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Lending Options > Skip-A-Pay


Use MFCU's Skip-A-Pay feature* and enjoy a break from your loans! Forget the stress this fall season and enjoy traditions without the stress or guilt of a loan hanging over your head. We are here to make sure you don't have to rough it this fall and instead can enjoy s'more of what matters most.

Skip-A-Pay is a great option for when unexpected bills come in or you want a little extra spending cash for a fall adventure. And the best part? Using Skip-A-Pay allows you to keep you positive payment history on the loan while giving you the option to put your money where you need it most that month by skipping one month of a loan payment.

Interested? Download the form below and bring the completed copy into your local branch!


In order to use Skip-A-Pay, you must pay a $25 fee per loan and submit the request form 5 days prior to the loan payment due date.

*All loans must be current to qualify for a Skip-A-Pay. A Skip-A-Pay will not be granted if you have caused the credit union a loss, have any charged off loans that were not redeemed or have a current Trouble Debt Restructure or Loan Modification. First Mortgages, Second mortgages, Home Equity Line of Credit Loans, Overdraft Line of Credit Loans, Balloon Loans, Whatever Loans, Business Loans and VISA cannot be postponed. Loans with active CPI insurance added or loans being paid by disability insurance, a Skip-A-Pay will not be granted. The credit union reserves the right to disapprove any request for postponement with proper notification and disclosure. A loan only qualifies for Skip-A-Pay once a calendar year. May not be used two consecutive months. Other restrictions may apply.


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Members First Credit Union | P.O. Box 2165 | Midland, MI 48641
Phone 855-835-MFCU (6328) |

Federally insured by NCUA.
We do business in accordance with the Fair Housing Law.