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Auto Loans

Auto loans designed to help you live life to the fullest with the right rate, term, and monthly payment for your plans and budget.

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Need a new ride?

Whether you choose to buy a new or used car, or even if you’re considering refinancing an existing auto loan, you deserve a great rate. 

  • 100% financing including taxes, title and other fees
  • No application fee
  • Short and long term lengths available

Even if you don’t believe your credit is strong, talk to us. Our loan officers will do their very best to help you get into the vehicle you need.

Auto Loan Rates      Apply Now     Make Appointment

 

Two options for new & used auto financing

Work directly with us

Get pre-approved so you are confident knowing your budget before you shop.

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Request our financing from the dealership

We work closely with many dealerships throughout Michigan. Make sure to tell them you are a member at Members First Credit Union.

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Auto Loan Rates
Effective Date: Wednesday, October 9th, 2024
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as*Payment per $1,000
Up to 48 Months 6.74% $23.83
Up to 60 Months 6.74% $19.68
72 Months & No Payments for 90 Days** 5.99% $16.57
Up to 84 Months*** 7.49% $15.34
*APR = Annual Percentage Rate. Rates may be higher than advertised. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. All rates are subject to change. 
**Payment Example: $20,000 at 5.99% APR for 72 months equals $331.45 per month. Some restrictions apply. The original loan termination date will be extended 90 days. Interest will accrue on the balance of the loan during the 90 days, and may cause an increased final payment. Offer not valid on existing Members First loans.
***A minimum loan amount of $25,000 required.
Auto Payment Calculator

 

Ready to get pre-approved for an auto loan?

Apply now or contact us with questions.

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What would my auto loan payment be?

The price of your vehicle, down payment you make, length of the loan, and interest rate are all factors that determine how much you'll pay for your car. Adding a bit more to your payments each month can help you pay off your car loan sooner and, ultimately, save you money. You can also use this calculator to see the impact of putting a bit more money toward your loan each month.

Enter the price of your vehicle and adjust the sliders to match the details of your loan. 

 
 

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The above disclaimer pertains to Members First Credit Union and all Members First’s partners.

 

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