Tuesday, April 17, 2018 at 6:30pm at:

Barstow-Shipps Wing
Midland Community Center
2205 S Jefferson Ave
Midland, MI 48640

Board Members who are up for re-election include Beth Christiansen, Dave Thompson, and Joe Ashcroft. Supervisory Committee members up for re-election include Greg Crawford. 

If you have any questions, please contact Mara Simanskey at msimanskey@mfcu.net or 855.835.6328 x1282. 

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Pet Supplies Drive!
Authored By: Rachel Finney on 4/2/2018

Community Happenings! 

Pet Supply Drive!

Our Gladwin is holding a Pet Supply Drive April 2nd to April 13th. If you would like to show your support, item donations and monetary donations will be accepted. All proceeds will be donated to the Gladwin County Animal Shelter.

Items needed include:

  • clumping cat litter
  • dry cat food
  • dry dog food
  • dog toys
  • cat toys
  • treats
  • sticky notes
  • towels
  • laundry soap
  • disinfectant wipes

The Gladwin County Animal Shelter is also looking for sponsors for adoption fees and spaying/neutering. 

If you are not in the Gladwin area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Gladwin Branch.

Thank you to everyone who has contributed!

pet supplies drive

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Bake Sale!
Authored By: Rachel Finney on 3/29/2018

Community Happenings! 

Bake Sale!

Our Evart Branch is holding a Bake Sale on Thursday, March 29th and Friday, March 30th. Items are donation-only but monetary donations will be accepted and appreciated. All proceeds will be donated towards an Adopt-A-Family.

If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.

Thank you for your support and we hope you enjoy the delicious treats!

Bake Sale

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Support Big Brothers Big Sisters!
Authored By: Rachel Finney on 3/29/2018

Community Happenings! 

Supporting Big Brothers Big Sisters!

Our staff will be doing different things in the month of April to support Big Brothers Big Sisters of the Great Lakes Bay Region!

On April 5th and 6th, the Broadway Branch is holding a Bake Sale. Items are donation-only but monetary donations will be accepted and appreciated. All proceeds will be donated towards Big Brothers Big Sisters.

On April 9th, the staff in our Broadway Branch will be holding a Jean Day where employees pay $5 to be able to wear jeans, and all of the donations go towards Big Brothers Big Sisters.

Mt. Pleasant staff will also be volunteering at Bowl for Kids Sake on April 14th - click here for more information!

Midland staff will be volunteering at Bowl for Kids Sake on April 27th - click here for more information!

Our Dartmouth Branch is holding a Book Drive for Big Brothers Big Sisters until May 4th - click here for more information!

If you are not in the mentioned areas and would still like to support BBBS, please let us know and/or bring your donations to your closest MFCU branch and we will send them over to BBBS. Thank you for your support!

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Book Drive!
Authored By: Rachel Finney on 3/29/2018

Community Happenings! 

Book Drive!

Our Evart Branch is holding a Book Drive during the month of April. We will be collecting new or gently used books, and monetary donations will be accepted and appreciated. All proceeds will be donated towards Evart Elementary.

If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.

Thank you for your support!

Book Drive

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National Credit Union Youth Month!
Authored By: Rachel Finney on 3/29/2018

Community Happenings! 

The Science of Savings - April is National Credit Union Youth Month!

April is National Credit Union Youth Month! Financial education is crucial, and we want to help you teach your children the science of savings!

Stop into your local branch with your child during the month of April for our coloring contest! Coloring pages will be displayed in the branch and a winner will be chosen for each age group (0-3, 4-6, 7-9 years old) in early May. Click here for the coloring page!

Does your child already have a Kids Club or Student Club account? That’s great! Make sure to stop into your local branch on Thursday, April 19 for Double Stamp Ice Cream Day (max of one full stamp card for the day). After depositing your money, grab an ice cream sandwich on your way out to celebrate your savings.

Want to learn more about our Kids Club and Student Club account? Click here!

Plus, any new Kids Club or Student Club account opened in the month of April will be entered to win a prize basket!

Youth Month

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Take Our Membership Survey!
Authored By: Rachel Finney on 3/26/2018

MFCU Happenings! 

We value your opinion!

Take our survey.

When you opened your account with Members First Credit Union, you became an owner of the credit union. We value your opinion and are asking that you give us your feedback. Our promise is to be trustworthy, caring, and enthusiastic to help you succeed as well as minimize financial stress and maximize happiness.

The survey will take about 15 minutes and you will need to complete it by April 27, 2018. Thank you for your help!

Survey

 

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20th Annual MFCU Swinging for Scholarships Golf Outing!
Authored By: Rachel Finney on 3/23/2018

Community Happenings! 

20th Annual MFCU Swinging for Scholarships Golf Outing!

Golf Outing for MFCU

Members First Credit Union is committed to encouraging a better tomorrow in our community and we ask you to be a part of that! Through your participation, every dollar raised at the golf outing goes directly to the MFCU scholarship program. This year, MFCU will be giving out a total of $10,000 between eleven students to help fund their education. 

The 20th Annual Swinging for Scholarships Golf Outing will be held on Tuesday, June 19th at Currie Golf Course in Midland, MI. The cost is $60 per person / $240 per team. Please see the registration form below for more details!

Register Here!

Interested in being a sponsor? Click here!

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MFCU Makes Community Impact!
Authored By: Rachel Finney on 3/21/2018

MFCU Happenings! 

Members First Credit Union Makes Community Impact!

The employees of Members First Credit Union gathered for their annual Make A Difference Day on Monday, Feb. 19, 2018. Make A Difference Day (MADD) is a day full of a staff education of the strategic plan, celebrating successes, looking forward to the future, personal development and community impact.

MFCU impacts the community through their Community Difference Project. The project was created to impact peoples' lives in positive ways. Whether it's to volunteer, perform a good deed or provide support for people in need, we're here to create better lives for people in our communities.  MFCU will donate $5,000 to be split among the following organizations: Make-A-Wish of Michigan, American Cancer Society, Big Brothers Big Sisters of the Great Lakes Bay Region, Humane Society of West Michigan and Special Olympics of Michigan. During the day, employees were able to earn “MADD Bucks” and decide how much MFCU should donate to each organization.

Members First employees committed to over $8,000 in donations for MCULAF (Michigan Credit Union League Action Fund). Various fundraisers will continue to grow their total donation throughout the year.

“We were very excited to have support from our Executive Vice Presidents Carrie Iafrate and Anna Marie Zielinski! They even offered to receive a pie in the face once our goal had been reached.” – Joe McLosky, MFCU employee

Last year, employees recorded a total of 1,129 volunteer hours with 84 different organizations, impacting 12 counties in Michigan. MFCU donated to 159 different organizations, totaling over $85,000. The donations focused on, but were not limited to, Education, Economic Development and Community Involvement.

Anna Marie Zielinski, Executive Vice President, stated “Collectively as employees we are reminded of the strength in our MFCU core values. As individuals we take the time to celebrate who we are. Together we embrace the pride we feel while continuing to serve our communities.”

Carrie Iafrate, Executive Vice President, was very proud of the staff. “Our team members work with care and enthusiasm through every single member interaction day in and day out.  Make A Difference Day allows us to all come together to focus on that amazing service, reward them for their accomplishments, educate and inspire them to continually improve, and make a large community impact as a team.  The day reminds us that though we may work with the same people on a daily basis, we are 210 strong across the state of Michigan with a genuine desire to help others find their happy.”

Members First Credit Union: Members First Credit Union is a financial institution established in 1936 that is dedicated to encouraging a better tomorrow for their members and communities. Their promise is to be trustworthy, caring, and enthusiastic to help their members succeed while minimizing financial stress and maximizing happiness. At MFCU, it comes naturally to listen carefully and build relationships in order to not only find solutions for their members but also provide support to people in need through volunteering and community difference projects.​​​​​​​

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Change Drive!
Authored By: Rachel Finney on 3/19/2018

Community Happenings! 

Change Drive!

Our Gladwin Branch is holding a Change Drive from March 19th to March 23rd. If you would like to show your support, donations will be accepted. All proceeds will be donated to a local Adopt-A-Family.

If you are not in the Gladwin area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Gladwin Branch.

Thank you to everyone who has contributed!

change drive

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Bake Sale and Popcorn Day!
Authored By: Rachel Finney on 3/19/2018

Community Happenings! 

Bake Sale and Popcorn Day!

