Become a Member

At  Members First Credit Union we believe that we can make a positive difference in your life.  We are dedicated to identifying your needs and suggesting solutions that will help you achieve your financial goals.  Our staff will never sell you the product of the month or push a particular service at you to reach a quota.  It is all about building a relationship to gain your trust and long-term membership.

In fact, with every encounter, we promise to:

• Treat you as an honored guest.
• Take responsibility for your request.
• Make it easy to do business with us
• Respond to your requests in a timely manner
• Identify your needs and suggest a solution that will help you achieve your financial goals
• Ensure the security of your financial information
• Show our appreciation for allowing us to serve you
• Exceed your expectations at every encounter

Do we sound like a credit union you’d like to be a part of?   Confirm that you are eligible for membership below and click here for a switch kit or call us at 1-888-835-5151. We would love to have the opportunity to make a positive difference for you. Take a look at the many benefits of membership.

Do you need more information? Learn more about us by clicking here.

We proudly serve:

• All those persons who live, work, worship, or attend school or post-high school in the following Michigan counties:Midland, Clare, Gladwin, Isabella, Gratiot, Saginaw, or Bay.

• Employees and students of the schools in the County of Midland, Michigan, and the Midland City Education Association

• Employees and students of Delta College, Saginaw-Bay City, Michigan, who live or work in the County of Midland, Michigan.Employees or members of employer groups or other organized groups, which are located within 25 miles of the credit union’s main office.

• Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to, a retirement organization located in the county or in a county contiguous to the county where the credit union’s main office is located.

• Employees of this credit union.

• Immediate family of existing Members First Credit Union members.

• Organizations incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.

• A spouse of a deceased member may be elected to membership at any time prior to remarriage.