Savings and Investments

Members First Credit Union Offers a variety of Savings and Investment products to suit every member's needs.

Primary Share Account

When you open a primary share account, you become an owner of the credit union, which is your membership into the credit union. Once you are a member, you will be able to take advantage of our money saving and interest earning products and services.

Do you need to know more about us? Click here

Christmas Club Account

The holidays can be a little stressful on the pocketbook, so don’t wait until November to start saving. A Christmas Club account will give you peace of mind in knowing that when you need the money, it will be available for you.
Funds are automatically transferred to your designated share or share draft account on October 1.

High Yield and Super High Yield Savings Accounts

High Yield accounts give you more for your money; stability with a higher rate of return. Choose the option that works best for you.

High Yield Savings

A High Yield savings account allows you to earn more money than a regular savings account. Benefits of a High Yield account are:

Low $2,500 minimum balance

Three free withdrawals per month

Dividends are dispersed monthly

Can make deposits at any time for any amount

Click here for our current High Yield Rates

Super High Yield Savings Accounts

A Super High Yield savings account allows you to earn more money than a High Yield Account. Benefits of a Super High Yield account are:

$10,000 minimum balance

Six free withdrawals per month

ability to write checks from this account

Dividends are dispersed monthly

Can make deposits at any time for any amount

Click here for our current Super High Yield Rates

Certificate of Deposits

We understand how important it is to have options when saving your money. Whether you are driven by minimum balance, rate, or terms, we have an option to fit your needs.
Also, having a CD with us will save you at least a ¼% discount on your loan rate.

Low minimum deposit of $1,000 for general membership
$100 minimum deposit for members 17 and younger
Many short and long term options
Competitive fixed rates
Interest may be compounded or transferred to the account of your choice
Click here for our current Certificate of Deposits Rates

Open a CD by calling 888-835-5151

IRAs

We offer Roth, Traditional, Educational, SEP and Coverdell IRAs. You can open an IRA Savings with as little as $10 or an IRA Certificate for $1,000.

Enjoy the financial flexibility with a High Yield and CD options for your IRA account
An IRA will save you money because in many cases the earnings are tax-deferred, tax-deductable tax exempt.
Insured by the National Credit Union Administration up to $250,000
Click here for IRA Rates and Terms

Young Investors

Learn more about what we offer for our younger members.

ATM Cards

An ATM card will give you peace of mind in knowing that you will have access to the money in your savings account 24/7. You will also have:

Access to 25,000 surcharge free ATMs nationwide
Unlimited free deposits
The ability to transfer funds and make balance inquiries at the ATM machine
Click here for Co-Op Network ATM Locator

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