Our Clare Branch is holding a Bake Sale and Popcorn Day on March 23rd. If you would like to show your support, all items are donation only and all of the proceeds will be donated towards the Girls On The Run 5K at Harrison High School on May 19th. 

If you are not in the Clare area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Clare Branch.

Thank you to everyone who has contributed!

Clare Bake Sale and Popcorn Day

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Choose Your Own Adventure!
Authored By: Katie Stoeckle on 3/19/2018

Remember those ‘choose your own adventure’ books you read as a kid?  The ones where you got to pick how your story worked out? Bring the story to life and choose your own adventure with a recreational loan from Members First Credit Union!

Whether you want your story to involve a day on the boat with your family, hitting the open road on your motorcycle, or setting up a home away from home in an RV, we can help you get there!

At Members First credit union, we are happy to play a supporting role in your story, with great benefits, like:

  • No Application Fee
  • Low Interest Rates
  • Rate Discounts*
  • Extended Terms Available
  • Automatic & Biweekly Payment Options

Get started choosing your own adventure today!

Apply Now
*Get up to an additional one-half percentage point off your loan rate based on your relationship with the credit union.  Loan rates based on credit worthiness.

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Change Drive!
Authored By: Rachel Finney on 3/12/2018

Community Happenings! 

Change Drive!

Our Bluegrass Branch in Mt. Pleasant is holding a Change Drive from March 12th to March 23rd. If you would like to show your support, donations will be accepted. All proceeds will be donated to the Isabella County Soup Kitchen.

If you are not in the Mt. Pleasant area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Bluegrass Branch.

Thank you to everyone who has contributed!

change drive

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Food Drive!
Authored By: Rachel Finney on 3/7/2018

Community Happenings! 

Food Drive!

Our Clare Branch is holding a food drive from March 7th to March 16th. Our Clare Branch is participating in the Clare Irish Parade for St. Patrick's Day. Instead of a fee this year, they are doing a canned food drive to enter. We wanted to be able to give a little extra and are asking for your support! If you are not in the Clare area and would still like to donate, please take your donation to the nearest MFCU Branch and we will get it over to Clare. 

All of the items collected will be given to the Kathy Rynearson Memorial Food Drive since she was one of the original Irish Festival Committee members for years. All of those donations go to the MidMichigan Community Action Agency's Food Warehouse for Clare County.

A Northern Logistics truck will also be parked at Witbeck's from March 14th to March 17th from 9am - 4pm collecting donations. Please join us at the parade on March 17th in Clare as well!

Thank you to those who have helped!

Food Drive

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Adopt-A-Family!
Authored By: Rachel Finney on 3/2/2018

Community Happenings! 

Adopt-A-Family Fundraiser!

Our Evart Branch is holding an Adopt-A-Family fundraiser during the entire month of March. Please consider making a monetary donation to help support a family in need during the holiday season.

If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.

Thank you for your support!

Adopt A Family

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Bake Sale!3/2/2018

Community Happenings! 

Bake Sale!

Our Evart Branch is holding a Bake Sale on Thursday, March 9th and Friday, March 10th. Items are donation-only but monetary donations will be accepted and appreciated. All proceeds will be donated towards an Adopt-A-Family.

If you are not in the Evart area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.

Thank you for your support and we hope you enjoy the delicious treats!

Bake Sale

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Bake Sale!
Authored By: Rachel Finney on 3/2/2018

Community Happenings! 

Bake Sale!

Our Evart Branch is holding a Bake Sale on Thursday, March 29th and Friday, March 30th. Items are donation-only but monetary donations will be accepted and appreciated. All proceeds will be donated towards an Adopt-A-Family.

If you are not in the Midland area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Evart Branch.

Thank you for your support and we hope you enjoy the delicious treats!

Bake Sale

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MFCU Scholarships!
Authored By: Rachel Finney on 3/1/2018

MFCU Happenings! 

MFCU Scholarships!

Apply Now

At Members First Credit Union, we believe in the power of education and financial literacy. Once again, MFCU will be awarding a total of $10,000 in scholarship split between 11 students. We will be awarding:

  • one $2,000 scholarship
  • six $1,000 scholarship (one $1,000 scholarship set aside for a non-traditional student)
  • four $500 scholarships (one $500 scholarship set aside for a non-traditional student)

Scholarship recipients are selected on a number of criteria including academic record, essay, leadership and participation in community activities, honors, work experience, education, and career goals. Checks are issued jointly to the recipient and the educational institution. Funds are to be used for tuition, fees, and books for post-secondary education (including but not limited to colleges, trade schools, and etc.). 

Those applying for a scholarship must meet the following guidelines:

  • Must be the primary owner of a Members First Credit Union account in good standing
  • Must be attending or have graduated from an accredited high school
  • Must be accepted/enrolled in an accredited institution and/or working towards their first undergraduate degree
  • Written recommendations from one present or former instructor and one employer dated within last five months
  • Must include transcript from high school or college
  • Must provide an essay outlining goals, aspirations, college, and career plans

A non-traditional student would be someone who meets one or more of the following guidelines:

  • Over the age of 24 and getting his/her first 2-year or 4-year degree
  • Attending vocational, technical, culinary, trade school, etc.

A credit union Scholarship Selection Committee will make the selection of scholarship recipients. Qualified applicants will be notified no later than May 25, 2018. Not all applicants will be selected as recipients. Each scholarship is issued one time and is not automatically renewable. Applicants may re-apply for future scholarships, although scholarship recipients will only be selected a total of two times. Members First Credit Union employees and official family and their relatives are not eligible for the scholarships. All parts of the application including essay, letters of recommendation, and transcripts, must be submitted to the credit union by 5:00 p.m., Friday, April 13, 2018 for consideration. If all materials are not received by the deadline, the application will be disqualified. If you have any questions, please contact Mara Simanskey via email at msimanskey@mfcu.net or via phone at 855.835.6328 ext. 1282.

 

2017 Scholarship Winners

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MFCU Social Media!
Authored By: Rachel Finney on 2/21/2018

MFCU Information! 

Social Media!

MFCU has been working hard to grow our social media platforms and give the public more opportunities to stay up-to-date on the latest information, see "branch happenings" and behind the scenes action, share what we are doing in our communitiesm, and engage with each other! Please check out the below links and like/follow us to share your experiences with Members First Credit Union. 

MFCU Facebook (facebook.com/MembersFirstMI)
MFCU Twitter (@MembersFirstMI)
MFCU Instagram (@membersfirstcreditunion)
MFCU Pinterest (pinterest.com/MembersFirstMI)
MFCU YouTube (Members First Credit Union)
MFCU LinkedIn (Members First Credit Union)
MFCU Snapchat (@MembersFirstMI)
MFCU Blog (mfcu.net/NewsAndResources)

#mymfcu    #findyourhappy

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We're Your 'Make Life Happen' Partner!
Authored By: Katie Stoeckle on 2/20/2018

We’ve always known that your money is more than just money. It’s a springboard to fulfilled dreams, lasting memories and reached goals. That’s why we’re more than just a place to keep your moneyWe’re your make life happen, partner!

We’re not a one size fits all credit union.  Sure, we could be just like everyone else, and tell you how great our loan deposit rates are (they're great, by the way).  Unlike the other guys, we want to be with you for the long haul - from financing your first carhelping you remodel your dream home, and getting ready for retirement.

With all the different options of accounts and loans, we know we’ll have something just right for you! See what all the fuss is about give us a ring at 855.835.6328 or stop in to your new favorite branch!

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Buy A Carnation!
Authored By: Rachel Finney on 2/12/2018

Community Happenings! 

Buy A Carnation!

Our Bluegrass Branch in Mt. Pleasant is selling carnations for $1.50 each from Monday, Feb. 12th to Wednesday, Feb. 14th. All proceeds will be donated to the Special Olympics.

Thank you for your support!

 

Carnation Sale!

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Supply Drive!
Authored By: Rachel Finney on 2/12/2018

Community Happenings! 

Supply Drive!

Our Broadway Branch in Mt. Pleasant is collecting cash donations or item donations until Feb.28th. All proceeds will be donated to the Isabella County Restoration House.Some needed items include hygeine items, clothing items, and non-perishable food items. If you would like to show your support but are not in the Mt. Pleasant area, please take your donation to your nearest MFCU branch and we will make sure to get it there!

Thank you for your support!

 

Supply Drive!

