Home Loans

Whether you are purchasing a new home or looking to refinance your existing one, we can help you!  We can do everything that the "big banks" can do, but with more flexibility and lower closing costs. To make your financing simple, we have a wide variety of mortgage options including: FHA and Rural Development.  Rest assured that your dedicated mortgage lender will work with you through the whole process. 

Members First Credit Union can offer you:
 

  • Up to $8,000 First Time Homebuyers Tax Credit and up to $6,500 for repeat buyers*
  • First and second home loan options
  • Refinancing
  • Home Equity Loans
  • Land Loans 
  • Low down payments
  • Save $100s of dollars in closing costs
  • MEMBERS Homeowners insurance discounts
  • Automatic payment from your payroll or designated account
  • Low fixed and adjustable rates
  • Variety of terms to fit your needs

Best of all your payment can be made at either office, through First@HOME, or using online bill pay. 
Now is the time to put a welcome mat in front of a door you're proud of! Simply call us at 888.835.5151 ext 1750 for more information or to apply.

*Some restrictions may apply.  Consult your tax advisor for more information relating to tax credits.
 

Home Equity Line of Credit
 

Use the equity in your home to pay-off high interest debt, make needed renovations, or pay for an upcoming event. Qualified borrowers can finance up to 90% of your home’s value with loan a amount up to $100,000.

Save money with:
 

  • No closing cost options
  • Low fixed rates
  • Low variable rates
  • No points
  • No annual fees
  • Tax deductions (consult your tax adviser for details)
  • Automatic payment from your payroll or designated account
  • Click here for rates

Enjoy the convenience of accessing your money in-person, by ATM, check, phone, or through First@HOME Online Banking.

 

Member First Mortgage 

If we've helped you finance your home loan through Member First Mortgage, LLC. and you have questions please call us at 888.835.5151 ext 1750.


NCUA