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Certificates of Deposit

Relax and watch your money grow with a Certificate of Deposit.

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Savings with a side of earnings.

Whether you're saving up for a big purchase, planning for a future milestone, or simply looking for a way to grow your savings, Certificates of Deposit (CDs) offer a reliable and flexible way to do so. With guaranteed rates and a variety of term options to choose from, a CD can help you achieve your financial goals.


Open a certificate with a deposit of $500


Guaranteed rate for entire term


Choose from short or long term options


Insured up to $250,000 by NCUA


Advantages of a Certificate of Deposit (CD):

  • Guaranteed Rates. Rates are locked in for the length of the term, which means you know exactly how much interest you will earn.
  • Flexible. From 6 months to several years, choose the term that fits your needs.
  • Versatile. Use a certificate of deposit to save for a home project, vacation, college tuition, or another financial goal.
  • Higher Interest Rates. Most CDs earn higher interest rates than regular savings accounts.
  • Insured. CDs are insured up to $250,000 by the National Credit Union Association (NCUA).

Open a Certificate of Deposit

Start growing your savings today. Stop in your nearest branch, call us at 855.835.6328, or schedule an appointment.

Certificates of Deposit and IRA Certificates of Deposit
Effective Date: Sunday, June 23rd, 2024
Please contact us or stop into a branch to verify the current rate.
TermsInterest RateAnnual Percentage YieldMinimum Opening Deposit
6 Months 5.13% 5.25% $500.00
9 Months 4.89% 5.00% $500.00
12 Months 4.89% 5.00% $500.00
15 Months 4.41% 4.50% $500.00
24 Months 3.44% 3.50% $500.00
27 Months 3.44% 3.50% $500.00
36 Months 3.25% 3.30% $500.00
48 Months 3.25% 3.30% $500.00
60 Months 3.44% 3.50% $500.00

For members under the age of 18 the required minimum balance on all CDs is $100.00. 0.10% APY bonus earned if you also have a M1 Premier Checking Account. A penalty may be assessed for early withdrawals. Fees and withdrawals of funds from this account prior to maturity will reduce earning.

CDs & Savings Calculators

Calculate Your Certificate of Deposit (CD) Value

Use this Certificate of Deposit Calculator to help determine the potential interest growth and tax liability on your Certificate of Deposit.

CD Information



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