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Checking Accounts

Open a checking account that works for you.

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Options custom made for a custom fit.

We have a variety of checking account options with different perks, access to 30,000 surcharge-free ATMs, and a team fully prepared to help you find your perfect fit. To become a member and open a checking account, all you need is $30* and at least one form of ID

Our checking accounts include:

  • Online & Mobile Banking
  • Mobile Check Deposit on the Mobile App
  • 24/7 Card Management
  • Instant issue debit card
  • Automatic transfers
  • Free starter checks when account is opened

*$30 is for $5 minimum deposit to open savings account and $25 minumum depost to open checking account.

Not a member?

Stop in your nearest branch, call us at 855.835.6328 or schedule an appointment. Learn more about becoming a member or get started.

Checking Account Options

Simply Free Checking

Live and bank freely (literally). This is a completely free checking account with no monthly balance requirements and no monthly service charges.


With eChecking, you get the electronic convenience you deserve and the freedom that you’re looking for while earning interest on daily balances of $1,000 or more. eChecking is the way to go if you use a debit card more than 5 times a month and participate in direct deposit.

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Fresh Start Checking

If you’ve been denied at other financial institutions, this may be the option for you. This account will give you freedom from the endless cycle of check cashing, prepaid debit cards, and payday lending.

Premier Checking

You work hard for your money, let us reward you for it.

  • Take advantage of rate discounts of .10% on eligible loans
  • Earn interest on average daily balances of $1,000 or more within a tiered structure

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Advantage 60 Checking

If you are 60 years or better, this option is for you! Take advantage of all of the great benefits you have earned including earning interest on daily balances of $1,000 or more.

  • One free box of checks per year
  • 10% discount on a safe deposit box rental at branches where they are available

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Youth Checking

Available to our youth members ages 13-17.

  • Includes an instant issue debit card
  • Great for depositing allowance, birthday money, and paychecks


Card Management

Create purchase limits and alerts, set location controls, lock your card, and more.

Learn More

Mobile Wallet

Paying is painless and contactless with Apple Pay® and Google Pay™ compatibility.

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Order checks

Running low on checks? Let’s get you restocked.

Order Now


Direct Deposit

Direct deposit of the full amount of your income qualifies you for a .50% rate discount on eligible loan rates.

Change PIN or Activate Card

Give us a call at 800.290.7893 if you are in the U.S. or 206.624.7998 for international calls.

Report Lost or Stolen Card

Please call 888.297.3416 or contact the credit union at 855.835.6328 during normal business hours.

Accepted Forms of ID

Acceptable Forms of Primary ID (required)
  • Driver’s License
  • State ID Card
  • US Passport
  • Foreign (Alien) Passport
  • US Common Access Card, including Military ID
  • Permanent Resident Card
  • Alien Registration Card
  • Employment Authorization Card
  • Tribal ID Card
  • Other Government issued ID with a picture
Acceptable Forms of Secondary ID (may not be required)
  • Original Social Security Card
  • Firearm License or Permit
  • Voter Registration Card
  • Insurance Card
  • Employee ID
  • Credit or Debit Card
  • Unexpired Student ID (18 & Over)
  • Welfare ID
  • Paystub

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