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Bake Sale!
Authored By: Rachel Finney on 2/5/2018

Community Happenings! 

Bake Sale!

Our Midland Branches are holding a Bake Sale on February 9th. Items are donation-only but monetary donations will be accepted and appreciated. All proceeds will be donated to the Caregiving Network of Midland County.

The Caregiving Network is a non-profit agency partnering with local churches, other community organizations, and individuals to fulfill urgent needs and foster self-sufficiency for Midland County residents unable to meet their basic needs. You can check out the services they offer on their website here.

If you are not in the Midland area and would still like to donate, please bring your donations to your closest MFCU branch and we will send them over to the Midland Branch.

Thank you for your support!

 

Our Midland MFCU Branches are holding a Bake Sale.

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Grand Rapids Boat Show
Authored By: Rachel Finney on 2/2/2018

Community Happenings! 

Grand Rapids Boat Show! 

 

Grand Rapids Boat Show at the Devos Center

Members First Credit Union is a proud sponsor of the Boat Show in Grand Rapids at the Devos Center. Stop by the MFCU booth Feb. 14th - 18th and enjoy a $2.00 off admission coupon below. For more information visit the Boat Show Facebook Event Page

$2.00 off admission coupon to Grand Rapids Boat Show

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Pet Supply Drive!
Authored By: Rachel Finney on 2/1/2018

Community Happenings! 

Pet Supply Drive!

Our Clare Branch is holding a Pet Supply Drive until February 16th. If you would like to show your support, item donations and monetary donations will be accepted. All proceeds will be donated to the Clare County Animal Shelter.

Items needed include cat litter, canned cat food, kitten chow, laundry detergent, bleach, and disinfectant wipes.

If you are not in the Clare area and would still like to help, please bring your donations to your closest MFCU branch and we will send them over to the Clare Branch.

Thank you to everyone who has contributed!

 

We are collecting pet supplies for the Clare County Animal Shelter until Feb. 16th!

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School Supplies Drive!
Authored By: Rachel Finney on 1/8/2018

Community Happenings!

School Supply Drive!

Our Evart Branch is holding a School Supply Drive until January 31st. All proceeds will be donated to Evart Elementary. Monetary donations as well as supply donations are being accepted if you would like to show your support. If you would like to drop donations off for the School Supply drive at a different branch, please feel free to do so and just let us know so we can send them to the Evart Branch.

Thank you to everyone who helps!

MFCU Evart Branch Jan 2018 School Supplies Drive

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Blood Drive in Midland!
Authored By: Rachel Finney on 12/7/2017

Community Happenings! 

Blood Drive!

Our Wackerly Branch in Midland, MI is holding a Blood Drive on Friday, December 15th from 10am - 3pm. Please consider donating blood to help those in need. This only takes about an hour of your time and will help save the lives of 3 people. Someone needs blood every 2 seconds. Please encourage your family and friends to donate as well. Everyone who attempts to donate will be entered into a drawing for a $100 Meijer gift card. Please feel free to stop by any time the Blood Bus is here, or you can make an appointment by contacting Mindy Taglauer at 855.835.6328 x1235 or mtaglauer@mfcu.net. Thank you in advance to those who donate!

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Coin Drives for the Holiday Season!
Authored By: Rachel Finney on 11/27/2017

Community Happenings! 

Holiday Coin Drives!

Our Gladwin Branch is holding a Change Drive until December 1st. All proceeds will support a local Adopt-A-Family this holiday season. Donate money, loose change, round down your check, or any other way you would like to show support.

Our Evart Branch is collecting monetary donations until December 15th. All proceeds will support a local Adopt-A-Family this holiday season. Donate money, loose change, round down your check, or any other way you would like to show support.

Thank you to everyone who has contributed to helping these families find their happy for the holidays!

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Auto Loan Incentive
Authored By: Katie Stoeckle on 11/22/2017

We know that a vehicle is more than just a vehicle. It can be a school bus, your office, and even sometimes a moving restaurant. We also know that a car loan is more than just a loan. It’s a, “this is going to be the best memories making road trip car ever” loan!

Now there’s even more reason to refinance your auto loan with Members First Credit Union. For a limited time, when you refinance an auto loan with MFCU, we will give you 1% cash back of the loan amount!* That means that if you receive an auto loan of $10,000, we’ll give you $100 on the spot!  Plus, you’ll save even more money with great benefits like:

  • No application fee (other financial institutions can charge up to $150)
  • Get up to an additional 0.5% percentage point off your loan rate (APR) based on your relationship with the credit union
  • TruStage Auto Insurance discounts
  • Automatic payments from your payroll or designated account

Stop in to your nearest branch and start enjoying the benefits of an MFCU auto loan today!

Apply Now

*Cash back is 1% of loan amount. Loan must be a minimum value of $5,000.  Maximum cash back amount is $300.  Offer expires 10/31/2019.  Some restrictions may apply.

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Gladwin Festival of Lights Parade
Authored By: Mara Simanskey on 11/22/2017

Community Happenings! 

Gladwin Festival of Lights Parade

Watch for staff from MFCU in the Gladwin Festival of Lights Parade! The Gladwin County Festival of Lights Parade is December 2nd at 6pm in downtown Gladwin. This will be the 15th annual parade, and the theme is “A Merry MARVELous Christmas”. The festivities start at 5:30 with a tree lighting in the center of downtown, and they will end with fireworks at the Gladwin County Fairgrounds at 7:30pm. This year MFCU will be creating a Marvel themed city and employees from the Gladwin Branch and their families will participate in the parade!

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Toys for Tots
Authored By: Mara Simanskey on 11/22/2017

Community Happenings! 

Toys for Tots

Tis the season of giving! Many of our branches have chosen to participate in their local Toys for Tots program, and some of our branches will be collection sites or hosting a clothing drive and volunteering at a local soup kitchen. Stop in or call your local branch to see if they have any plans you can participate in this season. Happy Holidays!

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Members First Credit Union Celebrates ICU Day
Authored By: Katie Stoeckle on 10/19/2017

On October 19, Members First Credit Union will, along with more than 56,000 credit unions around the world, celebrate International Credit Union Day (ICU Day), and the philosophy and achievements of the credit union movement.

Today, please enjoy doughnuts and cider and/or coffee at our branches! We are also holding a drawing for the grand prize of a $25 Visa gift card, ICU Day giveaways and MFCU items.

Members First Credit Union celebrates ICU Day because it believes the not-for-profit structure and people-first principles of credit unions make them the ideal financial partners for all people. This year’s ICU Day theme is “Dreams Thrive Here,” a celebration of how credit unions help people achieve their biggest goals in life.

The public is welcome to stop by any MFCU branch and celebrate with a worldwide movement that’s made helping people its No. 1 priority for more than 160 years.

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The 4 Biggest Credit Union Myths
Authored By: Mara Simanskey on 10/18/2017

The 4 Biggest Credit Union Myths

With International Credit Union Day almost here, we’d like to clear up the four biggest myths about credit unions.

  1. They aren’t big enough.

There are big and small credit unions, but just like banks, your deposits at a credit union are insured by the federal government up to $250,000.

  1. It will be hard to access my money.

Credit unions have access to a network of 30,000 free ATMs and 5,000 shared branching locations, making it easy for you to access your money anywhere.

  1. I can’t join.

We proudly serve all those persons who live, work, worship, or attend school or post-high school in the following Michigan counties: Midland, Clare, Gladwin, Isabella, Gratiot, Saginaw, Bay, Osceola, Muskegon, Ottawa, Kent, and Allegan. Interested in joining? Visit one of our branches and be sure to bring your driver’s license or state-issued ID!

  1. They don’t offer as many perks as banks.

Credit unions offer the same financial products as banks—checking accounts, debit and credit cards, online banking, IRAs (individual retirement accounts), and home and auto loans—but because they’re not-for-profit, they often offer better rates than banks. We also provide free notary services at every branch, night deposit boxes 24/7, and at select branches coin counting machines and safe deposit boxes.

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Fund Your Happy With An MFCU Visa!
Authored By: Katie Stoeckle on 7/17/2017

We all know the MFCU Visa credit card is pretty great, right? It's perfect for every day purchases, vacationing, home improvement projects or even for your business!

That’s awesome, but it's not even close to what else the MFCU Visa credit card can offer. This card really can fund your happy, whether that means transferring a large balance over from another card, helping to build credit, or getting rewarded for the purchases you’re already making with MFCU Rewards.

