The $1,000 Whatever Loan is back!
The $1,000 Whatever Loan is no longer available. We have many other lending options to assist you and find a solution to fit your needs. If you have any questions about the other options that are available for you, please give us a call at 855.835.6328, schedule an in-branch appointment, or check out our Life Happens Personal Loans.
What is a Whatever Loan?
It’s a bills-paying, repairs-making, ‘whatever’ loan!
Whether you want to give your family the best holiday season yet, finally catch up on those bills, or even just get ready for the long winter ahead, the Whatever Loan could be right for you.
This year is a little different than most, and our Whatever Loan process will look a little different as well. This year, we ask that you apply online or schedule your appointment to apply for the Whatever Loan today!
We are currently experiencing high call volumes and appointment requests causing longer than usual wait times, as well as a large number of online loan applications causing processing times to take a bit longer than usual. We apologize for the inconvenience but thank you for your patience and understanding.
Still want to come in person? We’re here for you! Work us in to your schedule at your favorite branch. Experience these benefits and more when scheduling your Whatever Loan appointment:
Invite your friends and family to find their happy with us. The Whatever Loan might be just what they need too! If the Whatever Loan doesn’t meet your needs, we have other lending options available.
Had the Whatever Loan in the past? You may be able to apply for a $1,500 Whatever Loan! Schedule your appointment to and speak with a loan officer about your options!
*A $125 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,125. In order to receive the Whatever Loan, you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have full direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,125, covered with life and disability insurance, will have 12 monthly payments of $96.05 and an annual percentage rate of 22.192% APR. Insurance not required. Additional restrictions may apply. An appointment is required to apply for the Whatever Loan.
*A $175 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,675. In order to receive the Whatever Loan, you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have full direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,675, covered with life and disability insurance, will have 12 monthly payments of $143.00 and an annual percentage rate of 20.759% APR. Insurance not required. Additional restrictions may apply. An appointment is required to apply for the Whatever Loan.
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We are sorry for the inconvenience. We will pass your comments along to our team. You can contact our Contact Center at 855.835.6328 x. 0 and they would be happy to look into that for you, or utilize the Live Chat feature within Online & Mobile Banking.
Jeanne,
In addition to our Whatever Loan, we have many other different options to help our members during this challenging year. We apologize if you did not qualify for the Whatever Loan, but would love to look into your situation further and see if there is anything we can do. Please give us a call at 855.835.6328 and we would be happy to verify your information and look into your situation to see if there is anything we can do to help.
Thank you,
Members First Credit Union
Rebekah,
It is stated at the bottom of this page that in order to receive the Whatever Loan, you must have full direct deposit in your checking account at MFCU. We apologize if you missed this or there was any confusion. If you have any questions, please give us a call at 855.835.6328.
Thank you,
Members First Credit Union
Thanks for your inquiry. If you are referring to funds for a loan, we are currently experiencing some delays with our online application. If you are referring to a deposit issue, please contact us at 855.835.6328 x.0 for account specific questions.