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The Whatever Loan is Now Available Year-Round!


Whatever, just got better


What’s better than $1,000? How about $1,000 whenever you need it for whatever you want with no minimum credit score!*

The Whatever Loan you know and love is now available all year long. The Whatever Loan gives you $1,000 for the moments that matter most. Use it on groceries, utilities, unplanned expenses, or whatever else life throws your way. Get back on your feet with a Whatever Loan from Members First.

What is a Whatever Loan?

It’s a bills-paying, repairs-making, ‘whatever’ loan!

Whether you want to get around to that home improvement project, finally catch up on those bills, or even plan an upcoming trip, the Whatever Loan could be right for you. It is a loan that you can use on whatever you'd like, and we encourage you to invite your friends and family to check it out because the Whatever Loan might be just what they need too!

available year round, no minimum credit score, easy to apply

Life is better with Whatever, because it gives you the money you want when you need it most. Apply over the phone, online or in a branch today!


Apply Now


*A $125 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,125. In order to receive a Whatever Loan, you must not have caused MFCU a loss, must not currently have outstanding payments on a separate Whatever Loan, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,125, covered with life and disability insurance, will have 12 monthly payments of $93.75 and an annual percentage rate of 22.378% APR. Insurance not required. Additional restrictions may apply.
Federally insured by the NCUA.

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4/20/2022 6:46 PM James M. from Harrison, MI
Looking for a loan to help cover moving expenses for my move to Midland, MI
Reply From Members First Credit Union:

Hi James. We offer a variety of loans that might fit your needs. Please reach out to us, or schedule an appointment and we would be happy to discuss our options with you.

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