Plus, this isn’t a credit card from some big bank, but from a cooperative with roots in the community – just like you!

No matter what you’re in the market for, we have a credit card to meet your needs! Choose from:

    VISA Platinum – simple terms and rates
    VISA Platinum Rewards – earn MFCU Rewards or CashBack
    Share Secured – to help build credit
    Commercial – for all your business needs

Sound good to you?

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April is National Credit Union Youth Month!
Authored By: Rachel Finney on 4/3/2017

April is National Credit Union Youth Month! Financial education is crucial, and we want to help you teach your children to give a hoot about savings!

The first step to teaching your kids about money is talking about money. The most effective way to teach is by having frequent discussions and not to lecture. Look for teachable moments and always be willing to answer questions. Sometimes parents don't want their children to worry about financial matters or think they are too young to understand, but that is not the case. So how to start the talk?

  • Ask questions. If you’re going out to eat, talk about the price difference between the options, and ask them which they would choose. If they select the more expensive, talk through what you might have to give up later in the week.
  • Make them part of your budgeting. If you’re doing any kind of financial planning for the year, solicit input from your kids. Enlist them in your saving goals—no one watches you more closely than your kids, so they’re natural accountability partners! If you’re uncomfortable revealing too much of your financial picture, you can keep the discussions high level, but involving them makes money less abstract.
  • Open a youth savings account. This is the best way to help them to learn to save for what they find meaningful in life. A lifetime of good savings habits can start now!

For information on our Kids Club and Student Club accounts, click here!

There are many different saving habits that you can help teach your child. What kind of saver are you? 

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Online & Mobile Banking Upgrade3/21/2017

Online & Mobile Banking Improvements
We’re making Improvements to Online and Mobile Banking on Wednesday, March 29th! The upgrade will offer improved features, easy navigation and a customizable interface. Whether you’re logging in through the mobile app, your tablet or your desktop, you’ll be able to securely access your account anywhere, at any time.

Updated Features
Home Screen

  • Account Tiles with current and  available balances
  • Easy access to Quick Transfers  
  • Account Grouping allows for custom arrangement of share, checking and loan Account Tiles

Bill Pay

  • Convenience of sending multiple payments at one time
  • Ability to easily delete payees from Bill Pay page

Activity Center

  • Updated look for easier viewing
  • Customizable field selection to control what data appears for each transaction type

Online and Mobile Banking FAQs
Download the MFCU Mobile App

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The Whatever Loan is back!
Authored By: Katie Stoeckle on 11/1/2016

The $1,000 Whatever Loan with no credit score limit* is back!  The Whatever Loan is only available for a limited time.  Get it before it's gone!

 

Want to pay down some of those bills?  Go for it!

Get your home ready for the winter?  Definitely!

Take care of some much needed repairs?  Great idea!

 

It can be used for whatever you need!  Come see us at your favorite branch and find your happy with the $1,000 Whatever Loan.

 

To get your Whatever Loan faster, here’s a list of what you’ll need to have before you can enjoy the benefits:

  • Direct Deposit of your net pay into an MFCU checking account
  • Most recent pay stub

 

Invite your friends and family to find their happy with us.  The Whatever Loan might be just what they need too!   If the Whatever Loan doesn’t meet your needs, we have other lending options available.

*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025.  In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $93.93 and an interest rate of 22.90% APR.  Some restrictions may apply.

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Fall means football, pumpkinsÖand the Whatever Loan!
Authored By: Katie Stoeckle on 10/12/2016

The $1,000 Whatever Loan with no credit score limit* begins again in November.  Are you ready?

Whether you’ve received the Whatever Loan in the past or you’re looking to apply for the first time, here’s a list of what you’ll need to have before you can enjoy the benefits:

  • Direct Deposit of your net pay into an MFCU checking account
  • Most recent pay stub

Invite your friends and family to find their happy with us.  The Whatever Loan might be just what they need too!

If the Whatever Loan doesn’t meet your needs, we have other lending options available.

 

*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025.  In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $93.93 and an interest rate of 22.90% APR.  Some restrictions may apply.

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What's on Your Retirement Bucket List?
Authored By: Katie Stoeckle on 9/30/2016

Whether retirement for you involves traveling the world or spending time with your family (or maybe both!), it’s never too early to start planning.  We all have something in our retirement dreams that stands out more than anything else.  No retirement bucket list item is too big or too small - it only matters that it is right for you!  Share with us what's on your retirement bucket list for your chance to win one of five $100 VISA gift cards!

Update: This sweepstakes has ended 10/15/16.

Retirement Bucket List Official Rules

Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. CBSI is under contract with the financial institution to make securities available to members. Not NCUSIF/FDIC INSURED, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.
FR-1594382.1-0916-1018
All incentives (prizes) are sponsored and paid for by Members First Credit Union.
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find your happy.
Authored By: Rachel Finney on 4/27/2016

Introducing our new “happiness starts here” look.
A rebrand is more than a name, and our name isn’t changing. Our colors and messaging may sound different, but it’s still us, and you’ll still know us as Members First Credit Union. We could have chosen green to illustrate our love for the environment and hope that our communities will grow, but that might be a little overdone.

We’ve always known that your money is more than just money. It’s a springboard to fulfilled dreams, lasting memories and reached goals. That’s why we’re more than just a place to keep your money. We’re your make life happen, partner! We’re celebrating our commitment to you and your happiness with a brand new look. We want to not only make a positive difference for you, but we also want to be there in the moment with you and part of your experience. Our goal is to help you find your happy.

Members First Credit Union has a rich history, and we want to embrace it. Check out our new story page!

Stop in & see us any time, we’re still the same credit union you know and trust.

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Coloring Contest for our Kids Club members!
Authored By: Rachel Finney on 4/1/2016

In honor of CUNA's National Credit Union Youth Month, we are having a coloring contest during the month of April for our Kids Club members! Stop in any branch to pick up a coloring page or print one off from the link below, and make sure your page is turned into any of the MFCU branches by April 29th. There will be a winner chosen for three different age groups: ages 4 and below, ages 5 - 7, and ages 8 or older. Our staff will vote, and one winner from each age group will receive a $25 gift card to Barnes and Noble!

Click here to print the Coloring Page!

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MFCU Investment Services IRA Seminar!
Authored By: Rachel Finney on 3/16/2016

Join us for an informational seminar on IRAs!

We are hosting an informational seminar about IRAs. Marc Livernois, a Financial Advisor for Members First Investment Services, is providing the information you need to make the most informed financial decisions for your future!

+ Learn the difference between a traditional and a Roth IRA
+ Decide which type of IRA is right for you and your retirement plan
+ Learn about contributions, deductions, withdrawals, and 401(k) rollovers

Our seminar will last an hour, and there will be time at the end to ask questions or set up an appointment with Marc to gain further guidance on your financial future.

When:                     March 23, 2016                                                March 24, 2016
                               10am | 1pm | 4pm | 7pm             OR                10am | 1pm | 4pm | 7pm
                               *Four time slots available.                               *Four time slots available.

Where:                    Wackerly Branch                                              Clare Branch
                                600 W Wackerly                        OR                  650 W 5th St.
                                Midland, MI 48641                                           Clare, MI 48617

You do not need to be a member to attend. If you or someone you know is interested in attending, please RSVP to Kyle with your name(s), date, and time slot that you would prefer.

RSVP to Kyle Hartley

Kyle.Hartley@cunamutual.com
855.835.6328 ext. 1265

We look forward to seeing you there!

Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.
Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.
FR-1442679.1-0316-0418

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#wemakeadifference #BluegrassBranch
Authored By: Rachel Finney on 12/23/2015

"The best way to find yourself is to lose yourself in the service of others." - Gandhi


Throughout the year, our staff at Bluegrass has:

  • Participated in United Way of Isabella County - Days of Service and United Way of Isabella County – Knock out Hunger
  • Helped with the spring clean-up through the Commission on Aging,
  • Sponsored the Mt. Pleasant Chamber CMU Tailgate, Mt. Pleasant Business Expo, and MainStage
  • Volunteered at the Isabella County Soup Kitchen, the Sanford Senior Center, and for Junior Achievement in Mt. Pleasant and Shepherd
  • Held bake sales or coin drives for local needs or organizations
  • Random acts of kindness like paying for groceries, lunch, or gas

The Bluegrass Staff has been hard at work all through the year, and we look forward to the exciting and impactful things they will do in 2016!

