Loan Rates

We understand that life is messy and sometimes things come up. Whether it is to finance something that is needed, or something that you want, we have the loan options here to help you do it. We understand that having money for what matters to you is important, and as your financial partner we are here to help.

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Secured Loans (Auto Loan Rates)
Effective Date: Friday, October 23rd, 2020
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as*Payment per $1,000.00
Up to 36 Months 2.49% $28.86
Up to 48 Months 2.74% $22.02
Up to 60 Months 2.74% $17.86
Up to 108 Months** 6.94% $12.49
Even if you don’t believe your credit is strong, talk to us. Our loan officers will do their very best to help you realize your dreams.
*APR = Annual Percentage Rate. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. Rates featured are listed “as low as” and include a .50% discount based on the applicant’s relationship with the credit union. All rates are subject to change.
**A minimum loan amount of $25,000 required.

Recreational Vehicles
Effective Date: Friday, October 23rd, 2020
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as*Payment per $1,000.00
Up to 36 Months (longer terms are available) 2.74% $28.97
*APR = Annual Percentage Rate. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. Rates featured are listed “as low as” and include a .50% discount based on the applicant’s relationship with the credit union. All rates are subject to change.

Share Pledge Loans
Effective Date: Friday, October 23rd, 2020
Please contact us or stop into a branch to verify the current rate.
TermsAPR*Payment per $1,000.00
Up to 60 Months 4.00% $18.42
*APR = Annual Percentage Rate. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. Rates featured are listed “as low as” and include a .50% discount based on the applicant’s relationship with the credit union. All rates are subject to change.

Unsecured Loans/ Other Personal Property
Effective Date: Friday, October 23rd, 2020
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as*Payment per $1,000.00
Up to 84 Months 8.94% $16.07
*APR = Annual Percentage Rate. Final rate is determined by loan applicant’s creditworthiness, qualifications and collateral conditions. Rates featured are listed “as low as” and include a .50% discount based on the applicant’s relationship with the credit union. All rates are subject to change.

VISA® Credit Cards
Effective Date: Friday, October 23rd, 2020
Please contact us or stop into a branch to verify the current rate.
CardTermsAPR as low as**
VISA® Platinum up to $30,000 ; open-end line of credit 9.59%
VISA® Platinum Rewards up to $30,000 ; open-end line of credit 10.90%
VISA® Share Secured up to $10,000 ; open-end line of credit 7.75%
**APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change.

Prime Line of Credit
Effective Date: Friday, October 23rd, 2020
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as**
Up to $25,000; open-end line of credit 8.25%
**APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change.

First Mortgages
Effective Date: Friday, October 23rd, 2020
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as**Payment per $1,000.00
30 Year 2.545% $3.95
20 Year 2.439% $5.24
15 Year 2.208% $6.49
10 Year 2.247% $9.26
Rural Development Available upon request  
Payments do not include taxes and insurance. Actual payments may be higher.
**APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change.

Second Mortgage/Home Equity Installment Loans
Effective Date: Friday, October 23rd, 2020
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as**Payment per $1,000.00
15 year term, 100% loan-to-value or Less 5.080% $7.90
**APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change.

Home Equity Lines of Credit
Effective Date: Friday, October 23rd, 2020
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as**

Based on the Prime rate, adjusted quarterly. Loan amounts $5,000.00 to $100,000.00. Loan-to-value up to 100%.

3.250%
Maximum APR 18.00%.
Rates are subject to change.
**APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change.

Land Loans
Effective Date: Friday, October 23rd, 2020
Please contact us or stop into a branch to verify the current rate.
TermsAPR as low as**Payment per $1,000.00
2-year balloon with maximum amortized term of 15 years 8.240% $9.70
**APR = Annual Percentage Rate. Rates featured are listed “as low as” and could be different based on creditworthiness, qualifications and collateral conditions. All rates are subject to change.

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