Page 15 - Demo

2025 2024AssetsConsumer Loans $ 433,258,894 $ 437,383,605Real Estate Loans 153,501,473 136,468,674Business Loans 51,140,375 60,299,383 Total Loans To Members 637,900,742 634,151,662Allowance For Loan Loss (8,427,701) (7,090,242)Net Loans To Members 629,473,041 627,061,420Cash & Cash Equivalents 79,925,029 34,109,104U.S. Government Agencies 134,308,213 130,109,020Other Investments 15,635,351 19,506,693Total Cash & Investments 229,868,593 183,724,816Land & Building Net 15,552,582 13,018,161Other Fixed Assets 2,797,544 2,628,537All Other Assets 22,909,164 24,145,161Total Other Assets 41,259,290 39,791,859Total Assets $ 900,600,924 $ 850,578,095Liabilities & EquityAccounts Payable &Other Accrued Expenses 49,369,059 64,846,747Share Savings 146,944,788 145,594,434Share Drafts 159,954,024 146,246,270Money Market 237,195,562 219,458,273IRA Accounts 27,581,798 27,909,984Certificates Of Deposit 205,429,209 180,638,749Total Member Shares 777,105,381 719,847,710Reserves - -Net Worth 77,286,351 74,889,327Unrealized Gains/Losses (6,052,589) (11,402,713)Net Income 2,892,722 2,397,024Total Member Equity 74,126,484 65,883,638Total Shares & Equity 851,231,864 785,731,348Total Liabilities & Equity $ 900,600,924 $ 850,578,095Unaudited Statement of Financial ConditionAs of December 31, 2025 & 2024MEMBERS FIRST CREDIT UNION %u2022 2025 IMPACT REPORT | 15