Members First Credit Union
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Lending Options > Home Loans

Home Loans

It's not just a mortgage. It's an, "OMG how did he get so big already?" loan.

Whether you're upgrading, downsizing, or just looking for something new, we've got the affordable home financing you need to make it happen. We can do everything that the "big banks" can do, including fixed rate mortgages, but with more flexibility, and the loan servicing always stays here.

First Time Home Buyer Incentive
Lock & Shop
First and second home loan options
Purchases and Refinances
Home Equity Line of Credit
Land Loans
Rural Development
First-time home buyers can finance up to 97% of the purchase price
TruStage insurance discounts
Low fixed and adjustable rates

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Apply online or call 855.835.6328, ext. 1750, for current rates and/or to schedule your appointment. Appointments are not necessary but recommended to give you the service that you are entitled to.

First Mortgages
Effective Date: Tuesday, August 4th, 2020
TermsAPR as low as*
30 Year 2.4.19
20 Year 2.44%
15 Year 2.21%
10 Year 2.12%
Rural Development Available Upon Request
Payments do not include taxes and insurance. Actual payments will be higher.

*APR = Annual Percentage Rate.  Final rate is determined by loan applicant's credit score and relationship with the credit union.  Rates featured are listed "as low as" and subject to credit approval.  All rates are subject to change.


 NMLS #440786

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Members First Credit Union | P.O. Box 2165 | Midland, MI 48641
Phone 855-835-MFCU (6328) |

Federally insured by NCUA.
We do business in accordance with the Fair Housing Law.