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Shoppers Saving Apps: Part 1
Authored By: Katie Stoeckle on 12/18/2015

Looking for an easy way to save money on last minute holiday shopping? We had one of our staff members review each of these local store apps for a month and share how each work and money savings strategies.  All of these programs are free and just require sign-up with an email address or social media account, no need to worry about having a card or checking account on file.  Save money this holiday season and beyond with some of these apps!

Meijer (mPerks)

How it works: The app for Meijer features the store’s online couponing system mPerks.  Much like paper coupons, users ‘clip’ the coupons they like to be saved to their account.  Sign up with an email address and phone number.  When at the checkout, users enter the email address and a 4-digit PIN number set up during registration.  The coupon will automatically be applied at checkout.  The program also offers rewards for meeting spending requirements in certain categories, such as fresh meat or electronics. 

Pros: Coupons can be clipped on a variety of different products, including groceries, clothing, electronics, housewares and more.  mPerks also includes a shopping list feature to find and remember each product.

Cons: Sometimes a coupon might not ring up properly, even when the user does everything right.  In that case, just take your purchases to the Customer Service desk, explain the situation and show them your clipped coupon in the app and product purchased.  They will almost always credit users back with the payment method used for purchase.

 

Walmart (Savings Catcher)

How it works: Once an account is set up with an email address, visit the Savings Catcher icon in the Walmart app. When your Walmart shopping trip is complete, scan the QR code at the bottom of the receipt.  Over the next 2-3 days the app will checks the prices you paid with all the local stores that it can find (it can display up to 20 competitors in the local area).  If the app shows a lower price at a competing store, it will add up the difference, which can be redeemed for eGift cards.

Pros: Since Walmart has a price match guarantee, the savings catcher is basically a way to do this, yet saves time so users do not have to compare items at different stores.  Also, users can redeem eGift cards for any amount, there is no minimum required.

Cons: Value pack or sale items may not register at other stores, so it is difficult for the app to find the lower price and credit the user.

 

Target (Cartwheel)

How It Works:  Target shoppers can add “offers" to their accounts, and have the cashier scan the app’s barcode at checkout to receive the discount.  Offers range from food and home to clothing and toys.  The app also offers ‘for you’ based on previously added offers. 

Pros: Offers are easy to clip and understand the terms.  The Cartwheel app also has this feature where users can scan the barcode of a product to see if an offer exists, and then clip it.

Cons:  There is a limit to how many offers that can be clipped at a time.  However, if certain ‘badges’ are completed, users can open up more spots for offers.

 

Each of these apps may have special promotions running during the holiday season, like 50% off toy offers in the Cartwheel app or SantaBucks at Meijer, but can be a great savings strategy all year long!  Don’t forget about the MFCU app for 24/7 access to your account anytime, anywhere!

 

*These reviews were compiled from 100% personal experience and the reviewer was in no way compensated for their thoughts on the app, products or stores.

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#wemakeadifference #WackerlyBranch
Authored By: Rachel Finney on 12/16/2015

“People helping people means being there to help anyone when needed.  Being able to identify an opportunity to make a difference in someone’s life is rewarding and beneficial to both parties.  Being a part of an organization committed to this idea has helped me to become more and more passionate to the growth and wellbeing of our communities.” – Erin Malekadeli, Business Development Manager


Throughout the year, our staff at Wackerly has:

  • Sponsored Riverdays, Color Run 5K, Northwood University’s Kick-Off, blood drives, and many others
  • Participated in Midland County Habitat for Humanity’s Women’s Build Week
  • Held fundraisers or collecting donations to Royal Family Kids and the Midland Shelterhouse
  • Held bake sales, chili cook-offs, and other fundraisers for local needs
  • Volunteered at the Humane Society, Midland Open Door, and Midland County Emergency Food Pantry’s Community Gardens
  • Random acts of kindness like handing out gift cards, paying for meals, and paying for pool admissions to the Greater Midland Community Center
  • Sponsored a Reading Oasis at Floyd Elementary

The staff at Wackerly continues to go above and beyond for their community. They live our mission each and every day, and we can't wait for the impactful things our staff will do in 2016!

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MFCU Investment Services Social Security Seminar!
Authored By: Rachel Finney on 12/15/2015

Join us for an informational seminar on Social Security!

We are hosting an informational seminar about Social Security. Marc Livernois, a Financial Advisor for Members First Investment Services, is providing the information you need to make the most informed financial decisions for your future!

+ Learn the “rules of the road” and how to manage your benefits
+ Discuss the future of Social Security and how to set-up retirement income streams
+ Learn about the retirement planning process with Members First Investment Services

Our seminar will last an hour, and there will be time at the end to ask questions or set up an appointment with Marc to gain further guidance on your financial future.

Where:                   Members First Credit Union – Wackerly Branch
                                600 W. Wackerly St.
                                Midland, MI 48641

When:                              Jan. 14, 2016
                                10am | 1pm | 4pm | 7pm             *Four time slots available. Space is limited.

You do not need to be a member to attend. If you or someone you know is interested in attending, please RSVP to Kyle with your name(s) and time slot(s) that you would prefer.
 

RSVP to Kyle Hartley

Kyle.Hartley@cunamutual.com
855.835.6328 ext. 1265
 

We look forward to seeing you there!

Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.
Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.

FR-1377059.1-1215-0118

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#wemakeadifference #GladwinBranch
Authored By: Rachel Finney on 12/9/2015

"To make a difference in someone's life, you don't have to be brilliant, rich, beautiful, or perfect. You just have to care." - Anonymous 


Throughout the year, our staff in Gladwin has:

  • Volunteered at local high school athletic events
  • Random acts of kindness like handing out gift cards for gas or groceries
  • Sponsored the Gladwin Crimestoppers Appreciation Dinner and the New Dawn Shelter Celebration Dinner
  • Held fundraising for children’s backpacks for the school year
  • Helped with United Way on other fundraising opportunities

The Gladwin Staff has been hard at work all through the year, and we look forward to the exciting and impactful things they will do in 2016!

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#wemakeadifference #ClareBranch
Authored By: Rachel Finney on 12/2/2015

"At the end of the day, it's not about what you have or even what you've accomplished...it's about who you've lifted up, who you've made better. It's about what you've given back."
- Denzel Washington


Throughout the year, our staff in Clare has:

  • Participated in Junior Achievement
  • Helped with the Marion Snowfest
  • Helped with the Irish Parade and Labor Day Parade
  • Helped with the Bed Race
  • Sponsored Clare Concerts in the Park
  • Sponsored Coleman Trunk or Treat
  • Raised money or collect donations during the year for organizations like ABATE, Wounded Warrior Project, DHS Get on the Bus, and Toys for Tots
  • Random acts of kindness like paying for groceries, lunch, or gas

The staff in Clare have made an impact all over their communtiy. They are always looking for new and improved ways to help out and make a positive difference. We look forward to what 2016 has in store for them and their community!

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#wemakeadifference #DartmouthBranch
Authored By: Rachel Finney on 11/25/2015

“I meet with people all the time that would like guidance and help with their credit. To see them reach their goals and have the ability to purchase a car or house is unbelievable to me. I know that no matter who they speak with at MFCU, they will be treated with the utmost respect. It makes me so proud to work at an institution that allows me to make positive differences for people and help them with their financial future. I take great pride in knowing that in a small way, I may have helped someone recognize their dream.” – Lisa Foy, Dartmouth Branch Manager

Throughout the year, our staff at Dartmouth has:

  • Participated in the 12th Annual Moose Country Cares for St. Jude Kids Radiothon
  • Sponsored the Mills Twp. Fire Dept. Open House
  • Collected donations for the Diaper Alliance Diaper Drive
  • Random acts of kindness like handing out gift cards to Speedway, Kroger, and Domino’s
  • Volunteered at the Midland Humane Society, the Shelterhouse Resale Store, and to plant over 15 trees in two city parks in Midland
  • Collected donations for organizations like Aaron’s Gifts From Home, Adopt-A-Family, or just for community members in need

Our staff at Dartmouth continuously goes above and beyond for their community and will continue to do so in 2016!

