CDs & IRAs

Saving money is hard work, and it is our job to make it easier on you. We have many deposit options available for you. Take a look below to learn more about how to invest money with a CD (Certificate of Deposit) or an IRA (Individual Retirement Account).


CDs (Certificates of Deposit)

A CD (Certificate of Deposit) is a simple and secure way to save money in the form of a time deposit. It has a low minimum deposit of $1,000 and has short and long term options with competitive rates. The money must stay in the account for a certain length of time to earn the promised return. A CD generally earns more interest than a regular savings account. Please see below for current rates.

How to Open A CD
Schedule an in-branch appointment by clicking below or give us a call at 855.835.6328! We will verify your information and create the CD within your account to deposit money into and start earning interest!

60-Month Raise Your Rate CD**
With most CDs, the rate you start with is the one you finish with. That's not the case with our Raise Your Rate CD. We understand times change, the economy change and interest rates change. This CD allows you the opportunity to take advantage of rising rates and bumping your CD rate one time during the 60 months without any penalties by contacting the credit union.

  • No fee to raise your interest rate
  • Your maturity date remains the same regardless of when the raise is implemented.
  • Even if rates drop, your money will continue to earn the higher rate.

Schedule Appointment


IRAs (Individual Retirement Accounts)

We have many different retirement options available and are here to help you find the best route for your finances and lifestyle. You can open an IRA Savings with as little as $10 or an IRA Certificate for as little as $1,000. Plus, there are no annual maintenance or closing fees.

  • Roth IRA
  • Traditional IRA
  • Educational and Coverdell IRA
  • IRA Savings
  • IRA High Yield Savings
  • IRA Super High Yield Savings
  • IRA CD (Certificate of Deposit)

How to Open an IRA
Schedule an in-branch appointment by clicking below or give us a call at 855.835.6328! We will verify your information and assist you in making an appointment to create your retirement account!

Schedule Appointment



Certificates of Deposit and IRA Certificates of Deposit
Effective Date: Thursday, February 9th, 2023
Please contact us or stop into a branch to verify the current rate.
TermsInterest RateAnnual Percentage YieldMinimum Opening Deposit
6 Months 3.93% 4.00% $1,000.00
44 Weeks 4.00% 4.01% $1,000.00
12 Months 4.17% 4.25% $1,000.00
15 Months 4.41% 4.50% $1,000.00
24 Months 3.50% 3.56% $1,000.00
27 Months 4.01% 4.08% $1,000.00
36 Months 3.25% 3.30% $1,000.00
48 Months 3.25% 3.30% $1,000.00
60 Months - Raise Your Rate* 3.50% 3.56% $1,000.00

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