Credit Cards

The MFCU Visa is perfect to fund your happy with every day purchases, vacationing, home improvement projects or even for your business! Be proud to use a card that comes from the same place you do. Your MFCU VISA isn’t from a big bank, it’s from a cooperative you’re a part of.

For the holidays, your Members First Credit Card will give back even more. We're helping three lucky winners with their holiday shopping this year! Will one of them be you? Make 10 purchases with a MFCU Visa credit card from November 15, 2022 - December 31, 2022 and you will be entered to win a $500 credit to your Visa card!*

Plus, MFCU Platinum Rewards cardholders get even more bonuses!

Earn 2X MFCU Rewards points for every dollar spent on your MFCU Visa Platinum Rewards credit card!

For every bill paid, every gift bought, and every grocery order where you use your MFCU VISA Platinum Rewards credit card, you are earning 2 points per dollar spent!

If you’re in the market for a new credit card, we have four options for you -- each with an EMV chip for improved security. Once approved, you will have the option to obtain an instant issue VISA credit card the same day at any of our branches. If you would like to schedule an in-branch appointment to apply for a VISA credit card, please click below.

Schedule Appointment

Platinum VISA

This card has simple terms and rates with no annual fees or balance transfer fees.

Apply Now

Platinum Rewards VISA

This card allows you to get rewarded for spending your way. Earn cash back, gift cards, and travel perks when you redeem your MFCU Rewards.

Apply Now

Share Secured VISA

This card is great for someone who is attempting to build their credit. The card will be secured by funds in your account that will be placed on hold for as long as the VISA is active.

Apply Now

Business VISA

This card is for our business members and can be used for all of your business needs.

Apply Now

Be proud to use a card that comes from the same place you do. Your MFCU Visa isn’t from a big bank, it’s from a cooperative you’re a part of.

Live in the virtual world? Us too! All of the information about your Visa can be easily accessed through Online Banking.

  • View history
  • View transactions
  • Order a new card
  • Access MFCU Rewards
  • Make payments and cash advances

With MyCardRules, you get more control of your MFCU Visa credit card. You can now use your phone to manage your card for the things that matter, such as:

  • Set location controls for added security
  • Create purchase limits or alerts for budget control
  • Set restrictions for how and where your card can be used
  • Ability to lock your card when lost or stolen (then you can contact us to get a new one!)

Download MyCardRules App from Apple Store  Download MyCardRules App from Google Play Store

Ensuring that your purchases are easy and secure whether you are shopping online or in-person at a store is a top priority. We have collaborated with digital mobile wallet tools including Apple Pay™ and Google Pay™ in order to make this happen with your MFCU VISA credit card or MasterCard debit card.

Apple Pay

Apple Pay™
Apple Pay™ provides a simple and easy way to use your iPhone or Apple Watch to pay in-person or online. When you make a purchase, Apple Pay uses a device-specific number and unique transaction code to pay for your items so that your card number and identity are not shared with the merchant. Add your MFCU credit or debit card in the Apple Passbook app by simply taking a picture of your card or manually inputting the card details. If you are making a purchase in-person at a participating store, hold your phone or watch near the contactless payment terminal and a subtle vibration or beep will confirm your payment has been successful. If you are making a purchase within an app or online, select Apple Pay at checkout to pay for your purchase.

Learn more

Apple®, the Apple logo, iPhone®, iPad®, Apple Watch® and Safari® are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple PayTM and Touch IDTM is a trademark of Apple, Inc.

Google Pay

Google Pay™
Google Pay™ is a mobile payment solution that is simple, secure and easy to use. By using Google Pay, your card number and identity are not stored on your phone or given to the merchant when making a payment either in-person or online. Instead, Google Pay uses a virtual account number to represent your account information and provides an extra layer of security to prevent fraud. Add your MFCU credit or debit card in the Google Pay app by simply taking a picture of your card or manually inputting the card details. When you are making a purchase in-person at a participating store, unlock your phone as usual and hold it over the merchant’s contactless payment terminal.

Learn more

Google™ and Google Pay™ are trademarks of Google Inc. The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.

MFCU Rewards

Using your Platinum Rewards VISA at MFCU will allow the money you spend to rack up points that can be redeemed through MFCU Rewards. Points can be redeemed for cash back through direct deposit or travel rewards including hotel gift cards, airline tickets, and rental cars. You can also redeem points for gift cards to purchase electronics, entertainment, experiences, gas, groceries, online retailers, restaurants, and more!

MFCU Rewards

VISA Solicitation Disclosure

We highly encourage you to easily make payments instantly from your checking or savings to your Visa within Online Banking.  eStatements are viewable within Online Banking.

Members First Credit Union
PO Box 2165
Midland, MI 48641

Change PIN or Activate Card
Give us a call at 800.290.7893 if you are in the U.S., or 206.624.7998 for international calls.

Report Lost or Stolen Card
Please call 888.297.3416 or contact the credit union at 855.835.6328 during regular business hours.

Online & Mobile Access
Use Online & Mobile Banking to activate your card, set up eStatements, view history and transactions, order a new card, access MFCU Rewards, or make payments and cash advances.


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