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#wemakeadifference #BroadwayBranch
Authored By: Rachel Finney on 11/18/2015

"We must become the change we wish to see in the world." - Gandhi

Throughout the year, our staff at Broadway has:

  • Participated in the Mt. Pleasant Beer Festival
  • Helped with HOMEaid by Habitat for Humanity
  • Volunteered and sponsored the Salute to Working Women
  • Volunteered at the Isabella Community Soup Kitchen, the Humane Animal Treatment Society, and local senior centers
  • Collected donations for HATS of Isabella County and the Foster Closet of Isabella County
  • Helped with yard clean-up for elderly community members in Shepherd
  • Provided training for the Mt. Pleasant Fire Department
  • Random acts of kindness like paying for groceries, lunch, or gas

If 2016 is anything like 2015, the Broadway staff will have a great year making a difference in their community!

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#wemakeadifference #HarrisonBranch
Authored By: Rachel Finney on 11/11/2015

Members First Credit Union has 8 branches, and serves 8 counties in and around central Michigan. We are a growing financial cooperative and we enjoy reaching out to our communities and doing what we can to make a positive difference in peoples' lives.

Throughout the year, our staff in Harrison has:

  • Participated in the Frostbite Festival
  • Volunteered and sponsored Northern Tradition for Mid-Michigan Community College
  • Helped with the Robert Friese 5K, the Habitat for Humanity Pig Roast, and the St. Patrick’s Day parade
  • Given out random acts of kindness like picking up trash on the freeway, volunteering at little league concession stands, and handing out gift cards
  • Collected items and donations for Hope Pregnancy Center, Veteran’s Memorial Park, Adopt-A-Family, the American Cancer Society, and local animal shelters
  • Raised money to purchase a service dog for a member in need

The Harrison Staff has had an amazing, hardworking year, and we can't wait for the awesome things they will do in 2016!

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#wemakeadifference #EvartBranch
Authored By: Rachel Finney on 11/4/2015

Our staff is dedicated to Making a Positive Difference in not only the lives of our members, but also our community. We created this project to impact peoples' lives in positive ways. Whether it's to volunteer, perform a good deed, or provide support to people in need, we're here to create better lives for people in our community.

Throughout the year, our staff in Evart has:

  • Helped with the Evart 4th of July 5K
  • Donated items to the Osceola Animal Shelter
  • Collected donations for the Hat & Mitten Drive for Evart Elementary School
  • Offered random acts of kindness (like handing out gas or grocery cards) to surprise community members
  • Collected donations for the Osceola Commission on Aging
  • Collected donations for Hersey’s House of Hope and Women’s Information Service, Inc. (WISE)

The Evart Staff has been hard at work all through the year, and we look forward to the exciting and impactful things they will do in 2016!

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Share the Love!
Authored By: Cathleen Louisignau on 9/30/2015

Sharing the Love is something that we take seriously at MFCU. Each and every day, we are dedicated to making a positive difference, not only in the lives of our members, but in our communities as well. We have an opportunity to win a $10,000 grant for a local organization – but we need your help to do so!

We have chosen to support Mid-Michigan Big Brothers Big Sisters.  Their mission is to provide children facing adversity with strong and enduring, professionally supported one-to-one relationships that change their lives for the better, forever.

What are you voting on? Our video. Share the Love is a campaign that invites credit unions to create videos about how we give back to our communities.

We are excited to share our video with you – and voting is easy!

  1. Visit our voting page here!
  2. View our video.
  3. Vote so we can win $10,000 for BBBS!

Be sure to come back to vote daily! Voting is open October 1 – December 24, 2015. Plus - you could win $100 just for voting! We encourage you to share the link with all members, family and friends through email, social media, and more.

Thank you for helping us Share the Love!

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50 Days of Fun This Fall in Your Community!
Authored By: Rachel Finney on 9/29/2015

Are you looking for something to do? A new experience? Somewhere to catch up with an old friend you haven’t seen in a while?

There are always fun and exciting things going on in your community. Sometimes it may be hard to make time, or a little bit of a drive, but usually once you go somewhere it will be a positive experience!

We all go to events for various reasons. A grad party, wedding, family reunion, a volunteer event, a sporting event, or even somewhere to learn a new skill; whatever the reason might be, we all enjoy a little bit of social time in our lives and being able to catch up with old friends, family, or co-workers.

No matter what the reason, we are all looking for something to do at one point or another. The tough part, is figuring out what exactly you would like to do and when. So here are 50 ideas in or around your community that you could try out this Fall!

50 Days of Fun This Fall in Your Community!

Midland County

Oct. 2 - Join the Jam Bam Poetry Slam in Midland at Creative 360 for something different!

Oct. 4 - Stop by the Northwood University International Auto Show (NUIAS) Driven in Midland! Admission is free.

Oct. 12 - Stop by a local hangout spot in Sanford, Brady’s Hometown Pizza, and enjoy some freshly made pizza and other tasty treats! #ShopLocal

Oct. 21 - Listen to the Tunes for Tots Jazz Music by Roland Wallace and his jazz duo at the Midland Center for the Arts. This starts at 10am and admission is free.

Oct. 22 - Check out the Pumpkin Festival in Downtown Midland from 6-7:30pm.

Oct. 29 - Attend “An Evening in Wonderland” at the Great Hall in Midland. This adult Halloween party has backdrops built by students, food tasting from local restaurants and businesses, and micro-brews and wines available to drink. Tickets are $40 for one, $75 for two, and the event is from 7–9pm.

Nov. 6 - Check out the new Aftershock Indoor Trampoline Park in Midland! It’s the first of its kind in the area and sure to be a great time for all ages!

Nov. 20 - Join the Cocktails & Canvas – Peacock event at Creative 360 in Midland. This is from 7pm-9pm and admission is $35 cash/check, $38 debit/credit. Creative 360 will provide all the supplies and instruction, and you will take home your own stretched canvas of the featured painting!

Nov. 21 - Go enjoy the Santa Parade in Downtown Midland and stop by Pizza Sam’s after for some delicious pizza with the family!

Nov. 30 - Recover from Thanksgiving by getting active at the Midland Community Center! There are always tons of classes and free time for the pools, workout areas, rock climbing walls, racquetball rooms, and etc.!

Dec. 1 - Take a stroll down Main St. in Midland to catch Santa’s Arrival and the Courthouse Lighting!

Isabella County

Oct. 3 - Enjoy the Homecoming parade on Main St. in Mt. Pleasant at 11am, and then cheer on the Chippewas at their 3pm Homecoming football game vs. Northern Illinois.

Oct. 5 - Are you up for a challenge? Test your rock climbing skills at CMU’s climbing wall in Finch Fieldhouse.

Oct. 8 - Make some networking connections at the 2015 Mt. Pleasant Business and Community Expo at Comfort Inn and Suites.

Oct. 13 - Are you feeling adventurous today? Try out sky diving at the Mt. Pleasant Municipal Airport. 

Oct. 16 - Take your Boss out for National Boss’s Day, and enjoy a comedy at CMU’s theater production of Vanya and Sonia and Masha and Spike performed at Bush Theater at 7:30pm.

Oct. 17 - Go see the legendary rock band, Lynyrd Skynyrd, in concert at Soaring Eagle Casino.

Oct. 18 - Put on your running shoes and join the Run 4 Research 5k. The race starts at Comfort Inn and Suites in Mt. Pleasant.

Oct. 20 - It’s CRDL Teen Tuesday! Shepherd Community Library is hosting a Halloween Movie Madness marathon.

Oct. 30 - Take the kids to downtown Mt. Pleasant from 4-6 p.m. for trick-or-treating at local businesses for the Pumpkin Promenade!

Nov. 4 - Take the kids to Veteran’s Memorial Library in Mt. Pleasant for make-and-take crafts from 3:30-4:30pm.

Nov. 7 - Check out the awesome booths at the Keepsake Collection Folk Art and Craft Show at West Intermediate. Then have dinner at the Lion’s Club chili supper.

Nov. 14 - Ladies, make your way downtown for shopping, food, and fun at Mt. Pleasant’s annual Ladies Night Out

Nov. 22 - Catch a $5 Sunday movie at Celebration Cinema in Mt. Pleasant.

Nov. 24 – Spend your day helping others by volunteering at the Isabella Community Soup Kitchen. #wemakeadifference

Nov. 27 - It’s Black Friday! Take a shopping break to cheer on the Central Michigan Chippewas for their last home game of the season against Eastern Michigan. #FireUpChips

Clare County

Oct. 15 - Stop by any Members First Credit Union branch and help celebrate International Credit Union Day with treats, drinks, drawings, and much more!  #PeopleHelpingPeople  #MyMFCU

Oct. 24 - Join the Clare Pumpkin 5K Run/Walk and Halloween Spook-Tacular in downtown Clare! Be ready for some fun and Halloween festivities!

