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About MFCU > The $1,000 Whatever Loan is Back!
The $1,000 Whatever Loan is Back!
Authored By: Katie Stoeckle on 10/30/2017

The $1,000 Whatever Loan with no credit score limit* is back!  The Whatever Loan is only available for a limited time. Get it before it's gone!

Want to pay down some of those bills?  Go for it!

Get your home ready for the winter?  Definitely!

Take care of some much needed repairs?  Great idea!

It can be used for whatever you need!  Come see us at your favorite branch and find your happy with the $1,000 Whatever Loan.

Invite your friends and family to find their happy with us.  The Whatever Loan might be just what they need too!   If the Whatever Loan doesn’t meet your needs, we have other lending options available.

*A $25 processing fee will be assessed and may be funded with the loan, bringing total loan amount to $1,025.  In order to receive the Whatever Loan you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed, and be eligible for membership. A Whatever Loan of $1,025, covered with life and disability insurance, will have 12 monthly payments of $96.27 and an interest rate of 22.777% APR.  Some restrictions may apply.

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Comments
11/17/2017 3:16 PM an anonymous user.
I have dreict deposit set up with you guys but is only half of my pay every two weeks. I do have a checking account with you though. Am I eligible for a whatever loan because I was told just a dreict deposit and checking account was all you needed to qualify for the most part
Reply From Members First Credit Union:

Thanks for your inquiry.  In order to receive the $1,000 Whatever Loan, you must have 100% of your net pay deposited into an MFCU checking account.  You can easily set this up at any of our branches.  Once you can bring in the paystub that shows where your check is being deposited, you meet that requirement. Additionally, in order to receive the Whatever Loan, you ou must not have caused MFCU a loss and must be at your place of employment for at least 6 months.  If you have any other questions or concerns, please contact us at 855.835.6328 x. 0 for personalized service.  We look forward to helping you find your happy!

11/16/2017 11:15 AM an anonymous user.
I only have savings account can I still qualify for the whatever loan?
Reply From Members First Credit Union:

Thanks for your inquiry.  To be eiligible for the $1,000 Whatever Loan, you must have 100% of your net pay deposited into your MFCU checking account.  You can set up an account today by stopping in to your favorite branch.  If the Whatever Loan doesn't fit your needs, we have plenty of other lending opportunities available.  We look forward to helping you find your happy!

11/14/2017 9:29 AM Margaret F. from Bullhead City, AZ
I am out of state for winter I have direct deposit would like to know if I can get whatever loan on line
Reply From Members First Credit Union:

Thanks for your inquiry.  We are currently working on creating a fully online lending platform, but it is not available at this time.  To receive the $1,000 Whatever Loan, you would need to come in to one of our branches.  If you have any other questions or concerns, please contact our Call Center at 855.835.6328 x. 0 for personalized service.

11/14/2017 8:56 AM an anonymous user.
If I pay off my loan I already have how long before I can apply for the 1,000 whatever loan?
Reply From Members First Credit Union:

Thanks for your inquiry.  If you have other loans, you can still get the $1,000 Whatever Loan.  If you are still making payments on last year's Whatever Loan, you must make sure to pay that off before coming in to receive this year's Whatever Loan.  If you have more questions or concerns, please contact our Call Center at 855.835.6328 x.0 for personalized service.  We look forward to helping you find your happy!

11/9/2017 2:34 PM an anonymous user.
If my job does not offer direct deposit is there still a way to get this loan? Could MFCU pull the payment each time I deposit my paycheck?
Reply From Members First Credit Union:

Thanks for your inquiry.  In order to figure out the best lending opportunity for your needs, we recommend you stop in to see us at a branch or contact our Call Center at 855.835.6328 x.0 for personalized service.  We look forward to helping you find your happy!

11/7/2017 3:12 PM an anonymous user.
When applying for the whatever loan do I have to wait and speak with a loan officer or can I go right up to the service counter like years past to receive the loan? I only have a few moments while on break at work.
Reply From Members First Credit Union:

Thanks for your inquiry.  If you were preapproved and received the preapproval letter in the mail, you can go up to a teller window to receive the Whatever Loan.  The preapproval deadline is Friday, November 10. If you did not receive the preapproval, you will need to come in to meet with a loan officer at your favorite branch.  If you have other questions or concerns, please contact our Call Center at 855.835.6328 x 0 for personalized service.  We look forward to helping you find your happy! 

11/6/2017 6:29 AM an anonymous user.
How long does the whatever loan run for? Also can you get one online?
Reply From Members First Credit Union:

Thanks for your inquiry.  The $1,000 Whatever Loan is available until December 29.  At this time, you need to stop in to your favorite branch to obtain the Whatever Loan.  However, if you meet the requirements, you can get your funds in the branch!  If you have any other questions before you stop in, please contact our Call Center at 855.835.6328 x. 0 for personalized service.  We look forward to helping you find your happy!

whatever loan
11/3/2017 6:37 PM an anonymous user.
I just started with mfcu with checking account, I have been at my job for 2 1/2 year would I qualify. can you also let me know when this ends?
Reply From Members First Credit Union:

Thanks for your inquiry.  To receive the $1,000 Whatever Loan, you must not have caused MFCU a loss, must be at your place of employment for at least 6 months, have direct deposit in your checking account at MFCU before funds will be disbursed.  The $1,000 Whatever Loan will be available until December 29.  If you have any other questions before you come in, please contact our Call Center at 855.835.6328 x. 0 for personalized service.  We look forward to helping you find your happy!

Whatever Loan
11/3/2017 12:31 PM Alexandrea S. from Midland, MI
Hi!

Are there any specific documents that we need to bring in for the whatever loan? Thanks!
Reply From Members First Credit Union:

Thanks for your inquiry.  When you come in to apply for the Whatever Loan, please bring in your most recent pay stub.  One of the requirements is to have direct deposit into an MFCU checking account, and this can prove that.  If you have any other questions, please contact our Call Center at 855.835.6328 x. 0 for personalized service.  We look forward to helping you find you happy!

11/2/2017 9:19 PM Greg R. from Farwell, MI
Are you open November 24th
Reply From Members First Credit Union:

Thanks for your inquiry.  We will be closed on November 23, 23, and 25 this year in honor of the Thanksgiving holiday.  Our Online Banking and ATMs are available for 24/7 access to your account.  Please let us know how we can help you find your happy!

Mrs.
11/2/2017 8:50 AM Karen G. from Clare, MI
Hi I was just curious, my son and I have a joint account, he has direct deposit and I have the time on the job. Would we be eligible for the whatever loan? Thanks so much.
Reply From Members First Credit Union:

Thanks for your inquiry.  A member must have direct deposit and six months at their place of employment to qualify for the Whatever Loan.  We cannot combine the requirements among other members on the account.  We also have some other lending options is the Whatever Loan doesn't meed your needs.  If you have any other questions, please contact us at 855.835.6328 for personalized service, or stop in to your favorite branch.  We look forward to helping you find your happy!

Whatever Loan
10/30/2017 2:38 PM Clarissa T. from Six Lakes, MI
How do I apply for this loan? I am a current account holder with this credit union.
Reply From Members First Credit Union:

Thanks for your inquiry.  To apply for the Whatever Loan, please come see a loan officer at your favorite branch.  We look forward to helping you find your happy!

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Members First Credit Union | P.O. Box 2165 | Midland, MI 48641
Phone 855-835-MFCU (6328) | mail@mfcu.net

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We do business in accordance with the Fair Housing Law.