Benefits of Membership
We go far beyond being a place to save money and get loans. We believe in your co-operative way of thinking, so we partnered with other organizations to offer you a complete membership. Your membership is one that is full of benefits, discounts, and convenience. Check out the opportunities available to you.
GreenPath
We are proud to announce our partnership with GreenPath. GreenPath is a non-profit company that partners with you to achieve your financial goals. This new benefit of membership gives you access to free money management and financial education services.
You can receive assistance with:
- Personal and family budgeting
- Understanding your credit report and how to improve your score
- Money management
- Debt repayment
- Avoiding bankruptcy, foreclosure and repossession
For more information, call GreenPath directly at 877.337.3399
BudgetSmart
BudgetSmart is a new software program that you can download to your personal computer. This easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you manage your money more effectively.
You can use the program to:
- Establish a budget
- Track spending
- View tips for improving areas of overspending or inadequate saving
- Experiment with "what if" scenarios to determine how a major purchase or change in income would impact your budget
Click on the BudgetSmart logo or here to download the program to your computer free of charge and you will be on your way to creating your own personalized budget!
CheckRight
Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, CheckRight is designed to teach you how to manage your checking account. The self-study program allows you to learn at your own pace. Among other things, the program will help you learn how to:
- Open an account
- Write Checks
- Make Deposits
- Reconcile your account
- Create a spending plan
Begin the program by clicking
here or visit the
CheckRight website for more information.
Invest in America
There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles. All eligible current and new credit union members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.
The deal gets even better when you finance your vehicle with us. Thanks to our lower interest rates, your savings will really add up.
MEMBERS Auto and Homeowners Insurance Discounts
You trust Members First to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.
- MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members
- Convenient e-service, pay your bill or make changes to your policy, even report a claim
- Receive fast, easy access to claims service 24-hours a day
- Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office
The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
AAA Insurance Discounts 
As a member of our credit union, you may receive insurance discounts up to 20% through AAA of Michigan. A AAA membership will also give you:
- Access to a variety of trip planning services, including Tour Books® and Trip Tiks®
- 24-hour roadside assistance
- Discounts at hundreds of locations nation-wide with Show Your Card and Save®
Not a AAA Member? Contact 1-800-AAA-MICH, visit your local branch office, or look on AAA’s web site today!
Sprint Discounts
We have teamed up with Sprint to offer you a 10% discount on all of your recurring monthly charges (service rate plans, features, etc). Contact Sprint directly at 1-877-728-3428 or click here for more information.
Term Life and Accidental Death and Dismemberment Insurance
We are pleased to offer you Members Term Life and Accidental Death & Dismemberment Insurance programs. Presented and administered through Selman & Company, your first $2,000 of AD&D coverage is included at no cost to you with your membership in the credit union. Click here to find out more information and apply online for additional coverage.
Co-Op ATM Network 
In the co-operative spirit, credit unions have joined together to give members ATM accessibility nationwide! Enjoy the convenience of over 25,000 surcharge free ATMs throughout the united states, simply for being a member. There are over 60 in the tri-city area, alone! Click here to find ATMs in your destination location.
Loan Discounts
Get up to 1/4% off your consumer loan rate* if you have one of the following services or 1/2% off your consumer loan rate* if you have two of the following services:
- Net payroll directly deposited into your Members First checking account
- A certificate of deposit of at least $5,000
- Any other loan with Members First with at least a $5,000 beginning balance
- A mortgage with Members First
*Excluding VISA Credit Cards, Overdraft Lines of Credit, and Real Estate loans
Various Other Services
- Free notary services at either office
- Night deposit boxes are available at both offices for 24/7 deposit access
