Home Loans

We understand that purchasing a new home is a big decision to make, but rest assured that our staff will assist you through every step of the loan and closing process. You’ll also have peace of mind in knowing that your home loan will never be sold to another institution.

We offer the following programs and features:
  • First and second home loans
  • Refinancing
  • Home Equity Loans
  • Land Loans
  • Construction/ Perm loan
  • Low down payments
  • Low closing costs
  • MEMBERS Homeowners insurance discounts
  • Automatic payment from your payroll or designated account
  • Low fixed and adjustable rates
  • Variety of terms to fit your needs
  • Click here for rates
Best of all your payment can be made at either office, through First@HOME, or using online bill pay.

Does this sound good to you? Simply call us at 888-835-5151

Home Equity Line of Credit

Use the equity in your home to pay-off high interest debt, make needed renovations, or pay for an upcoming event. Qualified borrowers can finance up to 90% of your home’s value with loan amount up to $100,000.

Save money with:
  • No closing cost options
  • Low fixed rates
  • Low variable rates
  • No points
  • No annual fees
  • Tax deductable (consult your tax advisor for details)
  • Automatic payment from your payroll or designated account
  • Click here for rates
Enjoy the convenience of accessing your money in-person, by ATM, check, phone, or through First@HOME Online Banking.

Member First Mortgage

Looking for more options? We have formed an alliance with a credit union service organization, Member First Mortgage, LLC. They are located in Grand Rapids, Michigan and can offer first mortgages of all types, vacant land loans, and construction loans.

Member First Mortgage will save you money with their low closing costs options and
also give you peace of mind in knowing that you will receive the same personal service that you would here.

Click here to apply 24 hours, 7 days a week or by calling 1-866-898-1818

NCUA