Money Market Accounts: Grow Your Savings — and Your Financial Well-Being

Building savings isn’t just about earning a higher rate — it’s about feeling confident, prepared, and in control of your finances.

A Money Market Account from Members First Credit Union is designed to support both. It helps your savings work harder while keeping your funds accessible, so you can feel secure knowing your funds are growing and within reach when you need them most.

With balances of $500 or less earning 4.00% APY*, it’s a smart option for emergency savings or short-term goals — money you don’t want to lock away but still want to earn more on.

Start Small. Stay Consistent. Build Confidence.

You don’t need a perfect plan to begin— just a place to start. Whether you’re opening your first emergency fund or strengthening the one you already have, a Money Market Account can help you build momentum and confidence over time.

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How Members First Credit Union Supports Your Financial Well-Being

Building savings doesn’t happen overnight. At Members First Credit Union, we offer tools and resources to support your financial well-being — helping you save, manage debt, and plan with confidence.

• SavvyMoney®: Track your credit score, monitor your credit report,calculate your debt-to-income ratio and more all available in online banking and the mobile app. Understanding and managing debt is a key step in freeing up money to save. To learn more, click here.
• Financial Coaching: Our financial coaching resources can help you create a realistic budget, set savings goals, and develop a plan to pay down debt while still building your emergency fund. To learn more, click here.
• Automated Savings Strategies: Setting up recurring transfers, even small ones can make saving automatic and consistent. To learn more, click here.

Grow More Than Your Savings

A Money Market Account is more than a place to save; it’s a smart way to prepare for the unexpected while building confidence in your financial future. At Members First Credit Union, we’re here to support you at every step — for the joy of it.

*APY= Annual Percentage Yield. Dividends are determined based on a tiered rate method. This means that the interest rate paid on the entire balance in your money market account will be determined by the tier in which your current balance resides. Dividends are calculated by the daily balance method and credited on the last day of each month. Rates are variable and may change after the account is opened.