Loan Rates
We understand that life is messy and sometimes things come up. Whether it is to finance something that is needed, or something that you want, we have the loan options here to help you do it. We understand that having money for what matters to you is important, and as your financial partner we are here to help.
Secured Loans (Auto Loan Rates)
Effective Date: Friday, June 2nd, 2023
Please contact us or stop into a branch to verify the current rate.
| Terms | APR as low as* | Payment per $1,000 |
|---|---|---|
| Up to 48 Months | 5.74% | $23.38 |
| Up to 60 Months | 6.24% | $19.46 |
| Up to 72 months | 6.74% | $16.94 |
| Up to 84 Months** | 7.24% | $15.22 |
| Even if you don’t believe your credit is strong, talk to us. Our loan officers will do their very best to help you realize your dreams. | ||
| *APR = Annual Percentage Rate. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. Rates featured are listed “as low as” and include a .50% discount based on the applicant’s relationship with the credit union. All rates are subject to change. **A minimum loan amount of $25,000 required. | ||
Recreational Vehicles
Effective Date: Friday, June 2nd, 2023
Please contact us or stop into a branch to verify the current rate.
| Terms | APR as low as* | Payment per $1,000 |
|---|---|---|
| Up to 60 Months (longer terms are available) | 6.99% | $19.81 |
| Up to 84 Months | 7.74% | $15.47 |
| Up to 144 Months** | 7.99% | $10.83 |
| Up to 180 Months*** | 8.24% | $9.71 |
*APR = Annual Percentage Rate. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. Rates featured are listed “as low as” and include a .50% discount based on the applicant’s relationship with the credit union. All rates are subject to change. **Minimum amount financed is $20,001.00. Maximum amount financed is $50,000.00. ***Minimum amount financed is $50,001.00. Maximum amount financed is $200,000.00. | ||
Share Pledge Loans
Effective Date: Friday, June 2nd, 2023
Please contact us or stop into a branch to verify the current rate.
| Terms | APR* | Payment per $1,000 |
|---|---|---|
| Up to 60 Months | 4.00% | $18.42 |
| *APR = Annual Percentage Rate. Loan is subject to credit approval. All rates are subject to change. **A minimum loan amount of $25,000 required. | ||
Unsecured Personal Loan
Effective Date: Friday, June 2nd, 2023
Please contact us or stop into a branch to verify the current rate.
| Terms | APR as low as* | Payment per $1,000 |
|---|---|---|
| Up to 84 Months | 10.49% | $16.87 |
| *APR = Annual Percentage Rate. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. Rates featured are listed “as low as” and include a .50% discount based on the applicant’s relationship with the credit union. All rates are subject to change. | ||
VISA® Credit Cards
Effective Date: Friday, June 2nd, 2023
Please contact us or stop into a branch to verify the current rate.
| Card | Terms | APR as low as** |
|---|---|---|
| VISA® Platinum | up to $30,000 ; open-end line of credit | 9.59% |
| VISA® Platinum Rewards | up to $30,000 ; open-end line of credit | 10.59% |
| VISA® Share Secured | up to $10,000 ; open-end line of credit | 7.75% |
| **APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change. | ||
Prime Line of Credit
Effective Date: Friday, June 2nd, 2023
Please contact us or stop into a branch to verify the current rate.
| Terms | APR as low as** |
|---|---|
| Up to $25,000; open-end line of credit | 12.75% |
| **APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change. | |
First Mortgages
Effective Date: Friday, June 2nd, 2023
Please contact us or stop into a branch to verify the current rate.
| Terms | Interest Rate | APR as low as** | Payment per $1,000 |
|---|---|---|---|
| 30 Year | 6.875% | 6.98% | $6.57 |
| 20 Year | 6.750% | 6.83% | $7.61 |
| 15 Year | 6.500% | 6.60% | $8.72 |
| 10 Year | 6.500% | 6.64% | $11.36 |
| Rural Development | Available upon request | Available upon request | Available upon request |
| Payments do not include taxes and insurance. Actual payments may be higher. **APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change. | |||
Second Mortgage/Home Equity Installment Loans
Effective Date: Friday, June 2nd, 2023
Please contact us or stop into a branch to verify the current rate.
| Terms | APR as low as** | Payment per $1,000 |
|---|---|---|
| 15 year term, 100% loan-to-value or Less | 10.100% | $10.75 |
| **APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change. | ||
Home Equity Lines of Credit
Effective Date: Friday, June 2nd, 2023
Please contact us or stop into a branch to verify the current rate.
| Terms | APR as low as** |
|---|---|
Based on the Prime rate, adjusted quarterly. Loan amounts $5,000.00 to $100,000.00. Loan-to-value up to 100%. |
8.25% |
| Maximum APR 18.00%. Rates are subject to change. **APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change. | |
Land Loans
Effective Date: Friday, June 2nd, 2023
Please contact us or stop into a branch to verify the current rate.
| Terms | APR as low as** | Payment per $1,000 |
|---|---|---|
| 2-year balloon with maximum amortized term of 15 years | 8.240% | $9.70 |
| **APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change. | ||