Whatever Loan

Need cash fast? We've got you covered.

Borrow up to $1,000* – no minimum credit score required.

We have a quick, convenient loan solution to help assist with unexpected expenses, vacations, or holiday spending. 

Apply and experience the freedom to use the funds on anything and everything you’d like.

Apply Now    Make Appointment

*A $125 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,125. In order to receive a Whatever Loan, you must not have caused MFCU a loss, must not currently have outstanding payments on a separate Whatever Loan, must be at your place of employment for at least 6 months, have net direct deposit in your checking account at Members First Credit Union before funds will be disbursed, and be eligible for membership. Members with a Thrive Checking account are not eligible for Whatever Loan consideration. A Whatever Loan of $1,125, covered with life and disability insurance, will have 12 monthly payments of $96.62 and an annual percentage rate of 22.249% APR. Insurance not required. Additional restrictions may apply. An appointment is required to apply for the Whatever Loan.

To file a complaint of discrimination, write to: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employment Opportunity 1500 Pennsylvania Avenue, N.W., Washington, DC 20220 or send an e-mail to: crcomplaints@treasury.gov.

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