Oct. 28 - Take your furry friend or your friends and their pets for some fresh air at the local park!

Oct. 30 - Stop by the Harrison Library today for some fun and learning opportunities! Story time for the children is at 10:30am, followed by a class on Microsoft Word at 1pm and a class on working Apple/Mac computers at 4pm.

Nov. 28 - Head downtown for Small Business Saturday and shop locally owned businesses and then stop by the Clare Christmas Festival for some fun!

Gladwin County

Sept. 30 - The 33rd Annual Ducks Unlimited Banquet will be held at the Riverwalk Place in Gladwin!

Oct. 14 - Head out to Clare High School to watch the Varsity Soccer Teams from Clare, Gladwin, and more compete in the Championship games! Show your local team some community support!

Oct. 23 - Join the Gladwin Jeep Creep at Riverwalk Place for tons of jeeps, prize giveaways, drawings, live entertainment, open chili bar, and more!

Nov. 11 - Volunteer, perform a good deed or random act of kindness. Pick up trash or carry out someone’s groceries. Do something to help make a positive difference in your local community. #wemakeadifference

Nov. 20 - Enjoy the Paint & Sip event at 8pm at Riverwalk Place in Gladwin for some wine, snacks, discounts, and the Paint & Sip Class!

Osceola County

Oct. 6 - Show the Evart Varsity Volleyball team some support at one of their last home games against McBain at 7pm!

Oct. 10 - Stop by the Evart Farmer’s Market one last time before it closes up for the season!

Oct. 11 - Take a road trip for the day or enjoy biking for the whole family along the premier Pere Marquette and White Pine Trails in Reed City!

Nov. 12 - Stop by the Made in Michigan Show in Tustin, MI from 6pm-9pm to see all the showcased goods and services that were made right here in the mitten! #MadeInMichigan

Nov. 19 - Warm up and get a workout in at one of your local gym or fitness centers!

Nov. 24 – Join the Marion Knitting Club any Tuesday from 1pm-3pm at the Marion Public Library to learn a new skill!

Saginaw County

Oct. 1 - Enjoy a night of sampling beer, wine, and snacks among friends at the Wein and Stein 2015. Travel to 13 different serving locations featuring new products in the Frankenmuth area. Shuttle service is available. Tickets are $25 per person, and you must be 21 years of age to participate.

Oct. 7 - Be a part of the Greatest of the Great Lakes Bay Party at the Bavarian Inn Lodge in Frankenmuth! VIP tickets that include two drink tickets are $40, or General Admission tickets are $25. Stop by, grab a goodie bag, check out the food, and mingle!

Oct. 9 - Crabby Clam & Lobster Fest in Frankenmuth which features king crab, lobster, clam, and BBQ chicken dinners. Free admissions, raffle prizes, and free live entertainment.

Oct. 25 - Stop by the Scarecrow Festival at the Frankenmuth River Place Shops from 10-6pm. See scarecrows on display throughout the streets and take part in all sorts of activities including inflatables, pumpkin catapult, pumpkin painting, pumpkin bowling, trick or treating, face painting, and a straw bale maze!

Nov. 10 - Enjoy recipes shared by SVSU International students from around the world at the International Food Festival. Admission is $8.50, and the event will be at Saginaw Valley State University.

Nov. 15 - Is your boyfriend or husband still out hunting? Come check out the “Deer Widows Weekend” at Birch Run Premium Outlets for one of its biggest and most popular annual sales featuring 145 stores!

Nov. 23 - Enjoy a concert at Saginaw Valley State University provided by the Cardinal Marching Band! Admission is free and it starts at 7:30pm.

Nov. 5 - Learn a new skill and take a Ballroom Dance & Lesson class at the Freeland SportsZone. Every Thursday from 7pm-10pm for $10 you can learn to dance with a professional dance instructor with snacks and refreshments being served. Singles and couples welcome!

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Online Banking Update!
Authored By: Cathleen Louisignau on 9/29/2015

On Wednesday, October 14, the Online Banking URL will be changing to secure.mfcu.net. Through our membership survey, you told us that the security of your financial information is top priority, and by changing this URL we are providing a higher level of security to Online Banking. 

How will this affect you?
Although our Online Banking website is not changing, the URL – the location of the page – will be moving. As the new URL will be a different destination for your device, you will be required to set up Multi-Factor Authentication to confirm your identity and secure your information. You will be required to go through the Multi-Factor Authentication process to authenticate all of the devices you access Online Banking through.

If you have bookmarked the Online Banking page in your browser, it will no longer take you directly to the login page. Simply visit Online Banking through mfcu.net to set up a new bookmark. You will still be able to visitwww.mfcu.net or use your mobile app to login to your account.

How can you be prepared?
Please make sure that your phone number and email address are up-to-date in our system. This will make the Multi-Factor Authentication process smoother and get you logged in to your account faster. To learn how to update your contact information, please visit www.mfcu.net/mfcunews and scroll to the post titled We Love to Hate Secure Access Codes.

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We love to hate Secure Acces Codes, Part 2.
Authored By: Cathleen Louisignau on 7/7/2015

We are improving the level of security for Online Banking by changing the URL you access your account from. We are not referring to www.mfcu.net – that will remain the same. The URL after you attempt to log into Online Banking is what will be relocated.

How will this affect you?
The new URL will be a different destination for the devices you access your account through. In order to access your account, you will be required to reconfirm your Multi-Factor Authentication and register all the devices you use to login to your Online Banking account.

If you have bookmarked the Online Banking page in your browser, it will no longer take you directly to the login page. Simply visit mfcu.net to set up a new bookmark. You will still be able to visit www.mfcu.net or use your mobile app to login to your account – after you re-register your device by obtaining and inputting a Secure Access Code.

How can you be prepared?
Please make sure that your Secure Delivery Preferences are up-to-date in our system. This will make the Multi-Factor Authentication process smoother and get you into your account quicker. To learn how to do so, please refer to the blog post We Love to Hate Secure Access Codes.

We appreciate your patience and understanding as we continue to make upgrades to our products and services. We understand security is your top priority and we hope you feel that these changes are helping protect your financial information.

If you have any questions, please don’t hesitate to call us at 855.835.6328 and a Member Service Representative will help walk you through the MFA process. 

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We love to hate Secure Access Codes.
Authored By: Cathleen Louisignau on 6/12/2015

Through the membership survey, you told us that safety of your financial information is your top priority. In order to continuously provide exceptional security, we need your help in ensuring your contact information you’ve provided within your Online Banking profile is up-to-date.

Your Secure Delivery Preference’s within Online Banking allow us to communicate with you securely, to the location you prefer to receive updates and information; your home phone, an email address or through a text or call to your cell phone. Keeping this information up-to-date is very important and easy to do directly from your Online Banking account.

Updating your Contact Info within Online Banking

Thank you for taking the time to update your contact information within Online Banking. As a member owned financial cooperative, we all benefit by working together. It’s because of your continued membership and support that we are able to continuously improve our products and services so we can offer you solutions for all your financial needs.

If you have any questions, please don’t hesitate to call us at 855.835.6328 and a Member Service Representative will help walk you through the process of updating your information.

 

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Make a House Your Home
Authored By: Katie Stoeckle on 6/9/2015

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A Year in Review
Authored By: Rachel Finney on 4/27/2015

MFCU accomplished many goals and did some amazing things in 2014. We trained and encouraged our employees to embrace an improved lending culture with many new ideas being brought to life! MFCU staff continued to help make a positive difference in not only the lives of our members, but in our community as well.

MFCU Awarded Caring Company of the Year by United Way of Midland County
At United Way’s Spirit of the Community Event, MFCU was recognized as the Caring Company of the Year for our continuous dedication to community involvement and people helping people.

#wemakeadifference
The staff at MFCU has participated in numerous Community Difference Projects in the 8 counties that we serve. These projects included bake sales, fundraisers, food drives, etc. for local family and children’s organizations. We also took advantage of many unique opportunities like the ALS ice bucket challenge, donating meat from the Clare County Fair to The Stone Soup Project in Farwell, and being a part of Midland County Habitat for Humanity’s Neighborhood Revitalization Project!

