Members First Credit Union
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Save & Invest > Savings

Savings Account Options

Wouldn't you like to be an owner of a credit union?!
When you open an account with us, you become a member and owner of the credit union. As a member, you can take advantage of our money saving and interest earning products and services. As a member-owned financial cooperative, we all benefit through higher savings rates and lower loan rates when we save together and borrow together.

$5 minimum deposit required at time of opening
Dividends are calculated daily and dispersed quarterly
Can be pledged as collateral on loans 
Access by Direct Deposit or payroll deduction, Online & Mobile Banking, FirstCall, ATM, mail, or in person

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Savings Accounts
Effective Date: Tuesday, August 4th, 2020
Account TypeDividend RateAnnual Percentage YieldMinimum Balance
Regular Shares * 0.10% 0.10% $5.00
Kid's Club* 0.10% 0.10% $5.00
Student Club* 0.10% 0.10% $5.00
Christmas Club* 0.10% 0.10% N/A
Special Savings * 0.10% 0.10% N/A
Rates are variable and may change after account is opened.

*Dividends are calculated by the daily balance method and credited on the last day of each quarter.


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Members First Credit Union | P.O. Box 2165 | Midland, MI 48641
Phone 855-835-MFCU (6328) |

Federally insured by NCUA.
We do business in accordance with the Fair Housing Law.