Fees
At Members First Credit Union, we feel that it is important to provide the highest quality of products and services without the extravagant cost. There are a few small fees that are in effect to protect the interest of the entire membership.
Rates and terms subject to change. Accurate as of August 12, 2008.
| Checking Accounts |
| $24.00 |
Stop payment |
| FREE |
14 Day Stop Payment - Through First@Home |
| $24.00 |
NSF Check Return Fee |
| $2.00 |
Copy of Draft |
| FREE |
Copy of Draft - Through First@Home |
| $20.00/hour |
Account Reconciliation |
| $15.00 |
Credit Union Imposed Account Closure |
| FREE |
Overdraft Transfer from Savings |
| $1.00/page |
Statement Copies/Account History |
| FREE |
Draft Line of Credit Advance (daily interest will apply) |
| $24.00 |
Member Privilege, per item cleared |
| $1.00/page |
Starter Checks |
ATM / Master Money™ Debit Cards
|
| FREE |
ATM Withdrawals
(at Members First Credit Union ATMs or any CO-op network ATM) |
| $5.00 |
Card Replacement |
| $5.00 |
PIN Replacement |
| $24.00 |
Overdraft Return Fee |
| FREE |
ATM Balance Inquiry |
| FREE |
Overdraft Transfer from Savings to Checking |
| FREE |
Line of Credit Advance (daily interest will apply) |
| $24.00 |
Member Privilege fee, per item cleared |
| Convenient Cards & Checks |
| $2.00 |
VISA Gift Card |
| $5.00 |
Travel Card |
| $1.00 |
Money Order |
| $1.00 |
Cashier's Check |
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| VISA® Credit Cards |
| $5.00 |
Card Replacement |
| $25.00 |
Late Payment Fee |
| $25.00 |
Over Limit Fee |
| $24.00 |
Returned Check Fee |
| FREE |
Cash Advance (MFCU VISA) |
| $5.00 |
Cash Advance (Non - MFCU VISA®) |
| $15.00 |
VISA Payment, via phone with MFCU staff |
| $10.00 |
VISA Payment, via VISA Direct |
| FREE |
VISA Payment, Made in Person, Mailed in, or Through First@Home |
| Account |
| $10.00 |
Returned Deposit |
| Coin Counting |
2% of total coins received (no charge for Kid's Club members or for coin amounts less than $50.00) will be donated to local charities. |
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| ACH/EFT |
| $24.00 |
Overdraft Return Fee |
| $24.00 |
Stop Payment |
| FREE |
Overdraft Transfer From Savings or Checking |
| Wire Transfers |
| $15.00 |
Domestic |
| $30.00 |
International |
|
Online Services
|
| FREE |
First@Home Online Banking |
| FREE |
Online Bill Pay |
| FREE |
eStatements |
| $3.95/month |
Money HQ Account Aggregation |
| Inactive / Dormant Account Fees |
| If an account has been inactive after a period of two years, the credit union will charge a $5.00 monthly fee until such time as the account is reactivated by the member, the balance drops to zero, or the balance of the account is escheated to the State of Michigan. |
| Safe Deposit Box Annual Rental and Fees |
| It is important to note that the credit union is a lessor, not insurer, and shall in no event be liable for any loss from a safe deposit box. |
| $20.00 |
3 x 5 x 24 (available only at Dartmouth) |
| $30.00 |
5x 5 x 24 (available only at Dartmouth) |
| $36.00 |
3 x 10 x 24 |
| $48.00 |
5 x 10 x 24 |
| $84.00 |
10 x 10 x 24 |
| $20.00 |
Duplicate Key |
| Actual Cost |
Lost Keys (box re-drilling or re-keying) |
| Prorated |
Early Closing Fee |
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