People “Like” us!
At the end of 2012, our Facebook only had 322 likes. Two years later, there are over 2,400 likes! That’s two thousand, four hundred people that “like” us! #wemakeadifference #facebookfriends

We saved our members, WHAT?!
In 2014, MFCU changed our culture and implemented new strategies and ideas to help launch our Save A Member Money campaign and sharing the fact that we had $84 million to lend. This campaign resulted in over $1.7 million dollars that we saved our members!

New Harrison Office
In October of 2014, members and staff gathered together for the grand opening at our new Harrison branch.

Upgraded Website and Online & Mobile Banking
You asked, and we listened! During 2014, we made improvements to our website, online banking, and mobile banking in order to provide easier navigation, user friendly services, better security and 24/7 access to your money.

Keeping it fresh and fun!
We made improvements to our branches by updating each of them with our new branding, keeping our brick and mortar up to date, fresh and fun!

Cathleen Louisignau and Pat Sexton Received the President’s Award
Cathleen and Pat received this award due to their hard work and dedication throughout 2014. Both recipients are prompt, dependable, enthusiastic, and willing to go to great lengths to provide excellent service to members and co-workers while also volunteering for credit union events.

Splish, splash, the kids club was having a blast!
The 14th Annual Kids Day at Soaring Eagle’s Waterpark with over 250 parents and children who attended for some fun in the waterpark.

First Annual Family Day at the Pumpkin Patch in Midland
This year was our first ever Family Day! It was held at Grandma’s Pumpkin Patch in Midland with over 300 people attending for some family fun. Members were able to visit the animals, enjoy cider and donuts, and walk through the pumpkin patch together.

Awarded 7 students with $1,000 scholarships
Each year our Swinging for Scholarships Golf Outing raises money for scholarships to local students. Another 7 students were awarded this year with money to help them continue their education.

Check out our annual report to read more about our successes in 2014!

 

 

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What we've all been waiting for!
Authored By: Cathleen Louisignau on 2/10/2015

Over the past month and a half we’ve been updating you on the new features of the improved Online and Mobile Banking that will be launching next week. In order to make this the most positive transition for you, we’ve provided all the details on what you can expect to see throughout the launch process below.

We will begin the launch of the improved platform on February 18th. We will be performing a staggered roll out that will continue through March 17th.

For your convenience, usernames and passwords will remain the same.

Opt-In

When your account is ready for the upgrade and you log in through a browser, you’ll be prompted with the following message:

We highly encourage you to take advantage of the new and improved Online and Mobile Banking. To access all of the updated features, click the UPDATE NOW button. After you opt-in, you will be able to fully experience all of the improvements to our Online & Mobile Banking!

If you choose to “update later” you will be prompted with the same opt-in message when you attempt to log-in at another time.  If you choose “update next time” you’ll be directed to the new platform the next time you log-in to Online Banking. If you choose either of these options and decide that you would prefer to use the new platform, please call us at 855.835.6328 and we get you switched over to the new platform.

Unsupported Browser

If you attempt to opt-in to the upgraded Online Banking system with an unsupported browser, you’ll receive the following message:

The following browsers have been tested and determined to provide a reliable user experience. Some of these browsers may show minor behavioral or cosmetic differences, but generally support the use of the Online Banking application and functionality. It is always recommended to use the latest browser version available from the provider.

Internet Explorer; Version 11
http://www.microsoft.com/windows/ie/default.mspx

Firefox; Version 27
http://www.mozilla.com/firefox/

Google Chrome; Version 33
http://www.google.com/chrome

Safari; Version 7
https://support.apple.com/downloads/#safari

If you are unsure of what browser you are using, visit www.whatismybrowser.com and it will display the exact browser type and version you are on.

Supported Browsers

Quicken Support

If you're having trouble exporting your financial information into Quicken or Quickbooks, please click here to visit their support website.

Steps for Refreshing your Online Account Information:

1. From your account register:

·         In Quicken 2013 and newer: Select the Actions gear icon at the very top of your register (Ctrl + Shift + N)

·         In Quicken 2012 and older: click on Account Actions

2. Then select Update Now.

3. Follow the on-screen instructions to complete the update.

4. Repeat these steps for each financial institution experiencing this error.

If you are unable to setup Express Web Connect or no transactions download in conjunction with the CC-502 error, follow these stepsIf you continue to experience this problem, Please wait 24 to 48 hours and try again.

Mobile App

I DO have the MFCU app installed on my smartphone and/or tablet.
If you already have our Mobile App installed on your smartphone and tablet, you simply need to update the app to experience the improvements. Your phone may be set up to automatically update your apps, if so – there is nothing you’ll need to do to start using the upgrade when it’s available on February 18th.

If you update your apps manually, you’ll need to go through your normal process of updating apps in order to continue using the Mobile Banking App. If you have questions on how to do so, please don’t hesitate to call us at 855.835.6328 and we can walk you through how to do this.

I DO NOT have the MFCU app installed on my smartphone and/or tablet.
If you don’t have the app on your smartphone or tablet, visit the App Store or Google Play and search for “Members First Credit Union.”  Download the app when it’s available on February 18th, log in and start experiencing the positive difference the upgraded app has to offer!

Apple Store Google Play
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You asked. We listened. Positive improvements are being made.
Authored By: Cathleen Louisignau on 1/20/2015

We've asked you for your thoughts, wants and needs regarding our eServices, and we want you to know, we've listened, we agree and we are making positive changes!

We know that easy navigation, user friendly services, security and 24/7 access to your money are top priorities when doing your banking online, and we’re proud to say that the improvements we’re making in February will address all four areas.

“We continuously look for ways to make our products and services better for you,” said CEO, Eric Brubaker. “We understand how important security, convenience and accessibility are and have made it a priority to deliver exceptional service with our online and mobile banking products. “

Upgraded Features

+ All features will be available on your desktop, tablet and smartphone
+ Easy to search transaction history
+ Integrated Bill Pay to easily manage your outgoing payments
+ Quick Tips to help guide you through your transactions
+ Secure messaging available to ask about transactions and accounts

The features we’re adding will improve your experience and make it easier for you to do your everyday banking on the go.

If you have any questions or want to learn more, please visit our eServices page, reach out to us at 855.835.6328 or leave a comment below.

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We've saved our members, WHAT?! 10/21/2014

At the beginning of the year we rallied our employees to embrace an improved lending culture, with an overall goal of saving our members $1 million in 2014. In only six short months, we were able to do just that. As we celebrated the success back in June, we decided we couldn't stop at one million, setting a second goal to save you $2 million by the end of the year! So far this year we've saved our members $1,769,307!

We have millions to lend and are eager to provide you a solution for your financial needs. Members are saving thousands on interest rates, trimming years off their payments and improving their financial well-being.

We look forward to celebrating our success with you again as soon as we reach our second goal! 

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MFCU Lives United! 10/13/2014

Our employees live our mission of Making a Positive Difference through our service promises and giving back to our communities. Every year, we support our local United Ways in the 6 counties we serve.

This year, we dedicated the entire month of October to United Way. Our staff gave individual gifts, our members and communities supported fundraisers at each branch and staff members had fun competing in chili cook-offs, t-shirts sales and other creative fundraisers they came up with to support the cause.

We've always had a strong support for United Way, but this year we set the bar even higher - raising 32% more than we did last year, with a grand total of $18,441! We had tremendous support from our staff with 80% making a personal donation and 12 staff members joined Young Leaders United; showing their support financially while volunteering throughout the year as well.

 

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Making a Positive Difference Week
Authored By: Cathleen Louisignau on 6/23/2014

To celebrate the success of saving our members $1 million, we came up with the idea of having a celebration day at all of our branches. Branches served hot dogs, doughnuts and coffee, gourmet popcorn, candy and cupcakes as they spent the day celebrating with each member who stopped by the branch that day.

As we developed our plan to celebrate, we realized we were missing a huge part of what makes our credit union run - our communities. As a part of the Community Difference Project, we came up with the idea to celebrate not only for one day, but for the entire week! Our staff enjoyed doing random acts of kindness all throughout their communities. We gave away gas cards, purchased people's groceries, paid for lunches and many other things that made a positive impact for our community members.

We look forward to saving our members even more money this year and celebrating again when we reach our second goal, two million dollars!

    

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Members First Credit Union | P.O. Box 2165 | Midland, MI 48641
Phone 855-835-MFCU (6328) | mail@mfcu.net

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We do business in accordance with the Fair Housing Law.