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Members First Investment Services

At Members First Investment Services, our goal is to make a difference --- for you, your family and your future.

Tammy Claramunt-Kibbe | Financial Advisor

Tammy Claramunt-Kibbe is passionate about solving problems and helping clients reach their long-term financial goals.

When she isn’t helping clients, her focus is on family and community She enjoys spending time with her husband, Kevin and keeps busy with their six children, three daughter- and sons-in-law, and six grandchildren! She is also active in the Bay City Chamber of Commerce, Rotary International, Bay City Lions Club, Women in Leadership, and the Alzheimer’s Association.

Tammy has more than 25 years of experience in the financial and insurance industries and graduated summa cum laude from Northwood University with a bachelor’s degree and a dual major in Marketing and Management. She also recently earned an Accredited Asset Management Specialist (AAMS) designation. 

Tammy resides in Frankenmuth—where she grew up—but also enjoys exploring the beautiful state of Michigan. In her spare time, she enjoys reading.

As a Financial Advisor, Tammy provides client investment strategy oversight, financial planning and technology supported through LPL Financial, the largest independent broker-dealer* in the nation. Tammy currently holds FINRA Series 7, 66, 63, and 6 registrations through LPL Financial. (She also holds Life/Health Variable Insurance Licenses in Michigan.) Financial advisors backed by LPL Financial are proud to be a source of objective advice for accumulating and managing personal wealth.

*As reported by Financial Planning Magazine, June 1996-2020, based on total revenue.


Contact Tammy


Phone: 989.781.5004


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Members First Investment Services is an assumed name of Members First Credit Union

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: MI

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Members First Credit Union and Members First Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Members First Investment Services, and may also be employees of Members First Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Members First Credit Union or Members First Investment Services. Securities and insurance offered through LPL or its affiliates are:

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Members First Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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